Civic Intelligence

Change to Come

990 • Fiscal year 2024 • EIN 51-0667384

Jan 01, 2024 to Dec 31, 2024 • Filed on Nov 16, 2025

520 Monogram RoadSan Leandro, CA 94577

(415) 203-8493

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

88th percentile

0.38x

Higher debt load relative to assets than 88% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

87th percentile

0.20x

Higher debt load relative to revenue than 87% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

79th percentile

26%

Higher net margin than 79% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

79th percentile

$0

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

98th percentile

681%

Faster asset growth than 98% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

95th percentile

170%

Faster revenue growth than 95% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$121,067

Up $105,572 (+681%) from 2023

Net Assets

Up

$75,130

Up $101,432 (+386%) from 2023

Liabilities

Up

$45,937

Up $4,140 (+9.9%) from 2023

Revenue

Up

$232,335

Up $146,340 (+170%) from 2023

Expenses

Up

$171,529

Up $87,990 (+105%) from 2023

Net Income

Up

$60,806

Up $58,350 (+2376%) from 2023

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0-$50KAssets 2011: $12,606Liabilities 2011: $31,924Net Assets 2011: -$19,3182011Assets 2012: $13,561Liabilities 2012: $45,875Net Assets 2012: -$32,3142012Assets 2013: $16,362Liabilities 2013: $31,841Net Assets 2013: -$15,4792013Assets 2014: $17,202Liabilities 2014: $30,299Net Assets 2014: -$13,0972014Assets 2015: $18,409Liabilities 2015: $34,944Net Assets 2015: -$16,5352015Assets 2016: $18,744Liabilities 2016: $24,048Net Assets 2016: -$5,3042016Assets 2017: $23,297Liabilities 2017: $15,760Net Assets 2017: $7,5372017Assets 2018: $30,049Liabilities 2018: $13,180Net Assets 2018: $16,8692018Assets 2019: $28,305Liabilities 2019: $10,908Net Assets 2019: $17,3972019Assets 2020: $43,296Liabilities 2020: $41,900Net Assets 2020: $1,3962020Assets 2021: $43,816Liabilities 2021: $45,350Net Assets 2021: -$1,5342021Assets 2022: $18,685Liabilities 2022: $49,050Net Assets 2022: -$30,3652022Assets 2023: $15,495Liabilities 2023: $41,797Net Assets 2023: -$26,3022023Assets 2024: $121,067Liabilities 2024: $45,937Net Assets 2024: $75,1302024

Highlighted filing

2024

Assets$121,067
Liabilities$45,937
Net Assets$75,130

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $61,943Expenses 2011: $81,261Net Income 2011: -$19,3182011Revenue 2012: $76,078Expenses 2012: $89,074Net Income 2012: -$12,9962012Revenue 2013: $103,243Expenses 2013: $86,248Net Income 2013: $16,9952013Revenue 2014: $94,139Expenses 2014: $91,757Net Income 2014: $2,3822014Revenue 2015: $100,320Expenses 2015: $102,209Net Income 2015: -$1,8892015Revenue 2016: $111,745Expenses 2016: $100,515Net Income 2016: $11,2302016Revenue 2017: $129,096Expenses 2017: $116,253Net Income 2017: $12,8432017Revenue 2018: $122,200Expenses 2018: $112,867Net Income 2018: $9,3332018Revenue 2019: $103,353Expenses 2019: $102,825Net Income 2019: $5282019Revenue 2020: $104,593Expenses 2020: $120,592Net Income 2020: -$15,9992020Revenue 2021: $66,862Expenses 2021: $69,793Net Income 2021: -$2,9312021Revenue 2022: $101,629Expenses 2022: $88,243Net Income 2022: $13,3862022Revenue 2023: $85,995Expenses 2023: $83,539Net Income 2023: $2,4562023Revenue 2024: $232,335Expenses 2024: $171,529Net Income 2024: $60,8062024

Highlighted filing

2024

Revenue$232,335
Expenses$171,529
Net Income$60,806
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 16, 2025
Return Version
2024v5.2
Gross Receipts
$232,335
Mission and Program Overview

Mission

Change to Come is a 501(c)(3) non-profit organization that provides safe, supportive housing for single parents who are in recovery, and their children.

