Civic Intelligence

Sumter City Credit Union

EIN 57-0694092 • 501(c)14 • Sumter, SC

Profile

State chartered credit union

21 N Main StreetSumter, SC 29150

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

65th percentile

0.85x

Higher debt load relative to assets than 65% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2021

Liabilities / Revenue

92nd percentile

25.16x

Higher debt load relative to revenue than 92% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2021

Net Margin

67th percentile

7.3%

Higher net margin than 67% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2021

Top Officer Pay

18th percentile

$0

Higher top officer pay than 18% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)14 • $1M-$5M nonprofits • Source year 2021

Asset Growth

96th percentile

6.5%

Faster asset growth than 96% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2020 to 2021

Revenue Growth

39th percentile

-9.9%

Faster revenue growth than 39% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets65th percentile

Assets

Up

$2,719,088

Up $166,927 (+6.5%) from 2020

Liabilities

Up

$2,303,450

Up $160,248 (+7.5%) from 2020

Net Assets

Up

$415,638

Up $6,679 (+1.6%) from 2020

Operations
Liabilities / Revenue92nd percentileNet Margin67th percentile

Revenue

Down

$91,542

Down $10,082 (-9.9%) from 2020

Expenses

Down

$84,863

Down $14,782 (-15%) from 2020

Net Income

Up

$6,679

Up $4,700 (+237%) from 2020

Trend Graphs

Balance Sheet Trend

Asset Growth96th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$3.0M$2.0M$1.0M$0Assets 2010: $3,286,451Liabilities 2010: $2,817,597Net Assets 2010: $468,8542010Assets 2011: $2,930,218Liabilities 2011: $2,469,060Net Assets 2011: $461,1582011Assets 2012: $2,806,183Liabilities 2012: $2,337,021Net Assets 2012: $469,1622012Assets 2013: $2,872,555Liabilities 2013: $2,406,161Net Assets 2013: $466,3942013Assets 2014: $2,811,001Liabilities 2014: $2,338,448Net Assets 2014: $472,5532014Assets 2015: $2,956,287Liabilities 2015: $2,495,871Net Assets 2015: $460,4162015Assets 2016: $2,860,006Liabilities 2016: $2,417,718Net Assets 2016: $442,2882016Assets 2017: $3,296,147Liabilities 2017: $2,872,257Net Assets 2017: $423,8902017Assets 2018: $2,959,426Liabilities 2018: $2,552,250Net Assets 2018: $407,1762018Assets 2019: $2,465,057Liabilities 2019: $2,058,077Net Assets 2019: $406,9802019Assets 2020: $2,552,161Liabilities 2020: $2,143,202Net Assets 2020: $408,9592020Assets 2021: $2,719,088Liabilities 2021: $2,303,450Net Assets 2021: $415,6382021

Highlighted filing

2021

Assets$2,719,088
Liabilities$2,303,450
Net Assets$415,638
Open 2021 Filing

Operations Trend

Revenue Growth39th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KExpenses 2010: $146,9912010Expenses 2011: $119,5682011Revenue 2012: $104,602Expenses 2012: $96,598Net Income 2012: $8,0042012Revenue 2013: $96,582Expenses 2013: $99,350Net Income 2013: -$2,7682013Revenue 2014: $101,735Expenses 2014: $93,218Net Income 2014: $8,5172014Revenue 2015: $86,691Expenses 2015: $98,828Net Income 2015: -$12,1372015Revenue 2016: $89,011Expenses 2016: $107,139Net Income 2016: -$18,1282016Revenue 2017: $91,573Expenses 2017: $109,971Net Income 2017: -$18,3982017Revenue 2018: $92,695Expenses 2018: $109,409Net Income 2018: -$16,7142018Revenue 2019: $109,288Expenses 2019: $109,484Net Income 2019: -$1962019Revenue 2020: $101,624Expenses 2020: $99,645Net Income 2020: $1,9792020Revenue 2021: $91,542Expenses 2021: $84,863Net Income 2021: $6,6792021

