Liabilities / Assets
Score unavailable
Liabilities-to-assets requires both liabilities and assets on this filing.
Defined Benefit Retirement Protection Fund Inc
990EZ • Fiscal year 2017 • EIN 46-2463807
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
No value available
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
93rd percentile
Higher net margin than 93% of similar nonprofits.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
83rd percentile
Faster asset growth than 83% of similar nonprofits.
Revenue Growth
46th percentile
Faster revenue growth than 46% of similar nonprofits.
Balance Sheet
Assets
Up$110,366
Up $22,207 (+25%) from 2016
Net Assets
Up$110,366
Up $22,207 (+25%) from 2016
Liabilities
-
No earlier filing loaded for comparison.
Revenue And Expenses
Revenue
Down$52,217
Down $866 (-1.6%) from 2016
Expenses
Up$30,010
Up $4,261 (+17%) from 2016
Net Income
Down$22,207
Down $5,127 (-19%) from 2016
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Oct 1, 2016 to Sep 30, 2017
- Signed
- Feb 8, 2018
- Return Version
- 2016v3.1
- Gross Receipts
- $52,217
Mission and Program Overview
Mission
The primary purpose of the organization is to educate the public as to the benefits of defined benefit pension plans for firefighters and other first responders. They believe that changing retirement plan types for firefighters to defined contribution type plans reduces the inventives to work in such a hazardous profession and eventually leads to a lower quality workforce in a job in which their performance often is the difference between life or death to members of the public. They have educated the public in printed articles, seminars, website, and emails in order to further their goals of protecting defined benefit pensions for public safety officers. They expect this to benefit the community by helping to maintain a high quality of individuals in the fire department.
The primary purpose of the organization is to educate the public as to the benefits of defined benefit pension plans for firefighters and other first responders. They believe that changing retirement plan types for firefighters to defined contribution type plans reduces the inventives to work in such a hazardous profession and eventually leads to a lower quality workforce in a job in which their performance often is the difference between life or death to members of the public. They expect to educate the public in printed articles as well as seminars given by the members, although neither has yet been produced. They expect this to benefit the community by helping to maintain a high quality of individuals in the fire department.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| THE PRIMARY PURPOSE OF THE ORGANIZATION IS TO EDUCATE THE PUBLIC AS TO THE BENEFITS OF DEFINED BENEFIT PENSION PLANS FOR FIREFIGHTERS AND OTHER FIRST RESPONDERS. THEY BELIEVE THAT CHANGING RETIREMENT PLAN TYPES FOR FIREFIGHTERS TO DEFINED CONTRIBUTION TYPE PLANS REDUCES THE INVENTIVES TO WORK IN SUCH A HAZARDOUS PROFESSION AND EVENTUALLY LEADS TO A LOWER QUALITY WORKFORCE IN A JOB IN WHICH THEIR PERFORMANCE OFTEN IS THE DIFFERENCE BETWEEN LIFE OR DEATH TO MEMBERS OF THE PUBLIC. THEY EXPECT TO EDUCATE THE PUBLIC IN PRINTED ARTICLES AS WELL AS SEMINARS GIVEN BY THE MEMBERS, ALTHOUGH NEITHER HAS YET BEEN PRODUCED. THEY EXPECT THIS TO BENEFIT THE COMMUNITY BY HELPING TO MAINTAIN A HIGH QUALITY OF INDIVIDUALS IN THE FIRE DEPARTMENT. | - | $27,117 |
