Civic Intelligence

Save Crystal River Inc.

990 • Fiscal year 2021 • EIN 45-3856534

Jan 01, 2021 to Dec 31, 2021 • Filed on Sep 15, 2023

Organization ProfileWWW.SAVECRYSTALRIVER.COM
915 N Suncoast BlvdCrystal River, FL 34429

(352) 795-9230

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

95th percentile

1.12x

Higher debt load relative to assets than 95% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2021

Liabilities / Revenue

86th percentile

0.91x

Higher debt load relative to revenue than 86% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2021

Net Margin

15th percentile

-11%

Higher net margin than 15% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2021

Top Officer Pay

39th percentile

$0

Higher top officer pay than 39% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2021

Asset Growth

98th percentile

265%

Faster asset growth than 98% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2020 to 2021

Revenue Growth

4th percentile

-53%

Faster revenue growth than 4% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets95th percentile

Assets

Up

$2,636,214

Up $1,914,627 (+265%) from 2020

Net Assets

Down

-$324,311

Down $349,057 (-1411%) from 2020

Liabilities

Up

$2,960,525

Up $2,263,684 (+325%) from 2020

Revenue And Expenses
Liabilities / Revenue86th percentileNet Margin15th percentile

Revenue

Down

$3,259,635

Down $3,739,743 (-53%) from 2020

Expenses

Down

$3,608,692

Down $3,380,743 (-48%) from 2020

Net Income

Down

-$349,057

Down $359,000 (-3611%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth98th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0-$1.0MAssets 2012: $2,243Net Assets 2012: $2,2432012Assets 2013: $89,353Net Assets 2013: $89,3532013Assets 2014: $52,536Liabilities 2014: $0Net Assets 2014: $52,5362014Assets 2015: $142,272Liabilities 2015: $0Net Assets 2015: $142,2722015Assets 2016: $259,086Liabilities 2016: $193,871Net Assets 2016: $65,2152016Assets 2017: $248,357Liabilities 2017: $105,420Net Assets 2017: $142,9372017Assets 2018: $543,034Liabilities 2018: $483,128Net Assets 2018: $59,9062018Assets 2019: $2,003,382Liabilities 2019: $1,988,581Net Assets 2019: $14,8012019Assets 2020: $721,587Liabilities 2020: $696,841Net Assets 2020: $24,7462020Assets 2021: $2,636,214Liabilities 2021: $2,960,525Net Assets 2021: -$324,3112021Assets 2022: $2,169,988Liabilities 2022: $2,467,639Net Assets 2022: -$297,6512022Assets 2023: $700,854Liabilities 2023: $846,535Net Assets 2023: -$145,6812023Assets 2024: $1,213,771Liabilities 2024: $1,386,932Net Assets 2024: -$173,1612024

Highlighted filing

2021

Assets$2,636,214
Liabilities$2,960,525
Net Assets-$324,311
Open 2021 Filing

Operations Trend

Revenue Growth4th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MRevenue 2012: $22,778Expenses 2012: $25,666Net Income 2012: -$2,8882012Revenue 2013: $117,694Expenses 2013: $30,584Net Income 2013: $87,1102013Revenue 2014: $59,292Expenses 2014: $96,109Net Income 2014: -$36,8172014Revenue 2015: $1,507,331Expenses 2015: $1,417,595Net Income 2015: $89,7362015Revenue 2016: $1,230,594Expenses 2016: $1,307,651Net Income 2016: -$77,0572016Revenue 2017: $2,183,593Expenses 2017: $2,105,871Net Income 2017: $77,7222017Revenue 2018: $3,467,762Expenses 2018: $3,465,547Net Income 2018: $2,2152018Revenue 2019: $2,759,363Expenses 2019: $2,804,468Net Income 2019: -$45,1052019Revenue 2020: $6,999,378Expenses 2020: $6,989,435Net Income 2020: $9,9432020Revenue 2021: $3,259,635Expenses 2021: $3,608,692Net Income 2021: -$349,0572021Revenue 2022: $12,061,615Expenses 2022: $12,070,360Net Income 2022: -$8,7452022Revenue 2023: $6,115,874Expenses 2023: $5,963,904Net Income 2023: $151,9702023Revenue 2024: $4,958,210Expenses 2024: $4,985,690Net Income 2024: -$27,4802024

