Civic Intelligence

Terrafirma Risk Retention Group LLC

990 • Fiscal year 2022 • EIN 45-1437560

Jan 01, 2022 to Dec 31, 2022 • Filed on Feb 22, 2023

463 Mountain View Dr 301Colchester, VT 05446

(802) 864-5599

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

67th percentile

0.35x

Higher debt load relative to assets than 67% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2022

Liabilities / Revenue

88th percentile

2.01x

Higher debt load relative to revenue than 88% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2022

Net Margin

67th percentile

16%

Higher net margin than 67% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2022

Top Officer Pay

14th percentile

$0

Higher top officer pay than 14% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2022

Asset Growth

41st percentile

-2.1%

Faster asset growth than 41% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2021 to 2022

Revenue Growth

14th percentile

-25%

Faster revenue growth than 14% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2021 to 2022

Assets

Down

$11,690,308

Down $247,871 (-2.1%) from 2021

Net Assets

Down

$7,582,448

Down $568,228 (-7.0%) from 2021

Liabilities

Up

$4,107,860

Up $320,357 (+8.5%) from 2021

Revenue

Down

$2,038,896

Down $692,236 (-25%) from 2021

Expenses

Down

$1,709,577

Down $10,287 (-0.6%) from 2021

Net Income

Down

$329,319

Down $681,949 (-67%) from 2021

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2011: $197,109Liabilities 2011: $1,1162011Assets 2012: $4,311,926Liabilities 2012: $26,031Net Assets 2012: $4,285,8952012Assets 2013: $4,938,829Liabilities 2013: $558,935Net Assets 2013: $4,379,8942013Assets 2014: $5,527,890Liabilities 2014: $938,755Net Assets 2014: $4,589,1352014Assets 2015: $5,995,068Liabilities 2015: $1,408,370Net Assets 2015: $4,586,6982015Assets 2016: $6,486,611Liabilities 2016: $1,840,859Net Assets 2016: $4,645,7522016Assets 2017: $6,800,478Liabilities 2017: $1,946,290Net Assets 2017: $4,854,1882017Assets 2018: $7,539,994Liabilities 2018: $2,619,642Net Assets 2018: $4,920,3522018Assets 2019: $8,864,692Liabilities 2019: $2,925,218Net Assets 2019: $5,939,4742019Assets 2020: $10,094,158Liabilities 2020: $2,831,856Net Assets 2020: $7,262,3022020Assets 2021: $11,938,179Liabilities 2021: $3,787,503Net Assets 2021: $8,150,6762021Assets 2022: $11,690,308Liabilities 2022: $4,107,860Net Assets 2022: $7,582,4482022Assets 2023: $13,526,035Liabilities 2023: $5,448,044Net Assets 2023: $8,077,9912023Assets 2024: $14,693,724Liabilities 2024: $4,418,346Net Assets 2024: $10,275,3782024Assets 2025: $16,518,197Liabilities 2025: $5,111,527Net Assets 2025: $11,406,6702025

Highlighted filing

2022

Assets$11,690,308
Liabilities$4,107,860
Net Assets$7,582,448

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Revenue 2011: $165,985Expenses 2011: $16,292Net Income 2011: $149,6932011Revenue 2012: $4,213,157Expenses 2012: $123,575Net Income 2012: $4,089,5822012Revenue 2013: $901,214Expenses 2013: $796,435Net Income 2013: $104,7792013Revenue 2014: $1,138,397Expenses 2014: $935,198Net Income 2014: $203,1992014Revenue 2015: $1,265,291Expenses 2015: $1,252,626Net Income 2015: $12,6652015Revenue 2016: $1,377,945Expenses 2016: $1,360,243Net Income 2016: $17,7022016Revenue 2017: $1,526,108Expenses 2017: $1,403,258Net Income 2017: $122,8502017Revenue 2018: $1,678,951Expenses 2018: $1,465,973Net Income 2018: $212,9782018Revenue 2019: $2,193,132Expenses 2019: $1,306,546Net Income 2019: $886,5862019Revenue 2020: $2,216,740Expenses 2020: $1,057,902Net Income 2020: $1,158,8382020Revenue 2021: $2,731,132Expenses 2021: $1,719,864Net Income 2021: $1,011,2682021Revenue 2022: $2,038,896Expenses 2022: $1,709,577Net Income 2022: $329,3192022Revenue 2023: $2,410,616Expenses 2023: $2,304,651Net Income 2023: $105,9652023Revenue 2024: $3,012,382Expenses 2024: $1,025,688Net Income 2024: $1,986,6942024Revenue 2025: $3,144,917Expenses 2025: $2,534,177Net Income 2025: $610,7402025

Highlighted filing

2022

Revenue$2,038,896
Expenses$1,709,577
Net Income$329,319
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Feb 22, 2023
Return Version
2022v4.1
Gross Receipts
$4,212,757
Mission and Program Overview

Mission

The primary exempt purpose of terrafirma is to operate as a qualifiedcharitable risk pool pursuant to i.r.c. Section 501(n).

