Civic Intelligence

On the Budget

990EZ • Fiscal year 2016 • EIN 45-3325263

Oct 01, 2015 to Sep 30, 2016 • Filed on Oct 13, 2017

Organization Profilewww.onthebudget.org
14845 SW Murray Scholls Dr Ste 110Beaverton, OR 97007

(971) 312-8109

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

0.97x

Higher debt load relative to assets than 94% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

98th percentile

2.61x

Higher debt load relative to revenue than 98% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Net Margin

57th percentile

6.1%

Higher net margin than 57% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Top Officer Pay

82nd percentile

$16,500

Higher top officer pay than 82% of similar nonprofits.

Top officer pay equals 15.1% of source-year revenue.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Asset Growth

99th percentile

8705%

Faster asset growth than 99% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

77th percentile

26%

Faster revenue growth than 77% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets94th percentile

Assets

Up

$295,127

Up $291,775 (+8705%) from 2015

Net Assets

$10,009

No earlier filing loaded for comparison.

Liabilities

Up

$285,118

Up $285,118 from 2015

Revenue And Expenses
Liabilities / Revenue98th percentileNet Margin57th percentile

Revenue

Up

$109,274

Up $22,429 (+26%) from 2015

Expenses

Up

$102,614

Up $18,163 (+22%) from 2015

Net Income

Up

$6,660

Up $4,266 (+178%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth99th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2015: $3,352Liabilities 2015: $02015Assets 2016: $295,127Liabilities 2016: $285,118Net Assets 2016: $10,0092016Assets 2017: $291,185Liabilities 2017: $281,141Net Assets 2017: $10,0442017Assets 2018: $306,771Liabilities 2018: $302,694Net Assets 2018: $4,0772018Assets 2019: $169,075Liabilities 2019: $158,491Net Assets 2019: $10,5842019

Highlighted filing

2016

Assets$295,127
Liabilities$285,118
Net Assets$10,009
Open 2016 Filing

Operations Trend

Revenue Growth77th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2015: $86,845Expenses 2015: $84,451Net Income 2015: $2,3942015Revenue 2016: $109,274Expenses 2016: $102,614Net Income 2016: $6,6602016Revenue 2017: $105,357Expenses 2017: $105,322Net Income 2017: $352017Revenue 2018: $100,726Expenses 2018: $105,513Net Income 2018: -$4,7872018Revenue 2019: $85,245Expenses 2019: $78,738Net Income 2019: $6,5072019

Highlighted filing

2016

Revenue$109,274
Expenses$102,614
Net Income$6,660
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2015 to Sep 30, 2016
Signed
Oct 13, 2017
Return Version
2015v3.0
Gross Receipts
$109,274
Mission and Program Overview

Mission

Representative payee and trustee service

Provide financial services for people who are unable to handle their affairs.

Program Services

DescriptionGrantsExpenses
Representative payee and trustee services for over 200 social security administration claimants who are determined by SSA to be unable to handle their own financial benefits from SSA.$102,614-
Compensation and Service Providers
Top Officer Pay82nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
NADIA FUDIMPresidentFT$16,500-$16,500
KELLY KOOPMANDirector-$0--
ILYA FUDIMSecretary-$0--
Filing and Contact Details

Filer

Filer Name
On the Budget
EIN
45-3325263
Phone
9713128109
Address
14845 SW MURRAY SCHOLLS DR STE 110, BEAVERTON, OR 97007

Signing Officer

Name
Nadia Fudim
Title
Executive Director
Signed
2017-10-13
Discuss with paid preparer
Yes

Preparer

Firm
Clackamas Income Tax & Accounting Inc
Address
45 SE 82ND DRIVE Suite 55, GLADSTONE, OR 97027
Preparer
Susan L High EA LTC
Phone
5036553737
Supplemental Narrative

Additional Explanations

Other Expenses.1002

“Office Expenses $4421”

Other Expenses.1005

“Travel $4476”

Other Expenses.1009

“Depreciation $1610”

Other Expenses.1012

“Insurance $2846”

Other Expenses.1

“TELEPHONE $2456”

Other Expenses.2

“INTERNET $1768”

Other Expenses.4

“REP FEE REFUNDS $574”

Other Expenses.5

“BANK FEES $560”

Other Expenses.6

“MEALS $533”

Other Expenses.7

“SUPPLIES $479”

Other Expenses.8

“CLIENT EXPENSES $420”

Other Expenses.9

“GIFTS $338”

Other Expenses.10

“SECURITY $300”

Other Expenses.11

“LICENSES $50”

Other Expenses.12

“AUTO EXPENSE $31”

Other Assets.1002

“Furniture and Fixtures - Beginning $0 Furniture and Fixtures - Ending $3245”

Other Assets.1003

“Machinery and Equipment - Beginning $0 Machinery and Equipment - Ending $4281”

