Civic Intelligence

Central De Chamber of Commerce Inc

990 • Fiscal year 2016 • EIN 51-0082741

Jul 01, 2015 to Jun 30, 2016 • Filed on Jan 16, 2017

435 N Dupont HwyDover, DE 19901

(302) 734-7513

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

39th percentile

0.03x

Higher debt load relative to assets than 39% of similar nonprofits.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2016

Liabilities / Revenue

38th percentile

0.02x

Higher debt load relative to revenue than 38% of similar nonprofits.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2016

Net Margin

60th percentile

6.4%

Higher net margin than 60% of similar nonprofits.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2016

Top Officer Pay

71st percentile

$103,023

Higher top officer pay than 71% of similar nonprofits.

Top officer pay equals 16.5% of source-year revenue.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2016

Asset Growth

61st percentile

7.8%

Faster asset growth than 61% of similar nonprofits.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2015 to 2016

Revenue Growth

72nd percentile

12%

Faster revenue growth than 72% of similar nonprofits.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2015 to 2016

Assets

Up

$535,040

Up $38,876 (+7.8%) from 2015

Net Assets

Up

$519,628

Up $40,148 (+8.4%) from 2015

Liabilities

Down

$15,412

Down $1,272 (-7.6%) from 2015

Revenue

Up

$624,802

Up $64,463 (+12%) from 2015

Expenses

Up

$584,654

Up $24,411 (+4.4%) from 2015

Net Income

Up

$40,148

Up $40,052 (+41721%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2011: $386,785Liabilities 2011: $18,818Net Assets 2011: $367,9672011Assets 2012: $445,163Liabilities 2012: $24,498Net Assets 2012: $420,6652012Assets 2013: $440,784Liabilities 2013: $14,302Net Assets 2013: $426,4822013Assets 2014: $507,868Liabilities 2014: $28,484Net Assets 2014: $479,3842014Assets 2015: $496,164Liabilities 2015: $16,684Net Assets 2015: $479,4802015Assets 2016: $535,040Liabilities 2016: $15,412Net Assets 2016: $519,6282016Assets 2017: $495,308Liabilities 2017: $3,216Net Assets 2017: $492,0922017Assets 2018: $532,630Liabilities 2018: $2,357Net Assets 2018: $530,2732018Assets 2019: $551,471Liabilities 2019: $3,301Net Assets 2019: $548,1702019Assets 2020: $640,007Liabilities 2020: $166,197Net Assets 2020: $473,8102020Assets 2021: $751,592Liabilities 2021: $249,216Net Assets 2021: $502,3762021Assets 2022: $707,712Liabilities 2022: $121,658Net Assets 2022: $586,0542022Assets 2023: $622,997Liabilities 2023: $137,452Net Assets 2023: $485,5452023Assets 2024: $624,041Liabilities 2024: $287,600Net Assets 2024: $336,4412024Assets 2025: $503,641Liabilities 2025: $289,269Net Assets 2025: $214,3722025

Highlighted filing

2016

Assets$535,040
Liabilities$15,412
Net Assets$519,628

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $436,297Expenses 2011: $437,255Net Income 2011: -$9582011Expenses 2012: $435,4192012Expenses 2013: $461,4472013Revenue 2014: $546,552Expenses 2014: $493,650Net Income 2014: $52,9022014Revenue 2015: $560,339Expenses 2015: $560,243Net Income 2015: $962015Revenue 2016: $624,802Expenses 2016: $584,654Net Income 2016: $40,1482016Revenue 2017: $537,402Expenses 2017: $564,938Net Income 2017: -$27,5362017Revenue 2018: $576,865Expenses 2018: $581,964Net Income 2018: -$5,0992018Revenue 2019: $611,805Expenses 2019: $593,908Net Income 2019: $17,8972019Revenue 2020: $560,014Expenses 2020: $634,374Net Income 2020: -$74,3602020Revenue 2021: $591,787Expenses 2021: $563,221Net Income 2021: $28,5662021Revenue 2022: $715,091Expenses 2022: $719,706Net Income 2022: -$4,6152022Revenue 2023: $688,916Expenses 2023: $789,425Net Income 2023: -$100,5092023Revenue 2024: $782,445Expenses 2024: $821,094Net Income 2024: -$38,6492024Revenue 2025: $742,738Expenses 2025: $864,807Net Income 2025: -$122,0692025

Highlighted filing

2016

Revenue$624,802
Expenses$584,654
Net Income$40,148
Jump To
Filing Snapshot
Filing Period
Jul 1, 2015 to Jun 30, 2016
Signed
Jan 16, 2017
Return Version
2015v3.0
Gross Receipts
$624,802
Mission and Program Overview

Mission

To advance the balanced economic development of central delaware by promoting civic, industrial, commercial, agri-business and social interests of the community and by strengthening the freedom of private businesses to operate competitively for profit with minimal and efficient government regulations.