The primary exempt purpose of terrafirma is to operate as a qualified charitable risk pool pursuant to i.r.c. Section 501(n).

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$10,894,134$9,830,931▼ $1,063,203
Pd in Cap Srpls Land Bldg Eqp Fund$4,260,200$4,260,800▲ $600
Rtn Earn Endowment Incm Other Fnds$3,890,476$3,321,648▼ $568,828
Savings and Temporary Cash Investments$495,809$1,037,598▲ $541,789
Cash and Non-Interest-Bearing Accounts$115,790$554,405▲ $438,615
Accounts Receivable$383,027$209,759▼ $173,268
Prepaid Expenses and Deferred Charges$11,884$12,559▲ $675
Land, Buildings, and Equipment, Net$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$11,938,179$11,690,308▼ $247,871
Other Assets Total$37,535$45,056▲ $7,521
Liabilities
Other Liabilities$3,372,525$3,653,682▲ $281,157
Deferred Revenue$337,431$373,283▲ $35,852
Accounts Payable and Accrued Expenses$77,547$80,895▲ $3,348
Total Liabilities$3,787,503$4,107,860▲ $320,357
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,150,676$7,582,448▼ $568,228
Total Liabilities and Net Assets / Fund Balance$11,938,179$11,690,308▼ $247,871

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$0$83,406$83,406
Compensation and Service Providers

Board Members and Trustees

NameTitle
Andrew BowmanPresident - Arms
Leslie Ratley-beachVice President - Arms
Renee KivikkoVice President - Arms
Bob OwenMembers Committee
Brendan AnnettMembers Committee
James E RogersMembers Committee
Jane ArbuckleMembers Committee
Jeff SwinehartMembers Committee
Mary Margaret LoweMembers Committee
Meghann MckennaMembers Committee
Robert NealeMembers Committee
Sandy HausermanMembers Committee
Thomas KesterSECRETARY - ARMS (FROM JUN '22)
Chase WardenTreasurer - Arms

Highest Paid Contractors

ContractorServicesLocationCompensation
Land Trust AllianceManagement & Oversight1250 H ST NW STE 600, Washington, DC 20005$206,167
Marsh Management ServicesManagement & Oversight463 MOUNTAIN VIEW DR, Colchester, VT 05446$112,840
Revenue and Support

Revenue Composition

Contributions and Grants
$600
Program Service Revenue
$1,860,442
Investment Income
$177,854
Other Revenue
$0
All Other Contributions
$600
Change in Net Assets
$329,319

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,994,097
Revenue Not Reported on Financial Statements
$44,799
Revenue Not Reported on Form 990
$-897,547
Other Revenue Adjustments
$600
Total Revenue per Audited Statements
$1,096,550
Total Revenue per Form 990
$2,038,896
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,709,577
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management-$419,007-$419,007
Fees for Service Investment Mgmnt Fees-$44,199-$44,199
Insurance-$42,268-$42,268
Fees for Services Accounting-$25,282-$25,282
Fees for Services Legal-$24,398-$24,398
Information Technology-$8,281-$8,281
Fees for Services Other-$8,000-$8,000
Office Expenses-$1,373-$1,373
Other Expenses$85,521$975-$975
All Other Expenses-$918-$918
Total Functional Expenses$1,112,182$597,395$0$1,709,577

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$1,709,577
Expenses per Audited Statements$1,665,378
Total Expenses per Audited Statements$1,665,378
Expenses Not Reported on Financial Statements$44,199
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
-Shared OfficersManagement Fees Paid to the Land Trust AllianceNo$206,167
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Unpaid Losses & Loss Adjustment Expenses$3,653,682
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

Terrafirma is a charitable risk pool and licensed insurer. As such, it is highly regulated by the state of vermont and is required to contract with a financial manager to whom substantial functions are delegated. Terrafirma is a limited liability company with a non-member manager to which the members have delegated significant operational powers under a formal operating agreement.

