Civic Intelligence

White Eagle Credit Union

990 • Fiscal year 2021 • EIN 48-0126615

Jan 01, 2021 to Dec 31, 2021 • Filed on May 11, 2022

Organization ProfileWWW.WHITEEAGLECU.COM

View Organization Page

PO Box 86Augusta, KS 67010-0086

(316) 775-7591

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

23rd percentile

0.87x

Higher debt load relative to assets than 23% of similar nonprofits.

2021 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2021

Liabilities / Revenue

28th percentile

18.59x

Higher debt load relative to revenue than 28% of similar nonprofits.

2021 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2021

Net Margin

86th percentile

25%

Higher net margin than 86% of similar nonprofits.

2021 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2021

Top Officer Pay

52nd percentile

$217,125

Higher top officer pay than 52% of similar nonprofits.

Top officer pay equals 3.3% of source-year revenue.

2021 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2021

Asset Growth

63rd percentile

12%

Faster asset growth than 63% of similar nonprofits.

2021 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2020 to 2021

Revenue Growth

36th percentile

-1.0%

Faster revenue growth than 36% of similar nonprofits.

2021 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets23rd percentile

Assets

Up

$141,201,914

Up $31,952,459 (+29%) from 2019

Net Assets

Up

$17,728,187

Up $2,719,249 (+18%) from 2019

Liabilities

Up

$123,473,727

Up $29,233,210 (+31%) from 2019

Revenue And Expenses
Liabilities / Revenue28th percentileNet Margin86th percentile

Revenue

Down

$6,640,710

Down $386,643 (-5.5%) from 2019

Expenses

Down

$4,951,046

Down $620,552 (-11%) from 2019

Net Income

Up

$1,689,664

Up $233,909 (+16%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth63rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2008: $52,278,478Liabilities 2008: $45,849,738Net Assets 2008: $6,428,7402008Assets 2011: $72,981,451Liabilities 2011: $64,508,569Net Assets 2011: $8,472,8822011Assets 2013: $87,206,537Liabilities 2013: $78,042,264Net Assets 2013: $9,164,2732013Assets 2015: $92,802,966Liabilities 2015: $81,885,865Net Assets 2015: $10,917,1012015Assets 2016: $99,782,169Liabilities 2016: $88,065,396Net Assets 2016: $11,716,7732016Assets 2017: $103,532,165Liabilities 2017: $90,817,903Net Assets 2017: $12,714,2622017Assets 2018: $106,023,133Liabilities 2018: $92,469,950Net Assets 2018: $13,553,1832018Assets 2019: $109,249,455Liabilities 2019: $94,240,517Net Assets 2019: $15,008,9382019Assets 2021: $141,201,914Liabilities 2021: $123,473,727Net Assets 2021: $17,728,1872021Assets 2022: $147,808,188Liabilities 2022: $128,527,747Net Assets 2022: $19,280,4412022Assets 2024: $163,145,847Liabilities 2024: $139,768,197Net Assets 2024: $23,377,6502024

Highlighted filing

2021

Assets$141,201,914
Liabilities$123,473,727
Net Assets$17,728,187
Open 2021 Filing

Operations Trend

Revenue Growth36th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2008: $3,899,3082008Expenses 2011: $3,703,8872011Revenue 2013: $5,291,931Expenses 2013: $5,594,238Net Income 2013: -$302,3072013Revenue 2015: $5,296,260Expenses 2015: $4,765,582Net Income 2015: $530,6782015Revenue 2016: $5,594,746Expenses 2016: $4,795,074Net Income 2016: $799,6722016Revenue 2017: $6,174,919Expenses 2017: $5,177,430Net Income 2017: $997,4892017Revenue 2018: $6,643,138Expenses 2018: $5,804,217Net Income 2018: $838,9212018Revenue 2019: $7,027,353Expenses 2019: $5,571,598Net Income 2019: $1,455,7552019Revenue 2021: $6,640,710Expenses 2021: $4,951,046Net Income 2021: $1,689,6642021Revenue 2022: $7,120,233Expenses 2022: $5,567,979Net Income 2022: $1,552,2542022Revenue 2024: $10,802,109Expenses 2024: $8,510,203Net Income 2024: $2,291,9062024

Highlighted filing

2021

Revenue$6,640,710
Expenses$4,951,046
Net Income$1,689,664
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
May 11, 2022
Return Version
2021v4.2
Gross Receipts
$6,640,710
Mission and Program Overview

