Civic Intelligence

Wesley Medical Credit Union

990 • Fiscal year 2013 • EIN 48-6106946

Jan 01, 2013 to Dec 31, 2013 • Filed on Apr 07, 2014

Organization ProfileWWW.WMCU.NET

View Organization Page

551 N HILLSIDE Ste 340Wichita, KS 67214

(316) 962-3035

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

61st percentile

0.87x

Higher debt load relative to assets than 61% of similar nonprofits.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2013

Liabilities / Revenue

68th percentile

22.16x

Higher debt load relative to revenue than 68% of similar nonprofits.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2013

Net Margin

41st percentile

0.8%

Higher net margin than 41% of similar nonprofits.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2013

Top Officer Pay

45th percentile

$49,710

Higher top officer pay than 45% of similar nonprofits.

Top officer pay equals 21.8% of source-year revenue.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2013

Asset Growth

73rd percentile

4.2%

Faster asset growth than 73% of similar nonprofits.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets61st percentile

Assets

Up

$5,786,095

Up $230,624 (+4.2%) from 2012

Net Assets

Up

$736,565

Up $1,874 (+0.3%) from 2012

Liabilities

Up

$5,049,530

Up $228,750 (+4.7%) from 2012

Revenue And Expenses
Liabilities / Revenue68th percentileNet Margin41st percentile

Revenue

$227,863

No earlier filing loaded for comparison.

Expenses

Down

$225,989

Down $20,367 (-8.3%) from 2012

Net Income

$1,874

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth73rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2010: $5,290,177Liabilities 2010: $4,489,239Net Assets 2010: $800,9382010Assets 2011: $5,351,804Liabilities 2011: $4,625,431Net Assets 2011: $726,3732011Assets 2012: $5,555,471Liabilities 2012: $4,820,780Net Assets 2012: $734,6912012Assets 2013: $5,786,095Liabilities 2013: $5,049,530Net Assets 2013: $736,5652013Assets 2014: $5,647,663Liabilities 2014: $4,953,278Net Assets 2014: $694,3852014Assets 2015: $5,315,510Liabilities 2015: $4,674,665Net Assets 2015: $640,8452015

Highlighted filing

2013

Assets$5,786,095
Liabilities$5,049,530
Net Assets$736,565
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KExpenses 2010: $263,6702010Expenses 2011: $258,3002011Expenses 2012: $246,3562012Revenue 2013: $227,863Expenses 2013: $225,989Net Income 2013: $1,8742013Revenue 2014: $169,814Expenses 2014: $211,994Net Income 2014: -$42,1802014Revenue 2015: $139,851Expenses 2015: $193,391Net Income 2015: -$53,5402015

Highlighted filing

2013

Revenue$227,863
Expenses$225,989
Net Income$1,874
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Apr 7, 2014
Return Version
2013v3.0
Gross Receipts
$227,863
Mission and Program Overview

Mission

Provider of Financial services for mutual purposes

To provide high quality financial services for our members/owners enhancing their financial well-being while maintaining the financial strength of the credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$1,873,700$3,013,510▲ $1,139,810
Other Notes and Loans Receivable, Net$3,386,775$2,458,785▼ $927,990
Rtn Earn Endowment Incm Other Fnds$734,691$736,565▲ $1,874
Cash and Non-Interest-Bearing Accounts$117,427$166,745▲ $49,318
Accounts Receivable$90,145$50,239▼ $39,906
Receivables From Officers Etc$26,921$28,727▲ $1,806
Prepaid Expenses and Deferred Charges$10,227$11,459▲ $1,232
Land, Buildings, and Equipment, Net$788$4,536▲ $3,748
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$5,555,471$5,786,095▲ $230,624
Other Assets Total$49,488$52,094▲ $2,606
Liabilities
Other Liabilities$4,761,871$5,006,650▲ $244,779
Accounts Payable and Accrued Expenses$58,909$42,880▼ $16,029
Total Liabilities$4,820,780$5,049,530▲ $228,750
Net Assets / Fund Balance
Total Net Assets Fund Balance$734,691$736,565▲ $1,874
Total Liabilities and Net Assets / Fund Balance$5,555,471$5,786,095▲ $230,624

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$4,536$38,691$43,227
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay45th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Debra RoushPresidentFT$49,710$49,710

Board Members and Trustees

NameTitle
Russell MillionChairman
Carna BretchesVice Chairman
Leslie EldemDirector
Steve RobeyDirector
Nelda AppellSecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$210,694
Investment Income
$17,169
Other Revenue
$0
Change in Net Assets
$1,874
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$127,334
Other Expenses$98,058
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$49,710
Other Salaries and Wages---$45,773
Other Employee Benefits---$31,851
Office Expenses---$25,572
Information Technology---$13,687
Occupancy---$8,071
Insurance---$7,726
Other Expenses---$5,704
Fees for Services Accounting---$5,059
Fees for Services Management---$3,017
Depreciation Depletion---$935
Benefits to Members---$597
Conferences and Meetings---$360
Fees for Services Other---$192
All Other Expenses---$186
Fees for Services Legal---$185
Travel---$51
Total Functional Expenses$0$0$0$225,989
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$26,921$28,727▲ $1,806
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$5,006,650
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

