Civic Intelligence

Caramanico Foundation

990PF • Fiscal year 2016 • EIN 45-2845920

Jan 01, 2016 to Dec 31, 2016 • Filed on Sep 28, 2017

PO Box 242Haverford, PA 19041

(610) 642-0500

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Net Margin

23rd percentile

-11%

Higher net margin than 23% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Top Officer Pay

75th percentile

$0

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Asset Growth

7th percentile

-60%

Faster asset growth than 7% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

41st percentile

-4.8%

Faster revenue growth than 41% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Assets

Down

$11,748

Down $17,470 (-60%) from 2015

Net Assets

Down

$11,748

Down $17,470 (-60%) from 2015

Liabilities

Flat

$0

Flat from 2015

Revenue

Down

$165,919

Down $8,345 (-4.8%) from 2015

Expenses

Down

$183,389

Down $41,896 (-19%) from 2015

Net Income

Up

-$17,470

Up $33,551 (+66%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2013: $145,713Liabilities 2013: $0Net Assets 2013: $145,7132013Assets 2014: $80,239Liabilities 2014: $0Net Assets 2014: $80,2392014Assets 2015: $29,218Liabilities 2015: $0Net Assets 2015: $29,2182015Assets 2016: $11,748Liabilities 2016: $0Net Assets 2016: $11,7482016Assets 2017: $4,012Liabilities 2017: $0Net Assets 2017: $4,0122017Assets 2018: $3,090Liabilities 2018: $0Net Assets 2018: $3,0902018Assets 2019: $3,362Liabilities 2019: $0Net Assets 2019: $3,3622019Assets 2020: $0Liabilities 2020: $0Net Assets 2020: $02020

Highlighted filing

2016

Assets$11,748
Liabilities$0
Net Assets$11,748

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2013: $273,996Expenses 2013: $136,556Net Income 2013: $137,4402013Revenue 2014: $181,156Expenses 2014: $246,630Net Income 2014: -$65,4742014Revenue 2015: $174,264Expenses 2015: $225,285Net Income 2015: -$51,0212015Revenue 2016: $165,919Expenses 2016: $183,389Net Income 2016: -$17,4702016Revenue 2017: $76,365Expenses 2017: $84,101Net Income 2017: -$7,7362017Revenue 2018: $3,000Expenses 2018: $3,922Net Income 2018: -$9222018Revenue 2019: $1,000Expenses 2019: $728Net Income 2019: $2722019Revenue 2020: $1,641Expenses 2020: $5,003Net Income 2020: -$3,3622020

Highlighted filing

2016

Revenue$165,919
Expenses$183,389
Net Income-$17,470
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Sep 28, 2017
Return Version
2016v3.0
Mission and Program Overview

Mission

The caramanico foundation will continue the work begun by the caramanico school fund. The caramanico school is located in adestitute province of cambodia where average incomes are less than $1/day. A school built by anne and tom caramanico throughindividual funds was constructed in 2006 in the small village of kahun for 7th, 8, and 9 grades. Until the caramanico school was built there were no educational opportunities beyond the 6th grade. The mission of the foundation will be to continue work already started by the caramanico fund: build and maintain dormitories, secure food sources, provide scholarships; provide computers; develop an international house for visiting teachers and learners; build and maintain a preschool program; support physical needs of high school students.

Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
THOMAS CARAMANICOVice Chair-$0--
ANNE MARBLEChair-$0--
ELIZABETH BALDERSTONSecretary-$0--
JOHN NEVERGOLETreasurer-$0--
STEPHANIE JUDSONBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Caramanico Foundation
EIN
45-2845920
Phone
6106420500
Address
PO BOX 242, HAVERFORD, PA 19041

Signing Officer

Name
Thomas Caramanico
Title
Vice Chair
Phone
6106420500
Signed
2017-09-28
Discuss with paid preparer
Yes

