Civic Intelligence

Ezra L Baker Revolving Educational Loan Fund

990EZ • Fiscal year 2017 • EIN 46-6018786

Jan 01, 2017 to Dec 31, 2017 • Filed on Apr 18, 2018

Organization ProfileN/A
PO Box 430Aberdeen, SD 57402-0430

(605) 225-8783

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

57th percentile

0.00x

Higher debt load relative to assets than 57% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Liabilities / Revenue

65th percentile

0.01x

Higher debt load relative to revenue than 65% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Net Margin

96th percentile

77%

Higher net margin than 96% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Top Officer Pay

76th percentile

$0

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Asset Growth

55th percentile

5.2%

Faster asset growth than 55% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

92nd percentile

90%

Faster revenue growth than 92% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets57th percentile

Assets

Up

$287,837

Up $14,217 (+5.2%) from 2016

Net Assets

Up

$287,626

Up $14,217 (+5.2%) from 2016

Liabilities

Flat

$211

Flat from 2016

Revenue And Expenses
Liabilities / Revenue65th percentileNet Margin96th percentile

Revenue

Up

$18,440

Up $8,746 (+90%) from 2016

Expenses

Up

$4,223

Up $1,423 (+51%) from 2016

Net Income

Up

$14,217

Up $7,323 (+106%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth55th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2010: $263,220Liabilities 2010: $0Net Assets 2010: $263,2202010Assets 2011: $236,584Liabilities 2011: $0Net Assets 2011: $236,5842011Assets 2012: $234,444Liabilities 2012: $0Net Assets 2012: $234,4442012Assets 2013: $241,805Liabilities 2013: $211Net Assets 2013: $241,5942013Assets 2014: $251,884Liabilities 2014: $211Net Assets 2014: $251,6732014Assets 2015: $266,726Liabilities 2015: $211Net Assets 2015: $266,5152015Assets 2016: $273,620Liabilities 2016: $211Net Assets 2016: $273,4092016Assets 2017: $287,837Liabilities 2017: $211Net Assets 2017: $287,6262017Assets 2018: $303,247Liabilities 2018: $211Net Assets 2018: $303,0362018Assets 2019: $305,336Liabilities 2019: $211Net Assets 2019: $305,1252019Assets 2020: $318,944Liabilities 2020: $211Net Assets 2020: $318,7332020Assets 2021: $344,774Liabilities 2021: $211Net Assets 2021: $344,5632021Assets 2022: $345,760Liabilities 2022: $211Net Assets 2022: $345,5492022Assets 2023: $340,134Liabilities 2023: $211Net Assets 2023: $339,9232023Assets 2024: $357,242Liabilities 2024: $211Net Assets 2024: $357,0312024

Highlighted filing

2017

Assets$287,837
Liabilities$211
Net Assets$287,626
Open 2017 Filing

Operations Trend

Revenue Growth92nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40K$20K$0-$20K-$40KRevenue 2010: $4,519Expenses 2010: $1,661Net Income 2010: $2,8582010Revenue 2011: -$30,624Expenses 2011: $2,147Net Income 2011: -$32,7712011Revenue 2012: $6,175Expenses 2012: $8,315Net Income 2012: -$2,1402012Revenue 2013: $9,677Expenses 2013: $2,527Net Income 2013: $7,1502013Revenue 2014: $12,761Expenses 2014: $2,682Net Income 2014: $10,0792014Revenue 2015: $17,656Expenses 2015: $2,814Net Income 2015: $14,8422015Revenue 2016: $9,694Expenses 2016: $2,800Net Income 2016: $6,8942016Revenue 2017: $18,440Expenses 2017: $4,223Net Income 2017: $14,2172017Revenue 2018: $19,879Expenses 2018: $4,469Net Income 2018: $15,4102018Revenue 2019: $6,979Expenses 2019: $4,890Net Income 2019: $2,0892019Revenue 2020: $18,783Expenses 2020: $5,175Net Income 2020: $13,6082020Revenue 2021: $25,873Expenses 2021: $5,515Net Income 2021: $20,3582021Revenue 2022: $20,735Expenses 2022: $5,755Net Income 2022: $14,9802022Revenue 2023: -$7,219Expenses 2023: $5,774Net Income 2023: -$12,9932023Revenue 2024: $24,248Expenses 2024: $7,532Net Income 2024: $16,7162024

Highlighted filing

2017

Revenue$18,440
Expenses$4,223
Net Income$14,217
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Apr 18, 2018
Return Version
2017v2.2
Gross Receipts
$71,468
Mission and Program Overview

Mission

To provide student loans at low or modest rates of interest for selected college or university students who attend First Baptist Church of Aberdeen.

