Civic Intelligence

North Dakota Insurance Guaranty Association

EIN 51-0186142 • 501(c)6 • Bismarck, ND

Profile

None

PO Box 2634Bismarck, ND 58502-2634

ndakota.ncigf.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

5th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

6th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • $5M-$10M nonprofits • Source year 2025

Net Margin

95th percentile

38%

Higher net margin than 95% of similar nonprofits.

501(c)6 • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

15th percentile

$44,400

Higher top officer pay than 15% of similar nonprofits.

Top officer pay equals 19.2% of source-year revenue.

501(c)6 • $5M-$10M nonprofits • Source year 2025

Asset Growth

37th percentile

1.9%

Faster asset growth than 37% of similar nonprofits.

501(c)6 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

25th percentile

-1.6%

Faster revenue growth than 25% of similar nonprofits.

501(c)6 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets5th percentile

Assets

Up

$6,562,139

Up $120,692 (+1.9%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$6,562,139

Up $120,692 (+1.9%) from 2024

Operations
Liabilities / Revenue6th percentileNet Margin95th percentile

Revenue

Down

$231,690

Down $3,667 (-1.6%) from 2024

Expenses

Up

$144,120

Up $5,489 (+4.0%) from 2024

Net Income

Down

$87,570

Down $9,156 (-9.5%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth37th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2011: $6,125,386Liabilities 2011: $6,125,386Net Assets 2011: $02011Assets 2012: $6,302,528Liabilities 2012: $0Net Assets 2012: $6,302,5282012Assets 2013: $6,344,846Liabilities 2013: $6,344,846Net Assets 2013: $02013Assets 2014: $6,414,654Liabilities 2014: $6,414,654Net Assets 2014: $02014Assets 2015: $6,426,510Liabilities 2015: $0Net Assets 2015: $6,426,5102015Assets 2016: $6,407,599Liabilities 2016: $6,407,599Net Assets 2016: $02016Assets 2017: $6,421,088Liabilities 2017: $6,421,088Net Assets 2017: $02017Assets 2018: $6,433,486Liabilities 2018: $0Net Assets 2018: $6,433,4862018Assets 2019: $6,533,980Liabilities 2019: $0Net Assets 2019: $6,533,9802019Assets 2020: $6,545,876Liabilities 2020: $0Net Assets 2020: $6,545,8762020Assets 2021: $6,546,666Liabilities 2021: $0Net Assets 2021: $6,546,6662021Assets 2022: $6,442,437Liabilities 2022: $0Net Assets 2022: $6,442,4372022Assets 2023: $6,379,643Liabilities 2023: $0Net Assets 2023: $6,379,6432023Assets 2024: $6,441,447Liabilities 2024: $0Net Assets 2024: $6,441,4472024Assets 2025: $6,562,139Liabilities 2025: $0Net Assets 2025: $6,562,1392025

Highlighted filing

2025

Assets$6,562,139
Liabilities$0
Net Assets$6,562,139
Open 2025 Filing

Operations Trend

Revenue Growth25th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2011: $263,632Expenses 2011: $119,976Net Income 2011: $143,6562011Revenue 2012: $296,928Expenses 2012: $119,787Net Income 2012: $177,1412012Revenue 2013: $223,226Expenses 2013: $180,908Net Income 2013: $42,3182013Revenue 2014: $199,179Expenses 2014: $129,370Net Income 2014: $69,8092014Revenue 2015: $148,802Expenses 2015: $136,947Net Income 2015: $11,8552015Revenue 2016: $121,296Expenses 2016: $140,206Net Income 2016: -$18,9102016Revenue 2017: $155,216Expenses 2017: $141,727Net Income 2017: $13,4892017Revenue 2018: $150,835Expenses 2018: $138,437Net Income 2018: $12,3982018Revenue 2019: $232,141Expenses 2019: $131,647Net Income 2019: $100,4942019Revenue 2020: $146,230Expenses 2020: $134,334Net Income 2020: $11,8962020Revenue 2021: $131,880Expenses 2021: $131,090Net Income 2021: $7902021Revenue 2022: $53,291Expenses 2022: $157,520Net Income 2022: -$104,2292022Revenue 2023: $96,096Expenses 2023: $158,890Net Income 2023: -$62,7942023Revenue 2024: $235,357Expenses 2024: $138,631Net Income 2024: $96,7262024Revenue 2025: $231,690Expenses 2025: $144,120Net Income 2025: $87,5702025

