Civic Intelligence

Azura Credit Union

990 • Fiscal year 2008 • EIN 48-0625190

Jan 01, 2008 to Dec 31, 2008 • Filed on Jun 20, 2011

PO Box 112866601-1128
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

0.89x

The peer cohort stayed too small after all score fallbacks.

Source year 2008

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2008

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2008

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2008

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2008

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

$81,294,985

No earlier filing loaded for comparison.

Net Assets

$8,734,026

No earlier filing loaded for comparison.

Liabilities

$72,560,959

No earlier filing loaded for comparison.

Revenue

-

No earlier filing loaded for comparison.

Expenses

$4,801,611

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0B$500M$0Assets 2008: $81,294,985Liabilities 2008: $72,560,959Net Assets 2008: $8,734,0262008Assets 2010: $232,487,992Liabilities 2010: $210,364,305Net Assets 2010: $22,123,6872010Assets 2011: $258,144,432Liabilities 2011: $235,097,897Net Assets 2011: $23,046,5352011Assets 2012: $265,791,454Liabilities 2012: $241,323,671Net Assets 2012: $24,467,7832012Assets 2013: $271,949,290Liabilities 2013: $246,827,309Net Assets 2013: $25,121,9812013Assets 2014: $261,037,399Liabilities 2014: $234,890,750Net Assets 2014: $26,146,6492014Assets 2015: $269,124,004Liabilities 2015: $242,360,338Net Assets 2015: $26,763,6662015Assets 2016: $473,326,741Liabilities 2016: $425,478,253Net Assets 2016: $47,848,4882016Assets 2018: $481,919,271Liabilities 2018: $427,332,391Net Assets 2018: $54,586,8802018Assets 2019: $527,290,156Liabilities 2019: $468,061,978Net Assets 2019: $59,228,1782019Assets 2020: $634,094,379Liabilities 2020: $570,463,918Net Assets 2020: $63,630,4612020Assets 2021: $682,703,343Liabilities 2021: $609,696,819Net Assets 2021: $73,006,5242021Assets 2024: $806,120,563Liabilities 2024: $724,495,481Net Assets 2024: $81,625,0822024

Highlighted filing

2008

Assets$81,294,985
Liabilities$72,560,959
Net Assets$8,734,026

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2008: $4,801,6112008Expenses 2010: $8,692,4422010Expenses 2011: $10,314,1672011Expenses 2012: $9,785,6842012Revenue 2013: $10,230,706Expenses 2013: $9,302,876Net Income 2013: $927,8302013Revenue 2014: $10,244,465Expenses 2014: $9,314,758Net Income 2014: $929,7072014Revenue 2015: $9,929,135Expenses 2015: $9,178,268Net Income 2015: $750,8672015Revenue 2016: $18,256,935Expenses 2016: $15,631,908Net Income 2016: $2,625,0272016Revenue 2018: $25,975,630Expenses 2018: $22,143,755Net Income 2018: $3,831,8752018Revenue 2019: $28,768,772Expenses 2019: $25,093,164Net Income 2019: $3,675,6082019Revenue 2020: $29,147,965Expenses 2020: $25,400,575Net Income 2020: $3,747,3902020Revenue 2021: $33,958,013Expenses 2021: $24,261,793Net Income 2021: $9,696,2202021Revenue 2024: $58,239,569Expenses 2024: $56,925,248Net Income 2024: $1,314,3212024

Highlighted filing

2008

Revenue-
Expenses$4,801,611
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2008 to Dec 31, 2008
Signed
Jun 20, 2011
Return Version
2008v2.7
Gross Receipts
$4,965,128
Mission and Program Overview

Mission

Azura is enhancing lives by delivering innovative financial service, education, and value through personal and community engagement.

Major Activities

Activity 2
Provides a source of credit to members at a fair and reasonable rate of interest. As of december 31, 2008, there were 4,191 loans outstanding totaling $43,411,132.
Activity 3
Paid dividends on member deposits totaling $1,507,751 for the year.
Filing and Contact Details

