Civic Intelligence

Circle of Love CDC

990EZ • Fiscal year 2012 • EIN 45-0490914

Jan 01, 2012 to Dec 31, 2012 • Filed on Oct 30, 2013

Organization ProfileCIRCLEOFLOVECDC.ORG
1809 Durand Street48602
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

0.72x

Higher debt load relative to assets than 91% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Liabilities / Revenue

91st percentile

0.47x

Higher debt load relative to revenue than 91% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Net Margin

28th percentile

-6.9%

Higher net margin than 28% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

13th percentile

-36%

Faster asset growth than 13% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Annualized from 2011 to 2012

Revenue Growth

7th percentile

-57%

Faster revenue growth than 7% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Annualized from 2011 to 2012

Balance Sheet
Liabilities / Assets91st percentile

Assets

Down

$96,552

Down $54,193 (-36%) from 2011

Net Assets

Up

$26,801

Up $25,083 (+1460%) from 2011

Liabilities

Down

$69,751

Down $79,276 (-53%) from 2011

Revenue And Expenses
Liabilities / Revenue91st percentileNet Margin28th percentile

Revenue

Down

$147,867

Down $195,518 (-57%) from 2011

Expenses

Down

$158,077

Down $177,270 (-53%) from 2011

Net Income

Down

-$10,210

Down $18,248 (-227%) from 2011

Historical Trend

Balance Sheet Trend

Asset Growth13th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0-$50KAssets 2011: $150,745Liabilities 2011: $149,027Net Assets 2011: $1,7182011Assets 2012: $96,552Liabilities 2012: $69,751Net Assets 2012: $26,8012012Assets 2013: $118,786Liabilities 2013: $57,252Net Assets 2013: $61,5342013Assets 2014: $77,924Liabilities 2014: $81,110Net Assets 2014: -$3,1862014

Highlighted filing

2012

Assets$96,552
Liabilities$69,751
Net Assets$26,801
Open 2012 Filing

Operations Trend

Revenue Growth7th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$200K$0-$200KRevenue 2011: $343,385Expenses 2011: $335,347Net Income 2011: $8,0382011Revenue 2012: $147,867Expenses 2012: $158,077Net Income 2012: -$10,2102012Revenue 2013: $263,295Expenses 2013: $242,361Net Income 2013: $20,9342013Revenue 2014: $127,662Expenses 2014: $192,382Net Income 2014: -$64,7202014

Highlighted filing

2012

Revenue$147,867
Expenses$158,077
Net Income-$10,210
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Oct 30, 2013
Return Version
2012v2.0
Mission and Program Overview

Mission

To provide counseling services and afordable housing for very low to moderate income families.

