Civic Intelligence

Health Care Employees Credit Union

990 • Fiscal year 2013 • EIN 48-1151370

Jan 01, 2013 to Dec 31, 2013 • Filed on Mar 20, 2014

Organization Profilewww.hcecu.com
8919 Parallel Parkway 12266112

(913) 788-8447

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

67th percentile

0.87x

Higher debt load relative to assets than 67% of similar nonprofits.

2013 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2013

Liabilities / Revenue

62nd percentile

20.01x

Higher debt load relative to revenue than 62% of similar nonprofits.

2013 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2013

Net Margin

11th percentile

-29%

Higher net margin than 11% of similar nonprofits.

2013 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2013

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2013

Asset Growth

22nd percentile

-5.4%

Faster asset growth than 22% of similar nonprofits.

2013 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets67th percentile

Assets

Down

$2,869,380

Down $162,425 (-5.4%) from 2012

Net Assets

Down

$376,951

Down $36,218 (-8.8%) from 2012

Liabilities

Down

$2,492,429

Down $126,207 (-4.8%) from 2012

Revenue And Expenses
Liabilities / Revenue62nd percentileNet Margin11th percentile

Revenue

$124,581

No earlier filing loaded for comparison.

Expenses

Down

$160,799

Down $709 (-0.4%) from 2012

Net Income

-$36,218

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth22nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2010: $2,929,575Liabilities 2010: $2,475,654Net Assets 2010: $453,9212010Assets 2011: $2,842,192Liabilities 2011: $2,395,229Net Assets 2011: $446,9632011Assets 2012: $3,031,805Liabilities 2012: $2,618,636Net Assets 2012: $413,1692012Assets 2013: $2,869,380Liabilities 2013: $2,492,429Net Assets 2013: $376,9512013

Highlighted filing

2013

Assets$2,869,380
Liabilities$2,492,429
Net Assets$376,951
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KExpenses 2010: $172,0232010Expenses 2011: $164,0622011Expenses 2012: $161,5082012Revenue 2013: $124,581Expenses 2013: $160,799Net Income 2013: -$36,2182013

Highlighted filing

2013

Revenue$124,581
Expenses$160,799
Net Income-$36,218
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Mar 20, 2014
Return Version
2013v3.0
Gross Receipts
$124,581
Mission and Program Overview

Mission

To provide financial services to the health care industry

Provide mutually beneficial financial products

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$1,333,012$1,506,554▲ $173,542
Other Notes and Loans Receivable, Net$1,492,297$1,221,207▼ $271,090
Rtn Earn Endowment Incm Other Fnds$413,169$376,951▼ $36,218
Receivables From Officers Etc$59,173$70,153▲ $10,980
Cash and Non-Interest-Bearing Accounts$101,757$32,214▼ $69,543
Prepaid Expenses and Deferred Charges$8,937$7,288▼ $1,649
Accounts Receivable$2,748$0▼ $2,748
Land, Buildings, and Equipment, Net$7,271$1,918▼ $5,353
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$3,031,805$2,869,380▼ $162,425
Other Assets Total$26,610$30,046▲ $3,436
Liabilities
Other Liabilities$2,614,069$2,489,201▼ $124,868
Accounts Payable and Accrued Expenses$4,567$3,228▼ $1,339
Total Liabilities$2,618,636$2,492,429▼ $126,207
Net Assets / Fund Balance
Total Net Assets Fund Balance$413,169$376,951▼ $36,218
Total Liabilities and Net Assets / Fund Balance$3,031,805$2,869,380▼ $162,425

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,918$8,441$10,359
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Steve RayManagerFT$53,073$53,073

Board Members and Trustees

NameTitle
Jenny DenhamBoard Member
Mike AnayaBoard member
Richard GuiebBoard Member
Valerie LambornBoard Member
Vicki SmithBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$121,383
Investment Income
$3,198
Other Revenue
$0
Change in Net Assets
$-36,218