Highlighted filing

2025

Revenue$231,690
Expenses$144,120
Net Income$87,570
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$6,562,139
Liabilities
$0
Net assets
$6,562,139
Revenue
$231,690
Expenses
$144,120
Net income
$87,570
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$6.56$0.00$6.56$0.23$0.14$0.09
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.44$0.00$6.44$0.24$0.14$0.10
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.38$0.00$6.38$0.10$0.16$0.06
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.44$0.00$6.44$0.05$0.16$0.10
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.55$0.00$6.55$0.13$0.13$0.00
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.55$0.00$6.55$0.15$0.13$0.01
2019Summary only. Only limited summary data is available for this year.$6.53$0.00$6.53$0.23$0.13$0.10
2018Summary only. Only limited summary data is available for this year.$6.43$0.00$6.43$0.15$0.14$0.01
2017Summary only. Only limited summary data is available for this year.$6.42$6.42$0.00$0.16$0.14$0.01
2016Summary only. Only limited summary data is available for this year.$6.41$6.41$0.00$0.12$0.14$0.02
2015Summary only. Only limited summary data is available for this year.$6.43$0.00$6.43$0.15$0.14$0.01
2014Summary only. Only limited summary data is available for this year.$6.41$6.41$0.00$0.20$0.13$0.07
2013Summary only. Only limited summary data is available for this year.$6.34$6.34$0.00$0.22$0.18$0.04
2012Summary only. Only limited summary data is available for this year.$6.30$0.00$6.30$0.30$0.12$0.18
2011Summary only. Only limited summary data is available for this year.$6.13$6.13$0.00$0.26$0.12$0.14
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 17, 2026
Return Version
2025v4.0
Gross Receipts
$231,690
Mission and Program Overview

Mission

None

The Association pays insurance claims, adjusting and return premiums for insolvent insurance companies that were licensed and doing business in the state of North Dakota.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$6,441,447$6,562,139▲ $120,692
Investments in Publicly Traded Securities$6,281,092$6,409,651▲ $128,559
Savings and Temporary Cash Investments$64,716$58,919▼ $5,797
Accounts Receivable$45,424$56,841▲ $11,417
Cash and Non-Interest-Bearing Accounts$50,215$36,728▼ $13,487
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$6,441,447$6,562,139▲ $120,692
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,441,447$6,562,139▲ $120,692
Total Liabilities and Net Assets / Fund Balance$6,441,447$6,562,139▲ $120,692
Compensation and Service Providers
Top Officer Pay15th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Jeff CahillManaging SecretaryPT$44,400$44,400
William FolendorfTreasurerPT$24,600$24,600

Board Members and Trustees

NameTitle
Chris OenBoard Chairman
Amanda HoltBoard Member
Doug FlatnessBoard member
Matt HornerBoard Member
Rob HovlandBoard member
Dean RichterBoard Member partial year
Tony BurbachBoard Member partial year
Kristi Schlosser-CarlsonSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$494
Investment Income
$231,196
Other Revenue
$0
Change in Net Assets
$87,570

Audited Revenue Reconciliation

Revenue per Audited Statements
$231,690
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$33,122
Total Revenue per Audited Statements
$264,812
Total Revenue per Form 990
$231,690
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$75,120
Salaries, Compensation, and Employee Benefits$69,000
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$69,000
Fees for Services Accounting---$11,025
Travel---$8,136
Office Expenses---$4,116
Occupancy---$2,370
Fees for Services Other---$1,206
Insurance---$859
Other Expenses---$500
Fees for Service Investment Mgmnt Fees---$140
Total Functional Expenses$0$0$0$144,120

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$144,120
Total Expenses per Audited Statements$144,120
Total Expenses per Form 990$144,120
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“The Association consists of member insurers that are authorized to transact property and casualty insurance in the State of North Dakota. All member insurers shall be and remain members of the Association as a condition of the insurers' authority to transact insurance in North Dakota.”

Form 990, Part VI, Section A, line 7A

“Board members are selected by member insurers, subject to the approval of the Commissioner of Insurance of the State of North Dakota.”

Form 990, Part VI, Section A, line 7B

“Any changes to the Plan of Operation are subject to approval by the Commissioner of Insurance of the State of North Dakota.”

