Civic Intelligence

Community Investment Collaborative

990EZ • Fiscal year 2012 • EIN 45-4105820

Jan 01, 2012 to Dec 31, 2012 • Filed on May 13, 2013

Organization ProfileWWW.CICVILLE.ORG
PO Box 297622903
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

96th percentile

74%

Higher net margin than 96% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

$127,365

No earlier filing loaded for comparison.

Net Assets

$127,365

No earlier filing loaded for comparison.

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin96th percentile

Revenue

$171,005

No earlier filing loaded for comparison.

Expenses

$43,640

No earlier filing loaded for comparison.

Net Income

$127,365

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0Assets 2012: $127,365Net Assets 2012: $127,3652012Assets 2013: $355,914Liabilities 2013: $3,556Net Assets 2013: $352,3582013Assets 2014: $431,146Liabilities 2014: $14,730Net Assets 2014: $416,4162014Assets 2015: $497,492Liabilities 2015: $20,716Net Assets 2015: $476,7762015Assets 2016: $493,290Liabilities 2016: $19,542Net Assets 2016: $473,7482016Assets 2017: $586,395Liabilities 2017: $24,962Net Assets 2017: $561,4332017Assets 2018: $709,754Liabilities 2018: $14,055Net Assets 2018: $695,6992018Assets 2019: $817,524Liabilities 2019: $15,261Net Assets 2019: $802,2632019Assets 2020: $1,933,615Liabilities 2020: $377,276Net Assets 2020: $1,556,3392020Assets 2021: $2,335,372Liabilities 2021: $326,506Net Assets 2021: $2,008,8662021Assets 2022: $2,566,394Liabilities 2022: $348,511Net Assets 2022: $2,217,8832022Assets 2023: $2,802,558Liabilities 2023: $526,768Net Assets 2023: $2,275,7902023Assets 2024: $2,805,894Liabilities 2024: $555,424Net Assets 2024: $2,250,4702024

Highlighted filing

2012

Assets$127,365
Liabilities-
Net Assets$127,365
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MRevenue 2012: $171,005Expenses 2012: $43,640Net Income 2012: $127,3652012Revenue 2013: $350,043Expenses 2013: $125,050Net Income 2013: $224,9932013Revenue 2014: $280,908Expenses 2014: $214,608Net Income 2014: $66,3002014Revenue 2015: $369,506Expenses 2015: $321,643Net Income 2015: $47,8632015Revenue 2016: $318,643Expenses 2016: $321,671Net Income 2016: -$3,0282016Revenue 2017: $422,843Expenses 2017: $335,158Net Income 2017: $87,6852017Revenue 2018: $737,370Expenses 2018: $603,104Net Income 2018: $134,2662018Revenue 2019: $690,593Expenses 2019: $584,029Net Income 2019: $106,5642019Revenue 2020: $13,501,083Expenses 2020: $12,747,007Net Income 2020: $754,0762020Revenue 2021: $2,838,911Expenses 2021: $2,386,384Net Income 2021: $452,5272021Revenue 2022: $2,244,096Expenses 2022: $2,035,079Net Income 2022: $209,0172022Revenue 2023: $2,055,191Expenses 2023: $1,997,284Net Income 2023: $57,9072023Revenue 2024: $2,414,442Expenses 2024: $2,439,756Net Income 2024: -$25,3142024

Highlighted filing

2012

Revenue$171,005
Expenses$43,640
Net Income$127,365
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 13, 2013
Return Version
2012v2.1
Filing and Contact Details

