Civic Intelligence

Cooperative Credit Union

990 • Fiscal year 2020 • EIN 48-0577273

Jan 01, 2020 to Dec 31, 2020 • Filed on Oct 18, 2021

Organization ProfileWWW.COOPERATIVECU.COM

View Organization Page

PO Box 687Coffeyville, KS 67337-0687

(620) 251-5290

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

52nd percentile

0.87x

Higher debt load relative to assets than 52% of similar nonprofits.

2020 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2020

Liabilities / Revenue

42nd percentile

19.81x

Higher debt load relative to revenue than 42% of similar nonprofits.

2020 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2020

Net Margin

39th percentile

4.0%

Higher net margin than 39% of similar nonprofits.

2020 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2020

Top Officer Pay

88th percentile

$109,128

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 12.6% of source-year revenue.

2020 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2020

Asset Growth

41st percentile

10%

Faster asset growth than 41% of similar nonprofits.

2020 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2019 to 2020

Revenue Growth

5th percentile

-21%

Faster revenue growth than 5% of similar nonprofits.

2020 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets52nd percentile

Assets

Up

$19,755,728

Up $1,868,105 (+10%) from 2019

Net Assets

Up

$2,584,198

Up $32,460 (+1.3%) from 2019

Liabilities

Up

$17,171,530

Up $1,835,645 (+12%) from 2019

Revenue And Expenses
Liabilities / Revenue42nd percentileNet Margin39th percentile

Revenue

Down

$866,989

Down $233,005 (-21%) from 2019

Expenses

Up

$831,991

Up $83,693 (+11%) from 2019

Net Income

Down

$34,998

Down $316,698 (-90%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth41st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $21,500,286Liabilities 2010: $18,073,389Net Assets 2010: $3,426,8972010Assets 2011: $21,447,225Liabilities 2011: $18,085,844Net Assets 2011: $3,361,3812011Assets 2012: $21,356,632Liabilities 2012: $17,932,386Net Assets 2012: $3,424,2462012Assets 2013: $20,212,039Liabilities 2013: $16,854,651Net Assets 2013: $3,357,3882013Assets 2014: $20,924,702Liabilities 2014: $17,833,825Net Assets 2014: $3,090,8772014Assets 2015: $20,155,678Liabilities 2015: $17,379,658Net Assets 2015: $2,776,0202015Assets 2016: $19,738,231Liabilities 2016: $17,070,549Net Assets 2016: $2,667,6822016Assets 2017: $18,733,018Liabilities 2017: $16,077,083Net Assets 2017: $2,655,9352017Assets 2018: $17,824,415Liabilities 2018: $15,636,067Net Assets 2018: $2,188,3482018Assets 2019: $17,887,623Liabilities 2019: $15,335,885Net Assets 2019: $2,551,7382019Assets 2020: $19,755,728Liabilities 2020: $17,171,530Net Assets 2020: $2,584,1982020Assets 2021: $21,455,261Liabilities 2021: $18,859,453Net Assets 2021: $2,595,8082021Assets 2022: $22,035,931Liabilities 2022: $19,431,518Net Assets 2022: $2,604,4132022Assets 2023: $22,372,982Liabilities 2023: $19,720,292Net Assets 2023: $2,652,6902023Assets 2024: $21,578,013Liabilities 2024: $18,855,520Net Assets 2024: $2,722,4932024

Highlighted filing

2020

Assets$19,755,728
Liabilities$17,171,530
Net Assets$2,584,198
Open 2020 Filing

Operations Trend

Revenue Growth5th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.0M$0-$1.0MExpenses 2010: $1,093,4442010Expenses 2011: $1,092,5302011Expenses 2012: $842,3632012Revenue 2013: $784,631Expenses 2013: $851,489Net Income 2013: -$66,8582013Revenue 2014: $638,627Expenses 2014: $886,845Net Income 2014: -$248,2182014Revenue 2015: $773,662Expenses 2015: $1,121,959Net Income 2015: -$348,2972015Revenue 2016: $1,007,482Expenses 2016: $1,109,716Net Income 2016: -$102,2342016Revenue 2017: $1,278,483Expenses 2017: $1,290,230Net Income 2017: -$11,7472017Revenue 2018: $1,300,149Expenses 2018: $1,767,736Net Income 2018: -$467,5872018Revenue 2019: $1,099,994Expenses 2019: $748,298Net Income 2019: $351,6962019Revenue 2020: $866,989Expenses 2020: $831,991Net Income 2020: $34,9982020Revenue 2021: $755,183Expenses 2021: $743,573Net Income 2021: $11,6102021Revenue 2022: $893,235Expenses 2022: $884,630Net Income 2022: $8,6052022Revenue 2023: $969,093Expenses 2023: $920,816Net Income 2023: $48,2772023Revenue 2024: $1,115,685Expenses 2024: $1,045,882Net Income 2024: $69,8032024