Highlighted filing

2021

Revenue$91,542
Expenses$84,863
Net Income$6,679
Open 2021 Filing

Filings

Most recent year

2021 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$2,719,088
Liabilities
$2,303,450
Net assets
$415,638
Revenue
$91,542
Expenses
$84,863
Net income
$6,679
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.72$2.30$0.42$0.09$0.08$0.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.55$2.14$0.41$0.10$0.10$0.00
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.47$2.06$0.41$0.11$0.11$0.00
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.96$2.55$0.41$0.09$0.11$0.02
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.30$2.87$0.42$0.09$0.11$0.02
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.86$2.42$0.44$0.09$0.11$0.02
2015Detailed filing. Detailed filing data is available for this year.$2.96$2.50$0.46$0.09$0.10$0.01
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.81$2.34$0.47$0.10$0.09$0.01
2013Detailed filing. Detailed filing data is available for this year.$2.87$2.41$0.47$0.10$0.10$0.00
2012Summary only. Only limited summary data is available for this year.$2.81$2.34$0.47$0.10$0.10$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.93$2.47$0.46$0.12
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.29$2.82$0.47$0.15
Latest Detailed Filing

The latest 2021 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2015 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 12, 2016
Return Version
2015v2.1
Gross Receipts
$86,691
Mission and Program Overview

Mission

State chartered credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$1,162,043$1,362,423▲ $200,380
Other Notes and Loans Receivable, Net$1,373,246$1,294,716▼ $78,530
Rtn Earn Endowment Incm Other Fnds$472,553$460,416▼ $12,137
Cash and Non-Interest-Bearing Accounts$241,538$228,466▼ $13,072
Land, Buildings, and Equipment, Net$9$39,447▲ $39,438
Prepaid Expenses and Deferred Charges$6,826$5,440▼ $1,386
Total Assets$2,811,001$2,956,287▲ $145,286
Other Assets Total$27,339$25,795▼ $1,544
Liabilities
Other Liabilities$2,332,298$2,492,780▲ $160,482
Accounts Payable and Accrued Expenses$6,150$3,091▼ $3,059
Total Liabilities$2,338,448$2,495,871▲ $157,423
Net Assets / Fund Balance
Total Net Assets Fund Balance$472,553$460,416▼ $12,137
Total Liabilities and Net Assets / Fund Balance$2,811,001$2,956,287▲ $145,286

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$39,447$58,925$98,372
Compensation and Service Providers
Top Officer Pay18th percentile

Board Members and Trustees

NameTitle
Regina OwensPresident
Ernest HarrisV. President
Barry OdomBoard Member
Robert GallowayBoard Member
Stacie AtkinsonManager
Carolina RichardsonSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$81,767
Investment Income
$4,924
Other Revenue
$0
Change in Net Assets
$-12,137
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$55,048
Other Expenses$43,780
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$40,511
Other Employee Benefits---$8,534
Office Expenses---$7,985
Fees for Services Accounting---$6,919
Depreciation Depletion---$5,209
Interest---$5,163
Pension Plan Contributions---$3,703
Other Expenses---$2,708
Payroll Taxes---$2,300
All Other Expenses---$2,020
Travel---$219
Total Functional Expenses$0$0$0$98,828
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares-prime$1,527,409
Shares-certificate$780,334
Shares-christmas Club$107,264
Shares-ira Account$69,550
Roth Ira$8,224
Shraes-auxiliary$-1
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union is owned by its members.”

Form 990, Page 6, Part VI, Line 7A

“At the credit union's annual meetings, the membership elects the board of directors.”

Form 990, Page 6, Part VI, Line 11B

“The organization reviews the form 990 to ensure that there are no omissions or misstatements.”

Form 990, Page 6, Part VI, Line 12C

“The process of monitoring and enforcement with complicance of the policy is discussed at board meetings.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors approve the credit union manager's salary.”

Form 990, Page 6, Part VI, Line 15B

“The board of directors approve all employee salaries.”

Form 990, Page 6, Part VI, Line 19

“Governing documents are available to the public upon request. Persons may come into the credit union and request a copy of any of our governing documents. Some documents are posted in the credit union lobby.”

