Civic Intelligence

T&B Consultants

990EZ • Fiscal year 2024 • EIN 45-3608301

Jul 01, 2023 to Jun 30, 2024 • Filed on Oct 20, 2024

Organization Profilelifeontrak.org
69 Lincoln Blvd A216Lincoln, CA 95648

(916) 893-6930

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

57th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

53rd percentile

4.8%

Higher net margin than 53% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

95th percentile

$63,992

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 50.4% of source-year revenue.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

14th percentile

-39%

Faster asset growth than 14% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

25th percentile

-20%

Faster revenue growth than 25% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets56th percentile

Assets

Down

$6,095

Down $3,976 (-39%) from 2023

Net Assets

Down

$6,095

Down $3,976 (-39%) from 2023

Liabilities

Flat

$0

Flat from 2023

Revenue And Expenses
Liabilities / Revenue57th percentileNet Margin53rd percentile

Revenue

Down

$126,942

Down $31,999 (-20%) from 2023

Expenses

Down

$120,847

Down $37,325 (-24%) from 2023

Net Income

Up

$6,095

Up $5,326 (+693%) from 2023

Historical Trend

Balance Sheet Trend

Asset Growth14th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15K$10K$5.0K$0-$5.0KAssets 2013: -$1,586Liabilities 2013: $02013Assets 2014: $2,620Liabilities 2014: $02014Assets 2015: $822Liabilities 2015: $02015Assets 2016: $2,310Liabilities 2016: $02016Assets 2017: $1,300Liabilities 2017: $02017Assets 2018: $3,916Liabilities 2018: $02018Assets 2019: $6,749Liabilities 2019: $02019Assets 2020: $7,317Liabilities 2020: $02020Assets 2021: $5,949Liabilities 2021: $02021Assets 2022: $9,302Liabilities 2022: $0Net Assets 2022: $9,3022022Assets 2023: $10,071Liabilities 2023: $0Net Assets 2023: $10,0712023Assets 2024: $6,095Liabilities 2024: $0Net Assets 2024: $6,0952024Assets 2025: $9,980Liabilities 2025: $0Net Assets 2025: $9,9802025

Highlighted filing

2024

Assets$6,095
Liabilities$0
Net Assets$6,095
Open 2024 Filing

Operations Trend

Revenue Growth25th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2013: $101,103Expenses 2013: $102,689Net Income 2013: -$1,5862013Revenue 2014: $116,063Expenses 2014: $113,443Net Income 2014: $2,6202014Revenue 2015: $120,823Expenses 2015: $122,621Net Income 2015: -$1,7982015Revenue 2016: $115,608Expenses 2016: $114,120Net Income 2016: $1,4882016Revenue 2017: $92,132Expenses 2017: $93,142Net Income 2017: -$1,0102017Revenue 2018: $152,116Expenses 2018: $149,500Net Income 2018: $2,6162018Revenue 2019: $149,840Expenses 2019: $145,707Net Income 2019: $4,1332019Revenue 2020: $121,075Expenses 2020: $120,507Net Income 2020: $5682020Revenue 2021: $102,430Expenses 2021: $103,798Net Income 2021: -$1,3682021Revenue 2022: $158,941Expenses 2022: $155,588Net Income 2022: $3,3532022Revenue 2023: $158,941Expenses 2023: $158,172Net Income 2023: $7692023Revenue 2024: $126,942Expenses 2024: $120,847Net Income 2024: $6,0952024Revenue 2025: $118,800Expenses 2025: $114,915Net Income 2025: $3,8852025

Highlighted filing

2024

Revenue$126,942
Expenses$120,847
Net Income$6,095
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Oct 20, 2024
Return Version
2023v5.0
Gross Receipts
$126,942
Mission and Program Overview

Mission

Education

Program provides financial coaching counseling creditdebt education via 11 consultations and workshop settings

Program Services

DescriptionGrantsExpenses
0--
Compensation and Service Providers
Top Officer Pay95th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Carolee BurseProgram DirectorFT$60,980$3,012$63,992
Shandra ThomasExecutive DirectorFT$33,280$3,600$36,880
Helia MorenoCredit CounselorPT$14,892-$14,892
Filing and Contact Details

Filer

Filer Name
T&b Consultants
EIN
45-3608301
Phone
9168936930
Address
69 LINCOLN BLVD A216, LINCOLN, CA 95648

Signing Officer

Name
Shandra Thomas
Title
Executive Director
Phone
9168936930
Signed
2024-10-20
Supplemental Narrative

Additional Explanations

Schedule O:

“Supplies, travel, and insurance.”

