Civic Intelligence

Har Co Credit Union

990 • Fiscal year 2013 • EIN 52-0853115

Jan 01, 2013 to Dec 31, 2013 • Filed on Jul 24, 2014

Organization Profilewww.harcocu.org

View Organization Page

30 N Hickory AvenueBel Air, MD 21014

(410) 838-9090

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

2nd percentile

0.01x

Higher debt load relative to assets than 2% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Liabilities / Revenue

3rd percentile

0.18x

Higher debt load relative to revenue than 3% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Net Margin

16th percentile

3.1%

Higher net margin than 16% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Top Officer Pay

72nd percentile

$238,292

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 3.0% of source-year revenue.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets2nd percentile

Assets

$185,117,729

No earlier filing loaded for comparison.

Net Assets

$183,633,912

No earlier filing loaded for comparison.

Liabilities

$1,483,817

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue3rd percentileNet Margin16th percentile

Revenue

$8,033,902

No earlier filing loaded for comparison.

Expenses

$7,782,835

No earlier filing loaded for comparison.

Net Income

$251,067

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2013: $185,117,729Liabilities 2013: $1,483,817Net Assets 2013: $183,633,9122013Assets 2014: $184,717,870Liabilities 2014: $783,153Net Assets 2014: $183,934,7172014Assets 2015: $188,460,934Liabilities 2015: $630,097Net Assets 2015: $187,830,8372015Assets 2016: $190,050,288Liabilities 2016: $754,207Net Assets 2016: $189,296,0812016Assets 2017: $188,294,908Liabilities 2017: $808,783Net Assets 2017: $187,486,1252017Assets 2018: $187,962,489Liabilities 2018: $1,225,960Net Assets 2018: $186,736,5292018Assets 2019: $189,201,674Liabilities 2019: $1,201,806Net Assets 2019: $187,999,8682019Assets 2020: $216,009,995Liabilities 2020: $1,407,333Net Assets 2020: $214,602,6622020Assets 2021: $238,720,840Liabilities 2021: $871,889Net Assets 2021: $237,848,9512021Assets 2022: $245,148,533Liabilities 2022: $2,980,152Net Assets 2022: $242,168,3812022Assets 2023: $247,700,606Liabilities 2023: $3,081,922Net Assets 2023: $244,618,6842023Assets 2024: $260,541,605Liabilities 2024: $2,575,714Net Assets 2024: $257,965,8912024

Highlighted filing

2013

Assets$185,117,729
Liabilities$1,483,817
Net Assets$183,633,912
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MRevenue 2013: $8,033,902Expenses 2013: $7,782,835Net Income 2013: $251,0672013Revenue 2014: $8,060,982Expenses 2014: $7,297,621Net Income 2014: $763,3612014Revenue 2015: $7,628,019Expenses 2015: $7,127,791Net Income 2015: $500,2282015Revenue 2016: $7,613,519Expenses 2016: $7,308,959Net Income 2016: $304,5602016Revenue 2017: $7,766,711Expenses 2017: $7,182,114Net Income 2017: $584,5972017Revenue 2018: $8,194,550Expenses 2018: $7,881,482Net Income 2018: $313,0682018Revenue 2019: $8,381,096Expenses 2019: $8,268,974Net Income 2019: $112,1222019Revenue 2020: $7,327,198Expenses 2020: $7,498,345Net Income 2020: -$171,1472020Revenue 2021: $7,323,964Expenses 2021: $7,219,854Net Income 2021: $104,1102021Revenue 2022: $9,204,810Expenses 2022: $7,846,962Net Income 2022: $1,357,8482022Revenue 2023: $11,885,797Expenses 2023: $9,665,881Net Income 2023: $2,219,9162023Revenue 2024: $13,335,704Expenses 2024: $11,641,525Net Income 2024: $1,694,1792024

Highlighted filing

2013

Revenue$8,033,902
Expenses$7,782,835
Net Income$251,067
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Jul 24, 2014
Return Version
2013v3.0
Gross Receipts
$8,033,902
Mission and Program Overview

Mission

To provide a sound financial institution with excellent member service for our credit union family. We make our membership our first consideration in everything we do.

