Civic Intelligence

Kw Savings Co

990 • Fiscal year 2019 • EIN 45-1285216

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 03, 2020

808 Knox Abbott DriveCayce, SC 29033

(803) 796-6060

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

93rd percentile

0.89x

Higher debt load relative to assets than 93% of similar nonprofits.

2019 filings • 501(c)4 • $1M-$5M nonprofits • Source year 2019

Liabilities / Revenue

99th percentile

22.47x

Higher debt load relative to revenue than 99% of similar nonprofits.

2019 filings • 501(c)4 • $1M-$5M nonprofits • Source year 2019

Net Margin

5th percentile

-60%

Higher net margin than 5% of similar nonprofits.

2019 filings • 501(c)4 • $1M-$5M nonprofits • Source year 2019

Top Officer Pay

58th percentile

$0

Higher top officer pay than 58% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)4 • $1M-$5M nonprofits • Source year 2019

Asset Growth

10th percentile

-12%

Faster asset growth than 10% of similar nonprofits.

2019 filings • 501(c)4 • $1M-$5M nonprofits • Annualized from 2018 to 2019

Revenue Growth

15th percentile

-18%

Faster revenue growth than 15% of similar nonprofits.

2019 filings • 501(c)4 • $1M-$5M nonprofits • Annualized from 2018 to 2019

Assets

Down

$3,171,370

Down $417,075 (-12%) from 2018

Net Assets

Down

$333,800

Down $51,676 (-13%) from 2018

Liabilities

Down

$2,837,570

Down $365,399 (-11%) from 2018

Revenue

Down

$126,280

Down $27,563 (-18%) from 2018

Expenses

Up

$201,910

Up $87,350 (+76%) from 2018

Net Income

Down

-$75,630

Down $114,913 (-293%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2011: $871,153Liabilities 2011: $871,120Net Assets 2011: $332011Assets 2012: $1,250,150Liabilities 2012: $1,234,872Net Assets 2012: $15,2782012Assets 2013: $2,092,448Liabilities 2013: $2,056,658Net Assets 2013: $35,7902013Assets 2014: $2,346,004Liabilities 2014: $2,279,744Net Assets 2014: $66,2602014Assets 2015: $4,535,238Liabilities 2015: $4,438,813Net Assets 2015: $96,4252015Assets 2016: $5,240,049Liabilities 2016: $5,163,162Net Assets 2016: $76,8872016Assets 2017: $3,975,546Liabilities 2017: $3,860,765Net Assets 2017: $114,7812017Assets 2018: $3,588,445Liabilities 2018: $3,202,969Net Assets 2018: $385,4762018Assets 2019: $3,171,370Liabilities 2019: $2,837,570Net Assets 2019: $333,8002019Assets 2020: $3,216,929Liabilities 2020: $2,881,707Net Assets 2020: $335,2222020Assets 2021: $3,448,612Liabilities 2021: $3,150,081Net Assets 2021: $298,5312021Assets 2022: $3,668,894Liabilities 2022: $3,416,978Net Assets 2022: $251,9162022Assets 2023: $3,960,806Liabilities 2023: $3,630,931Net Assets 2023: $329,8752023Assets 2024: $4,024,145Liabilities 2024: $3,755,919Net Assets 2024: $268,2262024

Highlighted filing

2019

Assets$3,171,370
Liabilities$2,837,570
Net Assets$333,800

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $868,913Expenses 2011: $868,880Net Income 2011: $332011Expenses 2012: $575,5482012Revenue 2013: $340,307Expenses 2013: $319,795Net Income 2013: $20,5122013Revenue 2014: $158,016Expenses 2014: $123,244Net Income 2014: $34,7722014Revenue 2015: $154,555Expenses 2015: $124,390Net Income 2015: $30,1652015Revenue 2016: $120,506Expenses 2016: $140,044Net Income 2016: -$19,5382016Revenue 2017: $142,866Expenses 2017: $104,972Net Income 2017: $37,8942017Revenue 2018: $153,843Expenses 2018: $114,560Net Income 2018: $39,2832018Revenue 2019: $126,280Expenses 2019: $201,910Net Income 2019: -$75,6302019Revenue 2020: $119,011Expenses 2020: $117,589Net Income 2020: $1,4222020Revenue 2021: $138,618Expenses 2021: $175,309Net Income 2021: -$36,6912021Revenue 2022: $129,559Expenses 2022: $176,174Net Income 2022: -$46,6152022Revenue 2023: $155,254Expenses 2023: $77,295Net Income 2023: $77,9592023Revenue 2024: $99,904Expenses 2024: $74,766Net Income 2024: $25,1382024

