Civic Intelligence

Campus Credit Union

990 • Fiscal year 2013 • EIN 48-0590368

Jan 01, 2013 to Dec 31, 2013 • Filed on Jun 12, 2014

1845 N Fairmount St Box 65Wichita, KS 67260

(316) 978-3666

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

60th percentile

0.89x

Higher debt load relative to assets than 60% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Liabilities / Revenue

63rd percentile

21.59x

Higher debt load relative to revenue than 63% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Net Margin

39th percentile

4.0%

Higher net margin than 39% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Top Officer Pay

93rd percentile

$153,835

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 12.1% of source-year revenue.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Asset Growth

97th percentile

14%

Faster asset growth than 97% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

Up

$30,894,902

Up $3,734,516 (+14%) from 2012

Net Assets

Up

$3,374,680

Up $50,359 (+1.5%) from 2012

Liabilities

Up

$27,520,222

Up $3,684,157 (+15%) from 2012

Revenue

$1,274,597

No earlier filing loaded for comparison.

Expenses

Down

$1,224,238

Down $128,851 (-9.5%) from 2012

Net Income

$50,359

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $22,687,213Liabilities 2010: $19,575,845Net Assets 2010: $3,111,3682010Assets 2011: $24,774,230Liabilities 2011: $21,547,946Net Assets 2011: $3,226,2842011Assets 2012: $27,160,386Liabilities 2012: $23,836,065Net Assets 2012: $3,324,3212012Assets 2013: $30,894,902Liabilities 2013: $27,520,222Net Assets 2013: $3,374,6802013Assets 2014: $33,357,155Liabilities 2014: $29,904,880Net Assets 2014: $3,452,2752014Assets 2015: $29,842,402Liabilities 2015: $26,220,370Net Assets 2015: $3,622,0322015Assets 2016: $29,712,608Liabilities 2016: $25,951,491Net Assets 2016: $3,761,1172016Assets 2017: $28,092,306Liabilities 2017: $24,310,274Net Assets 2017: $3,782,0322017Assets 2018: $27,523,753Liabilities 2018: $23,534,308Net Assets 2018: $3,989,4452018Assets 2019: $26,092,458Liabilities 2019: $22,022,096Net Assets 2019: $4,070,3622019Assets 2020: $31,290,944Liabilities 2020: $27,061,056Net Assets 2020: $4,229,8882020Assets 2021: $33,256,305Liabilities 2021: $29,051,074Net Assets 2021: $4,205,2312021Assets 2022: $32,374,596Liabilities 2022: $28,503,015Net Assets 2022: $3,871,5812022Assets 2023: $32,363,776Liabilities 2023: $28,967,366Net Assets 2023: $3,396,4102023Assets 2024: $35,221,678Liabilities 2024: $31,764,567Net Assets 2024: $3,457,1112024

Highlighted filing

2013

Assets$30,894,902
Liabilities$27,520,222
Net Assets$3,374,680

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,658,8412010Expenses 2011: $1,524,2542011Expenses 2012: $1,353,0892012Revenue 2013: $1,274,597Expenses 2013: $1,224,238Net Income 2013: $50,3592013Revenue 2014: $1,452,682Expenses 2014: $1,375,087Net Income 2014: $77,5952014Revenue 2015: $1,687,532Expenses 2015: $1,517,775Net Income 2015: $169,7572015Revenue 2016: $1,621,065Expenses 2016: $1,481,980Net Income 2016: $139,0852016Revenue 2017: $1,486,894Expenses 2017: $1,465,979Net Income 2017: $20,9152017Revenue 2018: $1,586,725Expenses 2018: $1,379,312Net Income 2018: $207,4132018Revenue 2019: $1,536,395Expenses 2019: $1,455,478Net Income 2019: $80,9172019Revenue 2020: $1,434,188Expenses 2020: $1,274,662Net Income 2020: $159,5262020Revenue 2021: $1,271,903Expenses 2021: $1,296,560Net Income 2021: -$24,6572021Revenue 2022: $1,401,222Expenses 2022: $1,678,172Net Income 2022: -$276,9502022Revenue 2023: $2,023,601Expenses 2023: $2,498,772Net Income 2023: -$475,1712023Revenue 2024: $2,510,792Expenses 2024: $2,450,091Net Income 2024: $60,7012024

