Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
Liabilities / Revenue
77th percentile
Higher debt load relative to revenue than 77% of similar nonprofits.
Net Margin
15th percentile
Higher net margin than 15% of similar nonprofits.
Top Officer Pay
59th percentile
Higher top officer pay than 59% of similar nonprofits.
Top officer pay equals 13.1% of source-year revenue.
Asset Growth
27th percentile
Faster asset growth than 27% of similar nonprofits.
Revenue Growth
7th percentile
Faster revenue growth than 7% of similar nonprofits.
Assets
Up$28,582,864
Up $1,460,155 (+5.4%) from 2020
Net Assets
Down$3,508,393
Down $15,769 (-0.4%) from 2020
Liabilities
Up$25,074,471
Up $1,475,924 (+6.3%) from 2020
Revenue
Down$830,818
Down $165,777 (-17%) from 2020
Expenses
Down$846,587
Down $194,690 (-19%) from 2020
Net Income
Up-$15,769
Up $28,913 (+65%) from 2020
To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $17,485,056 | $18,699,328 | ▲ $1,214,272 |
| Other Notes and Loans Receivable, Net | $8,920,663 | $9,009,321 | ▲ $88,658 |
| Rtn Earn Endowment Incm Other Fnds | $3,524,162 | $3,508,393 | ▼ $15,769 |
| Cash and Non-Interest-Bearing Accounts | $361,960 | $473,957 | ▲ $111,997 |
| Prepaid Expenses and Deferred Charges | $13,596 | $66,032 | ▲ $52,436 |
| Land, Buildings, and Equipment, Net | $63,725 | $58,022 | ▼ $5,703 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $27,122,709 | $28,582,864 | ▲ $1,460,155 |
| Other Assets Total | $277,709 | $276,204 | ▼ $1,505 |
| Liabilities | |||
| Other Liabilities | $23,465,941 | $24,946,375 | ▲ $1,480,434 |
| Accounts Payable and Accrued Expenses | $93,476 | $98,066 | ▲ $4,590 |
| Escrow Account Liability | $39,130 | $30,030 | ▼ $9,100 |
| Total Liabilities | $23,598,547 | $25,074,471 | ▲ $1,475,924 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,524,162 | $3,508,393 | ▼ $15,769 |
| Total Liabilities and Net Assets / Fund Balance | $27,122,709 | $28,582,864 | ▲ $1,460,155 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $58,022 | $43,594 | $101,616 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Kenneth Armstrong | President/CEO | FT | $102,945 | $6,262 | $109,207 |
| Name | Title |
|---|---|
| Dana Gilbert | Chairperson |
| Michael Anaya | Vice Chairperson |
| Cathie Mcallister | Director |
| Diane Hudson-hoch | Director |
| Julie Green | Director |
| Mark Glaspie | Director |
| Todd Jordan | Director |
| Jerry Schrick | Secretary |
| Matt Krieg | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $467,358 |
| Other Expenses | $379,229 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $245,666 |
| Office Expenses | - | - | - | $152,822 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $109,207 |
| Information Technology | - | - | - | $78,197 |
| Other Employee Benefits | - | - | - | $76,479 |
| Fees for Services Other | - | - | - | $39,561 |
| Payroll Taxes | - | - | - | $28,005 |
| Fees for Services Accounting | - | - | - | $17,466 |
| Depreciation Depletion | - | - | - | $17,117 |
| Insurance | - | - | - | $12,696 |
| Occupancy | - | - | - | $10,408 |
| All Other Expenses | - | - | - | $9,993 |
| Pension Plan Contributions | - | - | - | $8,001 |
| Fees for Services Legal | - | - | - | $6,458 |
| Advertising | - | - | - | $2,088 |
| Conferences and Meetings | - | - | - | $1,514 |
| Other Expenses | - | - | - | $-94,090 |
| Total Functional Expenses | $0 | $0 | $0 | $846,587 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Deposits | $24,946,375 |
“The credit union is mutually owned by members.”
“The board of directors are elected by the credit union members.”
“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”
“The ceo approves the form 990 and provides it to the board of directors.”
“On an annual basis, all officers and directors are required to review the conflict of interest policy, disclose any interests that could result in potential conflicts, and sign a statement to that effect. These statements are maintained on file at the credit union.”
“Compensation for all employees, including the president, is based on survey results and preapproved ranges as determined by the board.”
“Financial statements are presented at the annual meeting and are available upon request. In addition, the ncua website provides financial information as part of the quarterly call reports. Other documents, policies and procedures are available upon request.”