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$89,104
Other Expenses$71,695
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$53,073
Office Expenses---$30,709
Other Salaries and Wages---$27,345
Occupancy---$16,891
Payroll Taxes---$8,686
All Other Expenses---$7,383
Depreciation Depletion---$5,352
Other Expenses---$2,604
Fees for Services Accounting---$2,600
Insurance---$2,137
Fees for Services Management---$1,751
Travel---$202
Total Functional Expenses$0$0$0$160,799
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$59,173$70,153▲ $10,980
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$2,487,518
Accrued Expense$1,683
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

“Managment duties delegated to Manager Steve Ray”

Form 990, Part VI, Section A, Line 6

“The credit union has 864 members”

Form 990, Part VI, Section A, Line 7A

“The membership elects the board of directors and committee volunteers”

Form 990, Part VI, Section A, Line 7B

“Significant changes especially those related to the bylaws must be approved by the membership”

Form 990, Part VI, Section B, Line 11B

“At board meeting”

Form 990, Part VI, Section B, Line 15

“The board of directors votes to set the salary of the manager”

Form 990, Part VI, Section C, Line 18

“Reviewed upon request”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted and available for review upon request”

Filing and Contact Details

Filer

EIN
48-1151370
Phone
9137888447

Signing Officer

Name
Steve Ray
Title
Manager
Phone
9137888447
Signed
2014-03-20

Organization Details

Principal Officer
Steve Ray
Formed
1962
Legal Domicile
Ks
Voting Board Members
6
Independent Board Members
6
Employees
2
Volunteers
5
Raw XML AppendixShowing 400 of 416 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt04567
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt03228
IRS990/AccountsReceivableGrp/BOYAmt02748
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Provide mutually beneficial financial products
IRS990/AllOtherExpensesGrp/TotalAmt07383
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine10Health Care Employees Credit Union
IRS990/BooksInCareOfDetail/PhoneNum09137888447
IRS990/BooksInCareOfDetail/USAddress/AddressLine108919 Parallel Parkway 208
IRS990/BooksInCareOfDetail/USAddress/City0Kansas City
IRS990/BooksInCareOfDetail/USAddress/State0KS
IRS990/BooksInCareOfDetail/USAddress/ZIPCode066112
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0101757
IRS990/CashNonInterestBearingGrp/EOYAmt032214
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt053073
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt03198
IRS990/CYOtherExpensesAmt071695
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0121383
IRS990/CYRevenuesLessExpensesAmt0-36218
IRS990/CYSalariesCompEmpBnftPaidAmt089104
IRS990/CYTotalExpensesAmt0160799
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0124581
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd01
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd01
IRS990/DepreciationDepletionGrp/TotalAmt05352
IRS990/Desc0Provide financial and financially related products to 864members
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/ExpenseAmt080400
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt02600
IRS990/FeesForServicesManagementGrp/TotalAmt01751
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt03
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt13
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt23
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt33
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt43
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt540
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt03
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt13
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt23
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt33
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt43
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0Jenny Denham
IRS990/Form990PartVIISectionAGrp/PersonNm1Valerie Lamborn
IRS990/Form990PartVIISectionAGrp/PersonNm2Vicki Smith
IRS990/Form990PartVIISectionAGrp/PersonNm3Mike Anaya
IRS990/Form990PartVIISectionAGrp/PersonNm4Richard Guieb
IRS990/Form990PartVIISectionAGrp/PersonNm5Steve Ray
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt553073
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Manager
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01962
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt06
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0124581
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt02137
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt03198
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03198
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt072
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt08441
IRS990/LandBldgEquipBasisNetGrp/BOYAmt07271
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01918
IRS990/LandBldgEquipCostOrOtherBssAmt010359
IRS990/LegalDomicileStateCd0KS
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingOtherInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To provide financial services to the health care industry
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0413169
IRS990/NetAssetsOrFundBalancesEOYAmt0376951
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt016891
IRS990/OfficeExpensesGrp/TotalAmt030709
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt026610
IRS990/OtherAssetsTotalGrp/EOYAmt030046
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0Lending Expense
IRS990/OtherExpensesGrp/Desc1Member Dividends
IRS990/OtherExpensesGrp/TotalAmt02066
IRS990/OtherExpensesGrp/TotalAmt12604
IRS990/OtherInd0X
IRS990/OtherLiabilitiesGrp/BOYAmt02614069
IRS990/OtherLiabilitiesGrp/EOYAmt02489201
IRS990/OtherOrganizationDsc0Credit Union
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt027345
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01492297
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01221207
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt08686
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt08937
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt07288
IRS990/PrincipalOfficerNm0Steve Ray
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Income from loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees and charges
