Civic Intelligence

Nsaa Endowment Trust

EIN 45-2682306 • 501(c)3 • Gloucester, MA

Profile

Provide support to the north shore art association of gloucester, inc

109 Main StreetGloucester, MA 01930
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

61st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

86th percentile

39%

Higher net margin than 86% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

85th percentile

$1,519

Higher top officer pay than 85% of similar nonprofits.

Top officer pay equals 11.3% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

58th percentile

2.4%

Faster asset growth than 58% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

51st percentile

-0.3%

Faster revenue growth than 51% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets59th percentile

Assets

Up

$221,074

Up $5,240 (+2.4%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$221,074

Up $5,240 (+2.4%) from 2024

Operations
Liabilities / Revenue61st percentileNet Margin86th percentile

Revenue

Down

$13,403

Down $46 (-0.3%) from 2024

Expenses

Up

$8,163

Up $2,758 (+51%) from 2024

Net Income

Down

$5,240

Down $2,804 (-35%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth58th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2012: $74,904Liabilities 2012: $02012Assets 2013: $98,337Liabilities 2013: $02013Assets 2014: $97,499Liabilities 2014: $02014Assets 2015: $105,027Liabilities 2015: $02015Assets 2016: $105,894Liabilities 2016: $02016Assets 2017: $107,587Liabilities 2017: $02017Assets 2018: $144,815Liabilities 2018: $02018Assets 2019: $156,492Liabilities 2019: $02019Assets 2020: $163,645Liabilities 2020: $02020Assets 2021: $183,947Liabilities 2021: $0Net Assets 2021: $184,0242021Assets 2022: $193,681Liabilities 2022: $0Net Assets 2022: $193,6812022Assets 2023: $207,787Liabilities 2023: $0Net Assets 2023: $207,7872023Assets 2024: $215,834Liabilities 2024: $0Net Assets 2024: $215,8342024Assets 2025: $221,074Liabilities 2025: $0Net Assets 2025: $221,0742025

Highlighted filing

2025

Assets$221,074
Liabilities$0
Net Assets$221,074
Open 2025 Filing

Operations Trend

Revenue Growth51st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2012: $8,356Expenses 2012: $3,342Net Income 2012: $5,0142012Revenue 2013: $24,433Expenses 2013: $1,000Net Income 2013: $23,4332013Revenue 2014: $2,303Expenses 2014: $3,141Net Income 2014: -$8382014Revenue 2015: $10,766Expenses 2015: $3,238Net Income 2015: $7,5282015Revenue 2016: $3,440Expenses 2016: $2,573Net Income 2016: $8672016Revenue 2017: $4,597Expenses 2017: $2,905Net Income 2017: $1,6922017Revenue 2018: $40,195Expenses 2018: $3,031Net Income 2018: $37,1642018Revenue 2019: $14,991Expenses 2019: $3,308Net Income 2019: $11,6832019Revenue 2020: $11,413Expenses 2020: $4,306Net Income 2020: $7,1072020Revenue 2021: $24,946Expenses 2021: $4,567Net Income 2021: $20,3792021Revenue 2022: $14,081Expenses 2022: $4,347Net Income 2022: $9,7342022Revenue 2023: $18,581Expenses 2023: $4,475Net Income 2023: $14,1062023Revenue 2024: $13,449Expenses 2024: $5,405Net Income 2024: $8,0442024Revenue 2025: $13,403Expenses 2025: $8,163Net Income 2025: $5,2402025

Highlighted filing

2025

Revenue$13,403
Expenses$8,163
Net Income$5,240
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$221,074
Liabilities
$0
Net assets
$221,074
Revenue
$13,403
Expenses
$8,163
Net income
$5,240
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.21$0.00$2.21$0.13$0.08$0.05
2024Detailed filing. Detailed filing data is available for this year.$2.16$0.00$2.16$0.13$0.05$0.08
2023Detailed filing. Detailed filing data is available for this year.$2.08$0.00$2.08$0.19$0.04$0.14
2022Detailed filing. Detailed filing data is available for this year.$1.94$0.00$1.94$0.14$0.04$0.10
2021Detailed filing. Detailed filing data is available for this year.$1.84$0.00$1.84$0.25$0.05$0.20
2020Summary only. Only limited summary data is available for this year.$1.64$0.00$0.11$0.04$0.07
2019Summary only. Only limited summary data is available for this year.$1.56$0.00$0.15$0.03$0.12
2018Summary only. Only limited summary data is available for this year.$1.45$0.00$0.40$0.03$0.37
2017Summary only. Only limited summary data is available for this year.$1.08$0.00$0.05$0.03$0.02
2016Summary only. Only limited summary data is available for this year.$1.06$0.00$0.03$0.03$0.01
2015Summary only. Only limited summary data is available for this year.$1.05$0.00$0.11$0.03$0.08
2014Summary only. Only limited summary data is available for this year.$0.97$0.00$0.02$0.03$0.01
2013Summary only. Only limited summary data is available for this year.$0.98$0.00$0.24$0.01$0.23
2012Summary only. Only limited summary data is available for this year.$0.75$0.00$0.08$0.03$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
May 1, 2024 to Apr 30, 2025
Signed
May 13, 2025
Return Version
2024v5.1
Gross Receipts
$22,734
Mission and Program Overview

