Civic Intelligence

Educational Credit Union

990 • Fiscal year 2014 • EIN 48-0641445

Jan 01, 2014 to Dec 31, 2014 • Filed on Oct 12, 2015

Organization ProfileWWW.EDUCATIONALCU.ORG

View Organization Page

2808 SW Arrowhead RoadTopeka, KS 66614-2447

(785) 271-6900

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

76th percentile

0.91x

Higher debt load relative to assets than 76% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Liabilities / Revenue

50th percentile

18.18x

Higher debt load relative to revenue than 50% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Net Margin

80th percentile

18%

Higher net margin than 80% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Top Officer Pay

46th percentile

$184,901

Higher top officer pay than 46% of similar nonprofits.

Top officer pay equals 1.9% of source-year revenue.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Asset Growth

41st percentile

3.0%

Faster asset growth than 41% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Revenue Growth

73rd percentile

5.8%

Faster revenue growth than 73% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets76th percentile

Assets

Up

$191,022,750

Up $5,579,835 (+3.0%) from 2013

Net Assets

Up

$16,958,446

Up $1,799,868 (+12%) from 2013

Liabilities

Up

$174,064,304

Up $3,779,967 (+2.2%) from 2013

Revenue And Expenses
Liabilities / Revenue50th percentileNet Margin80th percentile

Revenue

Up

$9,575,616

Up $525,432 (+5.8%) from 2013

Expenses

Up

$7,818,665

Up $89,925 (+1.2%) from 2013

Net Income

Up

$1,756,951

Up $435,507 (+33%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth41st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $135,325,282Liabilities 2010: $123,823,027Net Assets 2010: $11,502,2552010Assets 2011: $153,831,004Liabilities 2011: $141,268,517Net Assets 2011: $12,562,4872011Assets 2012: $175,016,832Liabilities 2012: $161,046,780Net Assets 2012: $13,970,0522012Assets 2013: $185,442,915Liabilities 2013: $170,284,337Net Assets 2013: $15,158,5782013Assets 2014: $191,022,750Liabilities 2014: $174,064,304Net Assets 2014: $16,958,4462014Assets 2015: $201,438,820Liabilities 2015: $182,736,842Net Assets 2015: $18,701,9782015

Highlighted filing

2014

Assets$191,022,750
Liabilities$174,064,304
Net Assets$16,958,446
Open 2014 Filing

Operations Trend

Revenue Growth73rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0Expenses 2010: $7,617,0252010Expenses 2011: $7,304,3352011Expenses 2012: $7,462,5592012Revenue 2013: $9,050,184Expenses 2013: $7,728,740Net Income 2013: $1,321,4442013Revenue 2014: $9,575,616Expenses 2014: $7,818,665Net Income 2014: $1,756,9512014Revenue 2015: $10,231,866Expenses 2015: $8,412,448Net Income 2015: $1,819,4182015

Highlighted filing

2014

Revenue$9,575,616
Expenses$7,818,665
Net Income$1,756,951
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Oct 12, 2015
Return Version
2014v5.0
Gross Receipts
$9,575,616
Mission and Program Overview

Mission

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$108,120,819$126,720,332▲ $18,599,513
Investments in Publicly Traded Securities$59,076,763$48,403,589▼ $10,673,174
Rtn Earn Endowment Incm Other Fnds$15,158,578$16,958,446▲ $1,799,868
Savings and Temporary Cash Investments$8,054,640$5,129,810▼ $2,924,830
Land, Buildings, and Equipment, Net$3,977,239$3,727,944▼ $249,295
Cash and Non-Interest-Bearing Accounts$1,891,032$2,389,291▲ $498,259
Investments Other Securities$1,380,596$1,388,692▲ $8,096
Accounts Receivable$366,126$680,135▲ $314,009
Prepaid Expenses and Deferred Charges$209,744$191,057▼ $18,687
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$185,442,915$191,022,750▲ $5,579,835
Other Assets Total$2,365,956$2,391,900▲ $25,944
Liabilities
Other Liabilities$169,392,543$172,828,704▲ $3,436,161
Accounts Payable and Accrued Expenses$891,794$1,235,600▲ $343,806
Total Liabilities$170,284,337$174,064,304▲ $3,779,967
Net Assets / Fund Balance
Total Net Assets Fund Balance$15,158,578$16,958,446▲ $1,799,868
Total Liabilities and Net Assets / Fund Balance$185,442,915$191,022,750▲ $5,579,835

