Liabilities / Assets
71st percentile
Higher debt load relative to assets than 71% of similar nonprofits.
Reliable Benefits Management Supplemental Unemployment Benefit
990EZ • Fiscal year 2020 • EIN 46-6733527
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.01x
Liabilities / Revenue
70th percentile
Higher debt load relative to revenue than 70% of similar nonprofits.
Net Margin
34th percentile
Higher net margin than 34% of similar nonprofits.
Top Officer Pay
75th percentile
Higher top officer pay than 75% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
16th percentile
Faster asset growth than 16% of similar nonprofits.
Revenue Growth
28th percentile
Faster revenue growth than 28% of similar nonprofits.
Balance Sheet
Assets
Down$29,960
Down $36,492 (-55%) from 2019
Net Assets
$29,602
No earlier filing loaded for comparison.
Liabilities
Up$358
Up $358 from 2019
Revenue And Expenses
Revenue
Down$41,488
Down $25,730 (-38%) from 2019
Expenses
Down$45,602
Down $1,588 (-3.4%) from 2019
Net Income
Down-$4,114
Down $24,142 (-121%) from 2019
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2020 to Dec 31, 2020
- Signed
- Jul 13, 2022
- Return Version
- 2020v4.0
- Gross Receipts
- $41,488
Mission and Program Overview
Mission
To provide supplemental unemployment benefits.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| THE ORGANIZATON PROVIDES SUPPLEMENTAL UNEMPLOYMENT BENEFITS TO EMPLOYEES OF PARTICIPATING EMPLOYERS WHO HAVE WORKED ON PREVAILING WAGE CONTRACTS. PARTICIPATING EMPLOYERS CONTRIBUTE TO THE TRUST ESTABLISHED TO FUND THE BENEFITS PAID. | - | - |
| THE ORGANIZATION PROVIDES ANCILLARY WELFARE BENEFITS TO THE EMPLOYEES OF PARTICIPATING EMPLOYERS WHO HAVE WORKED ON PREVAILING WAGE CONTRACTS. THESE BENEFITS ARE PAID FROM THE TRUST WHICH HAS BEEN ESTABLISHED AND FUNDED WITH PARTICIPATING EMPLOYER CONTRIBUTIONS. | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| CAROLYN WESTERFIELD | Administrato | PT | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Reliable Benefit Management LLC
- EIN
- 46-6733527
- Phone
- 6063092170
- Address
- 392 SOUTHLAND DRIVE E, LONDON, KY 40744
Signing Officer
- Name
- Carolyn Westerfield
- Title
- Administrator
- Phone
- 6063092170
- Signed
- 2022-07-13
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Sturgeon Collins Cpas Pllc
- Address
- PO BOX 328, LONDON, KY 40743-0328
- Preparer
- Wayne D Sturgeon CPA
- Phone
- 6068771055
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 20
“Error in taxpayer ending balance from 2019 -32,736”
Form 990-ez, Part II, Line 26
“Accounts payable and accrued expenses 0 358”
Form 990-ez, Part III, Line 28
“The organizaton provides supplemental unemployment benefits to employees of participating employers who have worked on prevailing wage contracts. Participating employers contribute to the trust established to fund the benefits paid.”
Form 990-ez, Part III, Line 29
“The organization provides ancillary welfare benefits to the employees of participating employers who have worked on prevailing wage contracts. These benefits are paid from the trust which has been established and funded with participating employer contributions.”
Raw XML Appendix94 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 0 | CAROLYN WESTERFIELD |
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BenefitsPaidToOrForMembersAmt | 0 | 44465 |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | CAROLYN WESTERFIELD |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 6063092170 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 392 SOUTHLAND DRIVE E |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | LONDON |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | KY |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 40744 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 66452 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 29960 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -4114 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 1137 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 66452 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 29960 |
| IRS990EZ/GrossReceiptsAmt | 0 | 41488 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 175 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 66452 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 29602 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 66452 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 29602 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 10.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | CAROLYN WESTERFIELD |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | ADMINISTRATO |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | -32736 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO PROVIDE SUPPLEMENTAL UNEMPLOYMENT BENEFITS. |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 41313 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | THE ORGANIZATON PROVIDES SUPPLEMENTAL UNEMPLOYMENT BENEFITS TO EMPLOYEES OF PARTICIPATING EMPLOYERS WHO HAVE WORKED ON PREVAILING WAGE CONTRACTS. PARTICIPATING EMPLOYERS CONTRIBUTE TO THE TRUST ESTABLISHED TO FUND THE BENEFITS PAID. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | THE ORGANIZATION PROVIDES ANCILLARY WELFARE BENEFITS TO THE EMPLOYEES OF PARTICIPATING EMPLOYERS WHO HAVE WORKED ON PREVAILING WAGE CONTRACTS. THESE BENEFITS ARE PAID FROM THE TRUST WHICH HAS BEEN ESTABLISHED AND FUNDED WITH PARTICIPATING EMPLOYER CONTRIBUTIONS. |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 358 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 45602 |
| IRS990EZ/TotalRevenueAmt | 0 | 41488 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationTrustInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | ERROR IN TAXPAYER ENDING BALANCE FROM 2019 -32,736 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ACCOUNTS PAYABLE AND ACCRUED EXPENSES 0 358 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE ORGANIZATON PROVIDES SUPPLEMENTAL UNEMPLOYMENT BENEFITS TO EMPLOYEES OF PARTICIPATING EMPLOYERS WHO HAVE WORKED ON PREVAILING WAGE CONTRACTS. PARTICIPATING EMPLOYERS CONTRIBUTE TO THE TRUST ESTABLISHED TO FUND THE BENEFITS PAID. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE ORGANIZATION PROVIDES ANCILLARY WELFARE BENEFITS TO THE EMPLOYEES OF PARTICIPATING EMPLOYERS WHO HAVE WORKED ON PREVAILING WAGE CONTRACTS. THESE BENEFITS ARE PAID FROM THE TRUST WHICH HAS BEEN ESTABLISHED AND FUNDED WITH PARTICIPATING EMPLOYER CONTRIBUTIONS. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 20 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART III, LINE 28 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART III, LINE 29 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CAROLYN WESTERFIELD |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | ADMINISTRATOR |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6063092170 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2022-07-13 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | RELIABLE BENEFIT MANAGEMENT LLC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | RELI |
| ReturnHeader/Filer/EIN | 0 | 466733527 |
| ReturnHeader/Filer/PhoneNum | 0 | 6063092170 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 392 SOUTHLAND DRIVE E |
| ReturnHeader/Filer/USAddress/CityNm | 0 | LONDON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | KY |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 40744 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 852595233 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | STURGEON COLLINS CPAS PLLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 328 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | LONDON |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 407430328 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6068771055 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2022-08-15 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | WAYNE D STURGEON CPA |
| ReturnHeader/ReturnTs | 0 | 2022-08-15T14:15:11-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | CAROLYN |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | WESTERFIELD |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $29,960
- Liabilities
- $358
- Net assets
- $29,602
- Revenue
- $41,488
- Expenses
- $45,602
- Net income
- -$4,114