Filing and Contact Details

Filer

Filer Name
Sumter City Credit Union
EIN
57-0694092
Phone
8037741641
Address
21 N MAIN STREET, SUMTER, SC 29150

Signing Officer

Name
Stacie Atkinson
Title
Manager
Phone
8034362234
Signed
2016-05-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Stacie Atkinson
Formed
1964
Legal Domicile
Sc
Voting Board Members
5
Independent Board Members
5
Employees
1
Volunteers
8

Preparer

Firm
Cantey Tiller Pierce & Green Llp
Address
PO BOX 862, CAMDEN, SC 29021
Preparer
Janet M Pierce
Phone
8034321436
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“During the year, the credit union served its' members byproviding loans at reasonable rates. It also accepted deposits and paid reasonable rates of interest on those deposits.”

Raw XML Appendix314 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt06150
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt03091
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0STATE CHARTERED CREDIT UNION
IRS990/AllOtherExpensesGrp/TotalAmt02020
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0false
IRS990/BooksInCareOfDetail/PersonNm0STACIE ATKINSON
IRS990/BooksInCareOfDetail/PhoneNum08037741641
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt021 N MAIN STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0SUMTER
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0SC
IRS990/BooksInCareOfDetail/USAddress/ZIPCd029150
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0241538
IRS990/CashNonInterestBearingGrp/EOYAmt0228466
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt04924
IRS990/CYOtherExpensesAmt043780
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt081767
IRS990/CYRevenuesLessExpensesAmt0-12137
IRS990/CYSalariesCompEmpBnftPaidAmt055048
IRS990/CYTotalExpensesAmt098828
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt086691
IRS990/DAFExcessBusinessHoldingsInd0false
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt05209
IRS990/Desc0DURING THE YEAR, THE CREDIT UNION SERVED ITS' MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTED DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt01
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/ExpenseAmt093619
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt06919
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0ROBERT GALLOWAY
IRS990/Form990PartVIISectionAGrp/PersonNm1ERNEST HARRIS
IRS990/Form990PartVIISectionAGrp/PersonNm2BARRY ODOM
IRS990/Form990PartVIISectionAGrp/PersonNm3REGINA OWENS
IRS990/Form990PartVIISectionAGrp/PersonNm4CAROLINA RICHARDSON
IRS990/Form990PartVIISectionAGrp/PersonNm5STACIE ATKINSON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1V. PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5MANAGER
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01964
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt086691
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt05
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InterestGrp/TotalAmt05163
IRS990/InvestmentIncomeGrp/ExclusionAmt04924
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt04924
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt055
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt058925
IRS990/LandBldgEquipBasisNetGrp/BOYAmt09
IRS990/LandBldgEquipBasisNetGrp/EOYAmt039447
IRS990/LandBldgEquipCostOrOtherBssAmt098372
IRS990/LegalDomicileStateCd0SC
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0STATE CHARTERED CREDIT UNION
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0472553
IRS990/NetAssetsOrFundBalancesEOYAmt0460416
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/TotalAmt07985
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt027339
IRS990/OtherAssetsTotalGrp/EOYAmt025795
IRS990/OtherEmployeeBenefitsGrp/TotalAmt08534
IRS990/OtherExpensesGrp/Desc0CMC MAINT AGREEMENT
IRS990/OtherExpensesGrp/Desc1CUNA PKS PREM & SURITY
IRS990/OtherExpensesGrp/Desc2ASSOCIATION DUES
IRS990/OtherExpensesGrp/Desc3CREDIT REPORTS
IRS990/OtherExpensesGrp/TotalAmt05393
IRS990/OtherExpensesGrp/TotalAmt15205
IRS990/OtherExpensesGrp/TotalAmt22959
IRS990/OtherExpensesGrp/TotalAmt32708
IRS990/OtherLiabilitiesGrp/BOYAmt02332298
IRS990/OtherLiabilitiesGrp/EOYAmt02492780
IRS990/OtherSalariesAndWagesGrp/TotalAmt040511
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01373246
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01294716
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt02300
IRS990/PensionPlanContributionsGrp/TotalAmt03703
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt06826
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt05440
IRS990/PrincipalOfficerNm0STACIE ATKINSON
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INT ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt080316
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11451
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt080316
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11451
IRS990/ProgSrvcAccomActyOtherGrp/Desc0DURING THE YEAR, THE CREDIT UNION SERVED ITS' MEMBERS BYPROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTED DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt05209
