Civic Intelligence

Equinox Ranch

990EZ • Fiscal year 2019 • EIN 47-2269920

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 13, 2020

Organization Profilewww.equinoxranch.org
PO Box 2586Cullowhee, NC 28723

(828) 356-8307

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

0.62x

Higher debt load relative to assets than 99% of similar nonprofits.

2019 filings • NTEE W30 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

93rd percentile

0.36x

Higher debt load relative to revenue than 93% of similar nonprofits.

2019 filings • NTEE W30 • <$500k nonprofits • Source year 2019

Net Margin

91st percentile

49%

Higher net margin than 91% of similar nonprofits.

2019 filings • NTEE W30 • <$500k nonprofits • Source year 2019

Top Officer Pay

90th percentile

$0

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • NTEE W30 • <$500k nonprofits • Source year 2019

Asset Growth

97th percentile

593%

Faster asset growth than 97% of similar nonprofits.

2019 filings • NTEE W30 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

99th percentile

567%

Faster revenue growth than 99% of similar nonprofits.

2019 filings • NTEE W30 • <$500k nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets99th percentile

Assets

$72,904

No earlier filing loaded for comparison.

Net Assets

$27,904

No earlier filing loaded for comparison.

Liabilities

$45,000

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue93rd percentileNet Margin91st percentile

Revenue

$126,417

No earlier filing loaded for comparison.

Expenses

$64,031

No earlier filing loaded for comparison.

Net Income

$62,386

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth97th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2019: $72,904Liabilities 2019: $45,000Net Assets 2019: $27,9042019Assets 2022: $165,073Liabilities 2022: $129,064Net Assets 2022: $36,0092022

Highlighted filing

2019

Assets$72,904
Liabilities$45,000
Net Assets$27,904
Open 2019 Filing

Operations Trend

Revenue Growth99th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2019: $126,417Expenses 2019: $64,031Net Income 2019: $62,3862019Revenue 2022: $21,584Expenses 2022: $30,907Net Income 2022: -$9,3232022

Highlighted filing

2019

Revenue$126,417
Expenses$64,031
Net Income$62,386
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 13, 2020
Return Version
2019v5.1
Gross Receipts
$126,417
Mission and Program Overview

Mission

The program focuses on building the skills that help veterans readjust to the civilian world and their work, relationships, and communities.

The program focuses on building the skills that help veterans readjust to the civilian world and their work, relationships and communities.

Program Services

DescriptionGrantsExpenses
PREPARING TO OPEN PROGRAM IN 2020-2021$0$126,417
Compensation and Service Providers
Top Officer Pay90th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MARGO CAPPERELLIPresidentFT$0--
CRAIG KNIGHTBoard MemberPT$0--
JEANNETTE SYDNORBoard MemberPT$0--
EDWARD WATSONBoard MemberPT$0--
BETH ROSENBLUMBoard MemberPT$0--
Filing and Contact Details

Filer

Filer Name
Equinox Ranch
EIN
47-2269920
Phone
8283568307
Address
PO BOX 2586, CULLOWHEE, NC 28723

Signing Officer

Name
Margo Capparelli
Title
President
Phone
8283568307
Signed
2020-11-13
Discuss with paid preparer
Yes

Preparer

Firm
Elaine Hall EA
Address
876 E Main St, Sylva, NC 28779
Preparer
Elaine Hall EA
Phone
8285865889
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“BUILDING SUPPLIES 13592.”

Form 990EZ, Part I, Line 16

“EQUIPMNET RENTAL 594.”

Form 990EZ, Part I, Line 16

“Fundraising expense 1192.”

Form 990EZ, Part I, Line 16

“INSURANCE 2168.”

Form 990EZ, Part I, Line 16

“MARKETING 965.”

Form 990EZ, Part I, Line 16

“OPERATING SUPPLIES 33.”

Form 990EZ, Part I, Line 16

“PERMITS 55.”

Form 990EZ, Part II, Line 24

“FURNITURE 2300. 2300.”

Form 990EZ, Part II, Line 24

“Facility construction materials 65242.”

