Civic Intelligence

Dillon Credit Union

990 • Fiscal year 2014 • EIN 48-6108739

Jan 01, 2014 to Dec 31, 2014 • Filed on Apr 29, 2015

PO Box 2323Hutchinson, KS 67504

(620) 669-8500

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

25th percentile

0.85x

Higher debt load relative to assets than 25% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Liabilities / Revenue

60th percentile

21.51x

Higher debt load relative to revenue than 60% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Net Margin

29th percentile

2.7%

Higher net margin than 29% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Top Officer Pay

40th percentile

$87,877

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 6.1% of source-year revenue.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Asset Growth

43rd percentile

0.8%

Faster asset growth than 43% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Revenue Growth

51st percentile

-0.5%

Faster revenue growth than 51% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Assets

Up

$36,666,496

Up $294,124 (+0.8%) from 2013

Net Assets

Up

$5,638,757

Up $39,396 (+0.7%) from 2013

Liabilities

Up

$31,027,739

Up $254,728 (+0.8%) from 2013

Revenue

Down

$1,442,807

Down $7,593 (-0.5%) from 2013

Expenses

Down

$1,403,411

Down $46,497 (-3.2%) from 2013

Net Income

Up

$39,396

Up $38,904 (+7907%) from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $32,485,093Liabilities 2010: $27,315,818Net Assets 2010: $5,169,2752010Assets 2012: $35,810,205Liabilities 2012: $30,211,336Net Assets 2012: $5,598,8692012Assets 2013: $36,372,372Liabilities 2013: $30,773,011Net Assets 2013: $5,599,3612013Assets 2014: $36,666,496Liabilities 2014: $31,027,739Net Assets 2014: $5,638,7572014Assets 2015: $37,005,236Liabilities 2015: $31,194,638Net Assets 2015: $5,810,5982015Assets 2016: $38,099,558Liabilities 2016: $32,104,094Net Assets 2016: $5,995,4642016Assets 2017: $37,291,847Liabilities 2017: $31,123,526Net Assets 2017: $6,168,3212017Assets 2018: $38,134,398Liabilities 2018: $31,727,406Net Assets 2018: $6,406,9922018Assets 2019: $39,863,710Liabilities 2019: $33,101,022Net Assets 2019: $6,762,6882019Assets 2020: $51,030,008Liabilities 2020: $43,578,064Net Assets 2020: $7,451,9442020Assets 2021: $61,167,484Liabilities 2021: $53,008,181Net Assets 2021: $8,159,3032021Assets 2022: $64,125,907Liabilities 2022: $55,591,299Net Assets 2022: $8,534,6082022Assets 2024: $69,074,330Liabilities 2024: $59,348,128Net Assets 2024: $9,726,2022024

Highlighted filing

2014

Assets$36,666,496
Liabilities$31,027,739
Net Assets$5,638,757

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $1,346,3462010Expenses 2012: $1,368,9422012Revenue 2013: $1,450,400Expenses 2013: $1,449,908Net Income 2013: $4922013Revenue 2014: $1,442,807Expenses 2014: $1,403,411Net Income 2014: $39,3962014Revenue 2015: $1,560,301Expenses 2015: $1,388,460Net Income 2015: $171,8412015Revenue 2016: $1,658,901Expenses 2016: $1,474,035Net Income 2016: $184,8662016Revenue 2017: $1,734,785Expenses 2017: $1,561,928Net Income 2017: $172,8572017Revenue 2018: $1,983,569Expenses 2018: $1,744,898Net Income 2018: $238,6712018Revenue 2019: $2,207,133Expenses 2019: $1,851,437Net Income 2019: $355,6962019Revenue 2020: $2,636,027Expenses 2020: $1,946,771Net Income 2020: $689,2562020Revenue 2021: $2,605,024Expenses 2021: $1,897,665Net Income 2021: $707,3592021Revenue 2022: $2,484,140Expenses 2022: $2,108,835Net Income 2022: $375,3052022Revenue 2024: $4,039,774Expenses 2024: $3,342,530Net Income 2024: $697,2442024