Other Assets.1005

“Accounts Receivable - Beginning $0 Accounts Receivable - Ending $500”

Other Assets.1

“CLIENT TRUST ACCOUNTS - Beginning $0 CLIENT TRUST ACCOUNTS - Ending $285118”

Total Liabilities.1

“CLIENT TRUST ACCOUNTS - Beginning $0 CLIENT TRUST ACCOUNTS - Ending $285118”

Raw XML Appendix165 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0NADIA FUDIM
IRS990EZ/BooksInCareOfDetail/PhoneNum09712276294
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt014845 SW MURRAY SCHOLLS DR STE 110P
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0BEAVERTON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OR
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd097007
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt03352
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt01983
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt06660
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt026553
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt03352
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0295127
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt0109274
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt03352
IRS990EZ/NetAssetsOrFundBalancesEOYAmt010009
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt03352
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt010009
IRS990EZ/OccupancyRentUtltsAndMaintAmt09978
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt035.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt016500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0NADIA FUDIM
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1KELLY KOOPMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ILYA FUDIM
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0293144
IRS990EZ/OtherChangesInNetAssetsAmt0-3
IRS990EZ/OtherExpensesTotalAmt020862
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Provide financial services for people who are unable to handle their affairs.
IRS990EZ/PrintingPublicationsPostageAmt0879
IRS990EZ/ProgramServiceRevenueAmt0109274
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Representative payee and trustee services for over 200 social security administration claimants who are determined by SSA to be unable to handle their own financial benefits from SSA.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt0102614
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/RelatedOrgSect527OrgInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt044342
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0OR
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0285118
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0102614
IRS990EZ/TotalProgramServiceExpensesAmt0102614
IRS990EZ/TotalRevenueAmt0109274
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.onthebudget.org
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/First5Years509Ind0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt00
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.00000
IRS990ScheduleA/PublicSupportTotal509Amt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Office Expenses $4421
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Travel $4476
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Depreciation $1610
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Insurance $2846
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4TELEPHONE $2456
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5INTERNET $1768
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6REP FEE REFUNDS $574
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7BANK FEES $560
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8MEALS $533
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9SUPPLIES $479
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10CLIENT EXPENSES $420
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11GIFTS $338
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12SECURITY $300
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13LICENSES $50
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14AUTO EXPENSE $31
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Furniture and Fixtures - Beginning $0 Furniture and Fixtures - Ending $3245
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16Machinery and Equipment - Beginning $0 Machinery and Equipment - Ending $4281
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17Accounts Receivable - Beginning $0 Accounts Receivable - Ending $500
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18CLIENT TRUST ACCOUNTS - Beginning $0 CLIENT TRUST ACCOUNTS - Ending $285118
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt19CLIENT TRUST ACCOUNTS - Beginning $0 CLIENT TRUST ACCOUNTS - Ending $285118
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1005
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1009
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Other Expenses.7
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Other Expenses.8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Other Expenses.9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Other Expenses.10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Other Expenses.11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Other Expenses.12
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Other Assets.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Other Assets.1003
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Other Assets.1005
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Other Assets.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc19Total Liabilities.1
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0NADIA FUDIM
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Dir.
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-10-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ON THE BUDGET
ReturnHeader/Filer/BusinessNameControlTxt0ONTH
ReturnHeader/Filer/EIN0453325263
ReturnHeader/Filer/PhoneNum09713128109
ReturnHeader/Filer/USAddress/AddressLine1Txt014845 SW MURRAY SCHOLLS DR STE 110
ReturnHeader/Filer/USAddress/CityNm0BEAVERTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OR
ReturnHeader/Filer/USAddress/ZIPCd097007
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CLACKAMAS INCOME TAX & ACCOUNTING INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt045 SE 82ND DRIVE Suite 55
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0GLADSTONE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd097027
ReturnHeader/PreparerPersonGrp/PhoneNum05036553737
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Susan L High EA LTC
ReturnHeader/ReturnTs02017-10-13T14:52:58-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-10-01
ReturnHeader/TaxPeriodEndDt02016-09-30
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$295,127
Liabilities
$285,118
Net assets
$10,009
Revenue
$109,274
Expenses
$102,614
Net income
$6,660
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2019Detailed filing. Detailed filing data is available for this year.$1.69$1.58$0.11$0.85$0.79$0.07
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.07$3.03$0.04$1.01$1.06$0.05
2017Detailed filing. Detailed filing data is available for this year.$2.91$2.81$0.10$1.05$1.05$0.00
2016Detailed filing. Detailed filing data is available for this year.$2.95$2.85$0.10$1.09$1.03$0.07
2015Summary only. Only limited summary data is available for this year.$0.03$0.00$0.87$0.84$0.02
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2016 filings • 501(c)3 • <$500k nonprofits