Civic Intelligence

Faith Aid

990EZ • Fiscal year 2021 • EIN 46-3260343

Jan 01, 2021 to Dec 31, 2021 • Filed on May 13, 2022

Organization ProfileWWW.FAITHAID.ORG
PO Box 4326Ashburn, VA 20148

(571) 510-0735

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2021

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2021

Net Margin

67th percentile

23%

Higher net margin than 67% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Asset Growth

75th percentile

35%

Faster asset growth than 75% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

65th percentile

26%

Faster revenue growth than 65% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$58,495

Up $15,316 (+35%) from 2020

Net Assets

Up

$58,495

Up $15,316 (+35%) from 2020

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin67th percentile

Revenue

Up

$67,932

Up $13,991 (+26%) from 2020

Expenses

Up

$52,616

Up $10,665 (+25%) from 2020

Net Income

Up

$15,316

Up $3,326 (+28%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth75th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0Assets 2020: $43,179Net Assets 2020: $43,1792020Assets 2021: $58,495Net Assets 2021: $58,4952021Assets 2022: $123,409Liabilities 2022: $0Net Assets 2022: $123,4092022Assets 2023: $357,061Liabilities 2023: $35Net Assets 2023: $357,0262023Assets 2024: $816,054Liabilities 2024: $65Net Assets 2024: $815,9892024

Highlighted filing

2021

Assets$58,495
Liabilities-
Net Assets$58,495
Open 2021 Filing

Operations Trend

Revenue Growth65th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0Revenue 2020: $53,941Expenses 2020: $41,951Net Income 2020: $11,9902020Revenue 2021: $67,932Expenses 2021: $52,616Net Income 2021: $15,3162021Revenue 2022: $259,808Expenses 2022: $194,894Net Income 2022: $64,9142022Revenue 2023: $569,734Expenses 2023: $336,459Net Income 2023: $233,2752023Revenue 2024: $1,193,531Expenses 2024: $734,568Net Income 2024: $458,9632024

Highlighted filing

2021

Revenue$67,932
Expenses$52,616
Net Income$15,316
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
May 13, 2022
Return Version
2021v4.1
Gross Receipts
$67,932
Mission and Program Overview

Mission

Support access to medical care for children

Program Services

DescriptionGrantsExpenses
UNDER FIVE PROGRAM - ACCESS TO TESTING, TREATMENT, AND CARE FOR IMPOVERISHED CHILDREN$0$44,484
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JACOB FRAHERPresdentPT$0--
ERIC LASWAYVice President-$0--
TED LILLESTOLENBoard Member-$0--
WILL COPELANDBoard MemberPT$0--
Filing and Contact Details

Filer

Filer Name
Faith Aid
EIN
46-3260343
Phone
5715100735
Address
PO BOX 4326, ASHBURN, VA 20148

Signing Officer

Name
Jacob Fraher
Title
President
Phone
5715100735
Signed
2022-05-13
Discuss with paid preparer
Yes

Preparer

Firm
Wallace & Associates Cpas LLC
Address
38285 MILLSTONE DRIVE, PURCELLVILLE, VA 20132
Preparer
Sharon N Wallace
Phone
5408824851
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 10

“Access to testing, treatment, and care for impoverished children; medical assistance; : , , , ; , 44384.”

Form 990EZ, Part I, Line 16

“ADVERTISING 354.”

Form 990EZ, Part I, Line 16

“BANK FEES 851.”

Form 990EZ, Part I, Line 16

“LICENSE FEES 144.”

Form 990EZ, Part I, Line 16

“INSURANCE 51.”

Form 990EZ, Part I, Line 16

“OFFICE EXPENSE 1351.”

Form 990EZ, Part I, Line 16

“COMMUNICATION 602.”

Form 990EZ, Part I, Line 16

“MEALS 211.”

Form 990EZ, Part I, Line 16

“TRAVEL 175.”

Form 990EZ, Part I, Line 16

“SUPPLIES 253.”

Form 990EZ, Part I, Line 16

“REPAIR & MAINTENANCE 37.”