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt04759
IRS990/PYOtherExpensesAmt039353
IRS990/PYProgramServiceRevenueAmt096976
IRS990/PYRevenuesLessExpensesAmt08517
IRS990/PYSalariesCompEmpBnftPaidAmt053865
IRS990/PYTotalExpensesAmt093218
IRS990/PYTotalRevenueAmt0101735
IRS990/ReconcilationRevenueExpnssAmt0-12137
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0472553
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0460416
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01162043
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01362423
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt039447
IRS990ScheduleD/EquipmentGrp/DepreciationAmt058925
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt098372
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01527409
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1780334
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2107264
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt369550
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt48224
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt5-1
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES-PRIME
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARES-CERTIFICATE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2SHARES-CHRISTMAS CLUB
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3SHARES-IRA ACCOUNT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4ROTH IRA
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5SHRAES-AUXILIARY
IRS990ScheduleD/TotalBookValueLandBuildingsAmt039447
IRS990ScheduleD/TotalLiabilityAmt02492780
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DURING THE YEAR, THE CREDIT UNION SERVED ITS' MEMBERS BYPROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTED DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS OWNED BY ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2AT THE CREDIT UNION'S ANNUAL MEETINGS, THE MEMBERSHIP ELECTS THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION REVIEWS THE FORM 990 TO ENSURE THAT THERE ARE NO OMISSIONS OR MISSTATEMENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE PROCESS OF MONITORING AND ENFORCEMENT WITH COMPLICANCE OF THE POLICY IS DISCUSSED AT BOARD MEETINGS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD OF DIRECTORS APPROVE THE CREDIT UNION MANAGER'S SALARY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS APPROVE ALL EMPLOYEE SALARIES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. PERSONS MAY COME INTO THE CREDIT UNION AND REQUEST A COPY OF ANY OF OUR GOVERNING DOCUMENTS. SOME DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt02811001
IRS990/TotalAssetsEOYAmt02956287
IRS990/TotalAssetsGrp/BOYAmt02811001
IRS990/TotalAssetsGrp/EOYAmt02956287
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt01
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt098828
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt02338448
IRS990/TotalLiabilitiesEOYAmt02495871
IRS990/TotalLiabilitiesGrp/BOYAmt02338448
IRS990/TotalLiabilitiesGrp/EOYAmt02495871
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0472553
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0460416
IRS990/TotalOtherProgSrvcExpenseAmt05209
IRS990/TotalProgramServiceExpensesAmt098828
IRS990/TotalProgramServiceRevenueAmt081767
IRS990/TotalRevenueGrp/ExclusionAmt04924
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt081767
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt086691
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt02811001
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt02956287
IRS990/TravelGrp/TotalAmt0219
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt021 N MAIN ST
IRS990/USAddress/CityNm0SUMTER
IRS990/USAddress/StateAbbreviationCd0SC
IRS990/USAddress/ZIPCd029150
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0STACIE ATKINSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum08034362234
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-05-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SUMTER CITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0SUMT
ReturnHeader/Filer/EIN0570694092
ReturnHeader/Filer/PhoneNum08037741641
ReturnHeader/Filer/USAddress/AddressLine1Txt021 N MAIN STREET
ReturnHeader/Filer/USAddress/CityNm0SUMTER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0SC
ReturnHeader/Filer/USAddress/ZIPCd029150
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0570568919
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CANTEY TILLER PIERCE & GREEN LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 862
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CAMDEN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0SC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd029021
ReturnHeader/PreparerPersonGrp/PhoneNum08034321436
ReturnHeader/PreparerPersonGrp/PreparationDt02016-05-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JANET M PIERCE
ReturnHeader/ReturnTs02016-05-13T11:56:42-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

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