Civic Intelligence

Private Risk Management Association

990 • Fiscal year 2016 • EIN 46-2430573

Jan 01, 2016 to Dec 31, 2016 • Filed on May 15, 2017

Organization ProfileN/A

View Organization Page

PO Box 9208Fall River, MA 02720

(917) 769-4759

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

46th percentile

0.06x

Higher debt load relative to assets than 46% of similar nonprofits.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2016

Liabilities / Revenue

32nd percentile

0.01x

Higher debt load relative to revenue than 32% of similar nonprofits.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2016

Net Margin

19th percentile

-5.6%

Higher net margin than 19% of similar nonprofits.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2016

Top Officer Pay

77th percentile

$118,846

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 17.7% of source-year revenue.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2016

Asset Growth

4th percentile

-37%

Faster asset growth than 4% of similar nonprofits.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2015 to 2016

Revenue Growth

95th percentile

49%

Faster revenue growth than 95% of similar nonprofits.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets46th percentile

Assets

Down

$130,419

Down $76,066 (-37%) from 2015

Net Assets

Down

$122,559

Down $37,269 (-23%) from 2015

Liabilities

Down

$7,860

Down $38,797 (-83%) from 2015

Revenue And Expenses
Liabilities / Revenue32nd percentileNet Margin19th percentile

Revenue

Up

$671,249

Up $221,249 (+49%) from 2015

Expenses

Up

$708,518

Up $294,107 (+71%) from 2015

Net Income

Down

-$37,269

Down $72,858 (-205%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth4th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2013: $1Liabilities 2013: $02013Assets 2014: $160,139Liabilities 2014: $35,900Net Assets 2014: $124,2392014Assets 2015: $206,485Liabilities 2015: $46,657Net Assets 2015: $159,8282015Assets 2016: $130,419Liabilities 2016: $7,860Net Assets 2016: $122,5592016Assets 2017: $277,031Liabilities 2017: $115,916Net Assets 2017: $161,1152017Assets 2018: $304,046Liabilities 2018: $147,471Net Assets 2018: $156,5752018Assets 2019: $357,327Liabilities 2019: $163,173Net Assets 2019: $194,1542019Assets 2020: $584,851Liabilities 2020: $197,143Net Assets 2020: $387,7082020Assets 2021: $722,582Liabilities 2021: $227,283Net Assets 2021: $495,2992021Assets 2022: $731,024Liabilities 2022: $152,099Net Assets 2022: $578,9252022Assets 2023: $1,011,913Liabilities 2023: $246,277Net Assets 2023: $765,6362023Assets 2024: $1,295,190Liabilities 2024: $220,971Net Assets 2024: $1,074,2192024

Highlighted filing

2016

Assets$130,419
Liabilities$7,860
Net Assets$122,559
Open 2016 Filing

Operations Trend

Revenue Growth95th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2013: $0Expenses 2013: $0Net Income 2013: $02013Revenue 2014: $268,645Expenses 2014: $144,406Net Income 2014: $124,2392014Revenue 2015: $450,000Expenses 2015: $414,411Net Income 2015: $35,5892015Revenue 2016: $671,249Expenses 2016: $708,518Net Income 2016: -$37,2692016Revenue 2017: $755,779Expenses 2017: $716,973Net Income 2017: $38,8062017Revenue 2018: $832,456Expenses 2018: $836,996Net Income 2018: -$4,5402018Revenue 2019: $913,708Expenses 2019: $835,744Net Income 2019: $77,9642019Revenue 2020: $835,651Expenses 2020: $691,340Net Income 2020: $144,3112020Revenue 2021: $1,050,212Expenses 2021: $886,371Net Income 2021: $163,8412021Revenue 2022: $1,246,726Expenses 2022: $1,148,517Net Income 2022: $98,2092022Revenue 2023: $1,610,868Expenses 2023: $1,424,157Net Income 2023: $186,7112023Revenue 2024: $2,042,094Expenses 2024: $1,733,680Net Income 2024: $308,4142024