Form 990EZ, Part I, Line 16

“UTILITIES 39.”

Form 990EZ, Part II, Line 24

“DUE FROM J FRAHER 25.”

Raw XML Appendix197 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0JACOB FRAHER
IRS990EZ/BooksInCareOfDetail/PhoneNum05715100735
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt039225 FOXHILL ROAD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LEESBURG
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0VA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd020175
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt043179
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt058470
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt067930
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt015316
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01742
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt043179
IRS990EZ/Form990TotalAssetsGrp/EOYAmt058495
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt044384
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt067932
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt02
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt043179
IRS990EZ/NetAssetsOrFundBalancesEOYAmt058495
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt043179
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt058495
IRS990EZ/OccupancyRentUtltsAndMaintAmt02422
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt010.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt35.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JACOB FRAHER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ERIC LASWAY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2TED LILLESTOLEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3WILL COPELAND
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3BOARD MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/EOYAmt025
IRS990EZ/OtherExpensesTotalAmt04068
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0SUPPORT ACCESS TO MEDICAL CARE FOR CHILDREN
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0UNDER FIVE PROGRAM - ACCESS TO TESTING, TREATMENT, AND CARE FOR IMPOVERISHED CHILDREN
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt044484
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NE
IRS990EZ/StatesWhereCopyOfReturnIsFldCd1VA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt052616
IRS990EZ/TotalProgramServiceExpensesAmt044484
IRS990EZ/TotalRevenueAmt067932
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.FAITHAID.ORG
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt067917
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt053938
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt046647
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt053621
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt036789
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0258912
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt02
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt03
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt05
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt04
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt03
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt017
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99990
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportPY170Pct00.99990
IRS990ScheduleA/PublicSupportTotal170Amt0258912
IRS990ScheduleA/PublicSupportTotal509Amt00
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt067917
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt053938
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt046647
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt053621
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt036789
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0258912
IRS990ScheduleA/TotalSupportAmt0258929
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ACCESS TO TESTING, TREATMENT, AND CARE FOR IMPOVERISHED CHILDREN; MEDICAL ASSISTANCE; : , , , ; , 44384.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ADVERTISING 354.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2BANK FEES 851.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3LICENSE FEES 144.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4INSURANCE 51.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5OFFICE EXPENSE 1351.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6COMMUNICATION 602.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7MEALS 211.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8TRAVEL 175.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9SUPPLIES 253.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10REPAIR & MAINTENANCE 37.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11UTILITIES 39.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12DUE FROM J FRAHER 25.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990EZ, Part II, Line 24
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JACOB FRAHER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05715100735
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-05-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FAITH AID
ReturnHeader/Filer/BusinessNameControlTxt0FAIT
ReturnHeader/Filer/EIN0463260343
ReturnHeader/Filer/PhoneNum05715100735
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 4326
ReturnHeader/Filer/USAddress/CityNm0ASHBURN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0VA
ReturnHeader/Filer/USAddress/ZIPCd020148
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0522082490
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WALLACE & ASSOCIATES CPAS LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt038285 MILLSTONE DRIVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PURCELLVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd020132
ReturnHeader/PreparerPersonGrp/PhoneNum05408824851
ReturnHeader/PreparerPersonGrp/PreparationDt02022-08-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0SHARON N WALLACE
ReturnHeader/ReturnTs02022-08-15T12:43:38-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0JACOB
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0FRAHER
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$58,495
Liabilities
-
Net assets
$58,495
Revenue
$67,932
Expenses
$52,616
Net income
$15,316
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.82$0.00$0.82$1.19$0.73$0.46
2023Detailed filing. Detailed filing data is available for this year.$0.36$0.00$0.36$0.57$0.34$0.23
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.12$0.00$0.12$0.26$0.19$0.06
2021Detailed filing. Detailed filing data is available for this year.$0.06$0.06$0.07$0.05$0.02
2020Detailed filing. Detailed filing data is available for this year.$0.04$0.04$0.05$0.04$0.01