Civic Intelligence

Ezra L Baker Revolving Educational Loan Fund

990EZ • Fiscal year 2013 • EIN 46-6018786

Jan 01, 2013 to Dec 31, 2013 • Filed on Mar 26, 2014

Organization ProfileN/A
PO Box 43057402-0430

(605) 225-8783

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.00x

Higher debt load relative to assets than 56% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Liabilities / Revenue

69th percentile

0.02x

Higher debt load relative to revenue than 69% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Net Margin

96th percentile

74%

Higher net margin than 96% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Top Officer Pay

73rd percentile

$0

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Asset Growth

53rd percentile

3.1%

Faster asset growth than 53% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

87th percentile

57%

Faster revenue growth than 87% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Annualized from 2012 to 2013

Balance Sheet
Liabilities / Assets56th percentile

Assets

Up

$241,805

Up $7,361 (+3.1%) from 2012

Net Assets

Up

$241,594

Up $7,150 (+3.0%) from 2012

Liabilities

Up

$211

Up $211 from 2012

Revenue And Expenses
Liabilities / Revenue69th percentileNet Margin96th percentile

Revenue

Up

$9,677

Up $3,502 (+57%) from 2012

Expenses

Down

$2,527

Down $5,788 (-70%) from 2012

Net Income

Up

$7,150

Up $9,290 (+434%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth53rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2010: $263,220Liabilities 2010: $0Net Assets 2010: $263,2202010Assets 2011: $236,584Liabilities 2011: $0Net Assets 2011: $236,5842011Assets 2012: $234,444Liabilities 2012: $0Net Assets 2012: $234,4442012Assets 2013: $241,805Liabilities 2013: $211Net Assets 2013: $241,5942013Assets 2014: $251,884Liabilities 2014: $211Net Assets 2014: $251,6732014Assets 2015: $266,726Liabilities 2015: $211Net Assets 2015: $266,5152015Assets 2016: $273,620Liabilities 2016: $211Net Assets 2016: $273,4092016Assets 2017: $287,837Liabilities 2017: $211Net Assets 2017: $287,6262017Assets 2018: $303,247Liabilities 2018: $211Net Assets 2018: $303,0362018Assets 2019: $305,336Liabilities 2019: $211Net Assets 2019: $305,1252019Assets 2020: $318,944Liabilities 2020: $211Net Assets 2020: $318,7332020Assets 2021: $344,774Liabilities 2021: $211Net Assets 2021: $344,5632021Assets 2022: $345,760Liabilities 2022: $211Net Assets 2022: $345,5492022Assets 2023: $340,134Liabilities 2023: $211Net Assets 2023: $339,9232023Assets 2024: $357,242Liabilities 2024: $211Net Assets 2024: $357,0312024

Highlighted filing

2013

Assets$241,805
Liabilities$211
Net Assets$241,594
Open 2013 Filing

Operations Trend

Revenue Growth87th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40K$20K$0-$20K-$40KRevenue 2010: $4,519Expenses 2010: $1,661Net Income 2010: $2,8582010Revenue 2011: -$30,624Expenses 2011: $2,147Net Income 2011: -$32,7712011Revenue 2012: $6,175Expenses 2012: $8,315Net Income 2012: -$2,1402012Revenue 2013: $9,677Expenses 2013: $2,527Net Income 2013: $7,1502013Revenue 2014: $12,761Expenses 2014: $2,682Net Income 2014: $10,0792014Revenue 2015: $17,656Expenses 2015: $2,814Net Income 2015: $14,8422015Revenue 2016: $9,694Expenses 2016: $2,800Net Income 2016: $6,8942016Revenue 2017: $18,440Expenses 2017: $4,223Net Income 2017: $14,2172017Revenue 2018: $19,879Expenses 2018: $4,469Net Income 2018: $15,4102018Revenue 2019: $6,979Expenses 2019: $4,890Net Income 2019: $2,0892019Revenue 2020: $18,783Expenses 2020: $5,175Net Income 2020: $13,6082020Revenue 2021: $25,873Expenses 2021: $5,515Net Income 2021: $20,3582021Revenue 2022: $20,735Expenses 2022: $5,755Net Income 2022: $14,9802022Revenue 2023: -$7,219Expenses 2023: $5,774Net Income 2023: -$12,9932023Revenue 2024: $24,248Expenses 2024: $7,532Net Income 2024: $16,7162024

Highlighted filing

2013

Revenue$9,677
Expenses$2,527
Net Income$7,150
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Mar 26, 2014
Return Version
2013v3.0
Gross Receipts
$38,238
Mission and Program Overview

Mission

To provide student loans at low or modest rates of interest for selected college or university students who attend First Baptist Church of Aberdeen.

Program Services

DescriptionGrantsExpenses
To administer student loans to deserving attendants of the First Baptist Church of Aberdeen for college or university training.$0$0
Compensation and Service Providers
Top Officer Pay73rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mark EngelhartTrustee-$0--
William O EdwardsTrustee-$0--
Dr Harold E SalemTrustee-$0--
Filing and Contact Details

Filer

EIN
46-6018786
Phone
6052258783

Signing Officer

Name
Mark Engelhart
Title
Trustee
Phone
6052258783
Signed
2014-03-26
Discuss with paid preparer
Yes

Preparer

Preparer
Melissa White CPA
Phone
6052258783
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 4 - Other Investment Income

“Description: Dividend Income. Amount: 5,161. Description: Capital Gain Distribution. Amount: 2,735. Description: Money Market Interest. Amount: 70. Total Included on Form 990-EZ, line 4: 7,966.”

Form 990-EZ, Part II, Line 24 - Other Assets

“Description: Student Loans Receivable. Beg. of Year Amount: 28,850. End of Year Amount: 23,909.”