“Management delegated to Debra Roush”

Form 990, Part VI, Section A, Line 6

“The credit union is mutally owned by members”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members”

Form 990, Part VI, Section A, Line 7B

“Changes such as mergers and changes to bylaws are subject to approval by the credit union members; however, no such changes were made during the yea”

Form 990, Part VI, Section B, Line 11B

“The responsibility for reviewing the 990 is delegated to the president”

Form 990, Part VI, Section B, Line 12C

“Annually review conflict of interest statements”

Form 990, Part VI, Section B, Line 15

“The board of directors reviews and approves the president's compensation all othe remployees' compensation is determined by the president and is included in the budget presented to the board for approval. Deliberations and decisions are documented in the board minutes”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted monthly in the office, presented at the annual meeting, and are available upton request. In addition, the ncua website publishes financial inforamtion as part of the quarterly callr reports. Other documents, policies, and procedures are available upon request”

Filing and Contact Details

Filer

EIN
48-6106946
Phone
3169623035

Signing Officer

Name
Debra Roush
Title
Manager
Phone
3163623035
Signed
2014-04-07

Organization Details

Principal Officer
Debra Roush
Formed
1958
Legal Domicile
Ks
Voting Board Members
5
Independent Board Members
5
Employees
3
Volunteers
5
Raw XML AppendixShowing 400 of 404 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt058909
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt042880
IRS990/AccountsReceivableGrp/BOYAmt090145
IRS990/AccountsReceivableGrp/EOYAmt050239
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION
IRS990/AllOtherExpensesGrp/TotalAmt0186
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt0597
IRS990/BooksInCareOfDetail/PersonNm0DEBRA ROUSH
IRS990/BooksInCareOfDetail/PhoneNum03169623035
IRS990/BooksInCareOfDetail/USAddress/AddressLine10551 N HILLSIDE
IRS990/BooksInCareOfDetail/USAddress/AddressLine20STE 340
IRS990/BooksInCareOfDetail/USAddress/City0WICHITA
IRS990/BooksInCareOfDetail/USAddress/State0KS
IRS990/BooksInCareOfDetail/USAddress/ZIPCode067214
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0117427
IRS990/CashNonInterestBearingGrp/EOYAmt0166745
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt049710
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt0360
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt0597
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt017169
IRS990/CYOtherExpensesAmt098058
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0210694
IRS990/CYRevenuesLessExpensesAmt01874
IRS990/CYSalariesCompEmpBnftPaidAmt0127334
IRS990/CYTotalExpensesAmt0225989
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0227863
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd01
IRS990/DepreciationDepletionGrp/TotalAmt0935
IRS990/Desc0PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 1,052 MEMBERS
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt03
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/ExpenseAmt0103265
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt05059
IRS990/FeesForServicesLegalGrp/TotalAmt0185
IRS990/FeesForServicesManagementGrp/TotalAmt03017
IRS990/FeesForServicesOtherGrp/TotalAmt0192
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt03
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt13
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt23
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt33
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt43
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt540
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt03
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt13
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt23
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt33
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt43
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0RUSSELL MILLION
IRS990/Form990PartVIISectionAGrp/PersonNm1CARNA BRETCHES
IRS990/Form990PartVIISectionAGrp/PersonNm2NELDA APPELL
IRS990/Form990PartVIISectionAGrp/PersonNm3STEVE ROBEY
IRS990/Form990PartVIISectionAGrp/PersonNm4LESLIE ELDEM
IRS990/Form990PartVIISectionAGrp/PersonNm5DEBRA ROUSH
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt549710
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01958
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0227863
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt013687
IRS990/InsuranceGrp/TotalAmt07726
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt017169
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt017169
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt0196
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt038691
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0788
IRS990/LandBldgEquipBasisNetGrp/EOYAmt04536
IRS990/LandBldgEquipCostOrOtherBssAmt043227
IRS990/LegalDomicileStateCd0KS
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0734691
IRS990/NetAssetsOrFundBalancesEOYAmt0736565
IRS990/NetUnrelatedBusTxblIncmAmt096
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt08071
IRS990/OfficeExpensesGrp/TotalAmt025572
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt049488
IRS990/OtherAssetsTotalGrp/EOYAmt052094
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt031851
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1NCUSIF ASSESSMENT
IRS990/OtherExpensesGrp/Desc2MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc3ASSOCIATION DUES
IRS990/OtherExpensesGrp/TotalAmt04951
IRS990/OtherExpensesGrp/TotalAmt12903
IRS990/OtherExpensesGrp/TotalAmt219459
IRS990/OtherExpensesGrp/TotalAmt35704
IRS990/OtherLiabilitiesGrp/BOYAmt04761871
IRS990/OtherLiabilitiesGrp/EOYAmt05006650
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt045773
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt03386775
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt02458785
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt010227
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt011459
IRS990/PrincipalOfficerNm0Debra Roush
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees and Charges
IRS990/ProgramServiceRevenueGrp/Desc2Insurance Services