Highlighted filing

2016

Revenue$671,249
Expenses$708,518
Net Income-$37,269
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 15, 2017
Return Version
2016v3.0
Gross Receipts
$671,249
Mission and Program Overview

Mission

The mission of prma is to improve advice, coverage and service provided to the high net worth insurance consumer through education and increased awareness.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$159,828$122,559▼ $37,269
Savings and Temporary Cash Investments$125,230$50,315▼ $74,915
Cash and Non-Interest-Bearing Accounts$69,005$50,074▼ $18,931
Accounts Receivable$12,250$25,030▲ $12,780
Prepaid Expenses and Deferred Charges-$5,000-
Total Assets$206,485$130,419▼ $76,066
Liabilities
Deferred Revenue$45,500--
Accounts Payable and Accrued Expenses$1,157$7,860▲ $6,703
Total Liabilities$46,657$7,860▼ $38,797
Net Assets / Fund Balance
Total Net Assets Fund Balance$159,828$122,559▼ $37,269
Total Liabilities and Net Assets / Fund Balance$206,485$130,419▼ $76,066
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Lisa a LindsayExecutive Director & TrusteeFT$118,846$118,846

Board Members and Trustees

NameTitle
James P KanePresident & Trustee
Gary J PasternackSecretary & Trustee
Ray CeledinasTreasurer & Trustee
Christopher PeterieTrustee
James WilliamsonTrustee
Julius AndersonTrustee
Robert CourtmancheTrustee
Ross BuchmuellerTrustee
Susan Ogrodnik SmithTrustee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$671,164
Investment Income
$85
Other Revenue
$0
Change in Net Assets
$-37,269
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$519,099
Salaries, Compensation, and Employee Benefits$189,419
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses$299,770$2,165-$301,935
Conferences and Meetings$132,529--$132,529
Current Officers, Directors, Trustees, and Key Employees$112,904$5,942-$118,846
Other Salaries and Wages$51,063$2,687-$53,750
Advertising$48,335$1,254-$49,589
Fees for Services Accounting$15,446$1,252-$16,698
Payroll Taxes$13,849$715-$14,564
Insurance$7,046$305-$7,351
Travel$6,490--$6,490
Fees for Services Legal$4,111--$4,111
Other Employee Benefits$2,159$100-$2,259
Office Expenses$110$286-$396
Total Functional Expenses$693,812$14,706$0$708,518
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Private Risk Management Association
EIN
46-2430573
Phone
9177694759
Address
PO Box 9208, Fall River, MA 02720

Signing Officer

Name
Lisa a Lindsay
Title
Executive Director
Phone
9177694759
Signed
2017-05-15
Discuss with paid preparer
Yes

Organization Details

Formed
2013
Legal Domicile
Ma
Voting Board Members
10
Independent Board Members
0
Employees
2
Volunteers
9

Preparer

Firm
Lisa A Brown and Associates LLC
Address
84 N Main St, Fall River, MA 02720
Preparer
Lisa a Brown
Phone
5085673226
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

“Board of trustees receive a copy of completed and confirmed by the executive director tax return 990 prior to it being submitted.”

Form 990, Part IX, Line 24E

“Merchant credit card fees 14367. 14367.”

Form 990, Part IX, Line 24E

“Bank charges 299. 20. 279.”

Form 990, Part IX, Line 24E

“Payroll service fees 985. 428. 557.”

Form 990, Part IX, Line 24E

“DUES 1800. 1800.”

Form 990, Part IX, Line 24E

“Online service fees 4844. 4511. 333.”

Form 990, Part IX, Line 24E

“Website expense 8727. 8228. 499.”

Form 990, Part IX, Line 24E

“Membership - nps analysis exp 47500. 47500.”

Form 990, Part IX, Line 24E

“Educational consulting 214332. 214332.”

Form 990, Part IX, Line 24E

“Cpria continuin ed expense 8395. 8395.”

Form 990, Part IX, Line 24E

“Meals & entertainment 189. 189.”