Highlighted filing

2021

Revenue$3,259,635
Expenses$3,608,692
Net Income-$349,057
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Sep 15, 2023
Return Version
2021v4.0
Gross Receipts
$3,291,844
Mission and Program Overview

Mission

To be a coalition and partnership of friends and neighbors, young parents and retirees, career professionals and business owners, residents and community leaders who are united by their commitment to maintain and protect the unique quality of life for all people in the communities of crystal river and citrus county.

During the year, the organization has now successfully restored over 50 acres and planted over 250,000 native eelgrass plants. We also have to date unclogged over 700 spring vents and have removed millions pounds of detrital material and lyngbya in kings bay located in crystal river, florida. We have created a public outreach/education campaign using our website and social media to help educate the community about the importance of this project. Save crystal river also partnered again with the crystal river primary school and duke energy for a year-long project where students grew eelgrass in every classroom. This eelgrass farm was incorporated into all aspects of their curriculum from science to art class. This project has a lasting impact in creating long-term environmental stewards. In the spirit of creating environmental stewards for the future as well as providing long term protection of the restoration project, we have also started a responsible anchoring program

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$89,427$2,636,214▲ $2,546,787
Pledges and Grants Receivable$632,160--
Total Assets$721,587$2,636,214▲ $1,914,627
Liabilities
Deferred Revenue$35,603$2,417,697▲ $2,382,094
Accounts Payable and Accrued Expenses$661,238$542,828▼ $118,410
Total Liabilities$696,841$2,960,525▲ $2,263,684
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$24,746$-324,311▼ $349,057
Total Net Assets Fund Balance$24,746$-324,311▼ $349,057
Total Liabilities and Net Assets / Fund Balance$721,587$2,636,214▲ $1,914,627
Compensation and Service Providers
Top Officer Pay39th percentile

Board Members and Trustees

NameTitle
Lisa MoorePresident
Candy MurphyDirector
Don BienkowskiDirector
Harriett JonesDirector
Jack ReynoldsDirector
Janis TrippDirector
Jo SonerholmDirector
Joe MeekDirector
Katy HenryDirector
Lisa Van DeboeDirector
Marie BienkowskiDirector
Sylvia GrilloDirector
Tina ChampagneDirector
Liz ThompsonSecretary
Terry ThompsonTreasurer
Steven LambVice-preside
Revenue and Support

Revenue Composition

Contributions and Grants
$3,120,624
Program Service Revenue
$0
Investment Income
$659
Other Revenue
$138,352
All Other Contributions
$27,210
Change in Net Assets
$-349,057

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,259,635
Revenue Not Reported on Form 990
$32,209
Total Revenue per Audited Statements
$3,291,844
Total Revenue per Form 990
$3,259,635
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,608,692
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management$71,939$7,180-$79,119
Fees for Services Accounting$913$11,100-$12,013
Office Expenses-$9,298-$9,298
Occupancy-$4,355-$4,355
Insurance-$2,243-$2,243
Conferences and Meetings-$744-$744
All Other Expenses$287$156-$443
Other Expenses$423,815$360-$360
Total Functional Expenses$3,571,266$37,426$0$3,608,692

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$3,640,901
Expenses per Audited Statements$3,608,692
Total Expenses per Form 990$3,608,692
Expenses Not Reported on Form 990$32,209
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$170,561
Fundraising Direct Expenses$32,209
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Rockstar$150,649$150,649$29,084$121,565
Manatee$19,912$19,912$3,125$16,787
Total Events$170,561$170,561$32,209$138,352
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 12C

“The organization regularly monitors conflicts of interest via board review of any potential matters prior to procurement of goods or services.”