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,673,275$1,426,562$4,099,837
Land$951,342-$951,342
Equipment$103,327$775,352$878,679
Compensation and Service Providers
Top Officer Pay46th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Greg WinklerPresident/CEOFT$145,623$39,278$184,901
Lisa BrownExecutive Vice PresidentFT$103,874$16,817$120,691

Board Members and Trustees

NameTitle
Jim FrownfelterChairman
Shirley MartinVice Chairman
Clardy VinsonDirector
Marcia DechandDirector
Robert BalstersDirector
Sherryl LonghoferDirector
Gail KaiserSecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$8,646,238
Investment Income
$907,843
Other Revenue
$21,535
Change in Net Assets
$1,756,951
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,428,416
Salaries, Compensation, and Employee Benefits$2,381,543
Grants and Similar Amounts Paid$8,706
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,630,023
Office Expenses---$1,145,029
Fees for Services Other---$663,211
Current Officers, Directors, Trustees, and Key Employees---$305,592
Depreciation Depletion---$292,676
Occupancy---$257,986
Advertising---$171,434
Other Employee Benefits---$171,385
Payroll Taxes---$148,085
Pension Plan Contributions---$126,458
Conferences and Meetings---$69,940
Fees for Services Accounting---$57,096
Other Expenses---$51,880
Insurance---$45,190
Information Technology---$42,783
All Other Expenses---$42,649
Fees for Services Management---$27,540
Fees for Service Investment Mgmnt Fees---$20,544
Grants to Domestic Individuals---$8,706
Fees for Services Legal---$3,396
Interest---$1,138
Total Functional Expenses$0$0$0$7,818,665
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$172,828,704
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Significant changes such as mergers and changes to bylaws are subject to approval by the credit union members; however no such changes were made during the year.”

Form 990, Part VI, Section B, Line 11

“Credit union management reviews the form 990 with the accounting firm preparing the return. The board of directors then reviews and approves the return during a board meeting.”

Form 990, Part VI, Section B, Line 12C

“On an annual basis, the officers, directors, and committee members are required to review the conflict of interest policy, disclose any interests that could give rise to conflicts, and submit a signed statement to that effect. These statements are maintained on file at the credit union.”

Form 990, Part VI, Section B, Line 15

“The board of directors reviews the president/ceo's performance and determines compensation based on various information, including a signed employment contract, the compease salary administration program, and peer studies. All other management compensation is determined by the president/ceo using similar information and is presented as part of the budget package to the board of directors for approval. The board's deliberations and decisions are documented in the minutes.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in the lobby and on the credit union's website, are presented at the annual meeting, and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
Educational Credit Union
EIN
48-0641445
Phone
7852716900
Address
2808 SW ARROWHEAD ROAD, TOPEKA, KS 66614-2447

Signing Officer

Name
Greg Winkler
Title
President/CEO
Phone
7852716900
Signed
2015-10-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Greg Winkler
Formed
1939
Legal Domicile
Ks
Voting Board Members
7
Independent Board Members
7
Employees
60
Volunteers
10

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061
Phone
9138946214
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“OTHER ADJUSTMENTS -495.”

