Civic Intelligence

I Support Community Nfp

EIN 46-1125962 • 501(c)3 • Naperville, IL

Profile

To empower youth with the social emotional skills needed for positive mental health, self-sufficiency and to be leaders in their lives, future jobs and community. Our mission is to empower youth to live each day with good character and our vision is that they will make the world a better place.

790 Royal St George Dr STE 141-134Naperville, IL 60563

www.insideoutclub.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

54th percentile

3.8%

Higher net margin than 54% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

96th percentile

$69,583

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 32.5% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

61st percentile

4.4%

Faster asset growth than 61% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

40th percentile

-13%

Faster revenue growth than 40% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Up

$192,792

Up $95,267 (+98%) from 2022

Liabilities

Flat

$0

Flat from 2022

Net Assets

Up

$192,792

Up $95,267 (+98%) from 2022

Revenue

Up

$214,308

Up $69,497 (+48%) from 2022

Expenses

Up

$206,260

Up $67,830 (+49%) from 2022

Net Income

Up

$8,048

Up $1,667 (+26%) from 2022

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2022: $97,525Liabilities 2022: $0Net Assets 2022: $97,5252022Assets 2025: $192,792Liabilities 2025: $0Net Assets 2025: $192,7922025

Highlighted filing

2025

Assets$192,792
Liabilities$0
Net Assets$192,792

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0Revenue 2022: $144,811Expenses 2022: $138,430Net Income 2022: $6,3812022Revenue 2025: $214,308Expenses 2025: $206,260Net Income 2025: $8,0482025

Highlighted filing

2025

Revenue$214,308
Expenses$206,260
Net Income$8,048

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Sep 3, 2025
Return Version
2024v5.0
Gross Receipts
$224,213
Mission and Program Overview

Mission

To empower youth with the social emotional skills needed for positive mental health, self-sufficiency and to be leaders in their lives, future jobs and community. Our mission is to empower kids to live each day with good character and our vision is that they will make the world a better place.

To empower youth with the social emotional skills needed for positive mental health, self-sufficiency and to be leaders in their lives, future jobs and community. Our mission is to empower youth to live each day with good character and our vision is that they will make the world a better place.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$160,310$125,994▼ $34,316
Investments Other Securities$0$50,438▲ $50,438
Cash and Non-Interest-Bearing Accounts$24,384$16,360▼ $8,024
Accounts Receivable$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$184,694$192,792▲ $8,098
Other Assets Total$0$0→ $0
Liabilities
Accounts Payable and Accrued Expenses$0$0→ $0
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$183,594$192,792▲ $9,198
Net Assets With Donor Restrictions$1,100$0▼ $1,100
Total Net Assets Fund Balance$184,694$192,792▲ $8,098
Total Liabilities and Net Assets / Fund Balance$184,694$192,792▲ $8,098

Asset Categories

AssetBook ValueDepreciationBasis
Other Securities$50,438--
Closely Held Equity Interests$0--
Financial Derivatives$0--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2025$0$50,000▲ $562$0$50,438
2024$0$0→ $0$0$0
2023$0$0→ $0$0$0
2022$0$0→ $0$0$0
2021$0$0→ $0$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Marion B RuthigExecutive DirectorFT$69,583$69,583

Board Members and Trustees

NameTitle
Gerry CassioppiPast President
David DudleyPresident
Antara PrasadVice President
Alex GohlaBoard Member
Brett SkeenBoard Member
Katie SowaBoard Member
Lauren CoffeyBoard Member
Janet SommervilleSecretary
Liz HerbstTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$151,741
Program Service Revenue
$55,357
Investment Income
$5,853
Other Revenue
$1,357
All Other Contributions
$121,521
Change in Net Assets
$8,048
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$125,104
Other Expenses$70,736
Total Fundraising Expense$26,670
Grants and Similar Amounts Paid$10,420
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$54,704$2,783$12,096$69,583
Other Salaries and Wages$37,417$3,751$5,260$46,428
Fees for Services Other$24,124$879$6,260$31,263
Occupancy$10,654$231$695$11,580
Grants to Domestic Individuals$9,510--$9,510
Payroll Taxes$7,456$273$1,364$9,093
Insurance$4,830$765$295$5,890
Advertising$1,738$283$604$2,625
Office Expenses$385$1,352$96$1,833
Information Technology$0$1,004$0$1,004
Grants to Domestic Orgs$910--$910
Fees for Services Accounting$0$491$0$491
Other Expenses$0$279$0$279
Total Functional Expenses$166,036$13,554$26,670$206,260
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$11,262
Fundraising Direct Expenses$9,905
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Cocoa & Kindness$27,435$9,212$6,525$2,687
Fall Family 5K$9,171$2,050$899$1,151
Total Events$36,606$11,262$9,053$2,209
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The 990 is prepared by the Executive Director, who was a CPA for 12 years, and is reviewed by the Treasurer. After that the 990 is sent to the board members for review. At the next board meeting board votes to approve the 990 and have it filed.

Form 990, Part VI, Section B, Line 12C

Annually the board of directors reviews and signs a conflict of interest statement. The Executive Director ensures 100% compliance. Any conflicts disclosed are discussed and addressed by the Executive Committee of the board.