Filer

EIN
45-4105820
Raw XML Appendix149 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/Compensation/PersonName0WENDY B BROWN
CompensationExplanation/Compensation/PersonName1GORDON BENNETT
CompensationExplanation/Compensation/PersonName2TOAN TGUYAN
CompensationExplanation/Compensation/PersonName3PHILIPPE SOMMER
CompensationExplanation/Compensation/PersonName4W MCILWAINE THOMPSON JR
IRS990EZ/ActivitiesNotPreviouslyRpt0false
IRS990EZ/CashSavingsAndInvestments/EOY0108865
IRS990EZ/ContributionsGiftsGrantsEtc0161310
IRS990EZ/DidOrgFileForm1120POLThisYear0false
IRS990EZ/DoesOrgHaveHospital0false
IRS990EZ/EngagedInExcessBenefitTrans0false
IRS990EZ/EngageInLobbyingActivities0false
IRS990EZ/EngagePoliticalCmpgnActivities0false
IRS990EZ/ExcessOrDeficitForYear0127365
IRS990EZ/FeesAndOthPymtToIndContractors0546
IRS990EZ/FiledScheduleA0true
IRS990EZ/ForeignFinancialAccount0false
IRS990EZ/ForeignOffice0false
IRS990EZ/GrossReceipts0171005
IRS990EZ/InfoInScheduleOPartI0X
IRS990EZ/InfoInScheduleOPartII0X
IRS990EZ/InfoInScheduleOPartIII0X
IRS990EZ/InitialReturn0X
IRS990EZ/InvestmentIncome065
IRS990EZ/MadeChangesToOrgnzngEtcDoc0false
IRS990EZ/MadeLoansToFromOfficers0false
IRS990EZ/MaintainAnyDonorAdvisedFunds0false
IRS990EZ/MethodOfAccountingCash0X
IRS990EZ/NetAssetsOrFundBalances/BOY00
IRS990EZ/NetAssetsOrFundBalances/EOY0127365
IRS990EZ/NetAssetsOrFundBalancesEOY0127365
IRS990EZ/OccupancyRentUtilitiesAndMaint095
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition035.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition11.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition225.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition31.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition43.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation30
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation40
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0WENDY B BROWN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1GORDON BENNETT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2TOAN TGUYAN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName3PHILIPPE SOMMER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName4W MCILWAINE THOMPSON JR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0TREASURER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1SECRETARY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2BOARD CHAIR;
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title4DIRECTOR
IRS990EZ/OperatingSchool0false
IRS990EZ/Organization501c30X
IRS990EZ/OrganizationDissolvedEtc0false
IRS990EZ/OrganizationHadUBI0false
IRS990EZ/OtherAssetsTotal/EOY018500
IRS990EZ/OtherExpensesTotal015272
IRS990EZ/PartVIAHghstPaidCntrctProfSer0NONE
IRS990EZ/PartVIOfCompOfHighestPaidEmpl0NONE
IRS990EZ/PrimaryExemptPurpose0COMMUNITY INVESTMENT COLLABORATIVE IS A MICROENTEPRISE DEVELOPMENT PROGRAM THAT SUPPORTS UNDERSERVED ENTREPRENEURS WHO LACK ACCESS TO TRADTIONAL FUNDING SOURCES.
IRS990EZ/PrintingPublicationsPostage01822
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0COMMUNITY INVESTMENT COLLABORATIVE PROVIDES DETAILED BUSINESS EDUCATION USING A PROVEN PROGRAM LICENSED FROM WORKSHOP IN BUSINESS OPPORTUNITIES. IN OUR FIRST YEAR WE GRADUATED 15 ENTREPRENEURS WHO SHOWED AN INCREASED UNDERSTANDING OF BUSINESS FROM 59% WITH A "GOOD/EXCELLENT" RATING TO 96% WITH A "GOOD/EXCELLENT" RATING. ALL 15 GRADUATES SELF REPORTED AS LOW IN INCOME AND ALL BUT 1 WERE MINORITIES. FIVE NEW BUSINESSES HAVE STARTED AS A RESULT OF THE CLASS.
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom1PART OF COMMUNITY INVESTMENT COLLABORATIVE'S (CIC) MISSION IS TO PROVIDE MICRO LOANS TO ENTREPRENEURS WHO WOULD NOT OTHERWISE HAVE ACCESS TO CAPITAL. IN OUR FIRST YEAR, CIC DEVELOPED LOAN DOCUMENTATION AND PROCEDURES AND CREATED AND TRAINED A LOAN COMMITTEE COMPRISED OF TWO BANKERS, TWO BUSINESS OWNERS AND ONE COMMUNITY ADVOCATE. THE LOAN COMMITTEE REVIEWED 8 APPLICATIONS AND COMMITTED TO 5 LOANS. FOUR OF THE LOANS WERE DISBURSED IN 2012.