Highlighted filing

2020

Revenue$866,989
Expenses$831,991
Net Income$34,998
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Oct 18, 2021
Return Version
2020v4.1
Gross Receipts
$866,989
Mission and Program Overview

Mission

To be the financial service leader in our community and membership area

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$6,550,076$10,991,076▲ $4,441,000
Other Notes and Loans Receivable, Net$9,853,050$7,442,219▼ $2,410,831
Rtn Earn Endowment Incm Other Fnds$2,551,738$2,584,198▲ $32,460
Cash and Non-Interest-Bearing Accounts$691,216$594,434▼ $96,782
Land, Buildings, and Equipment, Net$485,972$428,820▼ $57,152
Prepaid Expenses and Deferred Charges$49,501$54,251▲ $4,750
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$17,887,623$19,755,728▲ $1,868,105
Other Assets Total$257,808$244,928▼ $12,880
Liabilities
Other Liabilities$15,256,125$16,995,284▲ $1,739,159
Accounts Payable and Accrued Expenses$60,447$163,241▲ $102,794
Escrow Account Liability$19,313$13,005▼ $6,308
Total Liabilities$15,335,885$17,171,530▲ $1,835,645
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,551,738$2,584,198▲ $32,460
Total Liabilities and Net Assets / Fund Balance$17,887,623$19,755,728▲ $1,868,105

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$217,564$164,497$382,061
Buildings$110,416$114,944$225,360
Land$100,840-$100,840
Compensation and Service Providers
Top Officer Pay88th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lyle MartinPresidentFT$89,335$19,793$109,128

Board Members and Trustees

NameTitle
Clyde KastlerChairperson
Alene MorrisonVice Chairperson
Jack ArthertonBoard Member
James HendrixBoard Member
Robert ArmstrongBoard Member
William JenkinsBoard Member
Sharon CaulkinsSecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$747,036
Investment Income
$115,425
Other Revenue
$4,528
Change in Net Assets
$34,998
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$473,752
Salaries, Compensation, and Employee Benefits$358,239
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$178,295
Current Officers, Directors, Trustees, and Key Employees---$109,128
Information Technology---$76,440
Depreciation Depletion---$70,399
Fees for Services Other---$59,126
Office Expenses---$52,386
Other Employee Benefits---$39,190
Occupancy---$36,698
Payroll Taxes---$21,062
Insurance---$20,698
Fees for Services Accounting---$16,953
Advertising---$15,085
Pension Plan Contributions---$10,564
Conferences and Meetings---$3,511
All Other Expenses---$2,222
Fees for Services Legal---$75
Other Expenses---$-60,000
Total Functional Expenses$0$0$0$831,991
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$250
Total Exempt Function Spending$250

Section 527 Organizations

OrganizationLocationAmount
48-0288307Topeka, KS$250
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$16,995,284
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, Line 11B

“The president reviews the form 990 before filing and provides it to the board for their review.”

Form 990, Part VI, Section B, Line 15

“The board of directors evaluates the president's performance and determines compensation using the nafcu-bfb gallagher executive compensation and benefits survey. All other employees' compensation is determined based on annual evaluations and is included in the budget presented to the board for approval. Deliberations and decisions are documented in the board minutes.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in the credit union lobby, presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
Cooperative Credit Union
EIN
48-0577273
Phone
6202515290
Address
PO BOX 687, COFFEYVILLE, KS 67337-0687

Signing Officer

Name
Lyle Martin
Title
President
Phone
6202515290
Signed
2021-10-18
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lyle Martin
Formed
1937
Legal Domicile
Ks
Voting Board Members
7
Independent Board Members
7
Employees
7
Volunteers
10

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061
Preparer
Gerald Tenbrink
Phone
9138946214
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“AUDIT ADJUSTMENT -2,538.”

Financial Statement Notes

PART IV, LINE 2B:

“The credit union maintains escrow accounts for insurance and property taxes related to several member real estate loans.”

