Civic Intelligence

Working Credit Nfp

990 • Fiscal year 2016 • EIN 47-2614811

Jan 01, 2016 to Dec 31, 2016

Organization Profilewww.workingcredit.org
Chicago, IL
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

92nd percentile

0.69x

Higher debt load relative to assets than 92% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

84th percentile

0.13x

Higher debt load relative to revenue than 84% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Net Margin

55th percentile

5.3%

Higher net margin than 55% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2016

Asset Growth

87th percentile

63%

Faster asset growth than 87% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

90th percentile

72%

Faster revenue growth than 90% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets92nd percentile

Assets

Up

$54,084

Up $20,902 (+63%) from 2015

Net Assets

$17,002

No earlier filing loaded for comparison.

Liabilities

Up

$37,082

Up $6,148 (+20%) from 2015

Revenue And Expenses
Liabilities / Revenue84th percentileNet Margin55th percentile

Revenue

Up

$276,052

Up $115,839 (+72%) from 2015

Expenses

Up

$261,298

Up $103,333 (+65%) from 2015

Net Income

Up

$14,754

Up $12,506 (+556%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth87th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2015: $33,182Liabilities 2015: $30,9342015Assets 2016: $54,084Liabilities 2016: $37,082Net Assets 2016: $17,0022016Assets 2017: $662,142Liabilities 2017: $65,018Net Assets 2017: $597,1242017Assets 2018: $989,713Liabilities 2018: $13,917Net Assets 2018: $975,7962018Assets 2019: $1,034,132Liabilities 2019: $23,514Net Assets 2019: $1,010,6182019Assets 2020: $971,219Liabilities 2020: $16,187Net Assets 2020: $955,0322020Assets 2021: $1,342,543Liabilities 2021: $128,900Net Assets 2021: $1,213,6432021Assets 2022: $623,957Liabilities 2022: $72,909Net Assets 2022: $551,0482022Assets 2023: $847,051Liabilities 2023: $121,260Net Assets 2023: $725,7912023Assets 2024: $3,198,962Liabilities 2024: $99,125Net Assets 2024: $3,099,8372024

Highlighted filing

2016

Assets$54,084
Liabilities$37,082
Net Assets$17,002
Open 2016 Filing

Operations Trend

Revenue Growth90th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2015: $160,213Expenses 2015: $157,965Net Income 2015: $2,2482015Revenue 2016: $276,052Expenses 2016: $261,298Net Income 2016: $14,7542016Revenue 2017: $998,291Expenses 2017: $418,169Net Income 2017: $580,1222017Revenue 2018: $895,424Expenses 2018: $516,752Net Income 2018: $378,6722018Revenue 2019: $774,464Expenses 2019: $739,642Net Income 2019: $34,8222019Revenue 2020: $822,320Expenses 2020: $877,906Net Income 2020: -$55,5862020Revenue 2021: $1,081,152Expenses 2021: $822,541Net Income 2021: $258,6112021Revenue 2022: $773,930Expenses 2022: $1,436,525Net Income 2022: -$662,5952022Revenue 2023: $2,073,323Expenses 2023: $1,898,580Net Income 2023: $174,7432023Revenue 2024: $4,359,994Expenses 2024: $1,985,948Net Income 2024: $2,374,0462024

Highlighted filing

2016

Revenue$276,052
Expenses$261,298
Net Income$14,754
Open 2016 Filing
Filing Detail Status

This 2016 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2024)
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Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Mission and Program Overview

Mission

The mission of WCNFP is to assist low-income individuals build positive personal credit histories through education, training, assistance, and other tools. WCNFP does not charge a fee to the individuals benefiting from WCNFP's programs. Funding for WCNFP programs provided to low-income individuals is primarily through grants, contributions, and contracts.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$54,084
Liabilities
$37,082
Net assets
$17,002
Revenue
$276,052
Expenses
$261,298
Net income
$14,754
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.20$0.10$3.10$4.36$1.99$2.37
2023Summary only. Only limited summary data is available for this year.$0.85$0.12$0.73$2.07$1.90$0.17
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.62$0.07$0.55$0.77$1.44$0.66
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.34$0.13$1.21$1.08$0.82$0.26
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.97$0.02$0.96$0.82$0.88$0.06
2019Summary only. Only limited summary data is available for this year.$1.03$0.02$1.01$0.77$0.74$0.03
2018Summary only. Only limited summary data is available for this year.$0.99$0.01$0.98$0.90$0.52$0.38
2017Summary only. Only limited summary data is available for this year.$0.66$0.07$0.60$1.00$0.42$0.58
2016Summary only. Only limited summary data is available for this year.$0.05$0.04$0.02$0.28$0.26$0.01
2015Summary only. Only limited summary data is available for this year.$0.03$0.03$0.16$0.16$0.00