To promote new business and encourage businesses to locate in central delaware

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$359,078$398,078▲ $39,000
Investments in Publicly Traded Securities$93,061$92,276▼ $785
Accounts Receivable$33,592$36,063▲ $2,471
Land, Buildings, and Equipment, Net$9,139$7,327▼ $1,812
Cash and Non-Interest-Bearing Accounts$1,294$1,296▲ $2
Total Assets$496,164$535,040▲ $38,876
Liabilities
Accounts Payable and Accrued Expenses$15,964$13,960▼ $2,004
Other Liabilities$720$1,452▲ $732
Total Liabilities$16,684$15,412▼ $1,272
Net Assets / Fund Balance
Unrestricted Net Assets$479,480$519,628▲ $40,148
Total Net Assets Fund Balance$479,480$519,628▲ $40,148
Total Liabilities and Net Assets / Fund Balance$496,164$535,040▲ $38,876

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$7,327$68,926$76,253
Compensation and Service Providers

Employees

NameTitleBaseOtherTotal
Judy DiogoDirector$99,061$3,962$103,023

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$1,847
Program Service Revenue
$621,258
Investment Income
$-441
Other Revenue
$2,138
All Other Contributions
$1,847
Change in Net Assets
$40,148
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$368,171
Other Expenses$216,483
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$216,003-$216,003
Current Officers, Directors, Trustees, and Key Employees$99,061--$99,061
Office Expenses-$44,032-$44,032
Occupancy-$25,200-$25,200
Payroll Taxes-$24,550-$24,550
Other Employee Benefits-$24,461-$24,461
All Other Expenses$22,738--$22,738
Other Expenses$13,111--$13,111
Fees for Services Accounting-$12,610-$12,610
Pension Plan Contributions-$4,096-$4,096
Depreciation Depletion$3,558--$3,558
Travel-$3,167-$3,167
Total Functional Expenses$230,535$354,119$0$584,654
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Simple Ira Payable$732
Ash Scholarship Liability$720
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 7A

Each board member is selected for a two year term. The membership approves of the board members' selection at an annual meeting.

Form 990, Page 6, Part VI, Line 7B

Major changes such as bylaw amendments have to be approved by the membership. Membership approval is not required for most decisions made during the year.

Form 990, Page 6, Part VI, Line 11B

The 990 is reviewed by the executive director before it is filed.

Form 990, Page 6, Part VI, Line 15A

The executive director's salary is determined by the board annually.

Form 990, Page 6, Part VI, Line 19

These documents are made available upon request.

Filing and Contact Details

Filer

Filer Name
Central De Chamber of Commerce Inc
EIN
51-0082741
Phone
3027347513
Address
435 N DUPONT HWY, DOVER, DE 19901

Signing Officer

Name
Judy Diogo
Title
Director
Phone
3027347513
Signed
2017-01-16

Organization Details

Principal Officer
Judy Diogo
Formed
1959
Legal Domicile
De
Voting Board Members
21
Independent Board Members
21
Employees
8
Volunteers
20

Preparer

Firm
Raymond F Book & Associates Pa
Address
220 BEISER BLVD, DOVER, DE 19904-7790
Preparer
Christine Lawrence
Phone
3027345826
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

See above exempt purpose.