Form 990, Part IX, Line 24E

“Taxes & licenses 497. 497.”

Raw XML Appendix351 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01157
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt07860
IRS990/AccountsReceivableGrp/BOYAmt012250
IRS990/AccountsReceivableGrp/EOYAmt025030
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0THE MISSION OF PRMA IS TO IMPROVE ADVICE, COVERAGE AND SERVICE PROVIDED TO THE HIGH NET WORTH INSURANCE CONSUMER THROUGH EDUCATION AND INCREASED AWARENESS.
IRS990/AdvertisingGrp/ManagementAndGeneralAmt01254
IRS990/AdvertisingGrp/ProgramServicesAmt048335
IRS990/AdvertisingGrp/TotalAmt049589
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt02165
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0299770
IRS990/AllOtherExpensesGrp/TotalAmt0301935
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0LISA A LINDSAY
IRS990/BooksInCareOfDetail/PhoneNum09177694759
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt084 NORTH MAIN STREET 3B
IRS990/BooksInCareOfDetail/USAddress/CityNm0FALL RIVER
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd002720
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt069005
IRS990/CashNonInterestBearingGrp/EOYAmt050074
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt05942
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0112904
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0118846
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt0132529
IRS990/ConferencesMeetingsGrp/TotalAmt0132529
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt085
IRS990/CYOtherExpensesAmt0519099
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0671164
IRS990/CYRevenuesLessExpensesAmt0-37269
IRS990/CYSalariesCompEmpBnftPaidAmt0189419
IRS990/CYTotalExpensesAmt0708518
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0671249
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt045500
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0SET-UP AND MAINTENANCE OF THE ORGANIZATIONS WEBSITE. PROMOTION AND MANAGEMENT OF NEW AND RENEWAL MEMBERSHIPS. DEVELOPMENT AND EXECUTION OF EDUCATIONAL AND INFORMATION RESOURCES TO MEMBERS. CURRENT OFFERINGS INCLUDED THE PRMA ENLIGHTENMENT SERIES - A MONTHLY WEBINAR WHERE EXPERTS IN THE INSURANCE INDUSTRY ARE INVITED TO GUEST LECTURE FOLLOWED BY A QUESTION AND ANSWER PERIOD WHICH ENCOURAGES AN INTERACTIVE LEARNING EXPERIENCE; CLIENT EXPERIENCE PLATFORM - PROVIDES MEMBERS WITH ACCESS TO NET PROMOTER SCORE (NPS) SOFTWARE TO MEASURE THE CLIENT EXPERIENCE/CLIENT SATISFACTION WITHIN THEIR ORGANIZATION; THOUGHT LEADERSHIP - SURVEYS AND CONTENT CREATION THROUGH ARTICLES AND BLOGS TO HELP MEMBERS RAISE AWARENESS ABOUT THE BENEFITS OF WORKING WITH A SPECIALIST.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt01252
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt015446
IRS990/FeesForServicesAccountingGrp/TotalAmt016698
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt04111
IRS990/FeesForServicesLegalGrp/TotalAmt04111
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt35.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0LISA A LINDSAY
IRS990/Form990PartVIISectionAGrp/PersonNm1RAY CELEDINAS
IRS990/Form990PartVIISectionAGrp/PersonNm2ROSS BUCHMUELLER
IRS990/Form990PartVIISectionAGrp/PersonNm3JAMES P KANE
IRS990/Form990PartVIISectionAGrp/PersonNm4GARY J PASTERNACK
IRS990/Form990PartVIISectionAGrp/PersonNm5SUSAN OGRODNIK SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm6ROBERT COURTMANCHE
IRS990/Form990PartVIISectionAGrp/PersonNm7CHRISTOPHER PETERIE
IRS990/Form990PartVIISectionAGrp/PersonNm8JAMES WILLIAMSON
IRS990/Form990PartVIISectionAGrp/PersonNm9JULIUS ANDERSON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0118846
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0EXECUTIVE DIRECTOR & TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER & TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt2TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt3PRESIDENT & TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY & TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt5TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt6TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt7TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt8TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt9TRUSTEE
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr02013
