Civic Intelligence

Nd Rec Benefit Trust

990 • Fiscal year 2020 • EIN 47-5256219

Jan 01, 2020 to Dec 31, 2020 • Filed on Nov 12, 2021

Organization ProfileN/A

View Organization Page

PO Box 727Mandan, ND 58554

(701) 663-6501

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

53rd percentile

0.02x

Higher debt load relative to assets than 53% of similar nonprofits.

2020 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2020

Liabilities / Revenue

42nd percentile

0.01x

Higher debt load relative to revenue than 42% of similar nonprofits.

2020 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2020

Net Margin

65th percentile

13%

Higher net margin than 65% of similar nonprofits.

2020 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2020

Top Officer Pay

90th percentile

$263,430

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 1.5% of source-year revenue.

2020 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2020

Asset Growth

94th percentile

46%

Faster asset growth than 94% of similar nonprofits.

2020 filings • 501(c)9 • $10M-$25M nonprofits • Annualized from 2019 to 2020

Revenue Growth

71st percentile

7.0%

Faster revenue growth than 71% of similar nonprofits.

2020 filings • 501(c)9 • $10M-$25M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets53rd percentile

Assets

Up

$7,721,255

Up $2,429,503 (+46%) from 2019

Net Assets

Up

$7,534,484

Up $2,344,858 (+45%) from 2019

Liabilities

Up

$186,771

Up $84,645 (+83%) from 2019

Revenue And Expenses
Liabilities / Revenue42nd percentileNet Margin65th percentile

Revenue

Up

$17,955,769

Up $1,167,077 (+7.0%) from 2019

Expenses

Up

$15,610,911

Up $1,652,294 (+12%) from 2019

Net Income

Down

$2,344,858

Down $485,217 (-17%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth94th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2015: $903,539Liabilities 2015: $112,189Net Assets 2015: $791,3502015Assets 2016: $2,144,626Liabilities 2016: $191,981Net Assets 2016: $1,952,6452016Assets 2017: $3,092,695Liabilities 2017: $337,006Net Assets 2017: $2,755,6892017Assets 2018: $2,371,181Liabilities 2018: $11,630Net Assets 2018: $2,359,5512018Assets 2019: $5,291,752Liabilities 2019: $102,126Net Assets 2019: $5,189,6262019Assets 2020: $7,721,255Liabilities 2020: $186,771Net Assets 2020: $7,534,4842020Assets 2021: $7,495,679Liabilities 2021: $145,186Net Assets 2021: $7,350,4932021Assets 2022: $7,955,491Liabilities 2022: $10,375Net Assets 2022: $7,945,1162022Assets 2023: $9,496,963Liabilities 2023: $168,965Net Assets 2023: $9,327,9982023Assets 2024: $10,984,630Liabilities 2024: $103,239Net Assets 2024: $10,881,3912024

Highlighted filing

2020

Assets$7,721,255
Liabilities$186,771
Net Assets$7,534,484
Open 2020 Filing

Operations Trend

Revenue Growth71st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10MRevenue 2015: $869,182Expenses 2015: $77,832Net Income 2015: $791,3502015Revenue 2016: $9,083,045Expenses 2016: $7,921,750Net Income 2016: $1,161,2952016Revenue 2017: $14,925,965Expenses 2017: $14,122,921Net Income 2017: $803,0442017Revenue 2018: $14,907,061Expenses 2018: $15,303,199Net Income 2018: -$396,1382018Revenue 2019: $16,788,692Expenses 2019: $13,958,617Net Income 2019: $2,830,0752019Revenue 2020: $17,955,769Expenses 2020: $15,610,911Net Income 2020: $2,344,8582020Revenue 2021: $17,736,079Expenses 2021: $17,920,070Net Income 2021: -$183,9912021Revenue 2022: $17,966,703Expenses 2022: $17,372,080Net Income 2022: $594,6232022Revenue 2023: $19,534,009Expenses 2023: $18,151,127Net Income 2023: $1,382,8822023Revenue 2024: $20,255,985Expenses 2024: $18,702,592Net Income 2024: $1,553,3932024

Highlighted filing

2020

Revenue$17,955,769
Expenses$15,610,911
Net Income$2,344,858
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 12, 2021
Return Version
2020v4.1
Gross Receipts
$17,955,769
Mission and Program Overview

Mission

To Provide quality cost effective health benefits to foster a safe and healthy culture for our cooperative families.