Highlighted filing

2019

Revenue$126,280
Expenses$201,910
Net Income-$75,630
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 3, 2020
Return Version
2019v5.1
Gross Receipts
$126,280
Mission and Program Overview

Mission

To promote social welfare by financially supporting social programs directed toward improving the efficiency and conservation of energy by residents of the community and combating deterioration of residential housing in the community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$3,082,063$2,712,930▼ $369,133
Rtn Earn Endowment Incm Other Fnds$385,476$333,800▼ $51,676
Cash and Non-Interest-Bearing Accounts$104,901$236,607▲ $131,706
Savings and Temporary Cash Investments$401,481$192,193▼ $209,288
Accounts Receivable$0$18,330▲ $18,330
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$3,588,445$3,171,370▼ $417,075
Other Assets Total$0$11,310▲ $11,310
Liabilities
Unsecured Notes Loans Payable$2,956,302$2,540,547▼ $415,755
Grants Payable$246,667$286,913▲ $40,246
Accounts Payable and Accrued Expenses-$10,110-
Total Liabilities$3,202,969$2,837,570▼ $365,399
Net Assets / Fund Balance
Total Net Assets Fund Balance$385,476$333,800▼ $51,676
Total Liabilities and Net Assets / Fund Balance$3,588,445$3,171,370▼ $417,075
Compensation and Service Providers

Board Members and Trustees

NameTitle
Marvin SoxPresident
Robert HochstetlerVice President
Chad LowderDirector
Doug ReevesDirector
Gary StooksburyDirector
Ron CalcaterraDirector
Mike CouickSecretary/treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
B&b Heating & CoolingHvac Contractor3788 WHETSTONE RD, North, SC 29112$206,460
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$123,660
Other Revenue
$2,620
Change in Net Assets
$-75,630

Audited Revenue Reconciliation

Revenue per Audited Statements
$126,280
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$126,280
Total Revenue per Form 990
$126,280
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$201,910
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Legal-$39,321-$39,321
Fees for Services Accounting-$5,500-$5,500
Other Expenses$117$5,226-$5,343
All Other Expenses$4,403--$4,403
Insurance-$4,161-$4,161
Total Functional Expenses$138,887$63,023$0$201,910

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$201,910
Total Expenses per Audited Statements$201,910
Total Expenses per Form 990$201,910
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

Directors lowder, reeves and stooksbury all serve as directors on the board of central electric power cooperative, inc. Director hochstetler is the current president and ceo of central. Directors lowder, reeves, stooksbury and hochstetler also serve on the board of the electric cooperatives of south carolina. Director stooksbury is ceo of aiken electric cooperative. Director lowder is the ceo of tri-county electric cooperative. Aiken and tri-county electric cooperatives participate in providing kws's services to their members. Director couick is the president and ceo of both the electric cooperatives of south carolina and 1st cooperative federal credit union. 1st cooperative provides loan documentation and filing services related to low interest financing of energy efficiency improvements.

Form 990, Part VI, Section B, Line 11B

A complete copy of the return was provided to each board member.

Form 990, Part VI, Section B, Line 12C

The company maintains a written conflict of interest policy which contains a duty to disclose paragraph.

Form 990, Part VI, Section C, Line 19

The organization's governing documents, conflict of interest policy and financial statements are available upon request at the organization's address.

Filing and Contact Details

Filer

Filer Name
Kw Savings Co
EIN
45-1285216
Phone
8037966060
Address
808 KNOX ABBOTT DRIVE, CAYCE, SC 29033

Signing Officer

Name
Robert Hochstetler
Title
Vice President
Phone
8037794975
Signed
2020-11-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Robert Hochstetler
Formed
2011
Legal Domicile
Sc
Voting Board Members
7
Independent Board Members
7
Employees
0
Volunteers
0

Preparer

Firm
Bauknight Pietras & Stormer Pa
Address
1501 MAIN ST SUITE 600, COLUMBIA, SC 29201
Preparer
Shellie S Johnson
Phone
8037718943
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Cash to accrual adjustment 30,754. Prior period adjustment -6,800.