Highlighted filing

2013

Revenue$1,274,597
Expenses$1,224,238
Net Income$50,359
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Jun 12, 2014
Return Version
2013v3.0
Gross Receipts
$1,274,597
Mission and Program Overview

Mission

Provide financial services for mutual purposes

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$15,620,376$15,263,876▼ $356,500
Cash and Non-Interest-Bearing Accounts$10,952,897$13,101,791▲ $2,148,894
Rtn Earn Endowment Incm Other Fnds$3,324,321$3,374,680▲ $50,359
Savings and Temporary Cash Investments$193,182$2,128,452▲ $1,935,270
Prepaid Expenses and Deferred Charges$57,324$51,687▼ $5,637
Land, Buildings, and Equipment, Net$64,217$48,911▼ $15,306
Accounts Receivable$678$678→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$27,160,386$30,894,902▲ $3,734,516
Other Assets Total$271,712$299,507▲ $27,795
Liabilities
Other Liabilities$23,676,307$27,342,182▲ $3,665,875
Accounts Payable and Accrued Expenses$159,758$178,040▲ $18,282
Total Liabilities$23,836,065$27,520,222▲ $3,684,157
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,324,321$3,374,680▲ $50,359
Total Liabilities and Net Assets / Fund Balance$27,160,386$30,894,902▲ $3,734,516

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$15,895$58,786-
Equipment$25,110$291,104-
Leasehold Improvements$7,906$403,480-
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michael a WaynePresidentFT$128,834$25,001$153,835

Board Members and Trustees

NameTitle
Richard Lb LecompteChairman
Dianne FlemingVice-chair
Barbara MasonDirector
James HerrmanDirector
Jerry AntesDirector
Kathy DownesDirector
Kevin CrabtreeDirector
Mark MccainDirector
Roger a DickDirector
Sandra GoentzelDirector
Ellen AbbeySecretary
James Dunning JrTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,228,980
Investment Income
$20,503
Other Revenue
$25,114
Change in Net Assets
$50,359
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$773,209
Salaries, Compensation, and Employee Benefits$451,029
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses$209,940--$209,940
Other Salaries and Wages$202,083--$202,083
Interest$154,537--$154,537
Current Officers, Directors, Trustees, and Key Employees$153,835--$153,835
Other Employee Benefits$95,111--$95,111
All Other Expenses$59,777--$59,777
Other Expenses$20,007--$20,007
Fees for Services Other$9,495--$9,495
Conferences and Meetings$5,091--$5,091
Occupancy$2,388--$2,388
Total Functional Expenses$1,224,238$0$0$1,224,238
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares and Savings Acct$27,342,182
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Campus credit union has 5,106 members.

Form 990, Part VI, Section A, Line 7A

Each year, campus credit union holds an annual meeting for all members, at which three directors are nominated and voted on by all members present.

Form 990, Part VI, Section B, Line 11

The president and assistant manager will review the 990 before it is filed, then after it has been filed the supervisory committee will review it and report it to the board.

Form 990, Part VI, Section B, Line 15A

Compensation is reviewed by the board annually.

Form 990, Part VI, Section C, Line 19

All documents are available to the public upon request.

Filing and Contact Details

Filer

EIN
48-0590368
Phone
3169783666

Signing Officer

Name
Michael Wayne
Title
President
Phone
3169783666
Signed
2014-06-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michael Wayne
Formed
1952
Legal Domicile
Ks
Voting Board Members
12
Independent Board Members
12
Employees
10
Volunteers
0