“The credit union maintains escrow accounts for insurance and property taxes related to member real estate loans. In addition, the credit union counsels member loan applicants by discussing credit reports, giving insight on improving credit scores, explaining best practices for paying down debts, and providing information on how to obtain free credit reports annually.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 93476 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 98066 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 2088 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 9993 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | KENNETH ARMSTRONG |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9135739196 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 540 MINNESOTA AVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | KANSAS CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | KS |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 66101 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 361960 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 473957 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 109207 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 1514 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 1 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 177825 |
| IRS990/CYOtherExpensesAmt | 0 | 379229 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 652993 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -15769 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 467358 |
| IRS990/CYTotalExpensesAmt | 0 | 846587 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 830818 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 17117 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 2,311 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 10 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 39130 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 30030 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 17466 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 6458 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 39561 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 6262 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DANA GILBERT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MICHAEL ANAYA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | MATT KRIEG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JERRY SCHRICK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MARK GLASPIE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JULIE GREEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | CATHIE MCALLISTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DIANE HUDSON-HOCH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | TODD JORDAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | KENNETH ARMSTRONG |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 102945 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT/CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1931 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 830818 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 78197 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 12696 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 177825 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 177825 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 444 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 43594 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 63725 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 58022 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 101616 |
| IRS990/LegalDomicileStateCd | 0 | KS |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3524162 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3508393 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 10408 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 152822 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 277709 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 276204 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 76479 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/Desc | 3 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 81757 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 30007 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 13235 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | -94090 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 23465941 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 24946375 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 245666 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 8920663 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 9009321 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 28005 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 8001 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 13596 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 66032 |
| IRS990/PrincipalOfficerNm | 0 | KENNETH ARMSTRONG |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | WARRANTY SALES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 502723 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 146260 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 502723 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 148995 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 1275 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 2735 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 1275 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2021, LOANS OUTSTANDING TOTALED $9,192,818. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $81,757 FOR THE YEAR. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 1400 |
| IRS990/PYInvestmentIncomeAmt | 0 | 207797 |
| IRS990/PYOtherExpensesAmt | 0 | 665825 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 788798 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -44682 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 374052 |
| IRS990/PYTotalExpensesAmt | 0 | 1041277 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 996595 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -15769 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3524162 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3508393 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 17485056 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 18699328 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 58022 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 43594 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 101616 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | 1 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 24946375 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION MAINTAINS ESCROW ACCOUNTS FOR INSURANCE AND PROPERTY TAXES RELATED TO MEMBER REAL ESTATE LOANS. IN ADDITION, THE CREDIT UNION COUNSELS MEMBER LOAN APPLICANTS BY DISCUSSING CREDIT REPORTS, GIVING INSIGHT ON IMPROVING CREDIT SCORES, EXPLAINING BEST PRACTICES FOR PAYING DOWN DEBTS, AND PROVIDING INFORMATION ON HOW TO OBTAIN FREE CREDIT REPORTS ANNUALLY. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART IV, LINE 2B: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 58022 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 24946375 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE CEO APPROVES THE FORM 990 AND PROVIDES IT TO THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ON AN ANNUAL BASIS, ALL OFFICERS AND DIRECTORS ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD RESULT IN POTENTIAL CONFLICTS, AND SIGN A STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | COMPENSATION FOR ALL EMPLOYEES, INCLUDING THE PRESIDENT, IS BASED ON SURVEY RESULTS AND PREAPPROVED RANGES AS DETERMINED BY THE BOARD. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL STATEMENTS ARE PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE PROVIDES FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES AND PROCEDURES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 27122709 |
| IRS990/TotalAssetsEOYAmt | 0 | 28582864 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 27122709 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 28582864 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 10 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 846587 |
| IRS990/TotalGrossUBIAmt | 0 | 4010 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 23598547 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 25074471 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 23598547 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 25074471 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3524162 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3508393 |
| IRS990/TotalOtherCompensationAmt | 0 | 6262 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 652993 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 102945 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 826808 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 830818 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 4010 |
| IRS990/TotalVolunteersCnt | 0 | 14 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 27122709 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 28582864 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 540 MINNESOTA AVE |
| IRS990/USAddress/CityNm | 0 | KANSAS CITY |
| IRS990/USAddress/StateAbbreviationCd | 0 | KS |
| IRS990/USAddress/ZIPCd | 0 | 66101 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.RELIANCECU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 3 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | KENNETH ARMSTRONG |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9135739196 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2022-10-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | RELIANCE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | RELI |
| ReturnHeader/Filer/EIN | 0 | 480466445 |
| ReturnHeader/Filer/PhoneNum | 0 | 9135739196 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 540 MINNESOTA AVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | KANSAS CITY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 66101 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 810781371 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | J TENBRINK & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 11272 S RIDGEVIEW RD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OLATHE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 660616454 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9138946214 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2022-10-04 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | GERALD TENBRINK |
| ReturnHeader/ReturnTs | 0 | 2022-10-15T13:10:20-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | KENNETH |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | ARMSTRONG |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2021-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2021-12-31 |
| ReturnHeader/TaxYr | 0 | 2021 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2021 • Form 990Detailed filing. Detailed filing data is available for this year.