The purpose of the Plan and this Trust is to create a federal and state tax exempt voluntary employees' beneficiary association described in the Internal Revenue Code Section 501(c)(9) and its related treasury regulations, to provide group health and other statutorily permitted insured or self-funded benefits as determined by the trustees to employees of the association's employers who agree to participate in the plan of this Trust.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$5,189,626$7,534,484▲ $2,344,858
Investments Other Securities$3,337,715$4,771,452▲ $1,433,737
Savings and Temporary Cash Investments$1,370,027$2,277,911▲ $907,884
Accounts Receivable$560,000$660,000▲ $100,000
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$5,291,752$7,721,255▲ $2,429,503
Other Assets Total$24,010$11,892▼ $12,118
Liabilities
Deferred Revenue$91,448$175,778▲ $84,330
Accounts Payable and Accrued Expenses$10,678$10,993▲ $315
Total Liabilities$102,126$186,771▲ $84,645
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,189,626$7,534,484▲ $2,344,858
Total Liabilities and Net Assets / Fund Balance$5,291,752$7,721,255▲ $2,429,503

Asset Categories

AssetBook ValueDepreciationBasis
Other Securities$150,000--
Compensation and Service Providers
Top Officer Pay90th percentile

Employees

NameTitleOtherTotal
Brenna OhmanAlternate$115,002$115,002
Jane PorterAssistant to Chair$52,648$52,648

Board Members and Trustees

NameTitle
Josh KramerChair
Christel Laskowski ViceChair, See Sch O Explanation
Lawanna Wilhelm TrusteeJan-Oct), See Sch O Explanation
Wayne Martian Trustee Jun-Dec), See Sch O Explanation
Casey Jans AlternateSee Sch O Explanation
Cheryl Belle TrusteeSee Sch O Explanation
Dave Klein TrusteeSee Sch O Explanation
Dean Volk AlternateSee Sch O Explanation
Jackie Kovash TrusteeSee Sch O Explanation
Jackie Miller TrusteeSee Sch O Explanation
Jami Hovet AlternateSee Sch O Explanation
Jay Lux TrusteeSee Sch O Explanation
Jerry King TrusteeSee Sch O Explanation
Jessica Mack TrusteeSee Sch O Explanation
JoAnn Lunstad AlternateSee Sch O Explanation
Kelly Wald TrusteeSee Sch O Explanation
Kim Eken Trustee Jan-NovSee Sch O Explanation
Sarah Dawson TrusteeSee Sch O Explanation
Tami Aljets AlternateSee Sch O Explanation
Tim Dockter TrusteeSee Sch O Explanation
Tom Edwards TrusteeSee Sch O Explanation
Tori Kling - SecretaryTreas-urer(Jan-Jun) See Sch O Explanation
Jessica Mack SecretaryTreas-urer(Jun-Dec) See Sch O Explanation

Highest Paid Contractors

ContractorServicesLocationCompensation
Blue Cross Blue Shield of NDThird-Party Claims Administrator4510 13th Ave S, Fargo, ND 58121$878,625
NdarecAdministrative Services3201 Nygren Dr NW, Mandan, ND 58554$142,690
Hays CompaniesConsulting Fees111 W Monroe St, Chicago, IL 60603$110,000
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$17,895,651
Investment Income
$60,118
Other Revenue
$0
Change in Net Assets
$2,344,858

Audited Revenue Reconciliation

Revenue per Audited Statements
$17,955,769
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$17,955,769
Total Revenue per Form 990
$17,955,769
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,747,855
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$11,863,056
Fees for Services Other---$1,131,315
Fees for Services Accounting---$18,025
Advertising---$7,208
Other Expenses---$5,621
Insurance---$5,077
Office Expenses---$2,590
Conferences and Meetings---$1,127
Total Functional Expenses$0$0$0$15,610,911

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$15,610,911
Total Expenses per Audited Statements$15,610,911
Total Expenses per Form 990$15,610,911
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 1

“Each qualified Employer may appoint one regular voting Trustee. Fifteen of the Employers have elected a trustee with voting rights and one participating Employer has chosen not to appoint a voting trustee. An Alternate Trustee may be appointed to vote; however, the Alternate Trustee shall only vote in the absence of the regular Trustee representative.”