Raw XML Appendix370 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt060447
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0163241
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO BE THE FINANCIAL SERVICE LEADER IN OUR COMMUNITY AND MEMBERSHIP AREA
IRS990/AdvertisingGrp/TotalAmt015085
IRS990/AllOtherExpensesGrp/TotalAmt02222
IRS990/AnnualDisclosureCoveredPrsnInd00
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0LYLE MARTIN
IRS990/BooksInCareOfDetail/PhoneNum06202515290
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0313 WEST 9TH STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0COFFEYVILLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0KS
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0673375813
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0691216
IRS990/CashNonInterestBearingGrp/EOYAmt0594434
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0109128
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt03511
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0115425
IRS990/CYOtherExpensesAmt0473752
IRS990/CYOtherRevenueAmt04528
IRS990/CYProgramServiceRevenueAmt0747036
IRS990/CYRevenuesLessExpensesAmt034998
IRS990/CYSalariesCompEmpBnftPaidAmt0358239
IRS990/CYTotalExpensesAmt0831991
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0866989
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt070399
IRS990/Desc0PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 3,183 MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt07
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt019313
IRS990/EscrowAccountLiabilityGrp/EOYAmt013005
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt016953
IRS990/FeesForServicesLegalGrp/TotalAmt075
IRS990/FeesForServicesOtherGrp/TotalAmt059126
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt770.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt719793
IRS990/Form990PartVIISectionAGrp/PersonNm0CLYDE KASTLER
IRS990/Form990PartVIISectionAGrp/PersonNm1ALENE MORRISON
IRS990/Form990PartVIISectionAGrp/PersonNm2SHARON CAULKINS
IRS990/Form990PartVIISectionAGrp/PersonNm3ROBERT ARMSTRONG
IRS990/Form990PartVIISectionAGrp/PersonNm4WILLIAM JENKINS
IRS990/Form990PartVIISectionAGrp/PersonNm5JACK ARTHERTON
IRS990/Form990PartVIISectionAGrp/PersonNm6JAMES HENDRIX
IRS990/Form990PartVIISectionAGrp/PersonNm7LYLE MARTIN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt789335
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01937
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0866989
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt076440
IRS990/InsuranceGrp/TotalAmt020698
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0115425
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0115425
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt0528
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0279441
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0485972
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0428820
IRS990/LandBldgEquipCostOrOtherBssAmt0708261
IRS990/LegalDomicileStateCd0KS
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO BE THE FINANCIAL SERVICE LEADER IN OUR COMMUNITY AND MEMBERSHIP AREA
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt02551738
IRS990/NetAssetsOrFundBalancesEOYAmt02584198
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt036698
IRS990/OfficeExpensesGrp/TotalAmt052386
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0257808
IRS990/OtherAssetsTotalGrp/EOYAmt0244928
IRS990/OtherChangesInNetAssetsAmt0-2538
IRS990/OtherEmployeeBenefitsGrp/TotalAmt039190
IRS990/OtherExpensesGrp/Desc0MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2ASSOCIATION DUES
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/TotalAmt084740
IRS990/OtherExpensesGrp/TotalAmt183202
IRS990/OtherExpensesGrp/TotalAmt212217
IRS990/OtherExpensesGrp/TotalAmt3-60000
IRS990/OtherLiabilitiesGrp/BOYAmt015256125
IRS990/OtherLiabilitiesGrp/EOYAmt016995284
IRS990/OtherSalariesAndWagesGrp/TotalAmt0178295
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt09853050
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt07442219
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt021062
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt010564
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt049501
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt054251
IRS990/PrincipalOfficerNm0LYLE MARTIN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0600111
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1121947
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0600111
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1146925
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt024978
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2020, THERE WERE 717 LOANS OUTSTANDING TOTALING $7,552,262.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $84,740 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0146135
IRS990/PYOtherExpensesAmt0416947
IRS990/PYOtherRevenueAmt04388
IRS990/PYProgramServiceRevenueAmt0949471
IRS990/PYRevenuesLessExpensesAmt0351696
IRS990/PYSalariesCompEmpBnftPaidAmt0331351
IRS990/PYTotalExpensesAmt0748298
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01099994
IRS990/ReconcilationRevenueExpnssAmt034998
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt04528
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt04528
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02551738
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02584198
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06550076
IRS990/SavingsAndTempCashInvstGrp/EOYAmt010991076
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt0250
IRS990ScheduleC/PoliticalExpendituresAmt0250
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0480288307
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0CREDIT UNION PAC OF KANSAS