Mission

Provide support to the north shore art association of gloucester, inc

Program Services

DescriptionGrantsExpenses
PROVIDE GENERAL FINANCIAL SUPPORT TO THE NORTH SHORE ART ASSOCIATION OF GLOUCESTER, INC$4,763$4,763
Compensation and Service Providers
Top Officer Pay85th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
-Trustee-$1,519-$1,519
ANDREA VANGESTELTrustee-$0--
ALLAN VANGESTELTrustee-$0--
LAWRENCE SWIFTTrustee-$0--
EDWARD DOVETrustee-$0--
JAMES DALYTrustee-$0--
JACQUELINE METCALFETrustee-$0--
Filing and Contact Details

Filer

Filer Name
Nsaa Endowment Trust
EIN
45-2682306
Phone
9782830246
Address
109 MAIN STREET, GLOUCESTER, MA 01930

Signing Officer

Name
Cape Ann Savings Bank
Title
Trustee
Phone
9782830246
Signed
2025-05-13
Discuss with paid preparer
Yes

Preparer

Firm
Trust Processing Solutions
Address
P O BOX 894, MILFORD, OH 45150-0894
Preparer
Doug Hart
Phone
5137748805
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Other Non-Allocable Expense - Princ 35 Foreign Taxes on Qualified Foreign 38”

Raw XML Appendix172 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0CAPE ANN SAVINGS BANK
IRS990EZ/BooksInCareOfDetail/PhoneNum09782830246
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0109 MAIN STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0GLOUCESTER
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd001930
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0215834
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0221074
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0250
IRS990EZ/CostOrOtherBasisExpenseSaleAmt09331
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt05240
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt03327
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0215834
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0221074
IRS990EZ/GainOrLossFromSaleOfAssetsAmt07267
IRS990EZ/GrantsAndSimilarAmountsPaidAmt04763
IRS990EZ/GrossReceiptsAmt022734
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt05886
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0215834
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0221074
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0215834
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0221074
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt0CAPE ANN SAVINGS BANK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt61519
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ANDREA VANGESTEL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ALLAN VANGESTEL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2LAWRENCE SWIFT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3EDWARD DOVE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JAMES DALY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5JACQUELINE METCALFE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6TRUSTEE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt073
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE SUPPORT TO THE NORTH SHORE ART ASSOCIATION OF GLOUCESTER, INC
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE GENERAL FINANCIAL SUPPORT TO THE NORTH SHORE ART ASSOCIATION OF GLOUCESTER, INC
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt04763
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt04763
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SaleOfAssetsGrossAmt016598
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt08163
IRS990EZ/TotalProgramServiceExpensesAmt04763
IRS990EZ/TotalRevenueAmt013403
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990ScheduleA/DistributableAmountGrp/CYAdjNetIncomeDistributableAmt00
IRS990ScheduleA/DistributableAmountGrp/CYDistributableAsAdjustedAmt00
IRS990ScheduleA/DistributableAmountGrp/CYGreaterAdjustedMinimumAmt00
IRS990ScheduleA/DistributableAmountGrp/CYIncomeTaxImposedPYAmt00
IRS990ScheduleA/DistributableAmountGrp/CYPct85AdjustedNetIncomeAmt00
IRS990ScheduleA/DistributableAmountGrp/CYTotalMinAstDistributableAmt00
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0250
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0775
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt04150
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt04232
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt03500
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt012907
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt05886
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt04991
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt04285
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt04489
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt04057
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt023708
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.35250
IRS990ScheduleA/PublicSupportPY170Pct00.44800
IRS990ScheduleA/PublicSupportTotal170Amt012907
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0250
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0775
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt04150
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt04232
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt03500
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt012907
IRS990ScheduleA/TotalSupportAmt036615
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Other Non-Allocable Expense - Princ 35 Foreign Taxes on Qualified Foreign 38
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CAPE ANN SAVINGS BANK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum09782830246
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NSAA ENDOWMENT TRUST
ReturnHeader/Filer/BusinessNameControlTxt0NSAA
ReturnHeader/Filer/EIN0452682306
ReturnHeader/Filer/PhoneNum09782830246
ReturnHeader/Filer/USAddress/AddressLine1Txt0109 MAIN STREET
ReturnHeader/Filer/USAddress/CityNm0GLOUCESTER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001930
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0010604131
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0TRUST PROCESSING SOLUTIONS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0P O BOX 894
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MILFORD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0451500894
ReturnHeader/PreparerPersonGrp/PhoneNum05137748805
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DOUG HART
ReturnHeader/ReturnTs02025-05-15T15:01:27-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-05-01
ReturnHeader/TaxPeriodEndDt02025-04-30
ReturnHeader/TaxYr02024

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