Form 990, Page 6, Part VI, Line 19

“The organization makes its governing documents, conflict of interest policy and financial statements available to any interested party upon reasonable request.”

Filing and Contact Details

Filer

Filer Name
Save Crystal River Inc
EIN
45-3856534
Phone
3527959230
Address
915 N SUNCOAST BLVD, CRYSTAL RIVER, FL 34429

Signing Officer

Name
Tina Champagne
Title
Director
Phone
3527959230
Signed
2023-09-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Tina Champagne
Formed
2011
Legal Domicile
Fl
Voting Board Members
16
Independent Board Members
16
Employees
0
Volunteers
25

Preparer

Firm
Wardlow & Cash Pa
Address
450 PLEASANT GROVE RD, INVERNESS, FL 34452-5746
Preparer
Robert C Wardlow Iii
Phone
3527268130
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Item B

“Amended after receiving third party audit information not available at the extended due date”

FORM 990 - ORGANIZATION'S MISSION

“To be a coalition and partnership of friends and neighbors, young parents and retirees,career professionals and business owners, residents and community leaders who are united by their commitment to maintain and protect the unique quality of life for all people in the communities of crystal river and citrus county.”

Form 990, Page 2, Part III, Line 4A

“During the year, the organization has now successfully restored over 55 acres and planted over 310,000 native eelgrass plants. We have also unclogged over 750 spring vents and have removed 255+ million pounds of detrital material and lyngbya from kings bay which is located in crystal river florida. We have created a public outreach/education campaign using our website and social media to help educate the community about the importance of this project. Save crystal river also partnered again with the crystal river primary school and duke energy for a year-long project where students grew eelgrass in every classroom. This eelgrass farm was incorporated into all aspects of their curriculum from science to art.”

Form 990, Part XI, Line 9

“Fundraising expenses 32,209 fundrising expenses -32,209 rounding differenc 0”

Financial Statement Notes

Schedule D, Page 4, Part XI, Line 2D

“Fundraising expenses 32,209”

Schedule D, Page 4, Part XII, Line 2D

“Fundrising expenses 32,209”