Preparer

Preparer
Michael E Evans
Phone
6206690461
Raw XML AppendixShowing 400 of 420 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt057324
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt051687
IRS990/PrincipalOfficerNm0MICHAEL WAYNE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01037455
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1191525
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01037455
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1191525
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt012446
IRS990/PYOtherExpensesAmt0856372
IRS990/PYOtherRevenueAmt047630
IRS990/PYProgramServiceRevenueAmt01391050
IRS990/PYRevenuesLessExpensesAmt098037
IRS990/PYSalariesCompEmpBnftPaidAmt0496717
IRS990/PYTotalExpensesAmt01353089
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01451126
IRS990/ReconcilationRevenueExpnssAmt050359
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03324321
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03374680
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0193182
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02128452
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt025110
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0291104
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0316214
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt07906
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0403480
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt0411386
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt015895
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt058786
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt074681
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt027342182
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARES AND SAVINGS ACCT
IRS990ScheduleD/TotalBookValueLandBuildingsAmt048911
IRS990ScheduleD/TotalLiabilityAmt027342182
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0128834
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt010951
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt014050
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0MICHAEL A WAYNE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0153835
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CAMPUS CREDIT UNION HAS 5,106 MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EACH YEAR, CAMPUS CREDIT UNION HOLDS AN ANNUAL MEETING FOR ALL MEMBERS, AT WHICH THREE DIRECTORS ARE NOMINATED AND VOTED ON BY ALL MEMBERS PRESENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE PRESIDENT AND ASSISTANT MANAGER WILL REVIEW THE 990 BEFORE IT IS FILED, THEN AFTER IT HAS BEEN FILED THE SUPERVISORY COMMITTEE WILL REVIEW IT AND REPORT IT TO THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COMPENSATION IS REVIEWED BY THE BOARD ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALL DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt027160386
IRS990/TotalAssetsEOYAmt030894902
IRS990/TotalAssetsGrp/BOYAmt027160386
IRS990/TotalAssetsGrp/EOYAmt030894902
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt010
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01224238
IRS990/TotalFunctionalExpensesGrp/TotalAmt01224238
IRS990/TotalGrossUBIAmt025114
IRS990/TotalLiabilitiesBOYAmt023836065
IRS990/TotalLiabilitiesEOYAmt027520222
IRS990/TotalLiabilitiesGrp/BOYAmt023836065
IRS990/TotalLiabilitiesGrp/EOYAmt027520222
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03324321
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03374680
IRS990/TotalOtherCompensationAmt025001
IRS990/TotalProgramServiceExpensesAmt01224238
IRS990/TotalProgramServiceRevenueAmt01228980
IRS990/TotalReportableCompFromOrgAmt0128834
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01249483
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01274597
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt025114
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt027160386
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt030894902
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine101845 N FAIRMOUNT ST BOX 65
IRS990/USAddress/City0WICHITA
IRS990/USAddress/State0KS
IRS990/USAddress/ZIPCode067260
IRS990/VotingMembersGoverningBodyCnt012
IRS990/VotingMembersIndependentCnt012
IRS990/WebsiteAddressTxt0WWW.CAMPUSCU.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL WAYNE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03169783666
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-06-12
ReturnHeader/Filer/BusinessName/BusinessNameLine10CAMPUS CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0CAMP

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$35.2$31.8$3.46$2.51$2.45$0.06
2023Detailed filing. Detailed filing data is available for this year.$32.4$29.0$3.40$2.02$2.50$0.48
2022Detailed filing. Detailed filing data is available for this year.$32.4$28.5$3.87$1.40$1.68$0.28
2021Detailed filing. Detailed filing data is available for this year.$33.3$29.1$4.21$1.27$1.30$0.02
2020Detailed filing. Detailed filing data is available for this year.$31.3$27.1$4.23$1.43$1.27$0.16
2019Detailed filing. Detailed filing data is available for this year.$26.1$22.0$4.07$1.54$1.46$0.08
2018Detailed filing. Detailed filing data is available for this year.$27.5$23.5$3.99$1.59$1.38$0.21
2017Detailed filing. Detailed filing data is available for this year.$28.1$24.3$3.78$1.49$1.47$0.02
2016Detailed filing. Detailed filing data is available for this year.$29.7$26.0$3.76$1.62$1.48$0.14
2015Detailed filing. Detailed filing data is available for this year.$29.8$26.2$3.62$1.69$1.52$0.17
2014Detailed filing. Detailed filing data is available for this year.$33.4$29.9$3.45$1.45$1.38$0.08
2013Detailed filing. Detailed filing data is available for this year.$30.9$27.5$3.37$1.27$1.22$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.2$23.8$3.32$1.35
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.8$21.5$3.23$1.52
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.7$19.6$3.11$1.66