Civic Intelligence

Azura Credit Union

990 • Fiscal year 2018 • EIN 48-0625190

Jan 01, 2018 to Dec 31, 2018 • Filed on May 14, 2019

Organization ProfileWWW.AZURACU.COM

View Organization Page

610 SW 10th AvenueTopeka, KS 66612-1673

(785) 233-5556

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

47th percentile

0.89x

Higher debt load relative to assets than 47% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Liabilities / Revenue

46th percentile

16.45x

Higher debt load relative to revenue than 46% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Net Margin

51st percentile

15%

Higher net margin than 51% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Top Officer Pay

30th percentile

$329,098

Higher top officer pay than 30% of similar nonprofits.

Top officer pay equals 1.3% of source-year revenue.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Asset Growth

18th percentile

0.9%

Faster asset growth than 18% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Revenue Growth

51st percentile

11%

Faster revenue growth than 51% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets47th percentile

Assets

Up

$481,919,271

Up $8,592,530 (+1.8%) from 2016

Net Assets

Up

$54,586,880

Up $6,738,392 (+14%) from 2016

Liabilities

Up

$427,332,391

Up $1,854,138 (+0.4%) from 2016

Revenue And Expenses
Liabilities / Revenue46th percentileNet Margin51st percentile

Revenue

Up

$25,975,630

Up $7,718,695 (+42%) from 2016

Expenses

Up

$22,143,755

Up $6,511,847 (+42%) from 2016

Net Income

Up

$3,831,875

Up $1,206,848 (+46%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth18th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0B$500M$0Assets 2008: $81,294,985Liabilities 2008: $72,560,959Net Assets 2008: $8,734,0262008Assets 2010: $232,487,992Liabilities 2010: $210,364,305Net Assets 2010: $22,123,6872010Assets 2011: $258,144,432Liabilities 2011: $235,097,897Net Assets 2011: $23,046,5352011Assets 2012: $265,791,454Liabilities 2012: $241,323,671Net Assets 2012: $24,467,7832012Assets 2013: $271,949,290Liabilities 2013: $246,827,309Net Assets 2013: $25,121,9812013Assets 2014: $261,037,399Liabilities 2014: $234,890,750Net Assets 2014: $26,146,6492014Assets 2015: $269,124,004Liabilities 2015: $242,360,338Net Assets 2015: $26,763,6662015Assets 2016: $473,326,741Liabilities 2016: $425,478,253Net Assets 2016: $47,848,4882016Assets 2018: $481,919,271Liabilities 2018: $427,332,391Net Assets 2018: $54,586,8802018Assets 2019: $527,290,156Liabilities 2019: $468,061,978Net Assets 2019: $59,228,1782019Assets 2020: $634,094,379Liabilities 2020: $570,463,918Net Assets 2020: $63,630,4612020Assets 2021: $682,703,343Liabilities 2021: $609,696,819Net Assets 2021: $73,006,5242021Assets 2024: $806,120,563Liabilities 2024: $724,495,481Net Assets 2024: $81,625,0822024

Highlighted filing

2018

Assets$481,919,271
Liabilities$427,332,391
Net Assets$54,586,880
Open 2018 Filing

Operations Trend

Revenue Growth51st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2008: $4,801,6112008Expenses 2010: $8,692,4422010Expenses 2011: $10,314,1672011Expenses 2012: $9,785,6842012Revenue 2013: $10,230,706Expenses 2013: $9,302,876Net Income 2013: $927,8302013Revenue 2014: $10,244,465Expenses 2014: $9,314,758Net Income 2014: $929,7072014Revenue 2015: $9,929,135Expenses 2015: $9,178,268Net Income 2015: $750,8672015Revenue 2016: $18,256,935Expenses 2016: $15,631,908Net Income 2016: $2,625,0272016Revenue 2018: $25,975,630Expenses 2018: $22,143,755Net Income 2018: $3,831,8752018Revenue 2019: $28,768,772Expenses 2019: $25,093,164Net Income 2019: $3,675,6082019Revenue 2020: $29,147,965Expenses 2020: $25,400,575Net Income 2020: $3,747,3902020Revenue 2021: $33,958,013Expenses 2021: $24,261,793Net Income 2021: $9,696,2202021Revenue 2024: $58,239,569Expenses 2024: $56,925,248Net Income 2024: $1,314,3212024

Highlighted filing

2018

Revenue$25,975,630
Expenses$22,143,755
Net Income$3,831,875
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
May 14, 2019
Return Version
2018v3.1
Gross Receipts
$32,067,308
Mission and Program Overview

Mission

Azura is enhancing lives by delivering innovative financial service, education, and value through personal and community engagement.