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom2COMMUNITY INVESTMENT COLLABORATIVE (CIC) RECOGNIZES THAT IT TAKES MORE THAN JUST MONEY AND EDUCATION TO CREATE A SUCCESSFUL BUSINESS; THUS WE HAVE DEVELOPED A MENTOR PROGRAM AND AN EXTENSIVE NETWORK OF COMMUNITY MEMBERS TO SUPPORT OUR GRADUATES AND THEIR NEW BUSINESSES. ALL GRADUATES WHO ASKED TO BE MENTORED WERE SUCCESSFULLY PAIRED. THIRTY-EIGHT COMMUNITY ORGANIZATIONS HAVE PARTNERED WITH CIC TO RECRUIT STUDENTS OR PROVIDE SCHOLARSHIPS. LOCAL BUSINESS LEADERS HAVE CONTRIBUTED 440 VOLUNTEER HOURS AS DISCUSSION GROUP LEADERS, WORKGROUP LEADERS AND MENTORS.
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses015267
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses118500
IRS990EZ/ProgramServiceRevenue09630
IRS990EZ/ProhibitedTaxShelterTrans0false
IRS990EZ/RelatedOrgControlledEntity0false
IRS990EZ/SalariesOtherCompEmplBenefits025905
IRS990EZ/StatesWhereCopyOfReturnIsFiled0VA
IRS990EZ/SubjectToProxyTax0false
IRS990EZ/TanningServicesProvided0false
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine10250 EAST HIGH STREET
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine20250 EAST HIGH STREET
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0CHARLOTTESVILLE
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0VA
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode022902
IRS990EZ/TheBooksAreInCareOf/NamePerson0STACIE H REID
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber04342938191
IRS990EZ/TotalAssets/BOY00
IRS990EZ/TotalAssets/EOY0127365
IRS990EZ/TotalExpenses043640
IRS990EZ/TotalProgramServiceExpenses033767
IRS990EZ/TotalRevenue0171005
IRS990EZ/TransactionWithControlEntity0false
IRS990EZ/TrnsfrsExemptNonCharRelatedOrg0false
IRS990EZ/WebSite0WWW.CICVILLE.ORG
IRS990ScheduleA/First5Years1700X
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYear0161310
IRS990ScheduleA/GiftsGrantsContribReceived170/Total0161310
IRS990ScheduleA/GrossReceiptsFromAdmissionsEtc09695
IRS990ScheduleA/PubliclySupportedOrg170b1Avi0X
IRS990ScheduleA/PublicSupportTotal1700161310
IRS990ScheduleA/Total170/CurrentTaxYear0161310
IRS990ScheduleA/Total170/Total0161310
IRS990ScheduleA/TotalSupport0161310
IRS990ScheduleB/ContributorInfo/AggregateContributions0RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/City0RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/State0RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorNameBusiness/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorNumber0RESTRICTED
IRS990ScheduleO/GeneralExplanation/Explanation0EXPENSES BOOKS 11,250 CLASS SUPPLIES 139 DATABASE: WEB COSTS 638 COMMUNITY EVENTS 1,027 PROGRAM MILAGE 663 LOAN ORIGINATION FEES 1,210 FUNDRAISING EXPENSES 122 MISCELLANEOUS 223 TOTAL 15,272
IRS990ScheduleO/GeneralExplanation/Explanation1LOANS MADE TO ENTREPRENEURS 0 18,500 TOTAL 0 18,500
IRS990ScheduleO/GeneralExplanation/Explanation2COMMUNITY INVESTMENT COLLABORATIVE IS A MICROENTEPRISE DEVELOPMENT PROGRAM THAT SUPPORTS UNDERSERVED ENTREPRENEURS WHO LACK ACCESS TO TRADTIONAL FUNDING SOURCES.
IRS990ScheduleO/GeneralExplanation/Explanation3COMMUNITY INVESTMENT COLLABORATIVE PROVIDES DETAILED BUSINESS EDUCATION USING A PROVEN PROGRAM LICENSED FROM WORKSHOP IN BUSINESS OPPORTUNITIES. IN OUR FIRST YEAR WE GRADUATED 15 ENTREPRENEURS WHO SHOWED AN INCREASED UNDERSTANDING OF BUSINESS FROM 59% WITH A "GOOD/EXCELLENT" RATING TO 96% WITH A "GOOD/EXCELLENT" RATING. ALL 15 GRADUATES SELF REPORTED AS LOW IN INCOME AND ALL BUT 1 WERE MINORITIES. FIVE NEW BUSINESSES HAVE STARTED AS A RESULT OF THE CLASS.
