Civic Intelligence

Muddy River Credit Union

990 • Fiscal year 2013 • EIN 48-6106586

Jan 01, 2013 to Dec 31, 2013 • Filed on Apr 15, 2014

Organization ProfileN/A
400 South 4th PO Box 188Atchison, KS 66002

(913) 367-2121

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

41st percentile

0.84x

Higher debt load relative to assets than 41% of similar nonprofits.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2013

Liabilities / Revenue

22nd percentile

13.96x

Higher debt load relative to revenue than 22% of similar nonprofits.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2013

Net Margin

85th percentile

14%

Higher net margin than 85% of similar nonprofits.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2013

Top Officer Pay

83rd percentile

$70,135

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 14.4% of source-year revenue.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2013

Asset Growth

49th percentile

0.6%

Faster asset growth than 49% of similar nonprofits.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets41st percentile

Assets

Up

$8,027,768

Up $51,220 (+0.6%) from 2012

Net Assets

Up

$1,246,682

Up $69,523 (+5.9%) from 2012

Liabilities

Down

$6,781,086

Down $18,303 (-0.3%) from 2012

Revenue And Expenses
Liabilities / Revenue22nd percentileNet Margin85th percentile

Revenue

$485,805

No earlier filing loaded for comparison.

Expenses

Up

$416,282

Up $28,782 (+7.4%) from 2012

Net Income

$69,523

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth49th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10M$5.0M$0Assets 2010: $7,685,840Liabilities 2010: $6,713,457Net Assets 2010: $972,3832010Assets 2011: $7,686,177Liabilities 2011: $6,598,381Net Assets 2011: $1,087,7962011Assets 2012: $7,976,548Liabilities 2012: $6,799,389Net Assets 2012: $1,177,1592012Assets 2013: $8,027,768Liabilities 2013: $6,781,086Net Assets 2013: $1,246,6822013Assets 2014: $8,321,785Liabilities 2014: $7,020,656Net Assets 2014: $1,301,1292014Assets 2015: $8,058,274Liabilities 2015: $6,741,902Net Assets 2015: $1,316,3722015Assets 2016: $7,959,948Liabilities 2016: $6,634,044Net Assets 2016: $1,325,9042016Assets 2017: $7,495,656Liabilities 2017: $6,409,905Net Assets 2017: $1,085,7512017Assets 2018: $7,039,841Liabilities 2018: $6,082,931Net Assets 2018: $956,9102018Assets 2019: $6,946,116Liabilities 2019: $5,956,625Net Assets 2019: $989,4912019Assets 2020: $7,298,002Liabilities 2020: $6,281,583Net Assets 2020: $1,016,4192020Assets 2021: $0Liabilities 2021: $0Net Assets 2021: $02021

Highlighted filing

2013

Assets$8,027,768
Liabilities$6,781,086
Net Assets$1,246,682
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.0M$0-$1.0M-$2.0MExpenses 2010: $372,2602010Expenses 2011: $307,8152011Expenses 2012: $387,5002012Revenue 2013: $485,805Expenses 2013: $416,282Net Income 2013: $69,5232013Revenue 2014: $469,090Expenses 2014: $414,643Net Income 2014: $54,4472014Revenue 2015: $408,948Expenses 2015: $393,705Net Income 2015: $15,2432015Revenue 2016: $348,507Expenses 2016: $338,975Net Income 2016: $9,5322016Revenue 2017: $337,313Expenses 2017: $577,406Net Income 2017: -$240,0932017Revenue 2018: $405,276Expenses 2018: $534,117Net Income 2018: -$128,8412018Revenue 2019: $430,591Expenses 2019: $398,010Net Income 2019: $32,5812019Revenue 2020: $359,313Expenses 2020: $332,385Net Income 2020: $26,9282020Revenue 2021: $163,928Expenses 2021: $1,186,361Net Income 2021: -$1,022,4332021

Highlighted filing

2013

Revenue$485,805
Expenses$416,282
Net Income$69,523
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Apr 15, 2014
Return Version
2013v3.0
Gross Receipts
$485,805
Mission and Program Overview