Raw XML Appendix158 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Shandra Thomas
IRS990EZ/BooksInCareOfDetail/PhoneNum09168936930
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt069 Lincoln Blvd Ste A216
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Lincoln
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd095648
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt010071
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt06095
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CntrctRcvdGreaterThan100KCnt00
IRS990EZ/ContributionsGiftsGrantsEtcAmt0126942
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt06095
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0109152
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt010071
IRS990EZ/Form990TotalAssetsGrp/EOYAmt06095
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0126942
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt00
IRS990EZ/NetAssetsOrFundBalancesEOYAmt06095
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt010071
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt06095
IRS990EZ/OccupancyRentUtltsAndMaintAmt01496
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt140.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt220.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt033280
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt160980
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt214892
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt03600
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt13012
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Shandra Thomas
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Carolee Burse
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Helia Moreno
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Executive Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Program Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Credit Counselor
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherEmployeePaidOver100kCnt00
IRS990EZ/OtherExpensesTotalAmt01149
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Program provides financial coaching counseling creditdebt education via 11 consultations and workshop settings
IRS990EZ/PrintingPublicationsPostageAmt02438
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt00
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt06612
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0CA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0120847
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt0126942
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0lifeontrak.org
IRS990ScheduleA/CommunityTrustInd0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0126942
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0158941
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0158941
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0102430
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0121075
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0668329
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/InvestmentIncomePYPct00
IRS990ScheduleA/PublicSupportCY170Pct01
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportPY170Pct01
IRS990ScheduleA/PublicSupportPY509Pct00
IRS990ScheduleA/PublicSupportTotal170Amt0668329
IRS990ScheduleA/PublicSupportTotal509Amt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0126942
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0158941
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0158941
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0102430
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0121075
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0668329
IRS990ScheduleA/TotalSupportAmt0668329
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Supplies, travel, and insurance.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule O:
ReturnHeader/BuildTS02024-10-15 13:58:12Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Shandra Thomas
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/PhoneNum09168936930
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-10-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0T&B CONSULTANTS
ReturnHeader/Filer/BusinessNameControlTxt0T&BC
ReturnHeader/Filer/EIN0453608301
ReturnHeader/Filer/PhoneNum09168936930
ReturnHeader/Filer/USAddress/AddressLine1Txt069 LINCOLN BLVD A216
ReturnHeader/Filer/USAddress/CityNm0LINCOLN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd095648
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/ReturnTs02024-10-20T18:00:02Z
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02023-07-01
ReturnHeader/TaxPeriodEndDt02024-06-30
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$6,095
Liabilities
$0
Net assets
$6,095
Revenue
$126,942
Expenses
$120,847
Net income
$6,095
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.10$0.00$0.10$1.19$1.15$0.04
2024Detailed filing. Detailed filing data is available for this year.$0.06$0.00$0.06$1.27$1.21$0.06
2023Detailed filing. Detailed filing data is available for this year.$0.10$0.00$0.10$1.59$1.58$0.01
2022Detailed filing. Detailed filing data is available for this year.$0.09$0.00$0.09$1.59$1.56$0.03
2021Summary only. Only limited summary data is available for this year.$0.06$0.00$1.02$1.04$0.01
2020Summary only. Only limited summary data is available for this year.$0.07$0.00$1.21$1.21$0.01
2019Summary only. Only limited summary data is available for this year.$0.07$0.00$1.50$1.46$0.04
2018Summary only. Only limited summary data is available for this year.$0.04$0.00$1.52$1.50$0.03
2017Summary only. Only limited summary data is available for this year.$0.01$0.00$0.92$0.93$0.01
2016Summary only. Only limited summary data is available for this year.$0.02$0.00$1.16$1.14$0.01
2015Summary only. Only limited summary data is available for this year.$0.01$0.00$1.21$1.23$0.02
2014Summary only. Only limited summary data is available for this year.$0.03$0.00$1.16$1.13$0.03
2013Summary only. Only limited summary data is available for this year.$0.02$0.00$1.01$1.03$0.02