Form 990, Part VI, Section A, line 8B

“There are no committees which are able to act on behalf of the board.”

Form 990, Part VI, Section B, line 11B

“A copy of the Form 990 is sent to the North Dakota State Insurance Department audit department. A copy is submitted to the Managing Secretary for the board to review at the annual meeting.”

Form 990, Part VI, Section B, line 15

“Each year a contract for compensation is signed. It is presented to the board and approved by the board at the annual meeting.”

Form 990, Part VI, Section C, line 19

“The governing documents, conflict of interest policy and financial statements are available upon request through the North Dakota State Insurance Department.”

Filing and Contact Details

Filer

Filer Name
North Dakota Insurance Guaranty
EIN
51-0186142
Phone
7012249555
Address
PO Box 2634, Bismarck, ND 58502-2634

Signing Officer

Name
William Folendorf
Title
Treasurer
Phone
7012249555
Signed
2026-02-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jeff Cahill
Formed
1976
Legal Domicile
Nd
Voting Board Members
8
Independent Board Members
6
Employees
0
Volunteers
8

Preparer

Firm
Eide Bailly LLP
Address
4585 Coleman St Ste 200, Bismarck, ND 58503
Preparer
Lisa Chaffee CPA
Phone
7012551091
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 1:

“Modified Cash Basis”

Financial Statement Notes

Part X, Line 2:

“The Association is exempt from federal income taxes under section 501(c)(6) of the Internal Revenue Code. Management annually evaluates this and other tax positions and has determined there are no uncertain tax positions that meet the criteria for recognition in the financial statements. The filing status of the Association is subject to examination by federal authorities at their discretion.”