Filer

EIN
48-0625190
Raw XML Appendix372 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivitiesConductedPartnership00
IRS990/Activity2/Description0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2008, THERE WERE 4,191 LOANS OUTSTANDING TOTALING $43,411,132.
IRS990/Activity3/Description0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $1,507,751 FOR THE YEAR.
IRS990/ActivityOrMissionDescription0SEE SCHEDULE OTO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION.
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IRS990/Form990PartVIISectionA/NamePerson8MARK BEZDEK
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IRS990/Form990PartVIISectionA/Title0CHAIRMAN
IRS990/Form990PartVIISectionA/Title1VICE CHAIRMAN (1)
IRS990/Form990PartVIISectionA/Title2VICE CHAIRMAN (2)
IRS990/Form990PartVIISectionA/Title3TREASURER
IRS990/Form990PartVIISectionA/Title4SECRETARY
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IRS990/OtherExpenses/Description0MEMBER DIVIDENDS
IRS990/OtherExpenses/Description1PROVISION FOR LOAN LOSS
IRS990/OtherExpenses/Description2LOAN SERVICING
IRS990/OtherExpenses/Description3ASSOCIATION DUES
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IRS990ScheduleD/Form990ScheduleDPartXIV/Explanation0CHANGE IN UNREALIZED GAINS/LOSSES ON AFS INVESTMENTS
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IRS990ScheduleD/OtherLiabilities/Description0MEMBER SHARE DEPOSITS
IRS990ScheduleD/OtherLiabilities/Description1ACCRUED DIVIDENDS PAYABLE
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IRS990ScheduleO/GeneralExplanation/Explanation0DURING THE YEAR, THE CREDIT UNION REDUCED ITS FIELD OF MEMBERSHIP AS PRESCRIBED BY THE KANSAS DEPARTMENT OF CREDIT UNIONS. THE RESULTING CHANGE DID NOT HAVE A MATERIAL IMPACT ON THE FINANCIAL CONDITION OR OPERATING RESULTS OF THE CREDIT UNION.
IRS990ScheduleO/GeneralExplanation/Explanation1THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/GeneralExplanation/Explanation2THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/GeneralExplanation/Explanation3SIGNIFICANT CHANGES SUCH AS CHANGES TO BYLAWS AND MERGERS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/GeneralExplanation/Explanation4THE RESPONSIBILITY FOR REVIEWING THE 990 IS DELEGATED TO THE PRESIDENT/CEO, WHO IN TURN, REVIEWS THE DETAILS WITH THE SVP/CFO BEFORE SIGNING IT.
IRS990ScheduleO/GeneralExplanation/Explanation5THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT/CEO'S PERFORMANCE AND DETERMINES COMPENSATION USING VARIOUS INFORMATION, INCLUDING THE COMPEASE SALARY ADMINISTRATION PROGRAM. ALL OTHER MANAGEMENT COMPENSATION IS DETERMINED BY THE PRESIDENT/CEO AND IS PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL.
IRS990ScheduleO/GeneralExplanation/Explanation6FINANCIAL STATEMENTS ARE PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/GeneralExplanation/Identifier0Form 990, Part VI, Section A, line 4
IRS990ScheduleO/GeneralExplanation/Identifier1Form 990, Part VI, Section A, line 6
IRS990ScheduleO/GeneralExplanation/Identifier2Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/GeneralExplanation/Identifier3Form 990, Part VI, Section A, line 7b
IRS990ScheduleO/GeneralExplanation/Identifier4Form 990, Part VI, Section A, line 10
IRS990ScheduleO/GeneralExplanation/Identifier5Form 990, Part VI, Section B, line 15
IRS990ScheduleO/GeneralExplanation/Identifier6Form 990, Part VI, Section C, line 19
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ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0480625190
ReturnHeader/Filer/Name/BusinessNameLine10QUEST CREDIT UNION
ReturnHeader/Filer/NameControl0QUES
ReturnHeader/Filer/Phone07852335556
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 1128
ReturnHeader/Filer/USAddress/City0TOPEKA
ReturnHeader/Filer/USAddress/State0KS
ReturnHeader/Filer/USAddress/ZIPCode0666011128
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02011-06-20
ReturnHeader/Officer/Name0VICKIE HURT
ReturnHeader/Officer/Phone07852335556
ReturnHeader/Officer/Title0PRESIDENT/CEO
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10STEPHEN LANG & ASSOCIATES LLC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1014323 S OUTER 40 STE N205
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0CHESTERFIELD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0MO
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode063017
ReturnHeader/Preparer/Phone03142058601
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02008-01-01
ReturnHeader/TaxPeriodEndDate02008-12-31
ReturnHeader/TaxYear02008
ReturnHeader/Timestamp02011-06-20T11:48:29-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$806$724$81.6$58.2$56.9$1.31
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$683$610$73.0$34.0$24.3$9.70
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$634$570$63.6$29.1$25.4$3.75
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$527$468$59.2$28.8$25.1$3.68
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$482$427$54.6$26.0$22.1$3.83
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$473$425$47.8$18.3$15.6$2.63
2015Detailed filing. Detailed filing data is available for this year.$269$242$26.8$9.93$9.18$0.75
2014Detailed filing. Detailed filing data is available for this year.$261$235$26.1$10.2$9.31$0.93
2013Detailed filing. Detailed filing data is available for this year.$272$247$25.1$10.2$9.30$0.93
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$266$241$24.5$9.79
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$258$235$23.0$10.3
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$232$210$22.1$8.69
2008Facts available. Structured filing facts are available, but richer extracted sections are limited.$81.3$72.6$8.73$4.80