IRS990ScheduleO/GeneralExplanation/Explanation4PART OF COMMUNITY INVESTMENT COLLABORATIVE'S (CIC) MISSION IS TO PROVIDE MICRO LOANS TO ENTREPRENEURS WHO WOULD NOT OTHERWISE HAVE ACCESS TO CAPITAL. IN OUR FIRST YEAR, CIC DEVELOPED LOAN DOCUMENTATION AND PROCEDURES AND CREATED AND TRAINED A LOAN COMMITTEE COMPRISED OF TWO BANKERS, TWO BUSINESS OWNERS AND ONE COMMUNITY ADVOCATE. THE LOAN COMMITTEE REVIEWED 8 APPLICATIONS AND COMMITTED TO 5 LOANS. FOUR OF THE LOANS WERE DISBURSED IN 2012.
IRS990ScheduleO/GeneralExplanation/Explanation5COMMUNITY INVESTMENT COLLABORATIVE (CIC) RECOGNIZES THAT IT TAKES MORE THAN JUST MONEY AND EDUCATION TO CREATE A SUCCESSFUL BUSINESS; THUS WE HAVE DEVELOPED A MENTOR PROGRAM AND AN EXTENSIVE NETWORK OF COMMUNITY MEMBERS TO SUPPORT OUR GRADUATES AND THEIR NEW BUSINESSES. ALL GRADUATES WHO ASKED TO BE MENTORED WERE SUCCESSFULLY PAIRED. THIRTY-EIGHT COMMUNITY ORGANIZATIONS HAVE PARTNERED WITH CIC TO RECRUIT STUDENTS OR PROVIDE SCHOLARSHIPS. LOCAL BUSINESS LEADERS HAVE CONTRIBUTED 440 VOLUNTEER HOURS AS DISCUSSION GROUP LEADERS, WORKGROUP LEADERS AND MENTORS.
IRS990ScheduleO/GeneralExplanation/Identifier0OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier1OTHER ASSETS
IRS990ScheduleO/GeneralExplanation/Identifier2PRIMARY EXEMPT PURPOSE
IRS990ScheduleO/GeneralExplanation/Identifier3FIRST ACCOMPLISHMENT
IRS990ScheduleO/GeneralExplanation/Identifier4SECOND ACCOMPLISHMENT
IRS990ScheduleO/GeneralExplanation/Identifier5THIRD ACCOMPLISHMENT
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990-EZ, PART III
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990-EZ, PART III, LINE 28
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990-EZ, PART III, LINE 29
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990-EZ, PART III, LINE 30
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0454105820
ReturnHeader/Filer/Name/BusinessNameLine10COMMUNITY INVESTMENT COLLABORATIVE
ReturnHeader/Filer/NameControl0COMM
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 2976
ReturnHeader/Filer/USAddress/City0CHARLOTTESVILLE
ReturnHeader/Filer/USAddress/State0VA
ReturnHeader/Filer/USAddress/ZIPCode022903
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02013-05-13
ReturnHeader/Officer/Name0WENDY B BROWN
ReturnHeader/Officer/Title0CHAIR, BOARD OF DIRECTORS
ReturnHeader/Preparer/DatePrepared02013-05-13
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10MCCALLUM & KUDRAVETZ PC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10250 E HIGH ST
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0CHARLOTTESVILLE
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0VA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode0229025178
ReturnHeader/Preparer/Name0STACIE H REID
ReturnHeader/Preparer/Phone04342938191
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-05-13T14:32:50-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$127,365
Liabilities
-
Net assets
$127,365
Revenue
$171,005
Expenses
$43,640
Net income
$127,365
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.81$0.56$2.25$2.41$2.44$0.03
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.80$0.53$2.28$2.06$2.00$0.06
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.57$0.35$2.22$2.24$2.04$0.21
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.34$0.33$2.01$2.84$2.39$0.45
2020Detailed filing. Detailed filing data is available for this year.$1.93$0.38$1.56$13.5$12.7$0.75
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.82$0.02$0.80$0.69$0.58$0.11
2018Detailed filing. Detailed filing data is available for this year.$0.71$0.01$0.70$0.74$0.60$0.13
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.59$0.02$0.56$0.42$0.34$0.09
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.49$0.02$0.47$0.32$0.32$0.00
2015Detailed filing. Detailed filing data is available for this year.$0.50$0.02$0.48$0.37$0.32$0.05
2014Detailed filing. Detailed filing data is available for this year.$0.43$0.01$0.42$0.28$0.21$0.07
2013Detailed filing. Detailed filing data is available for this year.$0.36$0.00$0.35$0.35$0.13$0.22
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.13$0.13$0.17$0.04$0.13