Form 990EZ, Part II, Line 24

“Leashold improvements 650.”

Form 990EZ, Part II, Line 26

“Loan from director 45000. 45000.”

Raw XML Appendix204 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0MARGO CAPPARELLI
IRS990EZ/BooksInCareOfDetail/PhoneNum08283568307
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 2586
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CULLOWHEE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NC
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd028723
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt08218
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt04712
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0126417
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt062386
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt09431
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt010518
IRS990EZ/Form990TotalAssetsGrp/EOYAmt072904
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0126417
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LoansToFromOfficersAmt045000
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0true
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-34482
IRS990EZ/NetAssetsOrFundBalancesEOYAmt027904
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-34482
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt027904
IRS990EZ/OccupancyRentUtltsAndMaintAmt035825
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt060.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt35.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt45.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MARGO CAPPERELLI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1CRAIG KNIGHT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JEANNETTE SYDNOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3EDWARD WATSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4BETH ROSENBLUM
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt02300
IRS990EZ/OtherAssetsTotalDetail/EOYAmt068192
IRS990EZ/OtherExpensesTotalAmt018599
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0The program focuses on building the skills that help veterans readjust to the civilian world and their work, relationships and communities.
IRS990EZ/PrintingPublicationsPostageAmt0176
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PREPARING TO OPEN PROGRAM IN 2020-2021
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0126417
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt045000
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt045000
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt064031
IRS990EZ/TotalProgramServiceExpensesAmt0126417
IRS990EZ/TotalRevenueAmt0126417
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0https://www.equinoxranch.org/
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0126417
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt018947
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt066500
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0211864
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0211864
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0126417
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt018947
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt066500
IRS990ScheduleA/Total509Grp/TotalAmt0211864
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0211864
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt045000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0CONSTRUCTIOB
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt045000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0MARGO CAPPARELLI
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0PRESIDENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt0FOUNDER LOANED $45000 IN ORDER TO CONTINUE CONSTRUCTION. IT IS EXTENADBLE ANNUALLY FOR UP TO 7 YEARS AT THE LOWEST INTEREST RATE ALLOWABLE BY LAW - 1.49%
IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc0PART II
IRS990ScheduleL/TotalBalanceDueAmt045000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BUILDING SUPPLIES 13592.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EQUIPMNET RENTAL 594.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FUNDRAISING EXPENSE 1192.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3INSURANCE 2168.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4MARKETING 965.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5OPERATING SUPPLIES 33.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6PERMITS 55.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7FURNITURE 2300. 2300.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8FACILITY CONSTRUCTION MATERIALS 65242.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9LEASHOLD IMPROVEMENTS 650.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10LOAN FROM DIRECTOR 45000. 45000.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part II, Line 26
ReturnHeader/BuildTS02021-04-22 16:20:28Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MARGO CAPPARELLI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08283568307
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-11-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0EQUINOX RANCH
ReturnHeader/Filer/BusinessNameControlTxt0EQUI
ReturnHeader/Filer/EIN0472269920
ReturnHeader/Filer/PhoneNum08283568307
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 2586
ReturnHeader/Filer/USAddress/CityNm0CULLOWHEE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd028723
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId09CAE8F2D4BB53D9A7BDC380CB6C0C044A3F2B0D6
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId09CAE8F2D4BB53D9A7BDC380CB6C0C044A3F2B0D6
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0173.246.223.201
ReturnHeader/FilingSecurityInformation/IPDt02020-11-13
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0PS
ReturnHeader/FilingSecurityInformation/IPTm010:49:56
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Elaine Hall EA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0876 E Main St
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Sylva
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd028779
ReturnHeader/PreparerPersonGrp/PhoneNum08285865889
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Elaine Hall EA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02020-11-13T10:50:05-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$72,904
Liabilities
$45,000
Net assets
$27,904
Revenue
$126,417
Expenses
$64,031
Net income
$62,386
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$1.65$1.29$0.36$0.22$0.31$0.09
2019Detailed filing. Detailed filing data is available for this year.$0.73$0.45$0.28$1.26$0.64$0.62