PART XII, LINE 1: CHANGE IN METHOD OF ACCOUNTING

The organization changed its method of accounting from cash to accrual on the 2019 form 990. Form 3115 is attached.

Financial Statement Notes

PART X, LINE 2:

Kws has received a determination from the internal revenue service that it is exempt from federal income tax under section 501(c)(4) of the internal revenue code. Accordingly, no provision for income taxes is reflected in the accompanying financial statements.

Raw XML Appendix362 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt010110
IRS990/AccountsReceivableGrp/BOYAmt00
IRS990/AccountsReceivableGrp/EOYAmt018330
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROMOTE SOCIAL WELFARE BY FINANCIALLY SUPPORTING SOCIAL PROGRAMS DIRECTED TOWARD IMPROVING THE EFFICIENCY AND CONSERVATION OF ENERGY BY RESIDENTS OF THE COMMUNITY AND COMBATING DETERIORATION OF RESIDENTIAL HOUSING IN THE COMMUNITY.
IRS990/AllOtherExpensesGrp/ProgramServicesAmt04403
IRS990/AllOtherExpensesGrp/TotalAmt04403
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd00
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0JEFF LEWIS
IRS990/BooksInCareOfDetail/PhoneNum08037794975
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt020 COOPERATIVE WAY
IRS990/BooksInCareOfDetail/USAddress/CityNm0COLUMBIA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0SC
IRS990/BooksInCareOfDetail/USAddress/ZIPCd029210
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0104901
IRS990/CashNonInterestBearingGrp/EOYAmt0236607
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt01
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0206460
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt03788 WHETSTONE RD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0NORTH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0SC
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd029112
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0B&B HEATING & COOLING
IRS990/ContractorCompensationGrp/ServicesDesc0HVAC CONTRACTOR
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0123660
IRS990/CYOtherExpensesAmt0201910
IRS990/CYOtherRevenueAmt02620
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0-75630
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt0201910
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0126280
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0PROVIDE LOW INTEREST FINANCING OF ENERGY EFFICIENCY HOME IMPROVEMENTS MEETING CERTAIN CRITERIA.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt00
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt055410
IRS990/FamilyOrBusinessRlnInd01
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt05500
IRS990/FeesForServicesAccountingGrp/TotalAmt05500
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt039321
IRS990/FeesForServicesLegalGrp/TotalAmt039321
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/PersonNm0MARVIN SOX
IRS990/Form990PartVIISectionAGrp/PersonNm1MIKE COUICK
IRS990/Form990PartVIISectionAGrp/PersonNm2DOUG REEVES
IRS990/Form990PartVIISectionAGrp/PersonNm3GARY STOOKSBURY
IRS990/Form990PartVIISectionAGrp/PersonNm4ROBERT HOCHSTETLER
IRS990/Form990PartVIISectionAGrp/PersonNm5RON CALCATERRA
IRS990/Form990PartVIISectionAGrp/PersonNm6CHAD LOWDER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02011
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsPayableGrp/BOYAmt0246667
IRS990/GrantsPayableGrp/EOYAmt0286913
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0126280
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt04161
IRS990/InsuranceGrp/TotalAmt04161
IRS990/InvestmentIncomeGrp/ExclusionAmt0123660
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0123660
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt04
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0SC
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROMOTE SOCIAL WELFARE BY FINANCIALLY SUPPORTING SOCIAL PROGRAMS DIRECTED TOWARD IMPROVING THE EFFICIENCY AND CONSERVATION OF ENERGY BY RESIDENTS OF THE COMMUNITY AND COMBATING DETERIORATION OF RESIDENTIAL HOUSING IN THE COMMUNITY.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0385476
IRS990/NetAssetsOrFundBalancesEOYAmt0333800
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt00
IRS990/OtherAssetsTotalGrp/EOYAmt011310
IRS990/OtherChangesInNetAssetsAmt023954
IRS990/OtherExpensesGrp/Desc0LOAN ORIGINATION & SERV
IRS990/OtherExpensesGrp/Desc1CONSULTING
IRS990/OtherExpensesGrp/Desc2BAD DEBT EXPENSE
IRS990/OtherExpensesGrp/Desc3OTHER EXPENSE
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt08815