Azura is enhancing lives by delivering innovative financial service, education, and value.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$316,777,657$352,506,443▲ $35,728,786
Investments Other Securities$118,086,484$86,588,737▼ $31,497,747
Rtn Earn Endowment Incm Other Fnds$50,989,113$54,586,880▲ $3,597,767
Savings and Temporary Cash Investments$18,729,527$10,838,113▼ $7,891,414
Land, Buildings, and Equipment, Net$9,742,359$10,035,098▲ $292,739
Receivables From Officers Etc-$4,050,000-
Cash and Non-Interest-Bearing Accounts$4,142,970$3,674,434▼ $468,536
Prepaid Expenses and Deferred Charges$608,283$613,861▲ $5,578
Accounts Receivable$191,689$152,604▼ $39,085
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$477,439,542$481,919,271▲ $4,479,729
Other Assets Total$9,160,573$13,459,981▲ $4,299,408
Liabilities
Other Liabilities$418,935,954$412,055,145▼ $6,880,809
Mortgage Notes Payable Secured by Investment Property-$10,000,000-
Accounts Payable and Accrued Expenses$7,514,475$5,277,246▼ $2,237,229
Total Liabilities$426,450,429$427,332,391▲ $881,962
Net Assets / Fund Balance
Total Net Assets Fund Balance$50,989,113$54,586,880▲ $3,597,767
Total Liabilities and Net Assets / Fund Balance$477,439,542$481,919,271▲ $4,479,729

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$6,628,973$2,322,539$8,951,512
Equipment$1,239,335$2,343,896$3,583,231
Land$2,153,879-$2,153,879
Leasehold Improvements$12,911$511,119$524,030
Other Securities$19,731--
Compensation and Service Providers
Top Officer Pay30th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Greg WinklerPresident/CEOFT$267,614$61,484$329,098
Brentt MoonSVP-operations & Info Systems/CIOFT$144,203$30,869$175,072
Lisa BrownSVP-administration/CAOFT$146,715$26,931$173,646
Evan BounousSenior Network EngineerFT$127,567$41,101$168,668
Janice DavisVP - LendingFT$106,936$33,391$140,327
Ronald BaronSVP-finance & Acctng/CFO (thru 6/15/18)FT$80,007$12,109$92,116

Board Members and Trustees

NameTitle
Jim FrownfelterChairman
Bobb CollieVice Chairman
Brad DeiterDirector
Bryan VargasDirector
Marcia DechandDirector
Randy PachosaDirector
Robert BalstersDirector
Donald FrickSecretary
Shirley MartinTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$23,499,480
Investment Income
$2,443,867
Other Revenue
$32,283
Change in Net Assets
$3,831,875

Audited Revenue Reconciliation

Revenue per Audited Statements
$25,975,630
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$25,975,630
Total Revenue per Form 990
$25,975,630
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$12,970,594
Salaries, Compensation, and Employee Benefits$9,161,735
Grants and Similar Amounts Paid$11,426
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$6,797,298
Office Expenses---$2,807,098
Depreciation Depletion---$1,403,566
Occupancy---$781,408
Current Officers, Directors, Trustees, and Key Employees---$769,932
Other Employee Benefits---$755,862
Information Technology---$750,341
Advertising---$667,040
Payroll Taxes---$497,312
Pension Plan Contributions---$341,331
Fees for Services Other---$193,021
Conferences and Meetings---$180,924
Fees for Services Accounting---$157,598
Insurance---$122,914
Interest---$91,170
Other Expenses---$64,509
All Other Expenses---$47,131
Travel---$19,350
Fees for Services Legal---$13,105
Grants to Domestic Individuals---$11,426
Fees for Service Investment Mgmnt Fees---$7,180
Total Functional Expenses$0$0$0$22,143,755

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$22,143,755
Total Expenses per Audited Statements$22,143,755
Total Expenses per Form 990$22,143,755
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees-$4,050,000-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$412,055,145
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, Line 11B

“The vp-finance & accounting provides details needed to complete the form 990 and reviews the return with the president/ceo prior to board approval.”

Form 990, Part VI, Section B, Line 12C

“An internal audit and compliance staff member monitors conflicts of interest for areas of concern. In addition, there is a 1-800 hotline where concerns can be reported anonymously.”

Form 990, Part VI, Section B, Line 15

“The president/ceo's compensation is set by the compensation committee of the board of directors, approved by the full board and is pursuant to a written employment contract. Compensation for all other employees is based on performance evaluations and standing within the applicable pay scales. Compease software is used in this process. This provider performs annual market research to assist in grading positions and ensuring compensation levels are competitive and reasonable, while also having internal equity as well as objective and consistent pay practices.”

Form 990, Part VI, Section C, Line 19

“Financial statements are presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies and procedures are available upon written request.”