Raw XML AppendixShowing 400 of 409 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION.
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IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt8EXECUTIVE VICE PRESIDENT
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IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2014, THERE WERE 11,106 LOANS OUTSTANDING TOTALING $127,473,986.
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IRS990/PYGrantsAndSimilarPaidAmt013880
IRS990/PYInvestmentIncomeAmt0876252
IRS990/PYOtherExpensesAmt05395302
IRS990/PYOtherRevenueAmt018649
IRS990/PYProgramServiceRevenueAmt08155283
IRS990/PYRevenuesLessExpensesAmt01321444
IRS990/PYSalariesCompEmpBnftPaidAmt02319558
IRS990/PYTotalExpensesAmt07728740
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt09050184
IRS990/ReconcilationRevenueExpnssAmt01756951
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt021535
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt021535
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt015158578
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt016958446
IRS990/SavingsAndTempCashInvstGrp/BOYAmt08054640
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05129810
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02673275
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01426562
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04099837
IRS990ScheduleD/EquipmentGrp/BookValueAmt0103327
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0775352
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0878679
IRS990ScheduleD/LandGrp/BookValueAmt0951342
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0951342
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0172828704
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03727944
IRS990ScheduleD/TotalLiabilityAmt0172828704
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt04000
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt14706
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0DIANE WRIGHT MEMORIAL SCHOLARSHIP
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt1TEACHER MINI-GRANTS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt04
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt130
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION AWARDS THE "DIANE WRIGHT MEMORIAL SCHOLARSHIP" ANNUALLY TO A HIGH SCHOOL SENIOR PURSUING A DEGREE IN EDUCATION AT A FOUR-YEAR UNIVERSITY. THE WINNER RECEIVES A $500 AWARD WHICH IS RENEWABLE EVERY SEMESTER FOR A MAXIMUM OF $4,000, PROVIDED ALL REQUIREMENTS HAVE BEEN MET AND VERIFIED. IN ADDITION, TEACHERS MAY APPLY FOR MINI-GRANTS TO HELP COVER THE COST OF VARIOUS CLASSROOM PROJECTS. APPLICATIONS ARE REVIEWED BY A COMMITTEE AND AMOUNTS ARE AWARDED AND PAID TO THE VENDOR SUPPLIER OR TO THE SCHOOL.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 2:
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/Form990OfOtherOrganizationsInd0X
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0145623
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount01200
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt015661
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt022417
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0GREG WINKLER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0184901
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT/CEO'S PERFORMANCE AND DETERMINES COMPENSATION BASED ON VARIOUS INFORMATION, INCLUDING A SIGNED EMPLOYMENT CONTRACT, THE COMPEASE SALARY ADMINISTRATION PROGRAM, AND PEER STUDIES. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2SIGNIFICANT CHANGES SUCH AS MERGERS AND CHANGES TO BYLAWS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CREDIT UNION MANAGEMENT REVIEWS THE FORM 990 WITH THE ACCOUNTING FIRM PREPARING THE RETURN. THE BOARD OF DIRECTORS THEN REVIEWS AND APPROVES THE RETURN DURING A BOARD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ON AN ANNUAL BASIS, THE OFFICERS, DIRECTORS, AND COMMITTEE MEMBERS ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT/CEO'S PERFORMANCE AND DETERMINES COMPENSATION BASED ON VARIOUS INFORMATION, INCLUDING A SIGNED EMPLOYMENT CONTRACT, THE COMPEASE SALARY ADMINISTRATION PROGRAM, AND PEER STUDIES. ALL OTHER MANAGEMENT COMPENSATION IS DETERMINED BY THE PRESIDENT/CEO USING SIMILAR INFORMATION AND IS PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY AND ON THE CREDIT UNION'S WEBSITE, ARE PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7OTHER ADJUSTMENTS -495.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0185442915
IRS990/TotalAssetsEOYAmt0191022750
IRS990/TotalAssetsGrp/BOYAmt0185442915
IRS990/TotalAssetsGrp/EOYAmt0191022750
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt060
IRS990/TotalFunctionalExpensesGrp/TotalAmt07818665
IRS990/TotalGrossUBIAmt078143
IRS990/TotalLiabilitiesBOYAmt0170284337
IRS990/TotalLiabilitiesEOYAmt0174064304
IRS990/TotalLiabilitiesGrp/BOYAmt0170284337
IRS990/TotalLiabilitiesGrp/EOYAmt0174064304
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt015158578
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt016958446
IRS990/TotalOtherCompensationAmt054895
IRS990/TotalProgramServiceRevenueAmt08646238
IRS990/TotalReportableCompFromOrgAmt0250697
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt09497473
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt09575616
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt078143
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0185442915
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0191022750
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02808 SW ARROWHEAD ROAD
IRS990/USAddress/CityNm0TOPEKA
IRS990/USAddress/StateAbbreviationCd0KS
IRS990/USAddress/ZIPCd0666142447
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.EDUCATIONALCU.ORG
IRS990/WhistleblowerPolicyInd01
IRS990/WrittenPolicyOrProcedureInd01
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0GREG WINKLER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum07852716900
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-10-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0EDUCATIONAL CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0EDUC
ReturnHeader/Filer/EIN0480641445
ReturnHeader/Filer/PhoneNum07852716900
ReturnHeader/Filer/USAddress/AddressLine1Txt02808 SW ARROWHEAD ROAD
ReturnHeader/Filer/USAddress/CityNm0TOPEKA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0KS
ReturnHeader/Filer/USAddress/ZIPCd0666142447
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0431592217
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$191,022,750
Liabilities
$174,064,304
Net assets
$16,958,446
Revenue
$9,575,616
Expenses
$7,818,665
Net income
$1,756,951
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2015Detailed filing. Detailed filing data is available for this year.$201$183$18.7$10.2$8.41$1.82
2014Detailed filing. Detailed filing data is available for this year.$191$174$17.0$9.58$7.82$1.76
2013Detailed filing. Detailed filing data is available for this year.$185$170$15.2$9.05$7.73$1.32
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$175$161$14.0$7.46
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$154$141$12.6$7.30
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$135$124$11.5$7.62