Form 990, Part VI, Section A, line 6

“The members of the ND REC Benefit Trust consists of participating employers of an electric distribution cooperative or generation and transmission cooperative which is a voting member of NDAREC, or a management services company or a subsidiary that is owned by a voting member or voting members of NDAREC. An Employer must also be a party to a written agreement which provides for the making of contributions to the Trust with respect to its Employees. NDAREC and its subsidiaries shall also be an Employer.”

Form 990, Part VI, Section A, line 7A

“The Trust shall be administered by a Board of Trustees, which shall consist of one voting representative of each participating Employer, which is a voting member of the Association. Each qualified Employer may elect or appoint one regular voting Trustee representative and an Alternate Trustee to represent the Employer in the absence of the regular Trustee representative. In addition, a voting representative Trustee seat on the board shall be held by NDAREC's Executive Vice President and General Manager.”

Form 990, Part VI, Section A, line 8B

“There is no committee with authority to act on behalf of the governing body.”

Form 990, Part VI, Section B, line 11B

“The Form 990 will be provided to the trustees via e-mail for review before filing.”

Form 990, Part VI, Section B, line 12C

“Trustees and Alternates annually review the conflict of interest policy and report any potential conflicts of interest. Any conflicts that are disclosed are reviewed by the remaining Trustees and Alternates. Trustees or Alternates with a conflict recuse themselves from voting on issues in which they have a conflict.”

Form 990, Part VI, Section C, line 19

“These documents were not made available to the public.”

Form 990, Part VII, Section A, Line 1A, Column (E) and (F):

“Reasonable Effort to Obtain Compensation: ND REC Benefit Trust e-mailed both the trustees and alternatives of the board requesting compensation and benefits paid by a related organization. The organization was able to obtain compensation for two trustees. They were unable to obtain the requested information from the remaining trustees and alternatives.”

Filing and Contact Details

Filer

Filer Name
ND REC Benefit Trust
EIN
47-5256219
Phone
7016636501
Address
PO Box 727, Mandan, ND 58554

Signing Officer

Name
Josh Kramer
Title
Chair
Phone
7016636501
Signed
2021-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Josh Kramer
Formed
2015
Legal Domicile
Nd
Voting Board Members
15
Independent Board Members
0
Employees
0
Volunteers
25

Preparer

Firm
Eide Bailly LLP
Address
1730 Burnt Boat Loop Ste 100, Bismarck, ND 58503-0886
Preparer
Lisa Chaffee CPA
Phone
7012551091
Supplemental Narrative

Financial Statement Notes

Part X, Line 2:

“Accounting principles generally accepted in the United States of America require Plan management to evaluate tax positions taken by the Plan and recognize a tax liability (or asset) if the Plan has taken an uncertain position that more likely than not would not be sustained upon examination by the Internal Revenue Service. The Plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress.”