Filing and Contact Details

Filer

EIN
45-0490914
Raw XML Appendix221 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1CHARLES DEMERCURIO
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2ALNISHA JACKSON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName3BARBARA MOUSOLF
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName4LEE AUSTIN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName5LINDA VANDERPOOL
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1PAST PRESIDENT
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title4Secretary
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title5Vice President
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title6Executive Dir.
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title7President & CEO
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IRS990EZ/PrimaryExemptPurpose0TO PROVIDE COUNSELING SERVICES AND AFORDABLE HOUSING FOR VERY LOW TO MODERATE INCOME FAMILIES.
IRS990EZ/PrintingPublicationsPostage01446
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0NEIGHBORHOOD IMPROVEMENT PROGRAM: TO IMPROVE THE QUALITY OF LIFE OF LOCAL NEIGHBORHOODS BY PROVIDING HOME IMPROVEMENT GRANTS TO LOW-MODERATE INCOME FAMILIES.
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom1MSHDA: TO PROVIDE HOUSING COUNSELING SERVICES, BUDGETING, CREDIT REPAIR, MONEY MANAGEMENT SKILS AND FINANCIAL MANAGEMENT EDUCTATION TO LOW-MODERATE INCOME INDIVIDUALS AND FAMILIES.
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations080619
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations177458
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IRS990EZ/WebSite0CIRCLEOFLOVECDC.ORG
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IRS990ScheduleA/ValueSrvcFcltsFurnishedByGovt/Total00
IRS990ScheduleO/GeneralExplanation/Explanation0Disputed claims - Beginning $35460 Disputed claims - Ending $0
IRS990ScheduleO/GeneralExplanation/Explanation1Secured Mortgages and Notes Payable - Beginning $27411 Secured Mortgages and Notes Payable - Ending $60552
IRS990ScheduleO/GeneralExplanation/Explanation2Accounts Payable and Accrued Expenses - Beginning $2880 Accounts Payable and Accrued Expenses - Ending $9199
IRS990ScheduleO/GeneralExplanation/Explanation3Pledges and Grants Receivable - Beginning $26231 Pledges and Grants Receivable - Ending $30356
IRS990ScheduleO/GeneralExplanation/Explanation4Furniture and Fixtures - Beginning $3296 Furniture and Fixtures - Ending $3296
IRS990ScheduleO/GeneralExplanation/Explanation5OTHER EXPENSES $187
IRS990ScheduleO/GeneralExplanation/Explanation6MEMBERSHIPS AND DUES $210
IRS990ScheduleO/GeneralExplanation/Explanation7INTERNET $1004
IRS990ScheduleO/GeneralExplanation/Explanation8REAL ESTATE TAXES $2258
IRS990ScheduleO/GeneralExplanation/Explanation9TELEPHONE $4547
IRS990ScheduleO/GeneralExplanation/Explanation10MILEAGE EXPENSE $4636
IRS990ScheduleO/GeneralExplanation/Explanation11MISCELLANEOUS EXPENSE $5554
IRS990ScheduleO/GeneralExplanation/Explanation12CONTRACT LABOR $6030
IRS990ScheduleO/GeneralExplanation/Explanation13PROGRAM EXPENSES $12198
IRS990ScheduleO/GeneralExplanation/Explanation14Insurance $5713
IRS990ScheduleO/GeneralExplanation/Explanation15Interest $2133
IRS990ScheduleO/GeneralExplanation/Explanation16Travel $150
IRS990ScheduleO/GeneralExplanation/Explanation17Information Technology $1529
IRS990ScheduleO/GeneralExplanation/Explanation18Office Expenses $2182
IRS990ScheduleO/GeneralExplanation/Explanation19Advertising and Promotion $575
IRS990ScheduleO/GeneralExplanation/Identifier0Form 990-EZ, Part II, Line 26.1
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IRS990ScheduleO/GeneralExplanation/Identifier2Form 990-EZ, Part II, Line 26.1001
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IRS990ScheduleO/GeneralExplanation/Identifier4Form 990-EZ, Part II, Line 24.1002
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ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/Filer/EIN0450490914
ReturnHeader/Filer/Name/BusinessNameLine10CIRCLE OF LOVE CDC
ReturnHeader/Filer/NameControl0CIRC
ReturnHeader/Filer/Phone09899210569
ReturnHeader/Filer/USAddress/AddressLine101809 DURAND STREET
ReturnHeader/Filer/USAddress/City0SAGINAW
ReturnHeader/Filer/USAddress/State0MI
ReturnHeader/Filer/USAddress/ZIPCode048602
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02013-10-30
ReturnHeader/Officer/Name0DEBWIN SIMON
ReturnHeader/Officer/Title0President
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10M L Shreve CPA PC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine107781 N Easy Street
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Whitehall
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0MI
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode049461
ReturnHeader/Preparer/Name0M L SHREVE CPA PC
ReturnHeader/Preparer/Phone02318945559
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-10-30T13:26:26-07:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$96,552
Liabilities
$69,751
Net assets
$26,801
Revenue
$147,867
Expenses
$158,077
Net income
-$10,210
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2014Detailed filing. Detailed filing data is available for this year.$0.78$0.81$0.03$1.28$1.92$0.65
2013Detailed filing. Detailed filing data is available for this year.$1.19$0.57$0.62$2.63$2.42$0.21
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.97$0.70$0.27$1.48$1.58$0.10
2011Summary only. Only limited summary data is available for this year.$1.51$1.49$0.02$3.43$3.35$0.08