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0671249
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt0305
IRS990/InsuranceGrp/ProgramServicesAmt07046
IRS990/InsuranceGrp/TotalAmt07351
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt085
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0THE MISSION OF PRMA IS TO IMPROVE THE ADVICE, COVERAGE, AND SERVICE PROVIDED TO THE HIGH NET WORTH INSURANCE CONSUMER THROUGH EDUCATION AND INCREASED AWARENESS
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0159828
IRS990/NetAssetsOrFundBalancesEOYAmt0122559
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0286
IRS990/OfficeExpensesGrp/ProgramServicesAmt0110
IRS990/OfficeExpensesGrp/TotalAmt0396
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0100
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt02159
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02259
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt02687
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt051063
IRS990/OtherSalariesAndWagesGrp/TotalAmt053750
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt0715
IRS990/PayrollTaxesGrp/ProgramServicesAmt013849
IRS990/PayrollTaxesGrp/TotalAmt014564
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt05000
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0LISA A LINDSAY
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0813910
IRS990/ProgramServiceRevenueGrp/BusinessCd1813910
IRS990/ProgramServiceRevenueGrp/BusinessCd2813910
IRS990/ProgramServiceRevenueGrp/BusinessCd3813910
IRS990/ProgramServiceRevenueGrp/BusinessCd4813910
IRS990/ProgramServiceRevenueGrp/Desc0MEMBERSHIP FEES
IRS990/ProgramServiceRevenueGrp/Desc1SPONSORSHIPS
IRS990/ProgramServiceRevenueGrp/Desc2SUMMIT REVENUES
IRS990/ProgramServiceRevenueGrp/Desc3CPRIA EDUCATION REVENUES
IRS990/ProgramServiceRevenueGrp/Desc4MEMBER - NPS FEES
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0219100
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt150000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2170306
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3230758
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt41000
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CHARTERED PRIVATE RISK AND INSURANCE ADVISOR (CPRIA) CERTIFICATE IS AN ONLINE CERTIFICATION PROGRAM SPECIFICALLY DEVELOPED FOR PROFESSIONALS IN THE HIGH NET WORTH INDUSTRY. ENDORSED BY THE ST. JOHN'S UNIVERSITY SCHOOL OF RISK MANAGEMENT CENTER FOR PROFESSIONAL EDUCATION, CPRIA AIMS TO BROADEN KNOWLEDGE AND ENABLE PARTICIPANTS TO BETTER ADVISE CLIENTS AND PROVIDE YOU WITH SPECIALIZED SOLUTIONS TO COMPLEX INDUSTRY ISSUES. THE CERTIFICATION PROGRAM WAS LAUNCHED IN MAY OF 2015 AND CURRENTLY HAS
IRS990/ProgSrvcAccomActy3Grp/Desc0THE ASSOCIATION OFFERS AN ANNUAL SUMMIT, A TWO DAY EDUCATIONAL CONFERENCE, TO MEMBERS AND NON-MEMBERS. THE SUMMIT PROVIDES ACCESS TO SUBJECT MATTER EXPERTS IN THE HIGH NET WORTH PERSONAL RISK MANAGEMENT NICHE IN GENERAL, BREAK-OUT AND ROUND-TABLE SESSIONS. NOVEMBER 2016 MARKED THE 3RD ANNUAL SUMMIT. SUMMIT ATTENDANCE HAS INCREASED YEAR OVER YEAR.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0229
IRS990/PYOtherExpensesAmt0332285
IRS990/PYProgramServiceRevenueAmt0449771
IRS990/PYRevenuesLessExpensesAmt035589
IRS990/PYSalariesCompEmpBnftPaidAmt082126
IRS990/PYTotalExpensesAmt0414411
IRS990/PYTotalRevenueAmt0450000
IRS990/ReconcilationRevenueExpnssAmt0-37269
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0159828
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0122559
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0125230
IRS990/SavingsAndTempCashInvstGrp/EOYAmt050315
IRS990/ScheduleBRequiredInd0false
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BOARD OF TRUSTEES RECEIVE A COPY OF COMPLETED AND CONFIRMED BY THE EXECUTIVE DIRECTOR TAX RETURN 990 PRIOR TO IT BEING SUBMITTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MERCHANT CREDIT CARD FEES 14367. 14367.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2BANK CHARGES 299. 20. 279.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PAYROLL SERVICE FEES 985. 428. 557.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DUES 1800. 1800.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ONLINE SERVICE FEES 4844. 4511. 333.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6WEBSITE EXPENSE 8727. 8228. 499.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7MEMBERSHIP - NPS ANALYSIS EXP 47500. 47500.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8EDUCATIONAL CONSULTING 214332. 214332.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9CPRIA CONTINUIN ED EXPENSE 8395. 8395.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10MEALS & ENTERTAINMENT 189. 189.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11TAXES & LICENSES 497. 497.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990, Part IX, Line 24e
