Civic Intelligence

Crossroads for Learning

990 • Fiscal year 2024 • EIN 46-3458163

Jan 01, 2024 to Dec 31, 2024 • Filed on Nov 15, 2025

Organization Profile
4544 W 103rd StOak Lawn, IL 60453

(773) 415-1956

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2024

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2024

Top Officer Pay

79th percentile

$0

Higher top officer pay than 79% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2024

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2024

Balance Sheet
Liabilities / Assets56th percentile

Assets

Up

$18,353

Up $5,422 (+42%) from 2015

Net Assets

$18,353

No earlier filing loaded for comparison.

Liabilities

Flat

$0

Flat from 2015

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

Down

$0

Down $9,782 (-100%) from 2015

Expenses

Up

$2,628

Up $877 (+50%) from 2015

Net Income

Down

-$2,628

Down $10,659 (-133%) from 2015

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20K$15K$10K$5.0K$0Assets 2015: $12,931Liabilities 2015: $02015Assets 2024: $18,353Liabilities 2024: $0Net Assets 2024: $18,3532024

Highlighted filing

2024

Assets$18,353
Liabilities$0
Net Assets$18,353
Open 2024 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10K$5.0K$0-$5.0KRevenue 2015: $9,782Expenses 2015: $1,751Net Income 2015: $8,0312015Revenue 2024: $0Expenses 2024: $2,628Net Income 2024: -$2,6282024

Highlighted filing

2024

Revenue$0
Expenses$2,628
Net Income-$2,628
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 15, 2025
Return Version
2024v5.0
Gross Receipts
$0
Mission and Program Overview

Mission

To inspire, support, connect and challenge early childhood educators as they seek to understand and apply principles and practices of the reggio emilia approach within their own context.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$20,981$18,353▼ $2,628
Total Assets$20,981$18,353▼ $2,628
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$20,981$18,353▼ $2,628
Total Net Assets Fund Balance$20,981$18,353▼ $2,628
Total Liabilities and Net Assets / Fund Balance$20,981$18,353▼ $2,628
Compensation and Service Providers
Top Officer Pay79th percentile

Board Members and Trustees

NameTitle
Karen HaighChairperson
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$-2,628
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,628
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management$847$781-$1,628
Fees for Services Accounting$1,000--$1,000
Total Functional Expenses$1,847$781$0$2,628

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,628
Total Expenses per Audited Statements$2,628
Total Expenses per Form 990$2,628
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
Crossroads for Learning
EIN
46-3458163
Phone
7734151956
Address
4544 W 103RD ST, OAK LAWN, IL 60453
Doing Business As
Crossroads for Learning

Signing Officer

Name
Karen Haigh
Title
Chairperson
Phone
7737712628
Signed
2025-11-15

Organization Details

Principal Officer
Karen Haigh
Formed
2013
Voting Board Members
3
Independent Board Members
3
Employees
0

Preparer

Firm
Kmetz Financial Group Inc
Address
6800 MAIN ST SUITE 215, DOWNERS GROVE, IL 60516
Preparer
Brad Kmetz
Phone
6303251527
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“To inspire, support, connect and challenge early childhood educators as they seek to understand and apply principles and practices of the reggio emilia approach within their own context.”

Raw XML Appendix204 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/GrossReceiptsAmt00
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IRS990/IndependentVotingMemberCnt03
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IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
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IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt020981
IRS990/NetAssetsOrFundBalancesEOYAmt018353
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IRS990/NoListedPersonsCompensatedInd0X
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IRS990/OrganizationFollowsFASB117Ind0X
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/Filer/EIN0463458163
ReturnHeader/Filer/PhoneNum07734151956
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ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$18,353
Liabilities
$0
Net assets
$18,353
Revenue
$0
Expenses
$2,628
Net income
-$2,628
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$18.4$0.00$18.4$0.00$2.63$2.63
2015Summary only. Only limited summary data is available for this year.$12.9$0.00$9.78$1.75$8.03