Civic Intelligence

Reliable Benefit Management LLC

EIN 46-6733527 • 501(c)9 • London, KY

Profile

To provide supplemental unemployment benefits.

392 Southland Drive ELondon, KY 40744

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2022

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2022

Net Margin

32nd percentile

-130%

Higher net margin than 32% of similar nonprofits.

501(c)9 • <$500k nonprofits • Source year 2022

Top Officer Pay

75th percentile

$0

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)9 • <$500k nonprofits • Source year 2022

Asset Growth

46th percentile

-100%

Faster asset growth than 46% of similar nonprofits.

501(c)9 • <$500k nonprofits • Annualized from 2021 to 2022

Revenue Growth

24th percentile

-95%

Faster revenue growth than 24% of similar nonprofits.

501(c)9 • <$500k nonprofits • Annualized from 2021 to 2022

Assets

Down

$0

Down $1,687 (-100%) from 2021

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$0

Down $1,330 (-100%) from 2021

Revenue

Down

$1,117

Down $22,847 (-95%) from 2021

Expenses

Down

$2,570

Down $49,666 (-95%) from 2021

Net Income

Up

-$1,453

Up $26,819 (+95%) from 2021

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2012: $45,311Liabilities 2012: $02012Assets 2013: $72,596Liabilities 2013: $02013Assets 2014: $101,992Liabilities 2014: $02014Assets 2015: $69,220Liabilities 2015: $02015Assets 2016: $61,489Liabilities 2016: $02016Assets 2017: $59,618Liabilities 2017: $02017Assets 2018: $45,006Liabilities 2018: $02018Assets 2019: $66,452Liabilities 2019: $02019Assets 2020: $29,960Liabilities 2020: $358Net Assets 2020: $29,6022020Assets 2021: $1,687Liabilities 2021: $357Net Assets 2021: $1,3302021Assets 2022: $0Net Assets 2022: $02022

Highlighted filing

2022

Assets$0
Liabilities-
Net Assets$0

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2012: $52,035Expenses 2012: $6,723Net Income 2012: $45,3122012Revenue 2013: $67,846Expenses 2013: $40,561Net Income 2013: $27,2852013Revenue 2014: $83,713Expenses 2014: $54,676Net Income 2014: $29,0372014Revenue 2015: $34,252Expenses 2015: $67,024Net Income 2015: -$32,7722015Revenue 2016: $33,184Expenses 2016: $40,915Net Income 2016: -$7,7312016Revenue 2017: $35,088Expenses 2017: $37,256Net Income 2017: -$2,1682017Revenue 2018: $18,737Expenses 2018: $33,349Net Income 2018: -$14,6122018Revenue 2019: $67,218Expenses 2019: $47,190Net Income 2019: $20,0282019Revenue 2020: $41,488Expenses 2020: $45,602Net Income 2020: -$4,1142020Revenue 2021: $23,964Expenses 2021: $52,236Net Income 2021: -$28,2722021Revenue 2022: $1,117Expenses 2022: $2,570Net Income 2022: -$1,4532022

Highlighted filing

2022

Revenue$1,117
Expenses$2,570
Net Income-$1,453

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Feb 6, 2023
Return Version
2022v4.1
Gross Receipts
$1,117
Mission and Program Overview

Mission

To provide supplemental unemployment benefits.

Program Services

DescriptionGrantsExpenses
THE ORGANIZATON PROVIDES SUPPLEMENTAL UNEMPLOYMENT BENEFITS TO EMPLOYEES OF PARTICIPATING EMPLOYERS WHO HAVE WORKED ON PREVAILING WAGE CONTRACTS. PARTICIPATING EMPLOYERS CONTRIBUTE TO THE TRUST ESTABLISHED TO FUND THE BENEFITS PAID.--
THE ORGANIZATION PROVIDES ANCILLARY WELFARE BENEFITS TO THE EMPLOYEES OF PARTICIPATING EMPLOYERS WHO HAVE WORKED ON PREVAILING WAGE CONTRACTS. THESE BENEFITS ARE PAID FROM THE TRUST WHICH HAS BEEN ESTABLISHED AND FUNDED WITH PARTICIPATING EMPLOYER CONTRIBUTIONS.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
JAMES WESTERFIELDAdministrato-$0--
Filing and Contact Details

Filer

Filer Name
Reliable Benefit Management LLC
EIN
46-6733527
Phone
6063092170
Address
392 SOUTHLAND DRIVE E, LONDON, KY 40744

Signing Officer

Name
James Westerfield
Title
Administrator
Phone
6063092170
Signed
2023-02-06
Discuss with paid preparer
Yes

Preparer

Firm
Sturgeon Collins Cpas Pllc
Address
PO BOX 328, LONDON, KY 40743-0328
Preparer
Wayne D Sturgeon CPA
Phone
6068771055
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 20

Capital contribution 158 penalty -34

Form 990-ez, Part II, Line 26

Accounts payable and accrued expenses 358 0

Form 990-ez, Part III, Line 28

The organizaton provides supplemental unemployment benefits to employees of participating employers who have worked on prevailing wage contracts. Participating employers contribute to the trust established to fund the benefits paid.