Preparer

Firm
Cliftonlarsonallen Llp
Address
610 W GERMANTOWN PIKE STE 400, PLYMOUTH MEETING, PA 19462
Preparer
Bruce Braunewellcpa
Phone
2156433900
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IRS990PF/StatementsRegardingActy4720Grp/PayCompDisqualifiedPrsnInd01
IRS990PF/StatementsRegardingActy4720Grp/PaymentToGovernmentOfficialInd00
IRS990PF/StatementsRegardingActy4720Grp/PayPremiumsPrsnlBnftCntrctInd00
IRS990PF/StatementsRegardingActy4720Grp/ProhibitedTaxShelterTransInd00
IRS990PF/StatementsRegardingActy4720Grp/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990PF/StatementsRegardingActy4720Grp/SaleOrExchDisqualifiedPrsnInd00
IRS990PF/StatementsRegardingActy4720Grp/TransferAstDisqualifiedPrsnInd00
IRS990PF/StatementsRegardingActy4720Grp/UncorrectedPriorActsInd00
IRS990PF/StatementsRegardingActy4720Grp/UncorrectedPYJeopardyInvstInd00
IRS990PF/StatementsRegardingActy4720Grp/UndistributedIncomePYInd00
IRS990PF/StatementsRegardingActyGrp/ActivitiesNotPreviouslyRptInd00
IRS990PF/StatementsRegardingActyGrp/AtLeast5000InAssetsInd01
IRS990PF/StatementsRegardingActyGrp/ChangesToArticlesOrBylawsInd00
IRS990PF/StatementsRegardingActyGrp/ComplyWithPublicInspRqrInd01
IRS990PF/StatementsRegardingActyGrp/DonorAdvisedFundInd00
IRS990PF/StatementsRegardingActyGrp/ForeignAccountsQuestionInd01
IRS990PF/StatementsRegardingActyGrp/ForeignCountryCd0CB
IRS990PF/StatementsRegardingActyGrp/Form1120POLFiledInd00
IRS990PF/StatementsRegardingActyGrp/Form990PFFiledWithAttyGenInd01
IRS990PF/StatementsRegardingActyGrp/LegislativePoliticalActyInd00
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/AddressLine1Txt0PO BOX 242
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/CityNm0HAVERFORD
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/StateAbbreviationCd0PA
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/ZIPCd019041
IRS990PF/StatementsRegardingActyGrp/MoreThan100SpentInd00
IRS990PF/StatementsRegardingActyGrp/NewSubstantialContributorsInd01
IRS990PF/StatementsRegardingActyGrp/OrganizationDissolvedEtcInd00
IRS990PF/StatementsRegardingActyGrp/OrgReportOrRegisterStateCd0PA
IRS990PF/StatementsRegardingActyGrp/OwnControlledEntityInd00
IRS990PF/StatementsRegardingActyGrp/PersonsWithBooksName/BusinessNameLine1Txt0TOM CARAMANICO
IRS990PF/StatementsRegardingActyGrp/PhoneNum06106420500
IRS990PF/StatementsRegardingActyGrp/PrivateOperatingFoundationInd01
IRS990PF/StatementsRegardingActyGrp/Section4955ManagersTaxAmt00
IRS990PF/StatementsRegardingActyGrp/Section4955OrganizationTaxAmt00
IRS990PF/StatementsRegardingActyGrp/Section508eRqrSatisfiedInd01
IRS990PF/StatementsRegardingActyGrp/TaxReimbursedAmt00
IRS990PF/StatementsRegardingActyGrp/UnrelatedBusIncmOverLimitInd00
IRS990PF/StatementsRegardingActyGrp/WebsiteAddressTxt0WWW.CARAMANICOFOUNDATION.ORG
IRS990PF/SummaryOfDirectChrtblActyGrp/Description1Txt0THE ORGANIZATION ASSISTS IN THE RUNNING OF A GOVERNMENT RUN SCHOOL AND OPERATES CERTAIN PROGRAMS IN COOPERATION WITH THE DEPARTMENT OF EDUCATION. TOM AND ANNE CARAMANICO CONTRIBUTE ENOUGH MONEY TO THE FOUNDATION TO COVER ALL OF THE ADMINISTRATIVE EXPENSES SO THAT 100% OF ANY ADDITIONAL CONTRIBUTIONS FROM OTHERS CAN BE DIRECTED TO THE MISSION IN CAMBODIA.
IRS990PF/SummaryOfDirectChrtblActyGrp/Expenses1Amt0183389
IRS990PF/SumOfProgramRelatedInvstGrp/TotalAmt00
IRS990PF/SupplementaryInformationGrp/ContributingManagerNm0THOMAS CARAMANICO
IRS990PF/SupplementaryInformationGrp/ContributingManagerNm1ANNE MARBLE
IRS990PF/SupplementaryInformationGrp/OnlyContriToPreselectedInd0X
IRS990PF/SupplementaryInformationGrp/TotalGrantOrContriApprvFutAmt00
IRS990PF/SupplementaryInformationGrp/TotalGrantOrContriPdDurYrAmt00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/LoansOrLoanGuaranteesInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PerformanceOfServicesEtcInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PurchaseOfAssetsNonchrtblEOInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/ReimbursementArrangementsInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RelationshipsNonchrtblEOInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RentalOfFacilitiesOthAssetsInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SalesOrExchangesOfAssetsInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SharingOfFacilitiesEtcInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOfCashToNonchrtblEOInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOtherAssetNonchrtblEOInd00
IRS990ScheduleB/ContributorInformationGrp/ContributorNum01
IRS990ScheduleB/ContributorInformationGrp/ContributorNum12
IRS990ScheduleB/ContributorInformationGrp/ContributorNum23
IRS990ScheduleB/ContributorInformationGrp/ContributorNum34
IRS990ScheduleB/ContributorInformationGrp/ContributorPersonNm0WILLIAM GRAHAM
IRS990ScheduleB/ContributorInformationGrp/ContributorPersonNm1JOYCE WALKER
IRS990ScheduleB/ContributorInformationGrp/ContributorPersonNm2THOMAS CARAMANICO
IRS990ScheduleB/ContributorInformationGrp/ContributorPersonNm3ANNE MARBLE
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1Txt0828 CONSHOHOCKEN STATE ROAD
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1Txt1261 E MEEHAN AVE
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1Txt2848 BUCK LANE
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1Txt341 SABINE AVE
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/CityNm0GLADWYNE
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/CityNm1PHILADELPHIA
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/CityNm2HAVERFORD
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/CityNm3NARBERTH
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/StateAbbreviationCd0PA
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/StateAbbreviationCd1PA
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/StateAbbreviationCd2PA
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/StateAbbreviationCd3PA
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCd019035
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCd119119
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCd219041
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCd319072
IRS990ScheduleB/ContributorInformationGrp/PersonContributionInd0X
IRS990ScheduleB/ContributorInformationGrp/PersonContributionInd1X
IRS990ScheduleB/ContributorInformationGrp/PersonContributionInd2X