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt15226
IRS990/OtherExpensesGrp/ProgramServicesAmt092517
IRS990/OtherExpensesGrp/ProgramServicesAmt141850
IRS990/OtherExpensesGrp/ProgramServicesAmt2117
IRS990/OtherExpensesGrp/TotalAmt092517
IRS990/OtherExpensesGrp/TotalAmt141850
IRS990/OtherExpensesGrp/TotalAmt28815
IRS990/OtherExpensesGrp/TotalAmt35343
IRS990/OtherRevenueMiscGrp/BusinessCd0423990
IRS990/OtherRevenueMiscGrp/Desc0CARBON OFFSET SALES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt02620
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt02620
IRS990/OtherRevenueTotalAmt02620
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt03082063
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt02712930
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0ROBERT HOCHSTETLER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgSrvcAccomActy2Grp/Desc0PERFORM VISUAL AND COMPREHENSIVE AUDITS TO IDENTIFY POTENTIAL ENERGY EFFICIENCY HOME IMPROVEMENTS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt041558
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0787
IRS990/ProgSrvcAccomActy3Grp/Desc0PERFORM POST-AUDITS TO DETERMINE THAT ENERGY EFFICIENCY PROJECTS MET ESTABLISHED CRITERIA.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt027705
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt0525
IRS990/ProgSrvcAccomActyOtherGrp/Desc0COLLECT PRE-ENERGY AND POST-ENERGY USAGE DATA TO DETERMINE THE OVERALL EFFECTIVENESS OF THE PROGRAM.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt014214
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt0258
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0132868
IRS990/PYOtherExpensesAmt0114560
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt020975
IRS990/PYRevenuesLessExpensesAmt039283
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0114560
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0153843
IRS990/ReconcilationRevenueExpnssAmt0-75630
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt01050
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0385476
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0333800
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0401481
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0192193
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0201910
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0126280
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0KWS HAS RECEIVED A DETERMINATION FROM THE INTERNAL REVENUE SERVICE THAT IT IS EXEMPT FROM FEDERAL INCOME TAX UNDER SECTION 501(C)(4) OF THE INTERNAL REVENUE CODE. ACCORDINGLY, NO PROVISION FOR INCOME TAXES IS REFLECTED IN THE ACCOMPANYING FINANCIAL STATEMENTS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt0201910
IRS990ScheduleD/TotalRevenuePerForm990Amt0126280
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0126280
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0201910
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DIRECTORS LOWDER, REEVES AND STOOKSBURY ALL SERVE AS DIRECTORS ON THE BOARD OF CENTRAL ELECTRIC POWER COOPERATIVE, INC. DIRECTOR HOCHSTETLER IS THE CURRENT PRESIDENT AND CEO OF CENTRAL. DIRECTORS LOWDER, REEVES, STOOKSBURY AND HOCHSTETLER ALSO SERVE ON THE BOARD OF THE ELECTRIC COOPERATIVES OF SOUTH CAROLINA. DIRECTOR STOOKSBURY IS CEO OF AIKEN ELECTRIC COOPERATIVE. DIRECTOR LOWDER IS THE CEO OF TRI-COUNTY ELECTRIC COOPERATIVE. AIKEN AND TRI-COUNTY ELECTRIC COOPERATIVES PARTICIPATE IN PROVIDING KWS'S SERVICES TO THEIR MEMBERS. DIRECTOR COUICK IS THE PRESIDENT AND CEO OF BOTH THE ELECTRIC COOPERATIVES OF SOUTH CAROLINA AND 1ST COOPERATIVE FEDERAL CREDIT UNION. 1ST COOPERATIVE PROVIDES LOAN DOCUMENTATION AND FILING SERVICES RELATED TO LOW INTEREST FINANCING OF ENERGY EFFICIENCY IMPROVEMENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1A COMPLETE COPY OF THE RETURN WAS PROVIDED TO EACH BOARD MEMBER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE COMPANY MAINTAINS A WRITTEN CONFLICT OF INTEREST POLICY WHICH CONTAINS A DUTY TO DISCLOSE PARAGRAPH.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST AT THE ORGANIZATION'S ADDRESS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CASH TO ACCRUAL ADJUSTMENT 30,754. PRIOR PERIOD ADJUSTMENT -6,800.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION CHANGED ITS METHOD OF ACCOUNTING FROM CASH TO ACCRUAL ON THE 2019 FORM 990. FORM 3115 IS ATTACHED.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART XI, LINE 9:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5PART XII, LINE 1: CHANGE IN METHOD OF ACCOUNTING
