Civic Intelligence

First State Community Loan Fund

990 • Fiscal year 2012 • EIN 51-0345258

Jan 01, 2012 to Dec 31, 2012 • Filed on May 07, 2013

100 W 10th Street Suite 100519801
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

74th percentile

0.54x

Higher debt load relative to assets than 74% of similar nonprofits.

2012 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

12th percentile

-8.9%

Faster asset growth than 12% of similar nonprofits.

2012 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Down

$6,864,040

Down $670,355 (-8.9%) from 2011

Net Assets

Down

$3,154,599

Down $369,726 (-10%) from 2011

Liabilities

Down

$3,709,441

Down $300,629 (-7.5%) from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$1,141,795

Down $36,295 (-3.1%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2011: $7,534,395Liabilities 2011: $4,010,070Net Assets 2011: $3,524,3252011Assets 2012: $6,864,040Liabilities 2012: $3,709,441Net Assets 2012: $3,154,5992012Assets 2013: $6,632,132Liabilities 2013: $4,012,092Net Assets 2013: $2,620,0402013Assets 2014: $7,481,886Liabilities 2014: $4,587,948Net Assets 2014: $2,893,9382014Assets 2015: $7,949,638Liabilities 2015: $5,192,473Net Assets 2015: $2,757,1652015Assets 2016: $9,002,807Liabilities 2016: $6,195,037Net Assets 2016: $2,807,7702016Assets 2017: $9,979,165Liabilities 2017: $7,137,705Net Assets 2017: $2,841,4602017Assets 2018: $11,694,441Liabilities 2018: $8,205,808Net Assets 2018: $3,488,6332018Assets 2019: $11,567,842Liabilities 2019: $7,845,853Net Assets 2019: $3,721,9892019Assets 2020: $14,544,564Liabilities 2020: $9,579,054Net Assets 2020: $4,965,5102020Assets 2021: $20,176,608Liabilities 2021: $9,502,145Net Assets 2021: $10,674,4632021Assets 2022: $22,058,882Liabilities 2022: $11,751,599Net Assets 2022: $10,307,2832022Assets 2023: $24,398,779Liabilities 2023: $13,702,100Net Assets 2023: $10,696,6792023Assets 2024: $25,632,139Liabilities 2024: $14,088,039Net Assets 2024: $11,544,1002024

Highlighted filing

2012

Assets$6,864,040
Liabilities$3,709,441
Net Assets$3,154,599

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2011: $1,178,0902011Expenses 2012: $1,141,7952012Revenue 2013: $815,831Expenses 2013: $1,353,965Net Income 2013: -$538,1342013Revenue 2014: $1,263,719Expenses 2014: $994,821Net Income 2014: $268,8982014Revenue 2015: $1,086,328Expenses 2015: $1,227,948Net Income 2015: -$141,6202015Revenue 2016: $1,501,468Expenses 2016: $1,450,863Net Income 2016: $50,6052016Revenue 2017: $1,839,808Expenses 2017: $1,806,118Net Income 2017: $33,6902017Revenue 2018: $2,643,467Expenses 2018: $1,996,294Net Income 2018: $647,1732018Revenue 2019: $2,166,339Expenses 2019: $1,932,983Net Income 2019: $233,3562019Revenue 2020: $4,014,227Expenses 2020: $2,770,706Net Income 2020: $1,243,5212020Revenue 2021: $8,295,807Expenses 2021: $2,586,854Net Income 2021: $5,708,9532021Revenue 2022: $3,143,323Expenses 2022: $3,510,503Net Income 2022: -$367,1802022Revenue 2023: $3,780,450Expenses 2023: $3,391,054Net Income 2023: $389,3962023Revenue 2024: $4,611,925Expenses 2024: $3,764,504Net Income 2024: $847,4212024

Highlighted filing

2012

Revenue-
Expenses$1,141,795
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 7, 2013
Return Version
2012v2.1
Gross Receipts
$770,172
Mission and Program Overview

Mission

Building a thriving community by empowering a diverse base of entrepreneurs and businesses through access to capital, education, advocacy and opportunity.