Mission

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$4,073,266$3,984,909▼ $88,357
Savings and Temporary Cash Investments$3,399,121$3,519,993▲ $120,872
Rtn Earn Endowment Incm Other Fnds$1,177,159$1,246,682▲ $69,523
Cash and Non-Interest-Bearing Accounts$438,378$455,078▲ $16,700
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$7,976,548$8,027,768▲ $51,220
Other Assets Total$65,783$67,788▲ $2,005
Liabilities
Other Liabilities$6,799,389$6,781,086▼ $18,303
Total Liabilities$6,799,389$6,781,086▼ $18,303
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,177,159$1,246,682▲ $69,523
Total Liabilities and Net Assets / Fund Balance$7,976,548$8,027,768▲ $51,220
Compensation and Service Providers
Top Officer Pay83rd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Rita HartmanManager/secretary-treasurerFT$70,135$70,135

Board Members and Trustees

NameTitle
Dennis AndersonPresident
Anthony WilburnVice President
Margie HicksDirector
Neal SmithDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$430,870
Investment Income
$54,935
Other Revenue
$0
Change in Net Assets
$69,523
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$267,555
Salaries, Compensation, and Employee Benefits$119,518
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$70,135
Other Salaries and Wages---$49,383
All Other Expenses---$34,027
Benefits to Members---$29,209
Office Expenses---$28,106
Other Expenses---$5,623
Conferences and Meetings---$4,453
Fees for Services Accounting---$3,574
Fees for Services Legal---$3,100
Advertising---$2,879
Occupancy---$1,597
Total Functional Expenses$0$0$0$416,282
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$6,760,173
Accrued Dividends Payable$20,913
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, line 7B

“Significant changes such as mergers are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, line 11

“The board of directors and supervisory committee discuss and review the form 990 prior to approval.”

Form 990, Part VI, Section B, line 15

“Compensation for all employees, including the manager is determined by the bradken human resources department and is presented to the credit union's board of directors for approval. The board's deliberations and decisions are documented in the minutes.”

Form 990, Part VI, Section C, line 19

“Financial statements are posted in the lobby, presented at the annual meeting, and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are avaiable upon request.”

Filing and Contact Details

Filer

EIN
48-6106586
Phone
9133672121

Signing Officer

Name
Rita Hartman
Title
Manager/secretary-treasurer
Phone
9133672121
Signed
2014-04-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Rita Hartman
Formed
1939
Legal Domicile
Ks
Voting Board Members
5
Independent Board Members
5
Employees
3
Volunteers
10