| THE PRIMARY PURPOSE OF THE ORGANIZATION IS TO EDUCATE THE PUBLIC AS TO THE BENEFITS OF DEFINED BENEFIT PENSION PLANS FOR FIREFIGHTERS AND OTHER FIRST RESPONDERS. THEY BELIEVE THAT CHANGING RETIREMENT PLAN TYPES FOR FIREFIGHTERS TO DEFINED CONTRIBUTION TYPE PLANS REDUCES THE INVENTIVES TO WORK IN SUCH A HAZARDOUS PROFESSION AND EVENTUALLY LEADS TO A LOWER QUALITY WORKFORCE IN A JOB IN WHICH THEIR PERFORMANCE OFTEN IS THE DIFFERENCE BETWEEN LIFE OR DEATH TO MEMBERS OF THE PUBLIC. THEY EXPECT TO EDUCATE THE PUBLIC IN PRINTED ARTICLES AS WELL AS SEMINARS GIVEN BY THE MEMBERS, ALTHOUGH NEITHER HAS YET BEEN PRODUCED. THEY EXPECT THIS TO BENEFIT THE COMMUNITY BY HELPING TO MAINTAIN A HIGH QUALITY OF INDIVIDUALS IN THE FIRE DEPARTMENT. | - | $2,893 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| TOM GABRIEL | President | - | $0 | - | - |
| DAN GIVENS | Secy-Treas | - | $0 | - | - |
| TOM FLORES | VP | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Defined Benefit Retirement
- EIN
- 46-2463807
- Address
- 1151 NW 7TH STREET, MIAMI, FL 33136
Signing Officer
- Name
- Tom Gabriel
- Title
- President
- Signed
- 2018-02-08
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Ksdt & Co LLC
- Address
- 9300 S DADELAND BLVD STE 600, MIAMI, FL 33156-2721
- Preparer
- Steven Gordon CPA
- Phone
- 3056703370
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 16
“Expenses office 380 contract labor 3,600 business licenses 61 meetings 361 auto & truck 68 telephone 724 total 5,194”
Form 990-ez, Part III
“The primary purpose of the organization is to educate the public as to the benefits of defined benefit pension plans for firefighters and other first responders. They believe that changing retirement plan types for firefighters to defined contribution type plans reduces the inventives to work in such a hazardous profession and eventually leads to a lower quality workforce in a job in which their performance often is the difference between life or death to members of the public. They expect to educate the public in printed articles as well as seminars given by the members, although neither has yet been produced. They expect this to benefit the community by helping to maintain a high quality of individuals in the fire department.”
Form 990-ez, Part III, Line 28
“The primary purpose of the organization is to educate the public as to the benefits of defined benefit pension plans for firefighters and other first responders. They believe that changing retirement plan types for firefighters to defined contribution type plans reduces the inventives to work in such a hazardous profession and eventually leads to a lower quality workforce in a job in which their performance often is the difference between life or death to members of the public. They expect to educate the public in printed articles as well as seminars given by the members, although neither has yet been produced. They expect this to benefit the community by helping to maintain a high quality of individuals in the fire department.”
Form 990-ez, Part III, Line 31
“The primary purpose of the organization is to educate the public as to the benefits of defined benefit pension plans for firefighters and other first responders. They believe that changing retirement plan types for firefighters to defined contribution type plans reduces the inventives to work in such a hazardous profession and eventually leads to a lower quality workforce in a job in which their performance often is the difference between life or death to members of the public. They expect to educate the public in printed articles as well as seminars given by the members, although neither has yet been produced. They expect this to benefit the community by helping to maintain a high quality of individuals in the fire department.”
