Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
1.06x
Liabilities / Revenue
98th percentile
Higher debt load relative to revenue than 98% of similar nonprofits.
Net Margin
26th percentile
Higher net margin than 26% of similar nonprofits.
Top Officer Pay
78th percentile
Higher top officer pay than 78% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
69th percentile
Faster asset growth than 69% of similar nonprofits.
Revenue Growth
51st percentile
Faster revenue growth than 51% of similar nonprofits.
Balance Sheet
Assets
Up$266,600
Up $38,624 (+17%) from 2021
Net Assets
Up-$17,259
Up $45,908 (+73%) from 2021
Liabilities
Down$283,859
Down $7,284 (-2.5%) from 2021
Revenue And Expenses
Revenue
Up$77,447
Up $6,920 (+9.8%) from 2021
Expenses
Up$85,148
Up $10,052 (+13%) from 2021
Net Income
Down-$7,701
Down $3,132 (-69%) from 2021
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2022 to Dec 31, 2022
- Signed
- Oct 6, 2023
- Return Version
- 2022v5.0
- Gross Receipts
- $77,447
Mission and Program Overview
Mission
Housing services for disabled persons
Program Services
| Description | Grants | Expenses |
|---|---|---|
| PROVIDE 2 GROUP HOMES FOR 14 DISABLED PERSONS | - | $73,679 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| MATT BRETZ | Chair | - | $0 | - | - |
| BOB CAPPS | Past Chair | - | $0 | - | - |
| DAVID COX | Secretary | - | $0 | - | - |
| JASON HATCH | Treasurer | - | $0 | - | - |
| MARYANN ALTVATER | Director | - | $0 | - | - |
| GABE GOERING | Director | - | $0 | - | - |
| SHANE KATZ | Director | - | $0 | - | - |
| BRENDA MAXEY | Director | - | $0 | - | - |
| CINDY MILLER | Director | - | $0 | - | - |
| BETTY SCHAFFTER | Director | - | $0 | - | - |
| DENNY STOECKLEIN | Director | - | $0 | - | - |
| ANGIE WIEHL | Director | - | $0 | - | - |
| MITCH WILLIAMS | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- New Challenge Inc
- EIN
- 48-1088516
- Phone
- 6206631596
- Address
- PO BOX 399, HUTCHINSON, KS 67504-0399
Signing Officer
- Name
- Kevin Hess
- Title
- President & CEO
- Phone
- 6206631596
- Signed
- 2023-10-06
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Swindoll Janzen Hawk & Loyd LLC
- Address
- 220 W DOUGLAS AVE SUITE 300, WICHITA, KS 67202
- Preparer
- Adam L Grilliot Cpapfs
- Phone
- 3162655600
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 16
“Expenses miscellaneous expense 906 total 906”
Form 990-ez, Part I, Line 20
“Member contribution 53,610”
Form 990-ez, Part II, Line 24
“Tenant deposits 3,377 3,671 replacement reserve 2,732 3,359 residual receipts reserve 45,867 45,881 total 51,976 52,911”
Form 990-ez, Part II, Line 26
“Accounts payable and accrued expenses 163 8,773 accounts payable hud 19,859 19,859 accrued management fees 2,612 1,448 accrued interest 1,818 1,705 mortgage payable - s/t 15,955 16,500 prepaid revenue 1,909 1,608 tenant deposits held in trust 3,370 3,671 residual receipts n/p 19,055 19,522 mortgage payable - l/t 226,403 210,773”
Raw XML Appendix180 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | MISTY ISLEY |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 6206631596 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 10 EAST 1ST AVENUE |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | HUTCHINSON |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | KS |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 67501 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 924 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 5345 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -7701 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 10563 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 227976 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 266600 |
| IRS990EZ/GrossReceiptsAmt | 0 | 77447 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 14 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 175076 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 208344 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | -63168 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | -17259 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | -63168 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | -17259 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 73679 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 10 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 11 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 12 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 11 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 12 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | MATT BRETZ |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | BOB CAPPS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | DAVID COX |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | JASON HATCH |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | MARYANN ALTVATER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | GABE GOERING |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | SHANE KATZ |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | BRENDA MAXEY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | CINDY MILLER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | BETTY SCHAFFTER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 10 | DENNY STOECKLEIN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 11 | ANGIE WIEHL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 12 | MITCH WILLIAMS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | CHAIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | PAST CHAIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 10 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 11 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 12 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 51976 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 52911 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 53610 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 906 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | HOUSING SERVICES FOR DISABLED PERSONS |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 77433 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | PROVIDE 2 GROUP HOMES FOR 14 DISABLED PERSONS |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 73679 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 291144 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 283859 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 85148 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 73679 |
| IRS990EZ/TotalRevenueAmt | 0 | 77447 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearAmt | 0 | 19068 |
| IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearMinus1YearAmt | 0 | 19235 |
| IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 22909 |
| IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 26742 |
| IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 30457 |
| IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt | 0 | 118411 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 14 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 15 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 26 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 25 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 13 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 93 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 219705 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.99920 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.99930 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 118411 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 19068 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 19235 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 22909 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 26742 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 30457 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 118411 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 118504 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | EXPENSES MISCELLANEOUS EXPENSE 906 TOTAL 906 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBER CONTRIBUTION 53,610 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | TENANT DEPOSITS 3,377 3,671 REPLACEMENT RESERVE 2,732 3,359 RESIDUAL RECEIPTS RESERVE 45,867 45,881 TOTAL 51,976 52,911 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ACCOUNTS PAYABLE AND ACCRUED EXPENSES 163 8,773 ACCOUNTS PAYABLE HUD 19,859 19,859 ACCRUED MANAGEMENT FEES 2,612 1,448 ACCRUED INTEREST 1,818 1,705 MORTGAGE PAYABLE - S/T 15,955 16,500 PREPAID REVENUE 1,909 1,608 TENANT DEPOSITS HELD IN TRUST 3,370 3,671 RESIDUAL RECEIPTS N/P 19,055 19,522 MORTGAGE PAYABLE - L/T 226,403 210,773 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 20 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 26 |
| ReturnHeader/BuildTS | 0 | 2023-04-26 12:10:37Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | KEVIN HESS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT & CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6206631596 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2023-10-06 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | NEW CHALLENGE INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | NEWC |
| ReturnHeader/Filer/EIN | 0 | 481088516 |
| ReturnHeader/Filer/PhoneNum | 0 | 6206631596 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 399 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | HUTCHINSON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 675040399 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 481041128 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | SWINDOLL JANZEN HAWK & LOYD LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 220 W DOUGLAS AVE SUITE 300 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | WICHITA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 67202 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 3162655600 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2023-10-06 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | ADAM L GRILLIOT CPAPFS |
| ReturnHeader/ReturnTs | 0 | 2023-11-14T11:12:11-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | KEVIN |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | HESS |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2022-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2022-12-31 |
| ReturnHeader/TaxYr | 0 | 2022 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2022 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $266,600
- Liabilities
- $283,859
- Net assets
- -$17,259
- Revenue
- $77,447
- Expenses
- $85,148
- Net income
- -$7,701