Civic Intelligence

Nsaa Endowment Trust

990EZ • Fiscal year 2024 • EIN 45-2682306

May 01, 2023 to Apr 30, 2024 • Filed on May 23, 2024

Organization Profile
109 Main StreetGloucester, MA 01930

(978) 283-0246

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

57th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

93rd percentile

60%

Higher net margin than 93% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

79th percentile

$1,149

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 8.5% of source-year revenue.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

55th percentile

3.9%

Faster asset growth than 55% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

20th percentile

-28%

Faster revenue growth than 20% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets56th percentile

Assets

Up

$215,834

Up $8,047 (+3.9%) from 2023

Net Assets

Up

$215,834

Up $8,047 (+3.9%) from 2023

Liabilities

Flat

$0

Flat from 2023

Revenue And Expenses
Liabilities / Revenue57th percentileNet Margin93rd percentile

Revenue

Down

$13,449

Down $5,132 (-28%) from 2023

Expenses

Up

$5,405

Up $930 (+21%) from 2023

Net Income

Down

$8,044

Down $6,062 (-43%) from 2023

Historical Trend

Balance Sheet Trend

Asset Growth55th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2012: $74,904Liabilities 2012: $02012Assets 2013: $98,337Liabilities 2013: $02013Assets 2014: $97,499Liabilities 2014: $02014Assets 2015: $105,027Liabilities 2015: $02015Assets 2016: $105,894Liabilities 2016: $02016Assets 2017: $107,587Liabilities 2017: $02017Assets 2018: $144,815Liabilities 2018: $02018Assets 2019: $156,492Liabilities 2019: $02019Assets 2020: $163,645Liabilities 2020: $02020Assets 2021: $183,947Liabilities 2021: $0Net Assets 2021: $184,0242021Assets 2022: $193,681Liabilities 2022: $0Net Assets 2022: $193,6812022Assets 2023: $207,787Liabilities 2023: $0Net Assets 2023: $207,7872023Assets 2024: $215,834Liabilities 2024: $0Net Assets 2024: $215,8342024Assets 2025: $221,074Liabilities 2025: $0Net Assets 2025: $221,0742025

Highlighted filing

2024

Assets$215,834
Liabilities$0
Net Assets$215,834
Open 2024 Filing

Operations Trend

Revenue Growth20th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60K$40K$20K$0-$20KRevenue 2012: $8,356Expenses 2012: $3,342Net Income 2012: $5,0142012Revenue 2013: $24,433Expenses 2013: $1,000Net Income 2013: $23,4332013Revenue 2014: $2,303Expenses 2014: $3,141Net Income 2014: -$8382014Revenue 2015: $10,766Expenses 2015: $3,238Net Income 2015: $7,5282015Revenue 2016: $3,440Expenses 2016: $2,573Net Income 2016: $8672016Revenue 2017: $4,597Expenses 2017: $2,905Net Income 2017: $1,6922017Revenue 2018: $40,195Expenses 2018: $3,031Net Income 2018: $37,1642018Revenue 2019: $14,991Expenses 2019: $3,308Net Income 2019: $11,6832019Revenue 2020: $11,413Expenses 2020: $4,306Net Income 2020: $7,1072020Revenue 2021: $24,946Expenses 2021: $4,567Net Income 2021: $20,3792021Revenue 2022: $14,081Expenses 2022: $4,347Net Income 2022: $9,7342022Revenue 2023: $18,581Expenses 2023: $4,475Net Income 2023: $14,1062023Revenue 2024: $13,449Expenses 2024: $5,405Net Income 2024: $8,0442024Revenue 2025: $13,403Expenses 2025: $8,163Net Income 2025: $5,2402025

Highlighted filing

2024

Revenue$13,449
Expenses$5,405
Net Income$8,044
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
May 1, 2023 to Apr 30, 2024
Signed
May 23, 2024
Return Version
2023v5.0
Gross Receipts
$42,941
Mission and Program Overview

Mission

Provide support to the north shore art association of gloucester, inc

Program Services

DescriptionGrantsExpenses
PROVIDE GENERAL FINANCIAL SUPPORT TO THE NORTH SHORE ART ASSOCIATION OF GLOUCESTER, INC$3,236$3,236
Compensation and Service Providers
Top Officer Pay79th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
-Trustee-$1,149-$1,149
ANDREA VANGESTELTrustee-$0--
ALLAN VANGESTELTrustee-$0--
LAWRENCE SWIFTTrustee-$0--
EDWARD DOVETrustee-$0--
JAMES DALYTrustee-$0--
JACQUELINE METCALFETrustee-$0--
Filing and Contact Details

Filer

Filer Name
Nsaa Endowment Trust
EIN
45-2682306
Phone
9782830246
Address
109 MAIN STREET, GLOUCESTER, MA 01930

Signing Officer

Name
Cape Ann Savings Bank
Title
Trustee
Phone
9782830246
Signed
2024-05-23
Discuss with paid preparer
Yes

Preparer

Firm
Trust Processing Solutions
Address
P O BOX 894, MILFORD, OH 45150-0894
Preparer
Doug Hart
Phone
5137748805
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Other Non-Allocable Expense - Princ 35 Foreign Taxes on Qualified Foreign 43”