Raw XML Appendix102 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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|---|---|---|
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| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | MIAMI |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | FL |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 33136 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 88159 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 110366 |
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| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 22207 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 22998 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 88159 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 110366 |
| IRS990EZ/GrossReceiptsAmt | 0 | 52217 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 187 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 88159 |
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| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 88159 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | TOM GABRIEL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | DAN GIVENS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | TOM FLORES |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | SECY-TREAS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | VP |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 5194 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | THE PRIMARY PURPOSE OF THE ORGANIZATION IS TO EDUCATE THE PUBLIC AS TO THE BENEFITS OF DEFINED BENEFIT PENSION PLANS FOR FIREFIGHTERS AND OTHER FIRST RESPONDERS. THEY BELIEVE THAT CHANGING RETIREMENT PLAN TYPES FOR FIREFIGHTERS TO DEFINED CONTRIBUTION TYPE PLANS REDUCES THE INVENTIVES TO WORK IN SUCH A HAZARDOUS PROFESSION AND EVENTUALLY LEADS TO A LOWER QUALITY WORKFORCE IN A JOB IN WHICH THEIR PERFORMANCE OFTEN IS THE DIFFERENCE BETWEEN LIFE OR DEATH TO MEMBERS OF THE PUBLIC. THEY EXPECT TO EDUCATE THE PUBLIC IN PRINTED ARTICLES AS WELL AS SEMINARS GIVEN BY THE MEMBERS, ALTHOUGH NEITHER HAS YET BEEN PRODUCED. THEY EXPECT THIS TO BENEFIT THE COMMUNITY BY HELPING TO MAINTAIN A HIGH QUALITY OF INDIVIDUALS IN THE FIRE DEPARTMENT. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 1818 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | THE PRIMARY PURPOSE OF THE ORGANIZATION IS TO EDUCATE THE PUBLIC AS TO THE BENEFITS OF DEFINED BENEFIT PENSION PLANS FOR FIREFIGHTERS AND OTHER FIRST RESPONDERS. THEY BELIEVE THAT CHANGING RETIREMENT PLAN TYPES FOR FIREFIGHTERS TO DEFINED CONTRIBUTION TYPE PLANS REDUCES THE INVENTIVES TO WORK IN SUCH A HAZARDOUS PROFESSION AND EVENTUALLY LEADS TO A LOWER QUALITY WORKFORCE IN A JOB IN WHICH THEIR PERFORMANCE OFTEN IS THE DIFFERENCE BETWEEN LIFE OR DEATH TO MEMBERS OF THE PUBLIC. THEY EXPECT TO EDUCATE THE PUBLIC IN PRINTED ARTICLES AS WELL AS SEMINARS GIVEN BY THE MEMBERS, ALTHOUGH NEITHER HAS YET BEEN PRODUCED. THEY EXPECT THIS TO BENEFIT THE COMMUNITY BY HELPING TO MAINTAIN A HIGH QUALITY OF INDIVIDUALS IN THE FIRE DEPARTMENT. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | THE PRIMARY PURPOSE OF THE ORGANIZATION IS TO EDUCATE THE PUBLIC AS TO THE BENEFITS OF DEFINED BENEFIT PENSION PLANS FOR FIREFIGHTERS AND OTHER FIRST RESPONDERS. THEY BELIEVE THAT CHANGING RETIREMENT PLAN TYPES FOR FIREFIGHTERS TO DEFINED CONTRIBUTION TYPE PLANS REDUCES THE INVENTIVES TO WORK IN SUCH A HAZARDOUS PROFESSION AND EVENTUALLY LEADS TO A LOWER QUALITY WORKFORCE IN A JOB IN WHICH THEIR PERFORMANCE OFTEN IS THE DIFFERENCE BETWEEN LIFE OR DEATH TO MEMBERS OF THE PUBLIC. THEY EXPECT TO EDUCATE THE PUBLIC IN PRINTED ARTICLES AS WELL AS SEMINARS GIVEN BY THE MEMBERS, ALTHOUGH NEITHER HAS YET BEEN PRODUCED. THEY EXPECT THIS TO BENEFIT THE COMMUNITY BY HELPING TO MAINTAIN A HIGH QUALITY OF INDIVIDUALS IN THE FIRE DEPARTMENT. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 27117 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 1 | 2893 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 30010 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 30010 |