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0183247
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt127351
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt20
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0183247
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt127351
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt296
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt296
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2013, THERE WERE 478LOANS OUTSTANDING TOTALING $2,493,372
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0103265
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0183247
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $19,459 FOR THE YEAR
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt019459
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt022308
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0667
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt014811
IRS990/PYOtherExpensesAmt0100500
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0239863
IRS990/PYRevenuesLessExpensesAmt08318
IRS990/PYSalariesCompEmpBnftPaidAmt0145189
IRS990/PYTotalExpensesAmt0246356
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0254674
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt026921
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt028727
IRS990/ReconcilationRevenueExpnssAmt01874
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt022308
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0734691
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0736565
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01873700
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03013510
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt04536
IRS990ScheduleD/EquipmentGrp/DepreciationAmt038691
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt043227
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt05006650
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04536
IRS990ScheduleD/TotalLiabilityAmt05006650
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt014262
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt114461
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Personal
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1Personal
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt015000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt115000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0Russell Million
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1Leslie Eidem
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/TotalBalanceDueAmt028723
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Management delegated to Debra Roush
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS MUTALLY OWNED BY MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CHANGES SUCH AS MERGERS AND CHANGES TO BYLAWS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEA
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE RESPONSIBILITY FOR REVIEWING THE 990 IS DELEGATED TO THE PRESIDENT
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Annually review conflict of interest statements
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS REVIEWS AND APPROVES THE PRESIDENT'S COMPENSATION ALL OTHE REMPLOYEES' COMPENSATION IS DETERMINED BY THE PRESIDENT AND IS INCLUDED IN THE BUDGET PRESENTED TO THE BOARD FOR APPROVAL. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7FINANCIAL STATEMENTS ARE POSTED MONTHLY IN THE OFFICE, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPTON REQUEST. IN ADDITION, THE NCUA WEBSITE PUBLISHES FINANCIAL INFORAMTION AS PART OF THE QUARTERLY CALLR REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt05555471
IRS990/TotalAssetsEOYAmt05786095
IRS990/TotalAssetsGrp/BOYAmt05555471
IRS990/TotalAssetsGrp/EOYAmt05786095
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0225989
IRS990/TotalGrossUBIAmt096
IRS990/TotalLiabilitiesBOYAmt04820780
IRS990/TotalLiabilitiesEOYAmt05049530
IRS990/TotalLiabilitiesGrp/BOYAmt04820780
IRS990/TotalLiabilitiesGrp/EOYAmt05049530
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0734691
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0736565
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt0225989
IRS990/TotalProgramServiceRevenueAmt0210694
IRS990/TotalReportableCompFromOrgAmt049710
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0227767
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0227863
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt096
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt05555471
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt05786095
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt051
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10551 N Hillside Ste 340
IRS990/USAddress/City0Wichita
IRS990/USAddress/State0KS
IRS990/USAddress/ZIPCode067214
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.WMCU.NET
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Debra Roush
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Manager
ReturnHeader/BusinessOfficerGrp/PhoneNum03163623035
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-04-07
ReturnHeader/Filer/BusinessName/BusinessNameLine10Wesley Medical Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0WESL
ReturnHeader/Filer/EIN0486106946
ReturnHeader/Filer/PhoneNum03169623035
ReturnHeader/Filer/USAddress/AddressLine10551 N HILLSIDE Ste 340
ReturnHeader/Filer/USAddress/City0WICHITA
ReturnHeader/Filer/USAddress/State0KS
ReturnHeader/Filer/USAddress/ZIPCode067214
ReturnHeader/ReturnTs02014-04-28T11:57:30-07:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$5,786,095
Liabilities
$5,049,530
Net assets
$736,565
Revenue
$227,863
Expenses
$225,989
Net income
$1,874
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2015Detailed filing. Detailed filing data is available for this year.$5.32$4.67$0.64$0.14$0.19$0.05
2014Detailed filing. Detailed filing data is available for this year.$5.65$4.95$0.69$0.17$0.21$0.04
2013Detailed filing. Detailed filing data is available for this year.$5.79$5.05$0.74$0.23$0.23$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.56$4.82$0.73$0.25
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.35$4.63$0.73$0.26
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.29$4.49$0.80$0.26