Filing and Contact Details

Filer

Filer Name
Azura Credit Union
EIN
48-0625190
Phone
7852335556
Address
610 SW 10TH AVENUE, TOPEKA, KS 66612-1673

Signing Officer

Name
Greg Winkler
Title
President/CEO
Phone
7852335556
Signed
2019-05-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Greg Winkler
Formed
1974
Legal Domicile
Ks
Voting Board Members
9
Independent Board Members
9
Employees
204
Volunteers
14

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061
Preparer
Jerry Tenbrink
Phone
9138946214
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“The credit union is exempt by statute from federal income taxes under the provisions of section 501 of the internal revenue code (irc) of 1954; however, the credit union's unrelated business income and subsidiaries are subject to federal income taxes. There were no significant income taxes for the year ended december 31, 2018. Accounting principles prescribe a recognition threshold and measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return. The credit union had no unrecognized tax positions at december 31, 2018. It is the credit union's policy to record any penalties or interest arising from federal or state taxes as a component of noninterest expense.”

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IRS990/GainOrLossGrp/SecuritiesAmt05699
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt011426
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0312901
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt05756003
IRS990/GrossReceiptsAmt032067308
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt05
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0750341
IRS990/InsuranceGrp/TotalAmt0122914
IRS990/InterestGrp/TotalAmt091170
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt02466641
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02466641
IRS990/InvestmentInJointVentureInd01
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0118086484
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt086588737
IRS990/IRPDocumentCnt014767
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt05177554
IRS990/LandBldgEquipBasisNetGrp/BOYAmt09742359
IRS990/LandBldgEquipBasisNetGrp/EOYAmt010035098
IRS990/LandBldgEquipCostOrOtherBssAmt015212652
IRS990/LegalDomicileStateCd0KS
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0341374
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt05750304
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0AZURA IS ENHANCING LIVES BY DELIVERING INNOVATIVE FINANCIAL SERVICE, EDUCATION, AND VALUE THROUGH PERSONAL AND COMMUNITY ENGAGEMENT.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt010000000
IRS990/NetAssetsOrFundBalancesBOYAmt050989113
IRS990/NetAssetsOrFundBalancesEOYAmt054586880
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-22774
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-22774
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-234108
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0781408
IRS990/OfficeExpensesGrp/TotalAmt02807098
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt09160573
IRS990/OtherAssetsTotalGrp/EOYAmt013459981
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0755862
IRS990/OtherExpensesGrp/Desc0MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3ASSOCIATION DUES
IRS990/OtherExpensesGrp/TotalAmt02457785
IRS990/OtherExpensesGrp/TotalAmt12268251
IRS990/OtherExpensesGrp/TotalAmt2938203
IRS990/OtherExpensesGrp/TotalAmt364509
IRS990/OtherLiabilitiesGrp/BOYAmt0418935954
IRS990/OtherLiabilitiesGrp/EOYAmt0412055145
IRS990/OtherSalariesAndWagesGrp/TotalAmt06797298
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0316777657
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0352506443
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0497312
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0341331
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0608283
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0613861
IRS990/PrincipalOfficerNm0GREG WINKLER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/BusinessCd4900099
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2NON-MEMBER REVENUE
IRS990/ProgramServiceRevenueGrp/Desc3WARRANTY SALES & OTHER INSURANCE
IRS990/ProgramServiceRevenueGrp/Desc4OTHER
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt015416132
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt17928059
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt015416132
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt17928059
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2116196
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt331328
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt47765
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0116196
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt131328
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt27765
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2018, THERE WERE 28,113 LOANS OUTSTANDING TOTALING $354,549,725.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $2,457,785 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02662133
IRS990/PYOtherExpensesAmt011988115
IRS990/PYOtherRevenueAmt024066
IRS990/PYProgramServiceRevenueAmt020658554
IRS990/PYRevenuesLessExpensesAmt02809985
IRS990/PYSalariesCompEmpBnftPaidAmt08546653
IRS990/PYTotalExpensesAmt020534768
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt023344753
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt04050000
IRS990/ReconcilationRevenueExpnssAmt03831875
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt032283
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt032283
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt050989113
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt054586880
IRS990/SavingsAndTempCashInvstGrp/BOYAmt018729527
IRS990/SavingsAndTempCashInvstGrp/EOYAmt010838113
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt06628973
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02322539