Mission

A financial cooperative dedicated to outstanding personal service, the latest technology and products, and empowering members to improve their financial well-being.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$78,085,383$79,240,833▲ $1,155,450
Savings and Temporary Cash Investments$32,547,710$46,360,525▲ $13,812,815
Rtn Earn Endowment Incm Other Fnds$16,038,523$17,728,187▲ $1,689,664
Investments Other Securities$3,512,875$6,865,023▲ $3,352,148
Land, Buildings, and Equipment, Net$5,152,381$5,116,457▼ $35,924
Cash and Non-Interest-Bearing Accounts$2,488,321$1,331,145▼ $1,157,176
Accounts Receivable$2,870,436$746,727▼ $2,123,709
Prepaid Expenses and Deferred Charges$139,674$138,036▼ $1,638
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$126,108,927$141,201,914▲ $15,092,987
Other Assets Total$1,312,147$1,403,168▲ $91,021
Liabilities
Other Liabilities$108,578,167$122,220,588▲ $13,642,421
Accounts Payable and Accrued Expenses$1,492,237$1,253,139▼ $239,098
Total Liabilities$110,070,404$123,473,727▲ $13,403,323
Net Assets / Fund Balance
Total Net Assets Fund Balance$16,038,523$17,728,187▲ $1,689,664
Total Liabilities and Net Assets / Fund Balance$126,108,927$141,201,914▲ $15,092,987

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,712,579$749,838$4,462,417
Equipment$172,443$1,077,491$1,249,934
Land$1,225,261-$1,225,261
Other Land Buildings$6,174$25,311$31,485
Compensation and Service Providers
Top Officer Pay52nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jennifer PazzieInterim PresidentFT$96,067$121,058$217,125
Richard BluePresident (through 7/5/21)FT$106,749$78,345$185,094

Board Members and Trustees

NameTitle
Ron ReavisChairman
Tim FollisVice Chairman
Bobby HubbardDirector
Briant LewisDirector
Jay LewisDirector
Joe CantuDirector
Pat TerickDirector
Paul OliverDirector
Rob NickelDirector
Tammy WilsonSecretary
Troy NordmanTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$6,399,207
Investment Income
$221,898
Other Revenue
$19,605
Change in Net Assets
$1,689,664
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,680,012
Salaries, Compensation, and Employee Benefits$2,217,559
Grants and Similar Amounts Paid$53,475
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$1,606,516
Other Salaries and Wages---$1,498,324
Current Officers, Directors, Trustees, and Key Employees---$327,356
Occupancy---$278,762
Other Employee Benefits---$209,874
Depreciation Depletion---$142,129
Payroll Taxes---$138,277
Advertising---$96,154
Fees for Services Accounting---$64,743
Insurance---$58,129
Information Technology---$56,531
Grants to Domestic Orgs---$46,975
Pension Plan Contributions---$43,728
Conferences and Meetings---$33,579
Fees for Services Legal---$19,028
Fees for Services Other---$11,006
Grants to Domestic Individuals---$6,500
Travel---$4,702
Fees for Service Investment Mgmnt Fees---$4,216
All Other Expenses---$-346
Other Expenses---$-400,000
Total Functional Expenses$0$0$0$4,951,046
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$122,220,588
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, Line 11B

“Information is supplied to the credit union's accounting firm. The interim president will review the form 990 before filing.”

Form 990, Part VI, Section B, Line 12C

“On an annual basis, the president and all directors, committee members, and employees are required to review the conflict of interest policy, disclose any interests that could give rise to conflicts, and submit a signed statement to that effect. These statements are maintained on file at the credit union.”

Form 990, Part VI, Section B, Line 15

“The compensation committee of the board of directors consults with an independent salary administration firm when determining compensation for the president, officers, and other key employees. Deliberations and decisions are documented in the board minutes.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in the lobby, presented at the annual meeting, and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
White Eagle Credit Union
EIN
48-0126615
Phone
3167757591
Address
PO BOX 86, AUGUSTA, KS 67010-0086

Signing Officer

Name
Jennifer Pazzie
Title
Interim President
Phone
3167757591
Signed
2022-05-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jennifer Pazzie
Formed
1935
Legal Domicile
Ks
Voting Board Members
11
Independent Board Members
11
Employees
55
Volunteers
17

