Civic Intelligence

Checkers Charitable Foundation

990 • Fiscal year 2025 • EIN 46-5732578

Jul 01, 2024 to May 21, 2025 • Filed on Oct 15, 2025

2700 East Independence BlvdCharlotte, NC 28205

(704) 588-9463

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2025

Liabilities / Revenue

78th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2025 filings • NTEE T • <$500k nonprofits • Source year 2025

Net Margin

57th percentile

17%

Higher net margin than 57% of similar nonprofits.

2025 filings • NTEE T12 • <$500k nonprofits • Source year 2025

Top Officer Pay

98th percentile

$0

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2025 filings • NTEE T12 • <$500k nonprofits • Source year 2025

Asset Growth

3rd percentile

-100%

Faster asset growth than 3% of similar nonprofits.

2025 filings • NTEE T • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

81st percentile

74%

Faster revenue growth than 81% of similar nonprofits.

2025 filings • NTEE T • <$500k nonprofits • Annualized from 2024 to 2025

Assets

$0

No earlier filing loaded for comparison.

Net Assets

$0

No earlier filing loaded for comparison.

Liabilities

$0

No earlier filing loaded for comparison.

Revenue

$156,851

No earlier filing loaded for comparison.

Expenses

$130,084

No earlier filing loaded for comparison.

Net Income

$26,767

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2015: $25,297Liabilities 2015: $02015Assets 2016: $7,191Liabilities 2016: $0Net Assets 2016: $7,1912016Assets 2017: $16,757Liabilities 2017: $1,368Net Assets 2017: $15,3892017Assets 2018: $21,383Liabilities 2018: $1,368Net Assets 2018: $20,0152018Assets 2019: $52,471Liabilities 2019: $0Net Assets 2019: $52,4712019Assets 2020: $66,753Liabilities 2020: $0Net Assets 2020: $66,7532020Assets 2021: $66,357Liabilities 2021: $0Net Assets 2021: $66,3572021Assets 2022: $133,007Liabilities 2022: $0Net Assets 2022: $133,0072022Assets 2023: $152,259Liabilities 2023: $0Net Assets 2023: $152,2592023Assets 2025: $0Liabilities 2025: $0Net Assets 2025: $02025

Highlighted filing

2025

Assets$0
Liabilities$0
Net Assets$0

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2015: $156,843Expenses 2015: $131,546Net Income 2015: $25,2972015Revenue 2016: $91,349Expenses 2016: $109,455Net Income 2016: -$18,1062016Revenue 2017: $136,932Expenses 2017: $128,734Net Income 2017: $8,1982017Revenue 2018: $148,286Expenses 2018: $143,660Net Income 2018: $4,6262018Revenue 2019: $201,824Expenses 2019: $169,368Net Income 2019: $32,4562019Revenue 2020: $139,805Expenses 2020: $125,523Net Income 2020: $14,2822020Revenue 2021: $24,239Expenses 2021: $24,635Net Income 2021: -$3962021Revenue 2022: $149,632Expenses 2022: $82,982Net Income 2022: $66,6502022Revenue 2023: $194,871Expenses 2023: $175,619Net Income 2023: $19,2522023Revenue 2025: $156,851Expenses 2025: $130,084Net Income 2025: $26,7672025

Highlighted filing

2025

Revenue$156,851
Expenses$130,084
Net Income$26,767
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to May 21, 2025
Signed
Oct 15, 2025
Return Version
2024v5.2
Gross Receipts
$276,463
Mission and Program Overview

Mission

The checkers charitable foundation exists to assist in the funding of non-profits in the carolinas that focus on promoting the health, character, education and success of children and adolescents.

The Checkers Charitable Foundation exists to assist in the funding of non-profits in the Carolinas that focus on promoting the health, character, education and success of children.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$52,552$0▼ $52,552
Savings and Temporary Cash Investments$0$0→ $0
Accounts Receivable$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Land, Buildings, and Equipment, Net$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$52,552$0▼ $52,552
Other Assets Total$0$0→ $0
Liabilities
Accounts Payable and Accrued Expenses$0$0→ $0
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Other Liabilities$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$52,552$0▼ $52,552
Net Assets With Donor Restrictions$0$0→ $0
Total Net Assets Fund Balance$52,552$0▼ $52,552
Total Liabilities and Net Assets / Fund Balance$52,552$0▼ $52,552
Compensation and Service Providers

Board Members and Trustees

NameTitle
Jamie BlackDirector
Michael KahnDirector
Tera BlackChief Operating Officer
Revenue and Support

Revenue Composition

Contributions and Grants
$213,488
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$-56,637
All Other Contributions
$20,917
Change in Net Assets
$26,767
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$112,234
Other Expenses$17,850
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$112,234--$112,234
Office Expenses$9,700--$9,700
Fees for Services Accounting-$7,955-$7,955
Other Expenses$195--$195
Total Functional Expenses$122,129$7,955$0$130,084
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Leukemia Lymphoma SocietyWashington, DC501(c)(3)Fundraising With the Checkers.$20,000
The Independence FundCharlotte, NC501(c)(3)Fundraising with the Checkers.$10,000
Novant HealthCharlotte, NC501(c)(3)Fundraising With the Checkers.$8,750
American Red CrossWashington, DC501(c)(3)Fundraising With the Checkers.$7,000
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$119,612
Fundraising Gross Income$62,975
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Jersey Auctions$188,999$53,500$4,325$49,175
Golf Tournament$36,775$9,475$43,471$-33,996
Total Events$255,546$62,975$119,612$-56,637
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI, Line 11B

A complete copy of the form 990 is distributed to the board prior to filing.