In addition to stable, sober housing, we help faciliate a custom program for each person in our program. We work with community and healthcare organizations to support women/men to a healthy life.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable-$60,000-
Cash and Non-Interest-Bearing Accounts$7,247$10,402▲ $3,155
Land, Buildings, and Equipment, Net$8,248$0▼ $8,248
Total Assets$15,495$121,067▲ $105,572
Other Assets Total$0$50,665▲ $50,665
Liabilities
Other Liabilities$41,797$45,937▲ $4,140
Total Liabilities$41,797$45,937▲ $4,140
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$-26,302$75,130▲ $101,432
Total Net Assets Fund Balance$-26,302$75,130▲ $101,432
Total Liabilities and Net Assets / Fund Balance$15,495$121,067▲ $105,572

Asset Categories

AssetBook ValueDepreciationBasis
Land$0--
Other Assets Org$26,342--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Norma WardChair
Jada RosemanDirector
Tracy CreerChief Executive Officer
Tammy SilasSecretary
Rebecca BurnsTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$90,000
Program Service Revenue
$142,335
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$60,806
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$171,529
Total Fundraising Expense$3,600
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy$72,000$0$0$72,000
All Other Expenses$61,484$4,205$3,600$69,289
Other Expenses$5,232$0$0$5,232
Fees for Services Accounting$0$4,800$0$4,800
Depreciation Depletion$4,791$0$0$4,791
Office Expenses$0$4,424$0$4,424
Insurance$2,569$0$0$2,569
Fees for Services Legal$1,954$0$0$1,954
Total Functional Expenses$152,711$15,218$3,600$171,529
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Sba Loan$40,121
Credit Cards$5,816
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Change to Come
EIN
51-0667384
Phone
4152038493
Address
520 MONOGRAM ROAD, SAN LEANDRO, CA 94577

Signing Officer

Name
Tracy Creer
Title
Chief Executive Officer
Phone
4152038493
Signed
2025-11-16
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Tracy Creer
Formed
2006
Legal Domicile
CA
Voting Board Members
5
Independent Board Members
5
Employees
0
Volunteers
0

Preparer

Firm
F Dorsey Tax Service
Address
1485 Bayshore Blvd Ste 137, San Francisco, CA 94124
Preparer
Sally Hawkins
Phone
5108125047
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

Change to Come reviews the tax return prior to signing and filing.

Pt VI, Line 12C

Change to Comes conflict of interest policy is monitored and enforced as needed when necessary.

Pt VI, Line 15A

The process of determining compensation for the President/CEO is determined by available funds and approval from the Board Members. No other Officers are compensated.

Form 990, Part IX, Line 24E

Contract & professional fees 5724. 5300. 424. 0.

Form 990, Part IX, Line 24E

Community food distibutions 5631. 5631. 0. 0.

Form 990, Part IX, Line 24E

Fundraising fees 3600. 0. 0. 3600.

Form 990, Part IX, Line 24E

Ground transportation 1232. 1232. 0. 0.

Form 990, Part IX, Line 24E

Miscellaneous 1683. 1683. 0. 0.

Form 990, Part IX, Line 24E

Meals & entertainment 1567. 0. 1567. 0.

Form 990, Part IX, Line 24E

Membership & fees 1000. 1000. 0. 0.

Form 990, Part IX, Line 24E

Office expense/supplies 5543. 4170. 1373. 0.

Form 990, Part IX, Line 24E

Postage & shipping 412. 311. 101. 0.

Form 990, Part IX, Line 24E

Program supplies 12240. 12240. 0. 0.

Form 990, Part IX, Line 24E

Parking & tolls 954. 954. 0. 0.

Form 990, Part IX, Line 24E

Repairs & maintenance 6232. 6232. 0. 0.

Form 990, Part IX, Line 24E

Telephone & internet 2945. 2205. 740. 0.

Form 990, Part IX, Line 24E

Utilities 20526. 20526. 0. 0.