Raw XML Appendix344 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsReceivableGrp/BOYAmt045424
IRS990/AccountsReceivableGrp/EOYAmt056841
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0The Association pays insurance claims, adjusting and return premiums for insolvent insurance companies that were licensed and doing business in the state of North Dakota.
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0William Folendorf
IRS990/BooksInCareOfDetail/PhoneNum07012241554
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO Box 2634
IRS990/BooksInCareOfDetail/USAddress/CityNm0Bismarck
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0ND
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0585022634
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IRS990/CashNonInterestBearingGrp/EOYAmt036728
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt069000
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
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IRS990/CYOtherExpensesAmt075120
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0494
IRS990/CYRevenuesLessExpensesAmt087570
IRS990/CYSalariesCompEmpBnftPaidAmt069000
IRS990/CYTotalExpensesAmt0144120
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IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0231690
IRS990/DecisionsSubjectToApprovaInd01
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IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0The North Dakota Insurance Guaranty Association (the "Association") was created in July 1976 as a nonprofit legal entity under section 26.142.104 of the North Dakota Century Code. The Association performs its functions under a plan of operation established and approved under NDCC 26.142.104 and exercises its powers through a board of directors. The Association consists of member insurers that are authorized to transact property and casualty insurance in the State of North Dakota. All member insurers shall be and remain members of the Association as a condition of the insurers' authority to transact insurance in North Dakota. The Association was established to provide protection to policyholders and claimants of property and casualty insurance policies of insolvent insurer members. The Association pays Insurance claims, adjusting and return premiums for insolvent insurance companies that are licensed and doing business in the state of North Dakota.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
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IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt011025
IRS990/FeesForServicesOtherGrp/TotalAmt01206
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IRS990/ForeignFinancialAccountInd00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.10
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
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IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0William Folendorf
IRS990/Form990PartVIISectionAGrp/PersonNm1Kristi Schlosser-Carlson
IRS990/Form990PartVIISectionAGrp/PersonNm2Chris Oen
IRS990/Form990PartVIISectionAGrp/PersonNm3Matt Horner
IRS990/Form990PartVIISectionAGrp/PersonNm4Rob Hovland
IRS990/Form990PartVIISectionAGrp/PersonNm5Doug Flatness
IRS990/Form990PartVIISectionAGrp/PersonNm6Amanda Holt
IRS990/Form990PartVIISectionAGrp/PersonNm7Tony Burbach
IRS990/Form990PartVIISectionAGrp/PersonNm8Dean Richter
IRS990/Form990PartVIISectionAGrp/PersonNm9Jeff Cahill
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt024600
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt1Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member partial year
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board Member partial year
IRS990/Form990PartVIISectionAGrp/TitleTxt9Managing Secretary
IRS990/Form990ProvidedToGvrnBodyInd00
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IRS990/GrantsToOrganizationsInd00
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IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
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IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0211010
IRS990/InvestmentInJointVentureInd00
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IRS990/InvestmentsPubTradedSecGrp/EOYAmt06409651
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IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingOtherInd0X
IRS990/MinutesOfCommitteesInd00
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IRS990/MissionDesc0None
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/NetAssetsOrFundBalancesEOYAmt06562139
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IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt020186
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IRS990/NondeductibleContributionsInd00
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IRS990/OfficeExpensesGrp/TotalAmt04116
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
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IRS990/OtherExpensesGrp/Desc0National Membership Fee
IRS990/OtherExpensesGrp/Desc1Loss Adjustment Paid
IRS990/OtherExpensesGrp/TotalAmt046768
IRS990/OtherExpensesGrp/TotalAmt1500
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0Jeff Cahill
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/Desc0Liquidation Refunds
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0494
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0494
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0235013
IRS990/PYOtherExpensesAmt069631
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0344
IRS990/PYRevenuesLessExpensesAmt096726
IRS990/PYSalariesCompEmpBnftPaidAmt069000
IRS990/PYTotalExpensesAmt0138631
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0235357
IRS990/ReconcilationRevenueExpnssAmt087570
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06441447
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06562139
IRS990/SavingsAndTempCashInvstGrp/BOYAmt064716
IRS990/SavingsAndTempCashInvstGrp/EOYAmt058919
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0144120
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/NetUnrealizedGainsInvstAmt033122
IRS990ScheduleD/RevenueNotReportedAmt033122
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0231690
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The Association is exempt from federal income taxes under section 501(c)(6) of the Internal Revenue Code. Management annually evaluates this and other tax positions and has determined there are no uncertain tax positions that meet the criteria for recognition in the financial statements. The filing status of the Association is subject to examination by federal authorities at their discretion.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X, Line 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt0144120
IRS990ScheduleD/TotalRevenuePerForm990Amt0231690
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0264812
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0144120
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Association consists of member insurers that are authorized to transact property and casualty insurance in the State of North Dakota. All member insurers shall be and remain members of the Association as a condition of the insurers' authority to transact insurance in North Dakota.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Board members are selected by member insurers, subject to the approval of the Commissioner of Insurance of the State of North Dakota.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Any changes to the Plan of Operation are subject to approval by the Commissioner of Insurance of the State of North Dakota.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3There are no committees which are able to act on behalf of the board.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4A copy of the Form 990 is sent to the North Dakota State Insurance Department audit department. A copy is submitted to the Managing Secretary for the board to review at the annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Each year a contract for compensation is signed. It is presented to the board and approved by the board at the annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The governing documents, conflict of interest policy and financial statements are available upon request through the North Dakota State Insurance Department.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Modified Cash Basis
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section A, line 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part XII, Line 1:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt06441447
IRS990/TotalAssetsEOYAmt06562139
IRS990/TotalAssetsGrp/BOYAmt06441447
IRS990/TotalAssetsGrp/EOYAmt06562139
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0144120
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt00
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06441447
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06562139
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0494
IRS990/TotalReportableCompFromOrgAmt069000
IRS990/TotalRevenueGrp/ExclusionAmt0231196
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0494
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0231690
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt06441447
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt06562139
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt08136
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO Box 2634
IRS990/USAddress/CityNm0Bismarck
IRS990/USAddress/StateAbbreviationCd0ND
IRS990/USAddress/ZIPCd0585022634
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0https://ndakota.ncigf.org/
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0William Folendorf
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum07012249555
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0North Dakota Insurance Guaranty
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0Association
ReturnHeader/Filer/BusinessNameControlTxt0NORT
ReturnHeader/Filer/EIN0510186142
ReturnHeader/Filer/PhoneNum07012249555
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 2634
ReturnHeader/Filer/USAddress/CityNm0Bismarck
ReturnHeader/Filer/USAddress/StateAbbreviationCd0ND
ReturnHeader/Filer/USAddress/ZIPCd0585022634
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0450250958
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Eide Bailly LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04585 Coleman St Ste 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Bismarck
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0ND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd058503
ReturnHeader/PreparerPersonGrp/PhoneNum07012551091
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Lisa Chaffee CPA
ReturnHeader/ReturnTs02026-02-19T08:09:49-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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