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt08951512
IRS990ScheduleD/EquipmentGrp/BookValueAmt01239335
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02343896
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt03583231
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt022143755
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt02153879
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt02153879
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt012911
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0511119
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0524030
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0412055145
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt014000000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt153397024
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt21992250
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt313603945
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt41000000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt5477300
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt61981620
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt7106362
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt81005
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt99500
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1019731
IRS990ScheduleD/OtherSecuritiesGrp/Desc0HTM-FED AGENCY SEC
IRS990ScheduleD/OtherSecuritiesGrp/Desc1AFS-MORTGAGE BACKED/CMO
IRS990ScheduleD/OtherSecuritiesGrp/Desc2AFS-FED AGENCY SEC
IRS990ScheduleD/OtherSecuritiesGrp/Desc3HTM-MORTGAGE BACKED/CMO
IRS990ScheduleD/OtherSecuritiesGrp/Desc4HTM-MUNICIPAL BONDS
IRS990ScheduleD/OtherSecuritiesGrp/Desc5FHLB CLASS A STOCK
IRS990ScheduleD/OtherSecuritiesGrp/Desc6AFS-BANK NOTES
IRS990ScheduleD/OtherSecuritiesGrp/Desc7MEMBERS MORT SVCS, LLC
IRS990ScheduleD/OtherSecuritiesGrp/Desc8CROCO CUSO, LLC
IRS990ScheduleD/OtherSecuritiesGrp/Desc9FHLB CLASS B STOCK
IRS990ScheduleD/OtherSecuritiesGrp/Desc10CULEDGER HEARTLAND, LLC
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd5C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd6F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd7C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd8C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd9C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd10C
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt025975630
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL INCOME TAXES UNDER THE PROVISIONS OF SECTION 501 OF THE INTERNAL REVENUE CODE (IRC) OF 1954; HOWEVER, THE CREDIT UNION'S UNRELATED BUSINESS INCOME AND SUBSIDIARIES ARE SUBJECT TO FEDERAL INCOME TAXES. THERE WERE NO SIGNIFICANT INCOME TAXES FOR THE YEAR ENDED DECEMBER 31, 2018. ACCOUNTING PRINCIPLES PRESCRIBE A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE CREDIT UNION HAD NO UNRECOGNIZED TAX POSITIONS AT DECEMBER 31, 2018. IT IS THE CREDIT UNION'S POLICY TO RECORD ANY PENALTIES OR INTEREST ARISING FROM FEDERAL OR STATE TAXES AS A COMPONENT OF NONINTEREST EXPENSE.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt010035098
IRS990ScheduleD/TotalBookValueSecuritiesAmt086588737
IRS990ScheduleD/TotalExpensesPerForm990Amt022143755
IRS990ScheduleD/TotalLiabilityAmt0412055145
IRS990ScheduleD/TotalRevenuePerForm990Amt025975630
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt025975630
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt022143755
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt02000
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt19426
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0SCHOLARSHIPS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt1TEACHER MINI GRANTS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt02
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt143
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION AWARDS THE "DIANE WRIGHT MEMORIAL SCHOLARSHIP AND THE "ABOVE AND BEYOND" SCHOLARSHIP" TO STUDENTS WHO WILL BE ATTENDING AN ACCREDITED HIGHER EDUCATION INSTITUTE WITHIN THE STATE OF KANSAS, OR WITHIN 25 MILES OF AN AZURA CREDIT UNION. APPLICATIONS ARE REVIEWED BY A SELECTION COMMITTEE AND WINNERS ARE AWARDED $1,000 WITH PROCEEDS PAID DIRECTLY TO THE COLLEGE/UNIVERSITY OR TECHNICAL SCHOOL. IN ADDITION, TEACHERS MAY APPLY FOR MINI-GRANTS TO HELP COVER THE COST OF VARIOUS CLASSROOM PROJECTS. APPLICATIONS ARE REVIEWED BY AZURA'S BUSINESS DEVELOPMENT STAFF AND FUNDS ARE PAID TO THE VENDOR SUPPLIER OR TO THE SCHOOL.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 2:
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/Form990OfOtherOrganizationsInd0X
IRS990/ScheduleJRequiredInd01

Document Assets

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$481,919,271
Liabilities
$427,332,391
Net assets
$54,586,880
Revenue
$25,975,630
Expenses
$22,143,755
Net income
$3,831,875
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$806$724$81.6$58.2$56.9$1.31
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$683$610$73.0$34.0$24.3$9.70
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$634$570$63.6$29.1$25.4$3.75
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$527$468$59.2$28.8$25.1$3.68
2018Detailed filing. Detailed filing data is available for this year.$482$427$54.6$26.0$22.1$3.83
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$473$425$47.8$18.3$15.6$2.63
2015Detailed filing. Detailed filing data is available for this year.$269$242$26.8$9.93$9.18$0.75
2014Detailed filing. Detailed filing data is available for this year.$261$235$26.1$10.2$9.31$0.93
2013Detailed filing. Detailed filing data is available for this year.$272$247$25.1$10.2$9.30$0.93
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$266$241$24.5$9.79
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$258$235$23.0$10.3
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$232$210$22.1$8.69
2008Facts available. Structured filing facts are available, but richer extracted sections are limited.$81.3$72.6$8.73$4.80