IRS990ScheduleB/ContributorInformationGrp/PersonContributionInd3X
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt05000
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt119800
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt251600
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt339000
IRS990ScheduleB/GeneralRuleInd0X
IRS990ScheduleB/Organization501c3ExemptPFInd0X
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt00
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt10
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt20
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt30
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt40
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt50
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt60
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt70
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt80
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt90
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt100
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt110
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt120
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc0BANK AND CREDIT CARD FEES
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc1ADVERTISING
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc2PHONE
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc3POST OFFICE BOX
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc4OFFICE EXPENSES
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc5BREAKFAST PROGRAM
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc6VEHICLE REPAIRS/MAINTENANCE/GAS
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc7WATER AND SANITATION
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc8SCHOLARS
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc9FACILITY MAINTENANCE
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc10TUITION
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc11MISCELLANEOUS
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc12FEES
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt01355
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt133
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt21200
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt3130
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt4824
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt535005
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt68790
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt71776
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt84058
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt91798
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt1010769
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt111337
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt1214549
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt00
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt10
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt20
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt30
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt40
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt50
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt60
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt70
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt80
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt90
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt100
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt110
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt120
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt01355
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt133
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt21200
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt3130
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt4824
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt535005
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt68790
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt71776
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt84058
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt91798
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt1010769
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt111337
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt1214549
SubstantialContributorsSch/SubstantialContributorDetail/PersonNm0REBECCA BONNELL
SubstantialContributorsSch/SubstantialContributorDetail/PersonNm1ANNE MARBLE
SubstantialContributorsSch/SubstantialContributorDetail/PersonNm2JOYCE WALKER
SubstantialContributorsSch/SubstantialContributorDetail/PersonNm3THOMAS AND ANNE CARAMANICO
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/AddressLine1Txt0PO BOX 242
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/AddressLine1Txt1PO BOX 242
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/AddressLine1Txt2PO BOX 242
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/AddressLine1Txt3PO BOX 242
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/CityNm0HAVERFORD
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/CityNm1HAVERFORD
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/CityNm2HAVERFORD
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/CityNm3HAVERFORD
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/StateAbbreviationCd0PA
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/StateAbbreviationCd1PA
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/StateAbbreviationCd2PA
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/StateAbbreviationCd3PA
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/ZIPCd019041
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/ZIPCd119041
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/ZIPCd219041
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/ZIPCd319041
TaxesSchedule/TaxesDetail/AdjustedNetIncomeAmt00
TaxesSchedule/TaxesDetail/Amt05329
TaxesSchedule/TaxesDetail/CategoryTxt0PAYROLL
TaxesSchedule/TaxesDetail/DisbursementsCharitablePrpsAmt05329
TaxesSchedule/TaxesDetail/NetInvestmentIncomeAmt00
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0THOMAS CARAMANICO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0VICE CHAIR
ReturnHeader/BusinessOfficerGrp/PhoneNum06106420500

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