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0206485
IRS990/TotalAssetsEOYAmt0130419
IRS990/TotalAssetsGrp/BOYAmt0206485
IRS990/TotalAssetsGrp/EOYAmt0130419
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt014706
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0693812
IRS990/TotalFunctionalExpensesGrp/TotalAmt0708518
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt046657
IRS990/TotalLiabilitiesEOYAmt07860
IRS990/TotalLiabilitiesGrp/BOYAmt046657
IRS990/TotalLiabilitiesGrp/EOYAmt07860
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0159828
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0122559
IRS990/TotalProgramServiceRevenueAmt0671164
IRS990/TotalReportableCompFromOrgAmt0118846
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0671249
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0671249
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0206485
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0130419
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/ProgramServicesAmt06490
IRS990/TravelGrp/TotalAmt06490
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 9208
IRS990/USAddress/CityNm0FALL RIVER
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd002720
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LISA A LINDSAY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum09177694759
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-05-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PRIVATE RISK MANAGEMENT ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0PRIV
ReturnHeader/Filer/EIN0462430573
ReturnHeader/Filer/PhoneNum09177694759
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 9208
ReturnHeader/Filer/USAddress/CityNm0Fall River
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002720
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId04922A13A0B2F7BF26DD8E6D893FE6C7ACF6BE5AE
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0B8A07723278D3A7340E7970F5A0009685BEDAA68
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt076.24.77.147
ReturnHeader/FilingSecurityInformation/IPDt02017-05-15
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0PD
ReturnHeader/FilingSecurityInformation/IPTm017:35:13
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Lisa A Brown and Associates LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt084 N Main St
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Fall River
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd002720
ReturnHeader/PreparerPersonGrp/PhoneNum05085673226
ReturnHeader/PreparerPersonGrp/PreparationDt02017-05-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LISA A BROWN
ReturnHeader/ReturnTs02017-05-15T17:35:21-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$130,419
Liabilities
$7,860
Net assets
$122,559
Revenue
$671,249
Expenses
$708,518
Net income
-$37,269
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.30$0.22$1.07$2.04$1.73$0.31
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.01$0.25$0.77$1.61$1.42$0.19
2022Detailed filing. Detailed filing data is available for this year.$0.73$0.15$0.58$1.25$1.15$0.10
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.72$0.23$0.50$1.05$0.89$0.16
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.58$0.20$0.39$0.84$0.69$0.14
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.36$0.16$0.19$0.91$0.84$0.08
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.30$0.15$0.16$0.83$0.84$0.00
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.28$0.12$0.16$0.76$0.72$0.04
2016Detailed filing. Detailed filing data is available for this year.$0.13$0.01$0.12$0.67$0.71$0.04
2015Detailed filing. Detailed filing data is available for this year.$0.21$0.05$0.16$0.45$0.41$0.04
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.16$0.04$0.12$0.27$0.14$0.12
2013Summary only. Only limited summary data is available for this year.$0.00$0.00$0.00$0.00$0.00