Form 990-ez, Part III, Line 29

The organization provides ancillary welfare benefits to the employees of participating employers who have worked on prevailing wage contracts. These benefits are paid from the trust which has been established and funded with participating employer contributions.

Raw XML Appendix102 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0JAMES WESTERFIELD
IRS990EZ/BooksInCareOfDetail/PhoneNum06063092170
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0392 SOUTHLAND DRIVE E
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LONDON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0KY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd040744
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt01687
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt01042
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-1453
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02570
IRS990EZ/FinalReturnInd0X
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt01687
IRS990EZ/Form990TotalAssetsGrp/EOYAmt00
IRS990EZ/GrossReceiptsAmt01117
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt075
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt01329
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt01329
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JAMES WESTERFIELD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0ADMINISTRATO
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0true
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt0124
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE SUPPLEMENTAL UNEMPLOYMENT BENEFITS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE ORGANIZATON PROVIDES SUPPLEMENTAL UNEMPLOYMENT BENEFITS TO EMPLOYEES OF PARTICIPATING EMPLOYERS WHO HAVE WORKED ON PREVAILING WAGE CONTRACTS. PARTICIPATING EMPLOYERS CONTRIBUTE TO THE TRUST ESTABLISHED TO FUND THE BENEFITS PAID.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1THE ORGANIZATION PROVIDES ANCILLARY WELFARE BENEFITS TO THE EMPLOYEES OF PARTICIPATING EMPLOYERS WHO HAVE WORKED ON PREVAILING WAGE CONTRACTS. THESE BENEFITS ARE PAID FROM THE TRUST WHICH HAS BEEN ESTABLISHED AND FUNDED WITH PARTICIPATING EMPLOYER CONTRIBUTIONS.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0358
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt02570
IRS990EZ/TotalRevenueAmt01117
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleN/AssetsDistributedInd0false
IRS990ScheduleN/BondsOutstandingInd0false
IRS990ScheduleN/DirectorOfSuccessorInd0false
IRS990ScheduleN/EmployeeOfSuccessorInd0false
IRS990ScheduleN/LiabilitiesPaidInd0false
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0NO DISTRIBUTION - CASH
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc1COVERED EXPENSES
IRS990ScheduleN/OwnerOfSuccessorInd0false
IRS990ScheduleN/ReceiveCompensationInd0false
IRS990ScheduleN/RequiredToNotifyAGInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CAPITAL CONTRIBUTION 158 PENALTY -34
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACCOUNTS PAYABLE AND ACCRUED EXPENSES 358 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATON PROVIDES SUPPLEMENTAL UNEMPLOYMENT BENEFITS TO EMPLOYEES OF PARTICIPATING EMPLOYERS WHO HAVE WORKED ON PREVAILING WAGE CONTRACTS. PARTICIPATING EMPLOYERS CONTRIBUTE TO THE TRUST ESTABLISHED TO FUND THE BENEFITS PAID.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION PROVIDES ANCILLARY WELFARE BENEFITS TO THE EMPLOYEES OF PARTICIPATING EMPLOYERS WHO HAVE WORKED ON PREVAILING WAGE CONTRACTS. THESE BENEFITS ARE PAID FROM THE TRUST WHICH HAS BEEN ESTABLISHED AND FUNDED WITH PARTICIPATING EMPLOYER CONTRIBUTIONS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III, LINE 28
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III, LINE 29
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JAMES WESTERFIELD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0ADMINISTRATOR
ReturnHeader/BusinessOfficerGrp/PhoneNum06063092170
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-02-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RELIABLE BENEFIT MANAGEMENT LLC
ReturnHeader/Filer/BusinessNameControlTxt0RELI
ReturnHeader/Filer/EIN0466733527
ReturnHeader/Filer/PhoneNum06063092170
ReturnHeader/Filer/USAddress/AddressLine1Txt0392 SOUTHLAND DRIVE E
ReturnHeader/Filer/USAddress/CityNm0LONDON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0KY
ReturnHeader/Filer/USAddress/ZIPCd040744
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0852595233
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0STURGEON COLLINS CPAS PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 328
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LONDON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0407430328
ReturnHeader/PreparerPersonGrp/PhoneNum06068771055
ReturnHeader/PreparerPersonGrp/PreparationDt02023-02-07
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0WAYNE D STURGEON CPA
ReturnHeader/ReturnTs02023-03-10T15:55:43-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0JAMES
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0WESTERFIELD
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

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