State chartered credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$170,026,233$167,471,667▼ $2,554,566
Other Notes and Loans Receivable, Net$123,788,646$130,336,357▲ $6,547,711
Investments in Publicly Traded Securities$41,585,699$34,423,975▼ $7,161,724
Rtn Earn Endowment Incm Other Fnds$16,088,883$16,162,245▲ $73,362
Cash and Non-Interest-Bearing Accounts$6,309,593$6,834,189▲ $524,596
Savings and Temporary Cash Investments$8,052,595$5,679,746▼ $2,372,849
Land, Buildings, and Equipment, Net$4,151,181$4,005,063▼ $146,118
Receivables From Officers Etc-$680,354-
Prepaid Expenses and Deferred Charges$375,551$319,975▼ $55,576
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Total Assets$187,341,360$185,117,729▼ $2,223,631
Other Assets Total$3,078,095$2,838,070▼ $240,025
Liabilities
Accounts Payable and Accrued Expenses$1,226,244$1,483,817▲ $257,573
Total Liabilities$1,226,244$1,483,817▲ $257,573
Net Assets / Fund Balance
Total Net Assets Fund Balance$186,115,116$183,633,912▼ $2,481,204
Total Liabilities and Net Assets / Fund Balance$187,341,360$185,117,729▼ $2,223,631

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,739,717$2,926,466$5,666,183
Other Land Buildings$577,306$3,160,087$3,737,393
Land$688,040-$688,040
Compensation and Service Providers
Top Officer Pay72nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
James MeehanCEOFT$214,180$24,112$238,292
Linda BromleySVP/CAOFT$130,574$11,544$142,118
Joseph AikenVP/CLOFT$98,546$19,468$118,014
Malia DierkenVP/CFOFT$89,972$24,265$114,237
Teresa KnoxVP/IT DirectorFT$93,942$19,716$113,658

Board Members and Trustees

NameTitle
James FamousChairman
Andrew O'ConnorVice Chairman
Blaise SedneyDirector
Charles WellingtonDirector
Jack MaurerDirector
Thorkild PaabySecretary
Elizabeth CoakleyTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservXP Systemssystem provider-$248,738
ACI Worldwidewebsite, internet, home banking, bill pa-$219,545
Dell Financial Serviceshardware, software, licenses, maintenanc-$170,450
Dieboldequipment, maintenance, and supplies-$104,837
Harland Financialmarketing-$102,223
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$7,828,167
Investment Income
$205,735
Other Revenue
$0
Change in Net Assets
$251,067

Audited Revenue Reconciliation

Revenue per Audited Statements
$8,033,902
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$8,033,902
Total Revenue per Form 990
$8,033,902
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,370,097
Salaries, Compensation, and Employee Benefits$3,412,738
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,238,464
Office Expenses---$1,224,113
Current Officers, Directors, Trustees, and Key Employees---$726,319
Interest---$633,161
Depreciation Depletion---$443,844
Occupancy---$390,346
Advertising---$222,079
Payroll Taxes---$215,345
All Other Expenses---$207,990
Other Employee Benefits---$186,714
Insurance---$117,715
Information Technology---$79,747
Fees for Services Accounting---$57,537
Pension Plan Contributions---$45,896
Other Expenses---$42,360
Travel---$18,895
Conferences and Meetings---$2,831
Total Functional Expenses$0$0$0$7,782,835

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$7,782,835
Total Expenses per Audited Statements$7,782,835
Total Expenses per Form 990$7,782,835
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees-$680,354-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“The Credit Union has 18,413 members.”

Form 990, Part VI, Section A, line 7A

“Credit Union members elect the board of directors.”

Form 990, Part VI, Section B, line 11

“The SVP, CFO, and the CEO will review Form 990 for accuracy. The Board Chairman reviews the final Form 990 on behalf of the Board.”

Form 990, Part VI, Section B, line 12C

“The Credit Union regularly monitors and enforces compliance with the conflict of interest policy. The Board of Directors and the Supervisory Committee members are required to sign acknowledgement forms annually.”

Form 990, Part VI, Section B, line 15

“The process for determing the CEO's compensation is included in the CEO evaluation committee's annual review process. The CEO determines other officers' comensation annually based upon board approved budget/guide. For all salary increases, the CEO discusses actual increases with the Board Chairman.”

Form 990, Part VI, Section C, line 19

“The monthly financial statements are posted in all Credit Union locations.”

Filing and Contact Details

Filer

EIN
52-0853115
Phone
4108389090

Signing Officer

Name
James J Meehan
Title
President
Phone
4108389090
Signed
2014-07-24
Discuss with paid preparer
Yes

Organization Details

Principal Officer
James J Meehan
Formed
1955
Legal Domicile
Md
Voting Board Members
8
Independent Board Members
7
Employees
75
Volunteers
0

Preparer

Preparer
Edward C Beyer
Phone
4437255395
Supplemental Narrative

Additional Explanations

Form 990, Part XI, line 9:

“Net Decrease in Members' Share Balances -2,554,566. Change in investment valuation -177,705.”

Form 990, Part XII, Line 2C:

“The supervisory committee is responsible for oversight of the audit of the financial statements and selection of the independent accountants.”