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IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt044032
IRS990/OfficeExpensesGrp/TotalAmt044032
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt024461
IRS990/OtherEmployeeBenefitsGrp/TotalAmt024461
IRS990/OtherExpensesGrp/Desc0TRADE SHOWS/LEADERSHIP
IRS990/OtherExpensesGrp/Desc1PUBLICATIONS
IRS990/OtherExpensesGrp/Desc2DINNER EXPENSE
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/ProgramServicesAmt032685
IRS990/OtherExpensesGrp/ProgramServicesAmt130840
IRS990/OtherExpensesGrp/ProgramServicesAmt228542
IRS990/OtherExpensesGrp/ProgramServicesAmt313111
IRS990/OtherExpensesGrp/TotalAmt032685
IRS990/OtherExpensesGrp/TotalAmt130840
IRS990/OtherExpensesGrp/TotalAmt228542
IRS990/OtherExpensesGrp/TotalAmt313111
IRS990/OtherLiabilitiesGrp/BOYAmt0720
IRS990/OtherLiabilitiesGrp/EOYAmt01452
IRS990/OtherRevenueMiscGrp/BusinessCd0561499
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS INCOME
IRS990/OtherRevenueMiscGrp/ExclusionAmt02138
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt02138
IRS990/OtherRevenueTotalAmt02138
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0216003
IRS990/OtherSalariesAndWagesGrp/TotalAmt0216003
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt024550
IRS990/PayrollTaxesGrp/TotalAmt024550
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt04096
IRS990/PensionPlanContributionsGrp/TotalAmt04096
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0JUDY DIOGO
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0561499
IRS990/ProgramServiceRevenueGrp/BusinessCd1561499
IRS990/ProgramServiceRevenueGrp/BusinessCd2561499
IRS990/ProgramServiceRevenueGrp/Desc0MEMBER EVENTS
IRS990/ProgramServiceRevenueGrp/Desc1DUES
IRS990/ProgramServiceRevenueGrp/Desc2MEMBER PUBLICATIONS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0315867
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1233350
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt272041
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0315867
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1233350
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt272041
IRS990/ProgSrvcAccomActyOtherGrp/Desc0SEE ABOVE EXEMPT PURPOSE.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt0230535
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt07184
IRS990/PYOtherExpensesAmt0209393
IRS990/PYOtherRevenueAmt0460
IRS990/PYProgramServiceRevenueAmt0552695
IRS990/PYRevenuesLessExpensesAmt096
IRS990/PYSalariesCompEmpBnftPaidAmt0350850
IRS990/PYTotalExpensesAmt0560243
IRS990/PYTotalRevenueAmt0560339
IRS990/ReconcilationRevenueExpnssAmt040148
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0359078
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0398078
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleC/AgreeCarryoverPriorYearInd0false
IRS990ScheduleC/OnlyInHouseLobbyingInd0true
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt07327
IRS990ScheduleD/EquipmentGrp/DepreciationAmt068926
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt076253
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0732
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1720
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SIMPLE IRA PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ASH SCHOLARSHIP LIABILITY
IRS990ScheduleD/TotalBookValueLandBuildingsAmt07327
IRS990ScheduleD/TotalLiabilityAmt01452
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0SEE ABOVE EXEMPT PURPOSE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EACH BOARD MEMBER IS SELECTED FOR A TWO YEAR TERM. THE MEMBERSHIP APPROVES OF THE BOARD MEMBERS' SELECTION AT AN ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MAJOR CHANGES SUCH AS BYLAW AMENDMENTS HAVE TO BE APPROVED BY THE MEMBERSHIP. MEMBERSHIP APPROVAL IS NOT REQUIRED FOR MOST DECISIONS MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE 990 IS REVIEWED BY THE EXECUTIVE DIRECTOR BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE EXECUTIVE DIRECTOR'S SALARY IS DETERMINED BY THE BOARD ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THESE DOCUMENTS ARE MADE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0true
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0496164
IRS990/TotalAssetsEOYAmt0535040
IRS990/TotalAssetsGrp/BOYAmt0496164
IRS990/TotalAssetsGrp/EOYAmt0535040
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt01847
IRS990/TotalEmployeeCnt08
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0354119
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0230535
IRS990/TotalFunctionalExpensesGrp/TotalAmt0584654
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt016684
IRS990/TotalLiabilitiesEOYAmt015412
IRS990/TotalLiabilitiesGrp/BOYAmt016684
IRS990/TotalLiabilitiesGrp/EOYAmt015412
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0479480
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0519628
IRS990/TotalOtherCompensationAmt03962
IRS990/TotalOtherProgSrvcExpenseAmt0230535
IRS990/TotalProgramServiceExpensesAmt0230535
IRS990/TotalProgramServiceRevenueAmt0621258
IRS990/TotalReportableCompFromOrgAmt099061
IRS990/TotalRevenueGrp/ExclusionAmt01697
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0621258
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0624802
IRS990/TotalVolunteersCnt020
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0496164
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0535040
IRS990/TravelGrp/ManagementAndGeneralAmt03167
IRS990/TravelGrp/TotalAmt03167
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0479480
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0519628
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0435 N DUPONT HWY
IRS990/USAddress/CityNm0DOVER
IRS990/USAddress/StateAbbreviationCd0DE

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$5.04$2.89$2.14$7.43$8.65$1.22
2024Detailed filing. Detailed filing data is available for this year.$6.24$2.88$3.36$7.82$8.21$0.39
2023Detailed filing. Detailed filing data is available for this year.$6.23$1.37$4.86$6.89$7.89$1.01
2022Detailed filing. Detailed filing data is available for this year.$7.08$1.22$5.86$7.15$7.20$0.05
2021Detailed filing. Detailed filing data is available for this year.$7.52$2.49$5.02$5.92$5.63$0.29
2020Detailed filing. Detailed filing data is available for this year.$6.40$1.66$4.74$5.60$6.34$0.74
2019Detailed filing. Detailed filing data is available for this year.$5.51$0.03$5.48$6.12$5.94$0.18
2018Detailed filing. Detailed filing data is available for this year.$5.33$0.02$5.30$5.77$5.82$0.05
2017Detailed filing. Detailed filing data is available for this year.$4.95$0.03$4.92$5.37$5.65$0.28
2016Detailed filing. Detailed filing data is available for this year.$5.35$0.15$5.20$6.25$5.85$0.40
2015Detailed filing. Detailed filing data is available for this year.$4.96$0.17$4.79$5.60$5.60$0.00
2014Detailed filing. Detailed filing data is available for this year.$5.08$0.28$4.79$5.47$4.94$0.53
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.41$0.14$4.26$4.61
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.45$0.24$4.21$4.35
2011Summary only. Only limited summary data is available for this year.$3.87$0.19$3.68$4.36$4.37$0.01
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2016 filings • 501(c)6 • $500k-$1M nonprofits