Highlighted filing

2014

Revenue$1,442,807
Expenses$1,403,411
Net Income$39,396
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Apr 29, 2015
Return Version
2014v5.0
Gross Receipts
$1,442,807
Mission and Program Overview

Mission

Provide financial services for mutual purposes

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$23,853,688$26,365,759▲ $2,512,071
Savings and Temporary Cash Investments$9,995,478$8,156,220▼ $1,839,258
Rtn Earn Endowment Incm Other Fnds$5,599,361$5,638,757▲ $39,396
Land, Buildings, and Equipment, Net$1,598,995$1,483,102▼ $115,893
Cash and Non-Interest-Bearing Accounts$803,405$551,403▼ $252,002
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$36,372,372$36,666,496▲ $294,124
Other Assets Total$120,806$110,012▼ $10,794
Liabilities
Other Liabilities$30,568,020$30,620,193▲ $52,173
Accounts Payable and Accrued Expenses$204,991$407,546▲ $202,555
Total Liabilities$30,773,011$31,027,739▲ $254,728
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,599,361$5,638,757▲ $39,396
Total Liabilities and Net Assets / Fund Balance$36,372,372$36,666,496▲ $294,124

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,133,181$137,677-
Land$103,000--
Equipment$246,921$457,646-
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Darrell RileyPresidentFT$76,329$11,548$87,877

Board Members and Trustees

NameTitle
Darin AckleyChairperson
Jeffrey AllenVice-chair
David CleevesDirector
Jay YoderDirector
Thomas ReillyDirector
Keith ZipprichTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,381,892
Investment Income
$57,969
Other Revenue
$2,946
Change in Net Assets
$39,396
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$884,449
Salaries, Compensation, and Employee Benefits$518,962
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses$421,937--$421,937
Other Salaries and Wages$317,182--$317,182
Interest$209,458--$209,458
Other Employee Benefits$125,451--$125,451
Depreciation Depletion$115,893--$115,893
Current Officers, Directors, Trustees, and Key Employees$76,329--$76,329
Occupancy$35,015--$35,015
Other Expenses$16,946--$16,946
All Other Expenses$14,131--$14,131
Fees for Services Other$11,193--$11,193
Travel$4,991--$4,991
Total Functional Expenses$1,403,411$0$0$1,403,411
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares and Savings Acct$30,620,193
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Dillon credit union has 4,647 members.

Form 990, Part VI, Section A, Line 7A

All of the board and committee members are elected at the annual meeting by the members unless a vacancy is created due to someone resigning. In that case, the bylaws address how the appointment is made until the next annual meeting at which time the members vote to have the individual serve out the remaining term until he/she comes up for re-election again.

Form 990, Part VI, Section B, Line 11

A copy of the 990 will be distributed at the board meeting for the board members to review.

Form 990, Part VI, Section C, Line 19

As policies are adopted, they are filed in the board minutes which are ratified by the members at the annual meeting. The financial statements are posted in the credit union's lobby each month.

Filing and Contact Details

Filer

Filer Name
Dillon Credit Union
EIN
48-6108739
Phone
6206698500
Address
PO BOX 2323, HUTCHINSON, KS 67504

Signing Officer

Name
Darrell Riley
Title
President
Phone
6206698500
Signed
2015-04-29
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Darrell Riley
Formed
1958
Legal Domicile
Ks
Voting Board Members
6
Independent Board Members
6
Employees
12
Volunteers
0

