Civic Intelligence

Community First Lending

990 • Fiscal year 2023 • EIN 45-4715883

Jan 01, 2023 to Dec 31, 2023

Organization ProfileN/A
Richmond, CA
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

84th percentile

0.49x

Higher debt load relative to assets than 84% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2023

Liabilities / Revenue

96th percentile

4.29x

Higher debt load relative to revenue than 96% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2023

Net Margin

93rd percentile

56%

Higher net margin than 93% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2023

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2023

Asset Growth

9th percentile

-15%

Faster asset growth than 9% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2023

Revenue Growth

96th percentile

240%

Faster revenue growth than 96% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets84th percentile

Assets

Down

$2,287,357

Down $417,323 (-15%) from 2022

Net Assets

Up

$1,155,505

Up $146,520 (+15%) from 2022

Liabilities

Down

$1,131,852

Down $563,843 (-33%) from 2022

Revenue And Expenses
Liabilities / Revenue96th percentileNet Margin93rd percentile

Revenue

Up

$263,775

Up $186,093 (+240%) from 2022

Expenses

Down

$117,255

Down $73,331 (-38%) from 2022

Net Income

Up

$146,520

Up $259,424 (+230%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth9th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0-$2.0MAssets 2013: $166,301Liabilities 2013: $177,859Net Assets 2013: -$11,5582013Assets 2014: $236,756Liabilities 2014: $243,5702014Assets 2015: $5,140,395Liabilities 2015: $4,770,172Net Assets 2015: $370,2232015Assets 2016: $4,850,413Liabilities 2016: $4,336,043Net Assets 2016: $514,3702016Assets 2017: $4,549,989Liabilities 2017: $3,877,611Net Assets 2017: $672,3782017Assets 2018: $1,663,171Liabilities 2018: $966,333Net Assets 2018: $696,8382018Assets 2019: $762,068Liabilities 2019: $56,937Net Assets 2019: $705,1312019Assets 2020: $1,528,421Liabilities 2020: $837,245Net Assets 2020: $691,1762020Assets 2021: $1,734,329Liabilities 2021: $612,440Net Assets 2021: $1,121,8892021Assets 2022: $2,704,680Liabilities 2022: $1,695,695Net Assets 2022: $1,008,9852022Assets 2023: $2,287,357Liabilities 2023: $1,131,852Net Assets 2023: $1,155,5052023Assets 2024: $2,588,924Liabilities 2024: $1,532,638Net Assets 2024: $1,056,2862024

Highlighted filing

2023

Assets$2,287,357
Liabilities$1,131,852
Net Assets$1,155,505
Open 2023 Filing

Operations Trend

Revenue Growth96th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2013: $1,445Expenses 2013: $4,223Net Income 2013: -$2,7782013Revenue 2014: $10,746Expenses 2014: $12,425Net Income 2014: -$1,6792014Revenue 2015: $268,625Expenses 2015: $131,250Net Income 2015: $137,3752015Revenue 2016: $473,366Expenses 2016: $329,219Net Income 2016: $144,1472016Revenue 2017: $491,987Expenses 2017: $333,979Net Income 2017: $158,0082017Revenue 2018: $2,940,495Expenses 2018: $2,916,035Net Income 2018: $24,4602018Revenue 2019: $960,139Expenses 2019: $951,846Net Income 2019: $8,2932019Revenue 2020: $22,469Expenses 2020: $36,424Net Income 2020: -$13,9552020Revenue 2021: $234,940Expenses 2021: $123,889Net Income 2021: $111,0512021Revenue 2022: $77,682Expenses 2022: $190,586Net Income 2022: -$112,9042022Revenue 2023: $263,775Expenses 2023: $117,255Net Income 2023: $146,5202023Revenue 2024: $78,693Expenses 2024: $177,912Net Income 2024: -$99,2192024

Highlighted filing

2023

Revenue$263,775
Expenses$117,255
Net Income$146,520
Open 2023 Filing
Filing Detail Status

This 2023 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2024)
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Mission and Program Overview

Mission

The Corporation is organized exclusively to benefit and support Community Housing Development Corporation of North Richmond ("CHDC"), in carrying out its purposes, in accordance with the provisions of IRS 509(a)(3) by securing capital from federal, state and local governments and from private sources to assist in providing financing for low and moderate income housing and establishing a revolving loan fund which will provide loans to low and moderate income households for the purpose of assisting in the purchase of affordable housing and/or communities, in furtherance of one of CHDC's charitable purposes.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$2,287,357
Liabilities
$1,131,852
Net assets
$1,155,505
Revenue
$263,775
Expenses
$117,255
Net income
$146,520
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.59$1.53$1.06$0.08$0.18$0.10
2023Summary only. Only limited summary data is available for this year.$2.29$1.13$1.16$0.26$0.12$0.15
2022Summary only. Only limited summary data is available for this year.$2.70$1.70$1.01$0.08$0.19$0.11
2021Summary only. Only limited summary data is available for this year.$1.73$0.61$1.12$0.23$0.12$0.11
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.53$0.84$0.69$0.02$0.04$0.01
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.76$0.06$0.71$0.96$0.95$0.01
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.66$0.97$0.70$2.94$2.92$0.02
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.55$3.88$0.67$0.49$0.33$0.16
2016Summary only. Only limited summary data is available for this year.$4.85$4.34$0.51$0.47$0.33$0.14
2015Summary only. Only limited summary data is available for this year.$5.14$4.77$0.37$0.27$0.13$0.14
2014Summary only. Only limited summary data is available for this year.$0.24$0.24$0.01$0.01$0.00
2013Summary only. Only limited summary data is available for this year.$0.17$0.18$0.01$0.00$0.00$0.00