| IRS990EZ/TotalRevenueAmt | 0 | 52217 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | EXPENSES OFFICE 380 CONTRACT LABOR 3,600 BUSINESS LICENSES 61 MEETINGS 361 AUTO & TRUCK 68 TELEPHONE 724 TOTAL 5,194 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE PRIMARY PURPOSE OF THE ORGANIZATION IS TO EDUCATE THE PUBLIC AS TO THE BENEFITS OF DEFINED BENEFIT PENSION PLANS FOR FIREFIGHTERS AND OTHER FIRST RESPONDERS. THEY BELIEVE THAT CHANGING RETIREMENT PLAN TYPES FOR FIREFIGHTERS TO DEFINED CONTRIBUTION TYPE PLANS REDUCES THE INVENTIVES TO WORK IN SUCH A HAZARDOUS PROFESSION AND EVENTUALLY LEADS TO A LOWER QUALITY WORKFORCE IN A JOB IN WHICH THEIR PERFORMANCE OFTEN IS THE DIFFERENCE BETWEEN LIFE OR DEATH TO MEMBERS OF THE PUBLIC. THEY EXPECT TO EDUCATE THE PUBLIC IN PRINTED ARTICLES AS WELL AS SEMINARS GIVEN BY THE MEMBERS, ALTHOUGH NEITHER HAS YET BEEN PRODUCED. THEY EXPECT THIS TO BENEFIT THE COMMUNITY BY HELPING TO MAINTAIN A HIGH QUALITY OF INDIVIDUALS IN THE FIRE DEPARTMENT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE PRIMARY PURPOSE OF THE ORGANIZATION IS TO EDUCATE THE PUBLIC AS TO THE BENEFITS OF DEFINED BENEFIT PENSION PLANS FOR FIREFIGHTERS AND OTHER FIRST RESPONDERS. THEY BELIEVE THAT CHANGING RETIREMENT PLAN TYPES FOR FIREFIGHTERS TO DEFINED CONTRIBUTION TYPE PLANS REDUCES THE INVENTIVES TO WORK IN SUCH A HAZARDOUS PROFESSION AND EVENTUALLY LEADS TO A LOWER QUALITY WORKFORCE IN A JOB IN WHICH THEIR PERFORMANCE OFTEN IS THE DIFFERENCE BETWEEN LIFE OR DEATH TO MEMBERS OF THE PUBLIC. THEY EXPECT TO EDUCATE THE PUBLIC IN PRINTED ARTICLES AS WELL AS SEMINARS GIVEN BY THE MEMBERS, ALTHOUGH NEITHER HAS YET BEEN PRODUCED. THEY EXPECT THIS TO BENEFIT THE COMMUNITY BY HELPING TO MAINTAIN A HIGH QUALITY OF INDIVIDUALS IN THE FIRE DEPARTMENT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE PRIMARY PURPOSE OF THE ORGANIZATION IS TO EDUCATE THE PUBLIC AS TO THE BENEFITS OF DEFINED BENEFIT PENSION PLANS FOR FIREFIGHTERS AND OTHER FIRST RESPONDERS. THEY BELIEVE THAT CHANGING RETIREMENT PLAN TYPES FOR FIREFIGHTERS TO DEFINED CONTRIBUTION TYPE PLANS REDUCES THE INVENTIVES TO WORK IN SUCH A HAZARDOUS PROFESSION AND EVENTUALLY LEADS TO A LOWER QUALITY WORKFORCE IN A JOB IN WHICH THEIR PERFORMANCE OFTEN IS THE DIFFERENCE BETWEEN LIFE OR DEATH TO MEMBERS OF THE PUBLIC. THEY EXPECT TO EDUCATE THE PUBLIC IN PRINTED ARTICLES AS WELL AS SEMINARS GIVEN BY THE MEMBERS, ALTHOUGH NEITHER HAS YET BEEN PRODUCED. THEY EXPECT THIS TO BENEFIT THE COMMUNITY BY HELPING TO MAINTAIN A HIGH QUALITY OF INDIVIDUALS IN THE FIRE DEPARTMENT. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART III |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART III, LINE 28 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART III, LINE 31 |
| ReturnHeader/BuildTS | 0 | 2018-03-14 21:41:22Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | TOM GABRIEL |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-02-08 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | DEFINED BENEFIT RETIREMENT |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | PROTECTION FUND INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | DEFI |
| ReturnHeader/Filer/EIN | 0 | 462463807 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1151 NW 7TH STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MIAMI |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 33136 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 1888EA9330927B6223CD29CC791C5531E2B1FCD8 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 111740249948BBAADFDF93FBA66CB75C6A86A01C |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 260547877 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | KSDT & CO LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 9300 S DADELAND BLVD STE 600 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | MIAMI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 331562721 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 3056703370 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2018-02-26 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | STEVEN GORDON CPA |
| ReturnHeader/ReturnTs | 0 | 2018-02-26T12:25:31-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2016-10-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2017-09-30 |
| ReturnHeader/TaxYr | 0 | 2016 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $110,366
- Liabilities
- -
- Net assets
- $110,366
- Revenue
- $52,217
- Expenses
- $30,010
- Net income
- $22,207