Part VI, Line 19

AVAILABLE UPON REQUEST.

Part VI, Line 9

$79,319 of liquidated foundation assets were distributed following the execution of the approved plan of dissolution. See schedule n for additional detail and disclosure.

Filing and Contact Details

Filer

Filer Name
Checkers Charitable Foundation
EIN
46-5732578
In Care Of
% TERA BLACK
Phone
7045889463
Address
2700 EAST INDEPENDENCE BLVD, CHARLOTTE, NC 28205

Signing Officer

Name
Tera Black
Title
Officer
Phone
7045889463
Signed
2025-10-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Tera Black
Formed
2013
Legal Domicile
Nc
Voting Board Members
3
Independent Board Members
1
Employees
0
Volunteers
3

Preparer

Firm
Smith & Howard Advisory LLC
Address
271 17TH STREET NW SUITE 2100, ATLANTA, GA 30363
Preparer
Melissa L Horne
Phone
4048746244
Supplemental Narrative

Additional Explanations

Part III, Line 3

The board of directors has authorized the dissolution of checkers charitable foundation to be executed in accordance with its articles of incorporation, bylaws, and applicable federal and state laws. As of may 21, 2025, the foundation has dissoved and ceased all program activities. All wind down operations are complete as of the filing of this final return for the fiscal year 2024-2025

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IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus1YearAmt054500
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus2YearsAmt062750
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus3YearsAmt047914
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt0228139
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99457
IRS990ScheduleA/PublicSupportPY509Pct00.99382
IRS990ScheduleA/PublicSupportTotal509Amt0914918
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt05000
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt05000
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0276463
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0194685
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0245209
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0179322
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt024239
IRS990ScheduleA/Total509Grp/TotalAmt0919918
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0276463
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0194685
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0245209
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0179322
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt024239
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0919918
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt0192571
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt0135499
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent2Amt027300
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriOtherEventsAmt029772
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt0119612
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Jersey Auctions
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0Golf Tournament
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt0188999
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt036775
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt029772
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt0255546
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt053500
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt09475
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt062975
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt0-56637
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent1Amt071816
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesTotalEventsAmt071816
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt047796
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt04325
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt043471
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt02
IRS990ScheduleI/GrantRecordsMaintainedInd0false
IRS990ScheduleI/RecipientTable/CashGrantAmt010000
IRS990ScheduleI/RecipientTable/CashGrantAmt18750
IRS990ScheduleI/RecipientTable/CashGrantAmt220000
IRS990ScheduleI/RecipientTable/CashGrantAmt37000
IRS990ScheduleI/RecipientTable/IRCSectionDesc0501(c)(3)
IRS990ScheduleI/RecipientTable/IRCSectionDesc1501(c)(3)
IRS990ScheduleI/RecipientTable/IRCSectionDesc2501(c)(3)
IRS990ScheduleI/RecipientTable/IRCSectionDesc3501(c)(3)
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt0Fundraising with the Checkers.
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt1FUNDRAISING WITH THE CHECKERS.
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt2FUNDRAISING WITH THE CHECKERS.
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt3FUNDRAISING WITH THE CHECKERS.
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt0THE INDEPENDENCE FUND
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt1NOVANT HEALTH
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt2Leukemia Lymphoma Society
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt3American Red Cross
IRS990ScheduleI/RecipientTable/RecipientEIN0260322088
IRS990ScheduleI/RecipientTable/RecipientEIN1581413074
IRS990ScheduleI/RecipientTable/RecipientEIN2133709252
IRS990ScheduleI/RecipientTable/RecipientEIN3530196605
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt0412 LOUISE AVENUE
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt1200 HAWTHORNE LANE
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt21201 15th St NW Ste 410
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt3431 18th St NW
IRS990ScheduleI/RecipientTable/USAddress/CityNm0CHARLOTTE
IRS990ScheduleI/RecipientTable/USAddress/CityNm1CHARLOTTE
IRS990ScheduleI/RecipientTable/USAddress/CityNm2Washington
IRS990ScheduleI/RecipientTable/USAddress/CityNm3Washington
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd0NC
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd1NC
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd2DC
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd3DC
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd028204
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd128204
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd220005
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd3200065310
IRS990ScheduleI/Total501c3OrgCnt06
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleN/AssetsDistributedInd0false
IRS990ScheduleN/AttorneyGeneralNotifiedInd0true
IRS990ScheduleN/BondsOutstandingInd0false
IRS990ScheduleN/DirectorOfSuccessorInd0false
IRS990ScheduleN/EmployeeOfSuccessorInd0false
IRS990ScheduleN/LiabilitiesPaidInd0true
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0Cash
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc1Cash
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc2Cash
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc3CASH
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02025-05-21
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt12025-05-21
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt22025-05-21
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt32025-05-21
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN0560529944
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN1530225390
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN2822966856
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt035000
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt15000
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt25000
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt334319
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt0501(c)(3)
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt1501(c)(3)
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt2N/A
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt3501(C)(3)
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/PersonNm0Discovery Place
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/PersonNm1Humane World for Animals
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/PersonNm2Charlotte-Mecklenburg Animal Care

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