Preparer

Firm
Lindburg Vogel Pierce Faris Chartered
Address
2301 N HALSTEAD - P O BOX 2047, HUTCHINSON, KS 67504-2047
Preparer
Michael E Evans
Phone
6206690461
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DILLON CREDIT UNION HAS 4,647 MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL OF THE BOARD AND COMMITTEE MEMBERS ARE ELECTED AT THE ANNUAL MEETING BY THE MEMBERS UNLESS A VACANCY IS CREATED DUE TO SOMEONE RESIGNING. IN THAT CASE, THE BYLAWS ADDRESS HOW THE APPOINTMENT IS MADE UNTIL THE NEXT ANNUAL MEETING AT WHICH TIME THE MEMBERS VOTE TO HAVE THE INDIVIDUAL SERVE OUT THE REMAINING TERM UNTIL HE/SHE COMES UP FOR RE-ELECTION AGAIN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A COPY OF THE 990 WILL BE DISTRIBUTED AT THE BOARD MEETING FOR THE BOARD MEMBERS TO REVIEW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3AS POLICIES ARE ADOPTED, THEY ARE FILED IN THE BOARD MINUTES WHICH ARE RATIFIED BY THE MEMBERS AT THE ANNUAL MEETING. THE FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION'S LOBBY EACH MONTH.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt036372372
IRS990/TotalAssetsEOYAmt036666496
IRS990/TotalAssetsGrp/BOYAmt036372372
IRS990/TotalAssetsGrp/EOYAmt036666496
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt012
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01403411
IRS990/TotalFunctionalExpensesGrp/TotalAmt01403411
IRS990/TotalGrossUBIAmt02946
IRS990/TotalLiabilitiesBOYAmt030773011
IRS990/TotalLiabilitiesEOYAmt031027739
IRS990/TotalLiabilitiesGrp/BOYAmt030773011
IRS990/TotalLiabilitiesGrp/EOYAmt031027739
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05599361
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05638757
IRS990/TotalOtherCompensationAmt011548
IRS990/TotalProgramServiceExpensesAmt01403411
IRS990/TotalProgramServiceRevenueAmt01381892
IRS990/TotalReportableCompFromOrgAmt076329
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01439861
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01442807
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt02946
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt036372372
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt036666496
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt04991
IRS990/TravelGrp/TotalAmt04991
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 2323
IRS990/USAddress/CityNm0HUTCHINSON
IRS990/USAddress/StateAbbreviationCd0KS
IRS990/USAddress/ZIPCd067504
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0WWW.DILLONCU.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0DARRELL RILEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06206698500
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-04-29
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0DILLON CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0DILL
ReturnHeader/Filer/EIN0486108739
ReturnHeader/Filer/PhoneNum06206698500
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 2323
ReturnHeader/Filer/USAddress/CityNm0HUTCHINSON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0KS
ReturnHeader/Filer/USAddress/ZIPCd067504
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0480841034
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LINDBURG VOGEL PIERCE FARIS CHARTERED
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02301 N HALSTEAD - P O BOX 2047
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HUTCHINSON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0675042047
ReturnHeader/PreparerPersonGrp/PhoneNum06206690461
ReturnHeader/PreparerPersonGrp/PreparationDt02015-04-29
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL E EVANS
ReturnHeader/ReturnTs02015-05-06T14:03:58-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$69.1$59.3$9.73$4.04$3.34$0.70
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$64.1$55.6$8.53$2.48$2.11$0.38
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$61.2$53.0$8.16$2.61$1.90$0.71
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$51.0$43.6$7.45$2.64$1.95$0.69
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.9$33.1$6.76$2.21$1.85$0.36
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$38.1$31.7$6.41$1.98$1.74$0.24
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$37.3$31.1$6.17$1.73$1.56$0.17
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$38.1$32.1$6.00$1.66$1.47$0.18
2015Detailed filing. Detailed filing data is available for this year.$37.0$31.2$5.81$1.56$1.39$0.17
2014Detailed filing. Detailed filing data is available for this year.$36.7$31.0$5.64$1.44$1.40$0.04
2013Detailed filing. Detailed filing data is available for this year.$36.4$30.8$5.60$1.45$1.45$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$35.8$30.2$5.60$1.37
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.5$27.3$5.17$1.35