Form 990, Part VI, Section B, Line 15

The bylaws of Inside Out Club DuPage establish that the Executive Committee has general oversight of the organization's human resource plan. Specific duties include annual evaluation of the Executive Director of the organization. A competent salary survey may be used to benchmark compensation for the position utilizing salary survey data as well as the salaries of similar, local nonprofits. The committee meets independent of the Executive Director to discuss performance relative to the position description. A formal annual performance review will be conducted with the Executive Director. During these deliberations, the committee will look at the annual review and may also considers input obtained from other board members and other informed community leaders. Once a consensus is reached regarding performance, a similar discussion is held concerning compensation relative to established objectives/goals. The committee presents its findings and recommendations, in an executive session without the Executive Director present, to the full board for review and approval. The committee and/or the board chair (a member of the committee) then meet with the Executive Director to discuss and document strengths, weaknesses, and goals for the upcoming year. Compensation planning for the upcoming year is also discussed and documented.

Form 990, Part VI, Section C, Line 19

On the footer of the Inside Out Club website it says - Inside Out Club governing documents, financial statements, conflict of interest policy are available upon request.

Filing and Contact Details

Filer

Filer Name
Inside Out Club
EIN
46-1125962
Phone
6303206898
Address
790 Royal St George Dr STE 141-134, Naperville, IL 60563

Signing Officer

Name
Marion Ruthig
Title
Executive Director
Phone
6303529089
Signed
2025-09-03

Organization Details

Principal Officer
Marion B Ruthig
Formed
2012
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
9
Employees
4
Volunteers
247
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 2

Inside Out Club piloted its high school program, SkillsBox10, this year. This program teach ten life schools through the authentic experience of putting on an event. Seven high school students from five schools worked together for 20 hours to host the event. Through the experience they developed skills in communication, problem solving, teamwork and more! In addition, they all gained a friend through the experience.

Form 990, Part IX, Line 11G

$400 for coding assessment results for the K-5th program, $11,955 to marketing consulting contractor, $7,020 for CRM and data upload services to that CRM (Virtuous), and $11,888 in contract program leaders ($3,725 of which is kind)

Financial Statement Notes

Schedule D, Part V, Line 4

The Inside Out Club All in Fund assists families that indicate they have a financial need or communities where there is a known financial hardship, such as Title I schools. Additionally, the fund is used for strategic fee reductions for the expansion of programs.

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IRS990/IncludeFIN48FootnoteInd00
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IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt01004
IRS990/InformationTechnologyGrp/ProgramServicesAmt00
IRS990/InformationTechnologyGrp/TotalAmt01004
IRS990/InsuranceGrp/FundraisingAmt0295
IRS990/InsuranceGrp/ManagementAndGeneralAmt0765
IRS990/InsuranceGrp/ProgramServicesAmt04830
IRS990/InsuranceGrp/TotalAmt05890
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt05853
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt05853
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt050438
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt07
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0IL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To empower youth with the social emotional skills needed for positive mental health, self-sufficiency and to be leaders in their lives, future jobs and community. Our mission is to empower youth to live each day with good character and our vision is that they will make the world a better place.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NameChangeInd0X
IRS990/NetAssetsOrFundBalancesBOYAmt0184694
IRS990/NetAssetsOrFundBalancesEOYAmt0192792
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
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IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
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IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt01357
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt00
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IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
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IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
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IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0183594
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0192792
IRS990/NoncashContributionsAmt01384
IRS990/NondeductibleContributionsInd01
IRS990/NondeductibleContriDisclInd01
IRS990/OccupancyGrp/FundraisingAmt0695
IRS990/OccupancyGrp/ManagementAndGeneralAmt0231
IRS990/OccupancyGrp/ProgramServicesAmt010654
IRS990/OccupancyGrp/TotalAmt011580
IRS990/OfficeExpensesGrp/FundraisingAmt096
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt01352
IRS990/OfficeExpensesGrp/ProgramServicesAmt0385
IRS990/OfficeExpensesGrp/TotalAmt01833
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt00
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Bank Fees
IRS990/OtherExpensesGrp/Desc1Payroll Fees
IRS990/OtherExpensesGrp/Desc2Program Expenses (Supplies, etc.)
IRS990/OtherExpensesGrp/Desc3Board of Directors / Registration fees
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0597
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1789
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt277
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt3279
IRS990/OtherExpensesGrp/ProgramServicesAmt0924
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt213384
IRS990/OtherExpensesGrp/ProgramServicesAmt30
IRS990/OtherExpensesGrp/TotalAmt01521
IRS990/OtherExpensesGrp/TotalAmt1789
IRS990/OtherExpensesGrp/TotalAmt213461
IRS990/OtherExpensesGrp/TotalAmt3279
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt05260
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt03751
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt037417
IRS990/OtherSalariesAndWagesGrp/TotalAmt046428
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt01364
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt0273
IRS990/PayrollTaxesGrp/ProgramServicesAmt07456
IRS990/PayrollTaxesGrp/TotalAmt09093
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt00
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0Marion B Ruthig
IRS990/PriorPeriodAdjustmentsAmt050
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0923110
IRS990/ProgramServiceRevenueGrp/BusinessCd1923110

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