Form 990-EZ, Part II, Line 26 - Other Liabilities

“Description: Loan Overpayment Payable. Beg. of Year Amount: 0. End of Year Amount: 211.”

Raw XML Appendix138 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
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IRS990EZ/BooksInCareOfDetail/PhoneNum06052258783
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine10PO Box 430
IRS990EZ/BooksInCareOfDetail/USAddress/City0Aberdeen
IRS990EZ/BooksInCareOfDetail/USAddress/State0SD
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode0574020430
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0205594
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IRS990EZ/ForeignOfficeInd00
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IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Mark Engelhart
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1William O Edwards
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Dr Harold E Salem
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Trustee
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt028850
IRS990EZ/OtherAssetsTotalDetail/EOYAmt023909
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0To provide student loans at low or modest rates of interest for selected college or university students who attend First Baptist Church of Aberdeen.
IRS990EZ/ProgramServiceRevenueAmt0681
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0To administer student loans to deserving attendants of the First Baptist Church of Aberdeen for college or university training.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SaleOfAssetsGrossAmt029591
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0211
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt02527
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt09677
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/CertificationInd0X
IRS990ScheduleA/Contribution35ControlledInd00
IRS990ScheduleA/ContributionControllerInd00
IRS990ScheduleA/ContributionFamilyInd00
IRS990ScheduleA/SupportedOrganizationsTotalCnt01
IRS990ScheduleA/SupportedOrgInformationGrp/EIN0460259752
IRS990ScheduleA/SupportedOrgInformationGrp/GoverningDocumentListedInd01
IRS990ScheduleA/SupportedOrgInformationGrp/OrganizationTypeDesc01
IRS990ScheduleA/SupportedOrgInformationGrp/SupportAmt00
IRS990ScheduleA/SupportedOrgInformationGrp/SupportedOrganizationName/BusinessNameLine10First Baptist Church
IRS990ScheduleA/SupportedOrgInformationGrp/SupportedOrgNotifiedInd01
IRS990ScheduleA/SupportedOrgInformationGrp/USOrganizedInd01
IRS990ScheduleA/SupportingOrganization509a3Ind0X
IRS990ScheduleA/SupportingOrgType3NonFuncInd0X
IRS990ScheduleA/SupportSumAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description: Dividend Income. Amount: 5,161. Description: Capital Gain Distribution. Amount: 2,735. Description: Money Market Interest. Amount: 70. Total Included on Form 990-EZ, line 4: 7,966.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description: Student Loans Receivable. Beg. of Year Amount: 28,850. End of Year Amount: 23,909.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Description: Loan Overpayment Payable. Beg. of Year Amount: 0. End of Year Amount: 211.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 4 - Other Investment Income
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part II, Line 24 - Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part II, Line 26 - Other Liabilities
TransferPrsnlBnftContractsDecl/DeclarationDesc0The organization did not, during the year, receive any funds, directly,or indirectly, to pay premiums on a personal benefit contract.The organization, did not, during the year, pay any premiums, directly,or indirectly, on a personal benefit contract.
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0Mark Engelhart
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Trustee
ReturnHeader/BusinessOfficerGrp/PhoneNum06052258783
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-03-26
ReturnHeader/Filer/BusinessName/BusinessNameLine10Ezra L Baker Educational Loan Fund
ReturnHeader/Filer/BusinessNameControlTxt0EZRA
ReturnHeader/Filer/EIN0466018786
ReturnHeader/Filer/PhoneNum06052258783
ReturnHeader/Filer/USAddress/AddressLine10PO Box 430
ReturnHeader/Filer/USAddress/City0Aberdeen
ReturnHeader/Filer/USAddress/State0SD
ReturnHeader/Filer/USAddress/ZIPCode0574020430
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0450250958
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10EIDE BAILLY LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1024 2ND AVE SW PO BOX 430
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0ABERDEEN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0SD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0574020430
ReturnHeader/PreparerPersonGrp/PhoneNum06052258783
ReturnHeader/PreparerPersonGrp/PreparationDt02014-03-25
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Melissa White CPA
ReturnHeader/ReturnTs02014-04-01T09:04:07-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$241,805
Liabilities
$211
Net assets
$241,594
Revenue
$9,677
Expenses
$2,527
Net income
$7,150
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.57$0.00$3.57$0.24$0.08$0.17
2023Detailed filing. Detailed filing data is available for this year.$3.40$0.00$3.40$0.07$0.06$0.13
2022Detailed filing. Detailed filing data is available for this year.$3.46$0.00$3.46$0.21$0.06$0.15
2021Detailed filing. Detailed filing data is available for this year.$3.45$0.00$3.45$0.26$0.06$0.20
2020Detailed filing. Detailed filing data is available for this year.$3.19$0.00$3.19$0.19$0.05$0.14
2019Detailed filing. Detailed filing data is available for this year.$3.05$0.00$3.05$0.07$0.05$0.02
2018Detailed filing. Detailed filing data is available for this year.$3.03$0.00$3.03$0.20$0.04$0.15
2017Detailed filing. Detailed filing data is available for this year.$2.88$0.00$2.88$0.18$0.04$0.14
2016Detailed filing. Detailed filing data is available for this year.$2.74$0.00$2.73$0.10$0.03$0.07
2015Detailed filing. Detailed filing data is available for this year.$2.67$0.00$2.67$0.18$0.03$0.15
2014Detailed filing. Detailed filing data is available for this year.$2.52$0.00$2.52$0.13$0.03$0.10
2013Detailed filing. Detailed filing data is available for this year.$2.42$0.00$2.42$0.10$0.03$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.34$0.00$2.34$0.06$0.08$0.02
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.37$0.00$2.37$0.31$0.02$0.33
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.63$0.00$2.63$0.05$0.02$0.03