Preparer

Phone
9138946214
Raw XML Appendix287 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION.
IRS990/AdvertisingGrp/TotalAmt02879
IRS990/AllOtherExpensesGrp/TotalAmt034027
IRS990/BenefitsToMembersGrp/TotalAmt029209
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine10RITA HARTMAN
IRS990/BooksInCareOfDetail/PhoneNum09133672121
IRS990/BooksInCareOfDetail/USAddress/AddressLine10400 SOUTH 4TH
IRS990/BooksInCareOfDetail/USAddress/City0ATCHISON
IRS990/BooksInCareOfDetail/USAddress/State0KS
IRS990/BooksInCareOfDetail/USAddress/ZIPCode066002
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0438378
IRS990/CashNonInterestBearingGrp/EOYAmt0455078
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt070135
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt04453
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt029209
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt054935
IRS990/CYOtherExpensesAmt0267555
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0430870
IRS990/CYRevenuesLessExpensesAmt069523
IRS990/CYSalariesCompEmpBnftPaidAmt0119518
IRS990/CYTotalExpensesAmt0416282
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0485805
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 907 MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt03
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt03574
IRS990/FeesForServicesLegalGrp/TotalAmt03100
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt060.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/PersonNm0RITA HARTMAN
IRS990/Form990PartVIISectionAGrp/PersonNm1DENNIS ANDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm2ANTHONY WILBURN
IRS990/Form990PartVIISectionAGrp/PersonNm3MARGIE HICKS
IRS990/Form990PartVIISectionAGrp/PersonNm4NEAL SMITH
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt070135
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/TitleTxt0MANAGER/SECRETARY-TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt1PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01939
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0485805
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt054935
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt054935
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt0344
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0KS
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt01177159
IRS990/NetAssetsOrFundBalancesEOYAmt01246682
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01597
IRS990/OfficeExpensesGrp/TotalAmt028106
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt065783
IRS990/OtherAssetsTotalGrp/EOYAmt067788
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3NCUSIF ASSESSMENTS
IRS990/OtherExpensesGrp/TotalAmt084155
IRS990/OtherExpensesGrp/TotalAmt180500
IRS990/OtherExpensesGrp/TotalAmt219541
IRS990/OtherExpensesGrp/TotalAmt35623
IRS990/OtherLiabilitiesGrp/BOYAmt06799389
IRS990/OtherLiabilitiesGrp/EOYAmt06781086
IRS990/OtherSalariesAndWagesGrp/TotalAmt049383
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt04073266
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt03984909
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0RITA HARTMAN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0430870
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0430870
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2013, THERE WERE 464 LOANS OUTSTANDING TOTALING $4,124,521.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $84,155 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt028377
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt068870
IRS990/PYOtherExpensesAmt0263108
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0407963
IRS990/PYRevenuesLessExpensesAmt089333
IRS990/PYSalariesCompEmpBnftPaidAmt096015
IRS990/PYTotalExpensesAmt0387500
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0476833
IRS990/ReconcilationRevenueExpnssAmt069523
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01177159
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01246682
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03399121
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03519993
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt06760173
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt120913
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ACCRUED DIVIDENDS PAYABLE
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalLiabilityAmt06781086
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2SIGNIFICANT CHANGES SUCH AS MERGERS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE DISCUSS AND REVIEW THE FORM 990 PRIOR TO APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4COMPENSATION FOR ALL EMPLOYEES, INCLUDING THE MANAGER IS DETERMINED BY THE BRADKEN HUMAN RESOURCES DEPARTMENT AND IS PRESENTED TO THE CREDIT UNION'S BOARD OF DIRECTORS FOR APPROVAL. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAIABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt07976548
IRS990/TotalAssetsEOYAmt08027768
IRS990/TotalAssetsGrp/BOYAmt07976548
IRS990/TotalAssetsGrp/EOYAmt08027768
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/TotalAmt0416282
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt06799389
IRS990/TotalLiabilitiesEOYAmt06781086
IRS990/TotalLiabilitiesGrp/BOYAmt06799389
IRS990/TotalLiabilitiesGrp/EOYAmt06781086
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01177159
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01246682
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0430870
IRS990/TotalReportableCompFromOrgAmt070135
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0485805
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0485805
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt07976548
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt08027768
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10400 SOUTH 4TH
IRS990/USAddress/City0ATCHISON
IRS990/USAddress/State0KS
IRS990/USAddress/ZIPCode066002
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0RITA HARTMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER/SECRETARY-TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum09133672121
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-04-15
ReturnHeader/Filer/BusinessName/BusinessNameLine10BRADKEN CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0BRAD
ReturnHeader/Filer/EIN0486106586
ReturnHeader/Filer/PhoneNum09133672121
ReturnHeader/Filer/USAddress/AddressLine10400 SOUTH 4TH PO BOX 188
ReturnHeader/Filer/USAddress/City0ATCHISON
ReturnHeader/Filer/USAddress/State0KS
ReturnHeader/Filer/USAddress/ZIPCode066002
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0431592217
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode066061
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/ReturnTs02014-04-15T13:26:17-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$8,027,768
Liabilities
$6,781,086
Net assets
$1,246,682
Revenue
$485,805
Expenses
$416,282
Net income
$69,523
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2021Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.16$1.19$1.02
2020Detailed filing. Detailed filing data is available for this year.$7.30$6.28$1.02$0.36$0.33$0.03
2019Detailed filing. Detailed filing data is available for this year.$6.95$5.96$0.99$0.43$0.40$0.03
2018Detailed filing. Detailed filing data is available for this year.$7.04$6.08$0.96$0.41$0.53$0.13
2017Detailed filing. Detailed filing data is available for this year.$7.50$6.41$1.09$0.34$0.58$0.24
2016Detailed filing. Detailed filing data is available for this year.$7.96$6.63$1.33$0.35$0.34$0.01
2015Detailed filing. Detailed filing data is available for this year.$8.06$6.74$1.32$0.41$0.39$0.02
2014Detailed filing. Detailed filing data is available for this year.$8.32$7.02$1.30$0.47$0.41$0.05
2013Detailed filing. Detailed filing data is available for this year.$8.03$6.78$1.25$0.49$0.42$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.98$6.80$1.18$0.39
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.69$6.60$1.09$0.31
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.69$6.71$0.97$0.37