Form 990, Part VI, Section A, Line 6

Terrafirma had 544 land trust members.

Form 990, Part VI, Section A, Line 7A

The operating agreement specifies the election of the member committee by the members of the llc.

Form 990, Part VI, Section A, Line 7B

The manager may be changed by a supermajority of members.

Form 990, Part VI, Section B, Line 11B

After the tax advisor completes a draft of the form 990, the managers of terrafirma review the form and ask for any clarification, then the full members committee and audit committee receives the form and reviews it carefully prior to signing and filing the form. The members committee and audit committee questions are answered in full by the managers prior to signing and filing.

Form 990, Part VI, Section B, Line 12C

The members committee and the non-member manager all file annual conflicts and disclosures which the managers review annually. Should a conflict of interest arise, the alliance risk management services staff would be charged with recommending and implementing appropriate actions.

Form 990, Part VI, Section C, Line 19

The form 990 is available on the website and upon request. The governing documents, conflict of interest policy, and financial statements are also available upon request.

Filing and Contact Details

Filer

Filer Name
Terrafirma Risk Retention Group LLC
EIN
45-1437560
Phone
8028645599
Address
463 MOUNTAIN VIEW DR 301, COLCHESTER, VT 05446

Signing Officer

Name
Thomas Kester
Title
Ops Manager & Secretary - Arms
Phone
8028645599
Signed
2023-02-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Thomas Kester
Formed
2011
Legal Domicile
Vt
Voting Board Members
9
Independent Board Members
9
Employees
0
Volunteers
14

Preparer

Firm
Johnson Lambert Llp
Address
4242 SIX FORKS RD SUITE 1500, RALEIGH, NC 27609
Preparer
J Calvin Marks
Phone
9197196400
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

Terrafirma has not taken any uncertain tax positions that would jeopardize its federal income tax exemption status.

PART XI, LINE 4B - OTHER ADJUSTMENTS:

CONTRIBUTED CAPITAL 600.