Program Services

DescriptionGrantsExpenses
To administer student loans to deserving attendants of the First Baptist Church of Aberdeen for college or university training. The organization issued $10,500 in new loans in 2016$0$0
Compensation and Service Providers
Top Officer Pay76th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mark EngelhartTrustee-$0--
William O EdwardsTrustee-$0--
Pastor Harold SalemTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Ezra L Baker Educational Loan Fund
EIN
46-6018786
Phone
6052258783
Address
PO Box 430, Aberdeen, SD 57402-0430

Signing Officer

Name
Mark Engelhart
Title
Trustee
Phone
6052258783
Signed
2018-04-18
Discuss with paid preparer
Yes

Preparer

Firm
Eide Bailly Llp
Address
24 2ND AVE SW, ABERDEEN, SD 57401-4115
Preparer
Melissa White CPA
Phone
6052258783
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 4 - Other Investment Income

“Description: Dividend Income. Amount: 5,539. Description: Capital Gain Distribution. Amount: 5,610. Description: Nondividend Distributions. Amount: 82. Total Included on Form 990-EZ, line 4: 11,231.”

Form 990-EZ, Part I, Line 16 - Other Expenses

“Description: Foreign Tax. Amount: 88.”

Form 990-EZ, Part II, Line 24 - Other Assets

“Description: Student Loans Receivable. Beg. of Year Amount: 51,917. End of Year Amount: 52,876.”

Form 990-EZ, Part II, Line 26 - Other Liabilities

“Description: Loan Overpayment Payable. Beg. of Year Amount: 211. End of Year Amount: 211.”

Raw XML Appendix162 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description: Dividend Income. Amount: 5,539. Description: Capital Gain Distribution. Amount: 5,610. Description: Nondividend Distributions. Amount: 82. Total Included on Form 990-EZ, line 4: 11,231.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description: Foreign Tax. Amount: 88.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Description: Student Loans Receivable. Beg. of Year Amount: 51,917. End of Year Amount: 52,876.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Description: Loan Overpayment Payable. Beg. of Year Amount: 211. End of Year Amount: 211.
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TransferPrsnlBnftContractsDecl/DeclarationDesc0The organization did not, during the year, receive any funds, directly,or indirectly, to pay premiums on a personal benefit contract.The organization, did not, during the year, pay any premiums, directly,or indirectly, on a personal benefit contract.
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0Mark Engelhart
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Trustee
ReturnHeader/BusinessOfficerGrp/PhoneNum06052258783
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-04-18
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ReturnHeader/Filer/EIN0466018786
ReturnHeader/Filer/PhoneNum06052258783
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ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm011:52:17
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0450250958
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ABERDEEN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0SD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0574014115
ReturnHeader/PreparerPersonGrp/PhoneNum06052258783
ReturnHeader/PreparerPersonGrp/PreparationDt02018-04-18
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Melissa White CPA
ReturnHeader/ReturnTs02018-04-20T12:05:07-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$287,837
Liabilities
$211
Net assets
$287,626
Revenue
$18,440
Expenses
$4,223
Net income
$14,217
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.57$0.00$3.57$0.24$0.08$0.17
2023Detailed filing. Detailed filing data is available for this year.$3.40$0.00$3.40$0.07$0.06$0.13
2022Detailed filing. Detailed filing data is available for this year.$3.46$0.00$3.46$0.21$0.06$0.15
2021Detailed filing. Detailed filing data is available for this year.$3.45$0.00$3.45$0.26$0.06$0.20
2020Detailed filing. Detailed filing data is available for this year.$3.19$0.00$3.19$0.19$0.05$0.14
2019Detailed filing. Detailed filing data is available for this year.$3.05$0.00$3.05$0.07$0.05$0.02
2018Detailed filing. Detailed filing data is available for this year.$3.03$0.00$3.03$0.20$0.04$0.15
2017Detailed filing. Detailed filing data is available for this year.$2.88$0.00$2.88$0.18$0.04$0.14
2016Detailed filing. Detailed filing data is available for this year.$2.74$0.00$2.73$0.10$0.03$0.07
2015Detailed filing. Detailed filing data is available for this year.$2.67$0.00$2.67$0.18$0.03$0.15
2014Detailed filing. Detailed filing data is available for this year.$2.52$0.00$2.52$0.13$0.03$0.10
2013Detailed filing. Detailed filing data is available for this year.$2.42$0.00$2.42$0.10$0.03$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.34$0.00$2.34$0.06$0.08$0.02
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.37$0.00$2.37$0.31$0.02$0.33
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.63$0.00$2.63$0.05$0.02$0.03