Form 990-EZ, Part I, Line 20

“ROUNDING 3”

Raw XML Appendix174 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0CAPE ANN SAVINGS BANK
IRS990EZ/BooksInCareOfDetail/PhoneNum09782830246
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0109 MAIN STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0GLOUCESTER
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd001930
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0207787
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0215834
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0775
IRS990EZ/CostOrOtherBasisExpenseSaleAmt029492
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt08044
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02091
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0207787
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0215834
IRS990EZ/GainOrLossFromSaleOfAssetsAmt07683
IRS990EZ/GrantsAndSimilarAmountsPaidAmt03236
IRS990EZ/GrossReceiptsAmt042941
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt04991
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0207787
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0215834
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0207787
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0215834
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt0CAPE ANN SAVINGS BANK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt61149
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ANDREA VANGESTEL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ALLAN VANGESTEL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2LAWRENCE SWIFT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3EDWARD DOVE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JAMES DALY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5JACQUELINE METCALFE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6TRUSTEE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt03
IRS990EZ/OtherExpensesTotalAmt078
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE SUPPORT TO THE NORTH SHORE ART ASSOCIATION OF GLOUCESTER, INC
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE GENERAL FINANCIAL SUPPORT TO THE NORTH SHORE ART ASSOCIATION OF GLOUCESTER, INC
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt03236
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt03236
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SaleOfAssetsGrossAmt037175
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt05405
IRS990EZ/TotalProgramServiceExpensesAmt03236
IRS990EZ/TotalRevenueAmt013449
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990ScheduleA/DistributableAmountGrp/CYAdjNetIncomeDistributableAmt00
IRS990ScheduleA/DistributableAmountGrp/CYDistributableAsAdjustedAmt00
IRS990ScheduleA/DistributableAmountGrp/CYGreaterAdjustedMinimumAmt00
IRS990ScheduleA/DistributableAmountGrp/CYIncomeTaxImposedPYAmt00
IRS990ScheduleA/DistributableAmountGrp/CYPct85AdjustedNetIncomeAmt00
IRS990ScheduleA/DistributableAmountGrp/CYTotalMinAstDistributableAmt00
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0775
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt04150
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt04232
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt03500
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt05000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt017657
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt04991
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt04285
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt04489
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt04057
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt03892
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt021714
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.44850
IRS990ScheduleA/PublicSupportPY170Pct00.54300
IRS990ScheduleA/PublicSupportTotal170Amt017657
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0775
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt04150
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt04232
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt03500
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt05000
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt017657
IRS990ScheduleA/TotalSupportAmt039371
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Other Non-Allocable Expense - Princ 35 Foreign Taxes on Qualified Foreign 43
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ROUNDING 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 20
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CAPE ANN SAVINGS BANK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum09782830246
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-05-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NSAA ENDOWMENT TRUST
ReturnHeader/Filer/BusinessNameControlTxt0NSAA
ReturnHeader/Filer/EIN0452682306
ReturnHeader/Filer/PhoneNum09782830246
ReturnHeader/Filer/USAddress/AddressLine1Txt0109 MAIN STREET
ReturnHeader/Filer/USAddress/CityNm0GLOUCESTER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001930
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0010604131
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0TRUST PROCESSING SOLUTIONS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0P O BOX 894
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MILFORD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0451500894
ReturnHeader/PreparerPersonGrp/PhoneNum05137748805
ReturnHeader/PreparerPersonGrp/PreparationDt02024-05-23
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DOUG HART
ReturnHeader/ReturnTs02024-05-30T09:01:14-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02023-05-01
ReturnHeader/TaxPeriodEndDt02024-04-30
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$215,834
Liabilities
$0
Net assets
$215,834
Revenue
$13,449
Expenses
$5,405
Net income
$8,044
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.21$0.00$2.21$0.13$0.08$0.05
2024Detailed filing. Detailed filing data is available for this year.$2.16$0.00$2.16$0.13$0.05$0.08
2023Detailed filing. Detailed filing data is available for this year.$2.08$0.00$2.08$0.19$0.04$0.14
2022Detailed filing. Detailed filing data is available for this year.$1.94$0.00$1.94$0.14$0.04$0.10
2021Detailed filing. Detailed filing data is available for this year.$1.84$0.00$1.84$0.25$0.05$0.20
2020Summary only. Only limited summary data is available for this year.$1.64$0.00$0.11$0.04$0.07
2019Summary only. Only limited summary data is available for this year.$1.56$0.00$0.15$0.03$0.12
2018Summary only. Only limited summary data is available for this year.$1.45$0.00$0.40$0.03$0.37
2017Summary only. Only limited summary data is available for this year.$1.08$0.00$0.05$0.03$0.02
2016Summary only. Only limited summary data is available for this year.$1.06$0.00$0.03$0.03$0.01
2015Summary only. Only limited summary data is available for this year.$1.05$0.00$0.11$0.03$0.08
2014Summary only. Only limited summary data is available for this year.$0.97$0.00$0.02$0.03$0.01
2013Summary only. Only limited summary data is available for this year.$0.98$0.00$0.24$0.01$0.23
2012Summary only. Only limited summary data is available for this year.$0.75$0.00$0.08$0.03$0.05