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt03588445
IRS990/TotalAssetsEOYAmt03171370
IRS990/TotalAssetsGrp/BOYAmt03588445
IRS990/TotalAssetsGrp/EOYAmt03171370
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt063023
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0138887
IRS990/TotalFunctionalExpensesGrp/TotalAmt0201910
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt03202969
IRS990/TotalLiabilitiesEOYAmt02837570
IRS990/TotalLiabilitiesGrp/BOYAmt03202969
IRS990/TotalLiabilitiesGrp/EOYAmt02837570
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0385476
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0333800
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt014214
IRS990/TotalOtherProgSrvcRevenueAmt0258
IRS990/TotalProgramServiceExpensesAmt0138887
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt0123660
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02620
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0126280
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt03588445
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt03171370
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt02956302
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt02540547
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt020 COOPERATIVE WAY
IRS990/USAddress/CityNm0COLUMBIA
IRS990/USAddress/StateAbbreviationCd0SC
IRS990/USAddress/ZIPCd029210
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02021-04-22 16:20:28Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0ROBERT HOCHSTETLER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0VICE PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08037794975
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-11-03
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0KW SAVINGS CO
ReturnHeader/Filer/BusinessNameControlTxt0KWSA
ReturnHeader/Filer/EIN0451285216
ReturnHeader/Filer/PhoneNum08037966060
ReturnHeader/Filer/USAddress/AddressLine1Txt0808 KNOX ABBOTT DRIVE
ReturnHeader/Filer/USAddress/CityNm0CAYCE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0SC
ReturnHeader/Filer/USAddress/ZIPCd029033
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId099AB26C57C7B71F03B16CA44C9890ADAA6DEDC28
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0A46B3FA22E6CD94470352D0D97DA6A96A5E579C7
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0165.166.110.50
ReturnHeader/FilingSecurityInformation/IPDt02020-11-03
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0ES
ReturnHeader/FilingSecurityInformation/IPTm011:33:56
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0570940019
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BAUKNIGHT PIETRAS & STORMER PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01501 MAIN ST SUITE 600
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0COLUMBIA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0SC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd029201
ReturnHeader/PreparerPersonGrp/PhoneNum08037718943
ReturnHeader/PreparerPersonGrp/PreparationDt02020-11-03
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0SHELLIE S JOHNSON
ReturnHeader/ReturnTs02020-11-10T14:12:24-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.02$3.76$0.27$0.10$0.07$0.03
2023Detailed filing. Detailed filing data is available for this year.$3.96$3.63$0.33$0.16$0.08$0.08
2022Detailed filing. Detailed filing data is available for this year.$3.67$3.42$0.25$0.13$0.18$0.05
2021Detailed filing. Detailed filing data is available for this year.$3.45$3.15$0.30$0.14$0.18$0.04
2020Detailed filing. Detailed filing data is available for this year.$3.22$2.88$0.34$0.12$0.12$0.00
2019Detailed filing. Detailed filing data is available for this year.$3.17$2.84$0.33$0.13$0.20$0.08
2018Detailed filing. Detailed filing data is available for this year.$3.59$3.20$0.39$0.15$0.11$0.04
2017Detailed filing. Detailed filing data is available for this year.$3.98$3.86$0.11$0.14$0.10$0.04
2016Detailed filing. Detailed filing data is available for this year.$5.24$5.16$0.08$0.12$0.14$0.02
2015Detailed filing. Detailed filing data is available for this year.$4.54$4.44$0.10$0.15$0.12$0.03
2014Detailed filing. Detailed filing data is available for this year.$2.35$2.28$0.07$0.16$0.12$0.03
2013Detailed filing. Detailed filing data is available for this year.$2.09$2.06$0.04$0.34$0.32$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.25$1.23$0.02$0.58
2011Summary only. Only limited summary data is available for this year.$0.87$0.87$0.00$0.87$0.87$0.00