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061-6454
Preparer
Gerald Tenbrink
Phone
9138946214
Raw XML AppendixShowing 400 of 450 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt12INTERIM PRESIDENT
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IRS990/OtherExpensesGrp/TotalAmt3-400000
IRS990/OtherLiabilitiesGrp/BOYAmt0108578167
IRS990/OtherLiabilitiesGrp/EOYAmt0122220588
IRS990/OtherSalariesAndWagesGrp/TotalAmt01498324
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt078085383
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt079240833
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0138277
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt043728
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0139674
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0138036
IRS990/PrincipalOfficerNm0JENNIFER PAZZIE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2WARRANTY SALES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04116815
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12253413
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04116815
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12277299
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt25093
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt023886
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt15093
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2021, THERE WERE 6,594 LOANS OUTSTANDING TOTALING $79,552,434.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $451,384 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt06500
IRS990/PYInvestmentIncomeAmt0335606
IRS990/PYOtherExpensesAmt03460673
IRS990/PYOtherRevenueAmt018421
IRS990/PYProgramServiceRevenueAmt06355912
IRS990/PYRevenuesLessExpensesAmt01029585
IRS990/PYSalariesCompEmpBnftPaidAmt02213181
IRS990/PYTotalExpensesAmt05680354
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt06709939
IRS990/ReconcilationRevenueExpnssAmt01689664
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt019605
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt019605
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt016038523
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt017728187
IRS990/SavingsAndTempCashInvstGrp/BOYAmt032547710
IRS990/SavingsAndTempCashInvstGrp/EOYAmt046360525
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03712579
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0749838
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04462417
IRS990ScheduleD/EquipmentGrp/BookValueAmt0172443
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01077491
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01249934
IRS990ScheduleD/LandGrp/BookValueAmt01225261
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01225261
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt06174
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt025311
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt031485
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0122220588
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05116457
IRS990ScheduleD/TotalLiabilityAmt0122220588
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt06500
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0$500 COLLEGE SCHOLARSHIPS WERE AWARDED
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt013
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0THE SCHOLARSHIP COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS CANDIDATE APPLICATIONS AND AWARDS NON-RENEWABLE $500 SCHOLARSHIPS TO ASSIST WITH COLLEGE EXPENSES. FUNDS ARE DISTRIBUTED UPON RECEIPT OF ENROLLMENT VERIFICATION/CLASS SCHEDULE.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 2:
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt096067
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1106749
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount09000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt074863
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt022562
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt152610
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt014633
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt114568
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt074863
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt111167
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JENNIFER PAZZIE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1RICHARD BLUE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0INTERIM PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1PRESIDENT (THROUGH 7/5/21)
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0217125
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1185094
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS CONSULTS WITH AN INDEPENDENT SALARY ADMINISTRATION FIRM WHEN DETERMINING COMPENSATION FOR THE PRESIDENT.
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt1RICHARD BLUE, PRESIDENT, PARTICIPATED IN 457(F) AND 457(B) DEFERRED COMPENSATION PLANS IN ADDITION TO AN ENDORSEMENT SPLIT-DOLLAR LIFE INSURANCE AGREEMENT. DURING THE YEAR, THE CREDIT UNION RECORDED BENEFIT EXPENSE OF $59,413 RELATED TO THESE PLANS OF WHICH $11,167 WAS INCLUDED IN HIS W-2, BOX 5 WAGES. JENNIFER PAZZIE, INTERIM PRESIDENT, PARTICIPATES IN A 457(F) DEFERRED COMPENSATION PLAN. DURING THE YEAR, SHE RECEIVED A $74,863 DISTRIBUTION AND THE ENTIRE AMOUNT WAS INCLUDED IN HER W-2 WAGES. THE CREDIT UNION RECORDED $20,192 EXPENSE IN 2021 RELATED TO THIS PLAN.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc1PART I, LINE 4B
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd01
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3INFORMATION IS SUPPLIED TO THE CREDIT UNION'S ACCOUNTING FIRM. THE INTERIM PRESIDENT WILL REVIEW THE FORM 990 BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ON AN ANNUAL BASIS, THE PRESIDENT AND ALL DIRECTORS, COMMITTEE MEMBERS, AND EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS CONSULTS WITH AN INDEPENDENT SALARY ADMINISTRATION FIRM WHEN DETERMINING COMPENSATION FOR THE PRESIDENT, OFFICERS, AND OTHER KEY EMPLOYEES. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0126108927
IRS990/TotalAssetsEOYAmt0141201914
IRS990/TotalAssetsGrp/BOYAmt0126108927
IRS990/TotalAssetsGrp/EOYAmt0141201914
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt055
IRS990/TotalFunctionalExpensesGrp/TotalAmt04951046
IRS990/TotalGrossUBIAmt028979
IRS990/TotalLiabilitiesBOYAmt0110070404
IRS990/TotalLiabilitiesEOYAmt0123473727
IRS990/TotalLiabilitiesGrp/BOYAmt0110070404
IRS990/TotalLiabilitiesGrp/EOYAmt0123473727
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt016038523
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt017728187
IRS990/TotalOtherCompensationAmt0104373
IRS990/TotalProgramServiceRevenueAmt06399207
IRS990/TotalReportableCompFromOrgAmt0297846
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt06611731
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt06640710
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt028979

Document Assets

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Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$141,201,914
Liabilities
$123,473,727
Net assets
$17,728,187
Revenue
$6,640,710
Expenses
$4,951,046
Net income
$1,689,664
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$163$140$23.4$10.8$8.51$2.29
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$148$129$19.3$7.12$5.57$1.55
2021Detailed filing. Detailed filing data is available for this year.$141$123$17.7$6.64$4.95$1.69
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$109$94.2$15.0$7.03$5.57$1.46
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$106$92.5$13.6$6.64$5.80$0.84
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$104$90.8$12.7$6.17$5.18$1.00
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$99.8$88.1$11.7$5.59$4.80$0.80
2015Detailed filing. Detailed filing data is available for this year.$92.8$81.9$10.9$5.30$4.77$0.53
2013Detailed filing. Detailed filing data is available for this year.$87.2$78.0$9.16$5.29$5.59$0.30
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$73.0$64.5$8.47$3.70
2008Facts available. Structured filing facts are available, but richer extracted sections are limited.$52.3$45.8$6.43$3.90