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IRS990/OtherExpensesGrp/Desc1MAINTENANCE AND REPAIRS
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IRS990/OtherExpensesGrp/Desc3DUES & SUBSCRIPTIONS
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IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt018529538
IRS990ScheduleA/TotalSupportAmt018531379
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IRS990ScheduleD/ExpensesSubtotalAmt03608692
IRS990ScheduleD/OtherExpensesIncludedAmt032209
IRS990ScheduleD/OtherRevenueAmt032209
IRS990ScheduleD/RevenueNotReportedAmt032209
IRS990ScheduleD/RevenueSubtotalAmt03259635
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0FUNDRAISING EXPENSES 32,209
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1FUNDRISING EXPENSES 32,209
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 4, PART XI, LINE 2D
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE D, PAGE 4, PART XII, LINE 2D
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IRS990ScheduleD/TotalRevenuePerForm990Amt03259635
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt03291844
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03640901
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IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0ROCKSTAR
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0MANATEE
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt0150649
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt019912
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IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt0150649
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt019912
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IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt0138352
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt032209
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt029084
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt03125
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0AMENDED AFTER RECEIVING THIRD PARTY AUDIT INFORMATION NOT AVAILABLE AT THE EXTENDED DUE DATE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1TO BE A COALITION AND PARTNERSHIP OF FRIENDS AND NEIGHBORS, YOUNG PARENTS AND RETIREES,CAREER PROFESSIONALS AND BUSINESS OWNERS, RESIDENTS AND COMMUNITY LEADERS WHO ARE UNITED BY THEIR COMMITMENT TO MAINTAIN AND PROTECT THE UNIQUE QUALITY OF LIFE FOR ALL PEOPLE IN THE COMMUNITIES OF CRYSTAL RIVER AND CITRUS COUNTY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DURING THE YEAR, THE ORGANIZATION HAS NOW SUCCESSFULLY RESTORED OVER 55 ACRES AND PLANTED OVER 310,000 NATIVE EELGRASS PLANTS. WE HAVE ALSO UNCLOGGED OVER 750 SPRING VENTS AND HAVE REMOVED 255+ MILLION POUNDS OF DETRITAL MATERIAL AND LYNGBYA FROM KINGS BAY WHICH IS LOCATED IN CRYSTAL RIVER FLORIDA. WE HAVE CREATED A PUBLIC OUTREACH/EDUCATION CAMPAIGN USING OUR WEBSITE AND SOCIAL MEDIA TO HELP EDUCATE THE COMMUNITY ABOUT THE IMPORTANCE OF THIS PROJECT. SAVE CRYSTAL RIVER ALSO PARTNERED AGAIN WITH THE CRYSTAL RIVER PRIMARY SCHOOL AND DUKE ENERGY FOR A YEAR-LONG PROJECT WHERE STUDENTS GREW EELGRASS IN EVERY CLASSROOM. THIS EELGRASS FARM WAS INCORPORATED INTO ALL ASPECTS OF THEIR CURRICULUM FROM SCIENCE TO ART.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION REGULARLY MONITORS CONFLICTS OF INTEREST VIA BOARD REVIEW OF ANY POTENTIAL MATTERS PRIOR TO PROCUREMENT OF GOODS OR SERVICES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO ANY INTERESTED PARTY UPON REASONABLE REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FUNDRAISING EXPENSES 32,209 FUNDRISING EXPENSES -32,209 ROUNDING DIFFERENC 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, ITEM B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 2, PART III, LINE 4A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XI, LINE 9
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IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt03571266
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IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03259635
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IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt02636214
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/USAddress/AddressLine1Txt0915 N SUNCOAST BLVD
IRS990/USAddress/CityNm0CRYSTAL RIVER
IRS990/USAddress/StateAbbreviationCd0FL
IRS990/USAddress/ZIPCd034429
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IRS990/WebsiteAddressTxt0WWW.SAVECRYSTALRIVER.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0TINA CHAMPAGNE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum03527959230
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-09-15
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ReturnHeader/Filer/PhoneNum03527959230
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Document Assets

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Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,636,214
Liabilities
$2,960,525
Net assets
-$324,311
Revenue
$3,259,635
Expenses
$3,608,692
Net income
-$349,057
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.21$1.39$0.17$4.96$4.99$0.03
2023Detailed filing. Detailed filing data is available for this year.$0.70$0.85$0.15$6.12$5.96$0.15
2022Detailed filing. Detailed filing data is available for this year.$2.17$2.47$0.30$12.1$12.1$0.01
2021Detailed filing. Detailed filing data is available for this year.$2.64$2.96$0.32$3.26$3.61$0.35
2020Detailed filing. Detailed filing data is available for this year.$0.72$0.70$0.02$7.00$6.99$0.01
2019Detailed filing. Detailed filing data is available for this year.$2.00$1.99$0.01$2.76$2.80$0.05
2018Detailed filing. Detailed filing data is available for this year.$0.54$0.48$0.06$3.47$3.47$0.00
2017Detailed filing. Detailed filing data is available for this year.$0.25$0.11$0.14$2.18$2.11$0.08
2016Detailed filing. Detailed filing data is available for this year.$0.26$0.19$0.07$1.23$1.31$0.08
2015Detailed filing. Detailed filing data is available for this year.$0.14$0.00$0.14$1.51$1.42$0.09
2014Detailed filing. Detailed filing data is available for this year.$0.05$0.00$0.05$0.06$0.10$0.04
2013Detailed filing. Detailed filing data is available for this year.$0.09$0.09$0.12$0.03$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.00$0.00$0.02$0.03$0.00