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0MEMBERS COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt1MEMBERS COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt2MEMBERS COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt3MEMBERS COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt4MEMBERS COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt5MEMBERS COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt6MEMBERS COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt7MEMBERS COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt8MEMBERS COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT - ARMS
IRS990/Form990PartVIISectionAGrp/TitleTxt10VICE PRESIDENT - ARMS
IRS990/Form990PartVIISectionAGrp/TitleTxt11VICE PRESIDENT - ARMS
IRS990/Form990PartVIISectionAGrp/TitleTxt12TREASURER - ARMS
IRS990/Form990PartVIISectionAGrp/TitleTxt13SECRETARY - ARMS (FROM JUN '22)
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02011
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt0-6426
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt02167435
IRS990/GrossReceiptsAmt04212757
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt08281
IRS990/InformationTechnologyGrp/TotalAmt08281
IRS990/InsuranceGrp/ManagementAndGeneralAmt042268
IRS990/InsuranceGrp/TotalAmt042268
IRS990/InvestmentIncomeGrp/ExclusionAmt0184280
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0184280
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt010894134
IRS990/InvestmentsPubTradedSecGrp/EOYAmt09830931
IRS990/IRPDocumentCnt049
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt083406
IRS990/LandBldgEquipBasisNetGrp/BOYAmt00
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LandBldgEquipCostOrOtherBssAmt083406
IRS990/LegalDomicileStateCd0VT
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt02173861
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE PRIMARY EXEMPT PURPOSE OF TERRAFIRMA IS TO OPERATE AS A QUALIFIEDCHARITABLE RISK POOL PURSUANT TO I.R.C. SECTION 501(N).
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt08150676
IRS990/NetAssetsOrFundBalancesEOYAmt07582448
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-6426
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-6426
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-897547
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt01373
IRS990/OfficeExpensesGrp/TotalAmt01373
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt037535
IRS990/OtherAssetsTotalGrp/EOYAmt045056
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0INSURANCE LOSSES
IRS990/OtherExpensesGrp/Desc1PREMIUM TAX
IRS990/OtherExpensesGrp/Desc2REGULATORY & LICENSING
IRS990/OtherExpensesGrp/Desc3MEMBERSHIP DUES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt022694
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1975
IRS990/OtherExpensesGrp/ProgramServicesAmt01026661
IRS990/OtherExpensesGrp/ProgramServicesAmt185521
IRS990/OtherExpensesGrp/TotalAmt01026661
IRS990/OtherExpensesGrp/TotalAmt185521
IRS990/OtherExpensesGrp/TotalAmt222694
IRS990/OtherExpensesGrp/TotalAmt3975
IRS990/OtherLiabilitiesGrp/BOYAmt03372525
IRS990/OtherLiabilitiesGrp/EOYAmt03653682
IRS990/OtherOrganizationDsc0LLC
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt04260200
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt04260800
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt011884
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt012559
IRS990/PrincipalOfficerNm0THOMAS KESTER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0524298
IRS990/ProgramServiceRevenueGrp/BusinessCd1524298
IRS990/ProgramServiceRevenueGrp/Desc0EARNED PREMIUMS
IRS990/ProgramServiceRevenueGrp/Desc1REGISTRATION FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01856517
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13925
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01856517
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13925
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0600
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0878104
IRS990/PYOtherExpensesAmt01719864
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01852428
IRS990/PYRevenuesLessExpensesAmt01011268
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt01719864
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02731132
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0329319
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt01860442
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03890476
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03321648
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0495809
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01037598
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0600
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0600
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt02000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt01700
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0800
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt05700
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0184280
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0155535
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0174707
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0206246
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt0150983
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0871751
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt01860442
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt01852428
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt01723060
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt01618338
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt01510426
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt08564694
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0184280
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0155535
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0174707
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0206246
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt0150983
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0871751
IRS990ScheduleA/InvestmentIncomeCYPct00.09230
IRS990ScheduleA/InvestmentIncomePYPct00.08980
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.88130
IRS990ScheduleA/PublicSupportPY509Pct00.88410
IRS990ScheduleA/PublicSupportTotal509Amt08321189
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt062349
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt049594
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt046457
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt042743
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt048062
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt0249205
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearAmt062349
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus1YearAmt049594
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus2YearsAmt046457
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus3YearsAmt042743
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus4YearsAmt048062
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt0249205
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt01861042
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt01853028
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt01725060
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt01620038
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt01511226
IRS990ScheduleA/Total509Grp/TotalAmt08570394
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt02045322
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt02008563
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt01899767
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt01826284
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt01662209
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt09442145
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt044199
IRS990ScheduleD/ExpensesSubtotalAmt01665378
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt044199
IRS990ScheduleD/InvestmentExpensesNotIncldAmt044199
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0-897547
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt083406
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt083406
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt03653682
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0UNPAID LOSSES & LOSS ADJUSTMENT EXPENSES
IRS990ScheduleD/OtherRevenuesNotIncludedAmt0600
IRS990ScheduleD/RevenueNotReportedAmt0-897547
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt044799
IRS990ScheduleD/RevenueSubtotalAmt01994097
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0TERRAFIRMA HAS NOT TAKEN ANY UNCERTAIN TAX POSITIONS THAT WOULD JEOPARDIZE ITS FEDERAL INCOME TAX EXEMPTION STATUS.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1CONTRIBUTED CAPITAL 600.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XI, LINE 4B - OTHER ADJUSTMENTS:

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$16.5$5.11$11.4$3.14$2.53$0.61
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.7$4.42$10.3$3.01$1.03$1.99
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.5$5.45$8.08$2.41$2.30$0.11
2022Detailed filing. Detailed filing data is available for this year.$11.7$4.11$7.58$2.04$1.71$0.33
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.9$3.79$8.15$2.73$1.72$1.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.1$2.83$7.26$2.22$1.06$1.16
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.86$2.93$5.94$2.19$1.31$0.89
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.54$2.62$4.92$1.68$1.47$0.21
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.80$1.95$4.85$1.53$1.40$0.12
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.49$1.84$4.65$1.38$1.36$0.02
2015Detailed filing. Detailed filing data is available for this year.$6.00$1.41$4.59$1.27$1.25$0.01
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.53$0.94$4.59$1.14$0.94$0.20
2013Summary only. Only limited summary data is available for this year.$4.94$0.56$4.38$0.90$0.80$0.10
2012Summary only. Only limited summary data is available for this year.$4.31$0.03$4.29$4.21$0.12$4.09
2011Summary only. Only limited summary data is available for this year.$0.20$0.00$0.17$0.02$0.15