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt0250
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt0901 SW TOPEKA BLVD
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0TOPEKA
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0KS
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd066612
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0CONTRIBUTION TO THE CREDIT UNION PAC OF KANSAS
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I-A, LINE 1:
IRS990ScheduleC/TotalExemptFunctionExpendAmt0250
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0110416
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0114944
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0225360
IRS990ScheduleD/EquipmentGrp/BookValueAmt0217564
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0164497
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0382061
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt0100840
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0100840
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt016995284
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION MAINTAINS ESCROW ACCOUNTS FOR INSURANCE AND PROPERTY TAXES RELATED TO SEVERAL MEMBER REAL ESTATE LOANS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0428820
IRS990ScheduleD/TotalLiabilityAmt016995284
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE PRESIDENT REVIEWS THE FORM 990 BEFORE FILING AND PROVIDES IT TO THE BOARD FOR THEIR REVIEW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS EVALUATES THE PRESIDENT'S PERFORMANCE AND DETERMINES COMPENSATION USING THE NAFCU-BFB GALLAGHER EXECUTIVE COMPENSATION AND BENEFITS SURVEY. ALL OTHER EMPLOYEES' COMPENSATION IS DETERMINED BASED ON ANNUAL EVALUATIONS AND IS INCLUDED IN THE BUDGET PRESENTED TO THE BOARD FOR APPROVAL. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY, PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6AUDIT ADJUSTMENT -2,538.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt017887623
IRS990/TotalAssetsEOYAmt019755728
IRS990/TotalAssetsGrp/BOYAmt017887623
IRS990/TotalAssetsGrp/EOYAmt019755728
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt07
IRS990/TotalFunctionalExpensesGrp/TotalAmt0831991
IRS990/TotalGrossUBIAmt024978
IRS990/TotalLiabilitiesBOYAmt015335885
IRS990/TotalLiabilitiesEOYAmt017171530
IRS990/TotalLiabilitiesGrp/BOYAmt015335885
IRS990/TotalLiabilitiesGrp/EOYAmt017171530
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02551738
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02584198
IRS990/TotalOtherCompensationAmt019793
IRS990/TotalProgramServiceRevenueAmt0747036
IRS990/TotalReportableCompFromOrgAmt089335
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0842011
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0866989
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt024978
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt017887623
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt019755728
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 687
IRS990/USAddress/CityNm0COFFEYVILLE
IRS990/USAddress/StateAbbreviationCd0KS
IRS990/USAddress/ZIPCd0673370687
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.COOPERATIVECU.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0LYLE MARTIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06202515290
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-10-18
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COOPERATIVE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0COOP
ReturnHeader/Filer/EIN0480577273
ReturnHeader/Filer/PhoneNum06202515290
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 687
ReturnHeader/Filer/USAddress/CityNm0COFFEYVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0KS
ReturnHeader/Filer/USAddress/ZIPCd0673370687
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0810781371
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd066061
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/PreparerPersonGrp/PreparationDt02021-10-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GERALD TENBRINK
ReturnHeader/ReturnTs02021-10-18T14:12:03-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0LYLE
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0MARTIN
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$19,755,728
Liabilities
$17,171,530
Net assets
$2,584,198
Revenue
$866,989
Expenses
$831,991
Net income
$34,998
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.6$18.9$2.72$1.12$1.05$0.07
2023Detailed filing. Detailed filing data is available for this year.$22.4$19.7$2.65$0.97$0.92$0.05
2022Detailed filing. Detailed filing data is available for this year.$22.0$19.4$2.60$0.89$0.88$0.01
2021Detailed filing. Detailed filing data is available for this year.$21.5$18.9$2.60$0.76$0.74$0.01
2020Detailed filing. Detailed filing data is available for this year.$19.8$17.2$2.58$0.87$0.83$0.03
2019Detailed filing. Detailed filing data is available for this year.$17.9$15.3$2.55$1.10$0.75$0.35
2018Detailed filing. Detailed filing data is available for this year.$17.8$15.6$2.19$1.30$1.77$0.47
2017Detailed filing. Detailed filing data is available for this year.$18.7$16.1$2.66$1.28$1.29$0.01
2016Detailed filing. Detailed filing data is available for this year.$19.7$17.1$2.67$1.01$1.11$0.10
2015Detailed filing. Detailed filing data is available for this year.$20.2$17.4$2.78$0.77$1.12$0.35
2014Detailed filing. Detailed filing data is available for this year.$20.9$17.8$3.09$0.64$0.89$0.25
2013Detailed filing. Detailed filing data is available for this year.$20.2$16.9$3.36$0.78$0.85$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.4$17.9$3.42$0.84
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.4$18.1$3.36$1.09
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.5$18.1$3.43$1.09