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0108750
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt112633
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0108750
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt112633
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgSrvcAccomActy2Grp/Desc0Provide a source of credit for approximately 280 members
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt080400
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0108750
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02735
IRS990/PYOtherExpensesAmt073143
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0136109
IRS990/PYRevenuesLessExpensesAmt0-22664
IRS990/PYSalariesCompEmpBnftPaidAmt088365
IRS990/PYTotalExpensesAmt0161508
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0138844
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt059173
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt070153
IRS990/ReconcilationRevenueExpnssAmt0-36218
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt015831
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0413169
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0376951
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01333012
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01506554
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt01918
IRS990ScheduleD/EquipmentGrp/DepreciationAmt08441
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt010359
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01683
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt12487518
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Accrued Expense
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Member Shares
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01918
IRS990ScheduleD/TotalLiabilityAmt02489201
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt04014
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt113347
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt25001
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt31937
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt445854
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Unsecured
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2Unsecured
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3Unsecured
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt011500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt117689
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt25001
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt32475
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt448949
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0Richard Guib
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1Steve Ray
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2Valerie Lamborn
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3Mike Anaya
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4Jenny Denham
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0Board Member
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1Manager
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2Board member
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3Board Member
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4Board member
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd41
IRS990ScheduleL/TotalBalanceDueAmt070153
IRS990ScheduleM/AnyPropertyThatMustBeHeldInd00
IRS990ScheduleM/ReviewProcessUnusualNCGiftsInd00
IRS990ScheduleM/ThirdPartiesUsedInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Managment duties delegated to Manager Steve Ray
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The credit union has 864 members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The membership elects the board of directors and committee volunteers
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Significant changes especially those related to the bylaws must be approved by the membership
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4At board meeting
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The board of directors votes to set the salary of the manager
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Reviewed upon request
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Financial statements are posted and available for review upon request
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, Line 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt03031805
IRS990/TotalAssetsEOYAmt02869380
IRS990/TotalAssetsGrp/BOYAmt03031805
IRS990/TotalAssetsGrp/EOYAmt02869380
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0160799
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt02618636
IRS990/TotalLiabilitiesEOYAmt02492429
IRS990/TotalLiabilitiesGrp/BOYAmt02618636
IRS990/TotalLiabilitiesGrp/EOYAmt02492429
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0413169
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0376951
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt0160800
IRS990/TotalProgramServiceRevenueAmt0121383
IRS990/TotalReportableCompFromOrgAmt053073
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0124581
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0124581
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt03031805
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt02869380
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt0202
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/USAddress/AddressLine108919 Parallel Parkway Ste 122
IRS990/USAddress/City0Kansas City
IRS990/USAddress/State0KS
IRS990/USAddress/ZIPCode066112
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0www.hcecu.com
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Steve Ray

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,869,380
Liabilities
$2,492,429
Net assets
$376,951
Revenue
$124,581
Expenses
$160,799
Net income
-$36,218
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2013Detailed filing. Detailed filing data is available for this year.$2.87$2.49$0.38$0.12$0.16$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.03$2.62$0.41$0.16
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.84$2.40$0.45$0.16
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.93$2.48$0.45$0.17
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2013 filings • 501(c)14 • $1M-$5M nonprofits