Filing and Contact Details

Filer

EIN
51-0345258
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IRS990/Description0THE FIRST STATE PROVIDES CREATIVE OPPORTUNITIES FOR ACCESS TO CAPITAL FOR SMALL BUSINESS, COMMUNITY ORGANIZATIONS, AND DEVELOPERS OF AFFORDABLE HOUSING. THE LENDING HIGHLIGHTS FOR 2012 ARE: MICRO LOAN FUND - $266,156, BUSINESS GROWTH FUND - $1,400,000, COMMUNITY DEVELOPMENT LOAN FUND - $37,000.SMALL BUSINESS LOANS - ONE OF FSCLF'S PRIMARY OBJECTIVES IS PROVIDING FINANCING AND SUPPORT SERVICES FOR SMALL BUSINESS ENTERPRISES. THROUGH THIS PROGRAM, FSCLF CREATES JOBS AND BUILDS WEALTH IN EMERGING MARKETS THROUGHOUT THE STATE OF DELAWARE. FSCLF HAS TWO PRIMARY SMALL BUSINESS LENDING PROGRAMS TO THE MICRO LOAN FUND AND THE BUSINESS GROWTH FUND.THE COMMUNITY DEVELOPMENT LOAN FUND FOCUSES ON PROVIDING CAPITAL FOR COMMUNITY-BASED PROJECTS, SUCH AS MIXED-USE PROPERTIES (RESIDENTIAL & RETAIL), NOT-FOR-PROFIT ORGANIZATIONS OTHER THAN HOUSING DEVELOPERS, CHILDCARE CENTERS AND OTHER COMMUNITY FACILITIES. THIS FUND PROVIDES UP TO $350,000 PER OBLIGOR, WITH MAXIMUM TERM FIVE-YEARS. THE OBJECTIVE OF OUR COMMUNITY DEVELOPMENT LOAN PROGRAM IS TO ADDRESS ALL OTHER LENDING THAT DOES NOT FALL SPECIFICALLY WITHIN THE PARAMETERS OF OUR AFFORDABLE HOUSING OR SMALL BUSINESS LENDING PRODUCTS. THROUGH OUR COMMUNITY DEVELOPMENT LENDING PRODUCT, WE ARE EMPOWERED TO BRING SOME BENEFIT TO A PARTICULAR COMMUNITY IN THE FORM OF, FOR EXAMPLE, A NEW CHILD CARE CENTER, A HEALTH CARE PROVIDER, OR BY ASSISTING WITH THE PURCHASE OR REHABILITATION OF OFFICE SPACE FOR A NON-PROFIT ORGANIZATION.
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IRS990ScheduleA/GiftsGrantsContribReceived170/Total04522405
IRS990ScheduleA/GrossInvestmentIncome170/CurrentTaxYear0-2985
IRS990ScheduleA/GrossInvestmentIncome170/CurrentTaxYearMinus1Year010360
IRS990ScheduleA/GrossInvestmentIncome170/CurrentTaxYearMinus2Years06550
IRS990ScheduleA/GrossInvestmentIncome170/CurrentTaxYearMinus3Years012604
IRS990ScheduleA/GrossInvestmentIncome170/CurrentTaxYearMinus4Years052491
IRS990ScheduleA/GrossInvestmentIncome170/Total079020
IRS990ScheduleA/GrossReceiptsFromAdmissionsEtc01509547
IRS990ScheduleA/OtherIncome170/CurrentTaxYear0202
IRS990ScheduleA/OtherIncome170/CurrentTaxYearMinus1Year06285
IRS990ScheduleA/OtherIncome170/CurrentTaxYearMinus2Years01295
IRS990ScheduleA/OtherIncome170/CurrentTaxYearMinus3Years012689
IRS990ScheduleA/OtherIncome170/CurrentTaxYearMinus4Years025481
IRS990ScheduleA/OtherIncome170/Total045952
IRS990ScheduleA/PubliclySupportedOrg170b1Avi0X
IRS990ScheduleA/PublicSupportPertcentage17000.35400
IRS990ScheduleA/PublicSupportPertcentPriorYear00.32550
IRS990ScheduleA/PublicSupportTotal17001645024
IRS990ScheduleA/ThirtyThreePercntTestsCY1700X
IRS990ScheduleA/Total170/CurrentTaxYear0377614
IRS990ScheduleA/Total170/CurrentTaxYearMinus1Year0511781
IRS990ScheduleA/Total170/CurrentTaxYearMinus2Years02472226
IRS990ScheduleA/Total170/CurrentTaxYearMinus3Years0490969
IRS990ScheduleA/Total170/CurrentTaxYearMinus4Years0669815
IRS990ScheduleA/Total170/Total04522405
IRS990ScheduleA/TotalSupport04647377
IRS990ScheduleB/ContributorInfo/AggregateContributions0RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/City0RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/State0RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorNameBusiness/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorNumber0RESTRICTED
IRS990/ScheduleBRequired01
IRS990ScheduleD/CloselyHeldEquityInterests/BookValue0280901
IRS990ScheduleD/CloselyHeldEquityInterests/MethodOfValuation0F
IRS990ScheduleD/DonatedSrvcAndUseOfFacilities01897
IRS990ScheduleD/Equipment/BookValue014783

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.6$14.1$11.5$4.61$3.76$0.85
2023Summary only. Only limited summary data is available for this year.$24.4$13.7$10.7$3.78$3.39$0.39
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.1$11.8$10.3$3.14$3.51$0.37
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.2$9.50$10.7$8.30$2.59$5.71
2020Summary only. Only limited summary data is available for this year.$14.5$9.58$4.97$4.01$2.77$1.24
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.6$7.85$3.72$2.17$1.93$0.23
2018Summary only. Only limited summary data is available for this year.$11.7$8.21$3.49$2.64$2.00$0.65
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.98$7.14$2.84$1.84$1.81$0.03
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.00$6.20$2.81$1.50$1.45$0.05
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.95$5.19$2.76$1.09$1.23$0.14
2014Detailed filing. Detailed filing data is available for this year.$7.48$4.59$2.89$1.26$0.99$0.27
2013Detailed filing. Detailed filing data is available for this year.$6.63$4.01$2.62$0.82$1.35$0.54
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.86$3.71$3.15$1.14
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.53$4.01$3.52$1.18