Raw XML AppendixShowing 400 of 520 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/LandBldgEquipBasisNetGrp/EOYAmt04005063
IRS990/LandBldgEquipCostOrOtherBssAmt010091616
IRS990/LegalDomicileStateCd0MD
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To provide a sound financial institution with excellent member service for our credit union family. We make our membership our first consideration in everything we do.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0186115116
IRS990/NetAssetsOrFundBalancesEOYAmt0183633912
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0390346
IRS990/OfficeExpensesGrp/TotalAmt01224113
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt03078095
IRS990/OtherAssetsTotalGrp/EOYAmt02838070
IRS990/OtherChangesInNetAssetsAmt0-2732271
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0186714
IRS990/OtherExpensesGrp/Desc0Loan loss provision
IRS990/OtherExpensesGrp/Desc1Lending expenses
IRS990/OtherExpensesGrp/Desc2ATM expenses
IRS990/OtherExpensesGrp/Desc3Bank service Charges
IRS990/OtherExpensesGrp/TotalAmt0439900
IRS990/OtherExpensesGrp/TotalAmt1348321
IRS990/OtherExpensesGrp/TotalAmt2141258
IRS990/OtherExpensesGrp/TotalAmt342360
IRS990/OtherSalariesAndWagesGrp/TotalAmt02238464
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0123788646
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0130336357
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0215345
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt045896
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0375551
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0319975
IRS990/PrincipalOfficerNm0James J Meehan
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/BusinessCd2525990
IRS990/ProgramServiceRevenueGrp/BusinessCd3525990
IRS990/ProgramServiceRevenueGrp/BusinessCd4524298
IRS990/ProgramServiceRevenueGrp/Desc0Interest on loans
IRS990/ProgramServiceRevenueGrp/Desc1Share account service
IRS990/ProgramServiceRevenueGrp/Desc2Other services
IRS990/ProgramServiceRevenueGrp/Desc3ATM services
IRS990/ProgramServiceRevenueGrp/Desc4Credit insurance
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt06111557
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11067098
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2427225
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3174147
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt444508
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt06111557
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11067098
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2427225
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3177779
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt444508
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt03632
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYInvestmentIncomeAmt0200927
IRS990/PYOtherExpensesAmt04264724
IRS990/PYProgramServiceRevenueAmt08287302
IRS990/PYRevenuesLessExpensesAmt0102763
IRS990/PYSalariesCompEmpBnftPaidAmt04120742
IRS990/PYTotalExpensesAmt08385466
IRS990/PYTotalRevenueAmt08488229
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0680354
IRS990/ReconcilationRevenueExpnssAmt0251067
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt016088883
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt016162245
IRS990/SavingsAndTempCashInvstGrp/BOYAmt08052595
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05679746
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02739717
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02926466
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt05666183
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt07782835
IRS990ScheduleD/LandGrp/BookValueAmt0688040
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0688040
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0577306
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt03160087
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt03737393
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt08033902
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04005063
IRS990ScheduleD/TotalExpensesPerForm990Amt07782835
IRS990ScheduleD/TotalRevenuePerForm990Amt08033902
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt08033902
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt07782835
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0214180
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt06425
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt017687
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0James Meehan
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0238292
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd01
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0737
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1200831
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2125775
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt3118440
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt41946
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt521738
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt6209809
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt71078
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd71
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd70
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0credit card
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1credit card, line of credit, home equity, and mortgage
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2credit card and mortgage
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3credit card, home equity, and mortgage
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4credit card
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5credit card and home equity
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6credit cards, home equity, and mortgage
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7credit card and share secured
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0737
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1218631

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$185,117,729
Liabilities
$1,483,817
Net assets
$183,633,912
Revenue
$8,033,902
Expenses
$7,782,835
Net income
$251,067
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$261$2.58$258$13.3$11.6$1.69
2023Detailed filing. Detailed filing data is available for this year.$248$3.08$245$11.9$9.67$2.22
2022Detailed filing. Detailed filing data is available for this year.$245$2.98$242$9.20$7.85$1.36
2021Detailed filing. Detailed filing data is available for this year.$239$0.87$238$7.32$7.22$0.10
2020Detailed filing. Detailed filing data is available for this year.$216$1.41$215$7.33$7.50$0.17
2019Detailed filing. Detailed filing data is available for this year.$189$1.20$188$8.38$8.27$0.11
2018Detailed filing. Detailed filing data is available for this year.$188$1.23$187$8.19$7.88$0.31
2017Detailed filing. Detailed filing data is available for this year.$188$0.81$187$7.77$7.18$0.58
2016Detailed filing. Detailed filing data is available for this year.$190$0.75$189$7.61$7.31$0.30
2015Detailed filing. Detailed filing data is available for this year.$188$0.63$188$7.63$7.13$0.50
2014Detailed filing. Detailed filing data is available for this year.$185$0.78$184$8.06$7.30$0.76
2013Detailed filing. Detailed filing data is available for this year.$185$1.48$184$8.03$7.78$0.25