Raw XML AppendixShowing 400 of 572 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1910431
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt200
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt210
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt220
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt230
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt240
IRS990/Form990PartVIISectionAGrp/PersonNm0Josh Kramer
IRS990/Form990PartVIISectionAGrp/PersonNm1Christel Laskowski Vice
IRS990/Form990PartVIISectionAGrp/PersonNm2Tori Kling - SecretaryTreas-
IRS990/Form990PartVIISectionAGrp/PersonNm3Jane Porter
IRS990/Form990PartVIISectionAGrp/PersonNm4Jessica Mack SecretaryTreas-
IRS990/Form990PartVIISectionAGrp/PersonNm5JoAnn Lunstad Alternate
IRS990/Form990PartVIISectionAGrp/PersonNm6Dave Klein Trustee
IRS990/Form990PartVIISectionAGrp/PersonNm7Kelly Wald Trustee
IRS990/Form990PartVIISectionAGrp/PersonNm8Jay Lux Trustee
IRS990/Form990PartVIISectionAGrp/PersonNm9Tom Edwards Trustee
IRS990/Form990PartVIISectionAGrp/PersonNm10Kim Eken Trustee Jan-Nov
IRS990/Form990PartVIISectionAGrp/PersonNm11Tim Dockter Trustee
IRS990/Form990PartVIISectionAGrp/PersonNm12Jackie Miller Trustee
IRS990/Form990PartVIISectionAGrp/PersonNm13Cheryl Belle Trustee
IRS990/Form990PartVIISectionAGrp/PersonNm14Jessica Mack Trustee
IRS990/Form990PartVIISectionAGrp/PersonNm15Jackie Kovash Trustee
IRS990/Form990PartVIISectionAGrp/PersonNm16Dean Volk Alternate
IRS990/Form990PartVIISectionAGrp/PersonNm17Lawanna Wilhelm TrusteeJan
IRS990/Form990PartVIISectionAGrp/PersonNm18Tami Aljets Alternate
IRS990/Form990PartVIISectionAGrp/PersonNm19Brenna Ohman
IRS990/Form990PartVIISectionAGrp/PersonNm20Jerry King Trustee
IRS990/Form990PartVIISectionAGrp/PersonNm21Casey Jans Alternate
IRS990/Form990PartVIISectionAGrp/PersonNm22Jami Hovet Alternate
IRS990/Form990PartVIISectionAGrp/PersonNm23Sarah Dawson Trustee
IRS990/Form990PartVIISectionAGrp/PersonNm24Wayne Martian Trustee Jun-
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt0200639
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt349286
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt19104571
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt240
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt1Chair, See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt2urer(Jan-Jun) See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt3Assistant to Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt4urer(Jun-Dec) See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt5See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt6See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt7See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt8See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt9See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt10See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt11See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt12See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt13See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt14See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt15See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt16See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt17-Oct), See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt18See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt19Alternate
IRS990/Form990PartVIISectionAGrp/TitleTxt20See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt21See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt22See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt23See Sch O Explanation
IRS990/Form990PartVIISectionAGrp/TitleTxt24Dec), See Sch O Explanation
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr02015
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt015
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt017955769
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt05077
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt060118
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt060118
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt03337715
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt04771452
IRS990/IRPDocumentCnt02
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0ND
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To Provide quality cost effective health benefits to foster a safe and healthy culture for our cooperative families.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt05189626
IRS990/NetAssetsOrFundBalancesEOYAmt07534484
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/TotalAmt02590
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt024010
IRS990/OtherAssetsTotalGrp/EOYAmt011892
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0Stop loss reinsurance f
IRS990/OtherExpensesGrp/Desc1Affordable Care Act Fee
IRS990/OtherExpensesGrp/TotalAmt02576892
IRS990/OtherExpensesGrp/TotalAmt15621
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0Josh Kramer
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0525100
IRS990/ProgramServiceRevenueGrp/Desc0Contributions
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt017895418
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt017895418
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt010787813
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt088866
IRS990/PYOtherExpensesAmt03170804
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt016699826
IRS990/PYRevenuesLessExpensesAmt02830075
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt013958617
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt016788692
IRS990/ReconcilationRevenueExpnssAmt02344858
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05189626
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07534484
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01370027
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02277911
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt015610911
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt04621452
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1150000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CFC Select Notes
IRS990ScheduleD/OtherSecuritiesGrp/Desc1Commercial Paper
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt017955769

Document Assets

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$7,721,255
Liabilities
$186,771
Net assets
$7,534,484
Revenue
$17,955,769
Expenses
$15,610,911
Net income
$2,344,858
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.0$0.10$10.9$20.3$18.7$1.55
2023Detailed filing. Detailed filing data is available for this year.$9.50$0.17$9.33$19.5$18.2$1.38
2022Detailed filing. Detailed filing data is available for this year.$7.96$0.01$7.95$18.0$17.4$0.59
2021Detailed filing. Detailed filing data is available for this year.$7.50$0.15$7.35$17.7$17.9$0.18
2020Detailed filing. Detailed filing data is available for this year.$7.72$0.19$7.53$18.0$15.6$2.34
2019Detailed filing. Detailed filing data is available for this year.$5.29$0.10$5.19$16.8$14.0$2.83
2018Detailed filing. Detailed filing data is available for this year.$2.37$0.01$2.36$14.9$15.3$0.40
2017Detailed filing. Detailed filing data is available for this year.$3.09$0.34$2.76$14.9$14.1$0.80
2016Detailed filing. Detailed filing data is available for this year.$2.14$0.19$1.95$9.08$7.92$1.16
2015Summary only. Only limited summary data is available for this year.$0.90$0.11$0.79$0.87$0.08$0.79