Raw XML Appendix392 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
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IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt08649
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt115674
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt226342
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0COMPUTERS & EQUIPMENT
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1FURNITURE & FIXTURES
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2AUTOMOBILE/TRUCKS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt05816
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt140121
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0CREDIT CARDS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SBA LOAN
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueOtherAssetsAmt050665
IRS990ScheduleD/TotalLiabilityAmt045937
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IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Change to Come reviews the tax return prior to signing and filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Change to Comes conflict of interest policy is monitored and enforced as needed when necessary.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The process of determining compensation for the President/CEO is determined by available funds and approval from the Board Members. No other Officers are compensated.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CONTRACT & PROFESSIONAL FEES 5724. 5300. 424. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4COMMUNITY FOOD DISTIBUTIONS 5631. 5631. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FUNDRAISING FEES 3600. 0. 0. 3600.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6GROUND TRANSPORTATION 1232. 1232. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7MISCELLANEOUS 1683. 1683. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8MEALS & ENTERTAINMENT 1567. 0. 1567. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9MEMBERSHIP & FEES 1000. 1000. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10OFFICE EXPENSE/SUPPLIES 5543. 4170. 1373. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11POSTAGE & SHIPPING 412. 311. 101. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12PROGRAM SUPPLIES 12240. 12240. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13PARKING & TOLLS 954. 954. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14REPAIRS & MAINTENANCE 6232. 6232. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15TELEPHONE & INTERNET 2945. 2205. 740. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16UTILITIES 20526. 20526. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Form 990, Part IX, Line 24e
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt015495
IRS990/TotalAssetsEOYAmt0121067
IRS990/TotalAssetsGrp/BOYAmt015495
IRS990/TotalAssetsGrp/EOYAmt0121067
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt090000
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt03600
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt015218
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0152711
IRS990/TotalFunctionalExpensesGrp/TotalAmt0171529
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt041797
IRS990/TotalLiabilitiesEOYAmt045937
IRS990/TotalLiabilitiesGrp/BOYAmt041797
IRS990/TotalLiabilitiesGrp/EOYAmt045937
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0-26302
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt075130
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0152711
IRS990/TotalProgramServiceRevenueAmt0142335
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0142335
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0232335
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt015495
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0121067
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0520 MONOGRAN RD
IRS990/USAddress/CityNm0SAN LEANDRO
IRS990/USAddress/StateAbbreviationCd0CA
IRS990/USAddress/ZIPCd094577
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0TRACY CREER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHIEF EXECUTIVE OFFICER
ReturnHeader/BusinessOfficerGrp/PhoneNum04152038493
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CHANGE TO COME
ReturnHeader/Filer/BusinessNameControlTxt0CHAN
ReturnHeader/Filer/EIN0510667384
ReturnHeader/Filer/PhoneNum04152038493
ReturnHeader/Filer/USAddress/AddressLine1Txt0520 MONOGRAM ROAD
ReturnHeader/Filer/USAddress/CityNm0SAN LEANDRO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd094577
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0943287046
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0F Dorsey Tax Service
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01485 Bayshore Blvd Ste 137
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0San Francisco
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd094124
ReturnHeader/PreparerPersonGrp/PhoneNum05108125047
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-16
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Sally Hawkins
ReturnHeader/ReturnTs02025-11-16T09:11:36-08:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.21$0.46$0.75$2.32$1.72$0.61
2023Summary only. Only limited summary data is available for this year.$0.15$0.42$0.26$0.86$0.84$0.02
2022Summary only. Only limited summary data is available for this year.$0.19$0.49$0.30$1.02$0.88$0.13
2021Summary only. Only limited summary data is available for this year.$0.44$0.45$0.02$0.67$0.70$0.03
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.43$0.42$0.01$1.05$1.21$0.16
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.28$0.11$0.17$1.03$1.03$0.01
2018Summary only. Only limited summary data is available for this year.$0.30$0.13$0.17$1.22$1.13$0.09
2017Summary only. Only limited summary data is available for this year.$0.23$0.16$0.08$1.29$1.16$0.13
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.19$0.24$0.05$1.12$1.01$0.11
2015Detailed filing. Detailed filing data is available for this year.$0.18$0.35$0.17$1.00$1.02$0.02
2014Detailed filing. Detailed filing data is available for this year.$0.17$0.30$0.13$0.94$0.92$0.02
2013Summary only. Only limited summary data is available for this year.$0.16$0.32$0.15$1.03$0.86$0.17
2012Summary only. Only limited summary data is available for this year.$0.14$0.46$0.32$0.76$0.89$0.13
2011Summary only. Only limited summary data is available for this year.$0.13$0.32$0.19$0.62$0.81$0.19