Liabilities / Assets
87th percentile
Higher debt load relative to assets than 87% of similar nonprofits.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.91x
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
63rd percentile
Faster asset growth than 63% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Balance Sheet
Assets
Up$1,754,095
Up $73,715 (+4.4%) from 2011
Net Assets
Up$158,265
Up $125 (+0.1%) from 2011
Liabilities
Up$1,595,830
Up $73,590 (+4.8%) from 2011
Revenue And Expenses
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$64,257
Down $9,986 (-13%) from 2011
Net Income
-
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2012 to Dec 31, 2012
- Signed
- Aug 13, 2013
- Return Version
- 2012v2.1
- Gross Receipts
- $64,382
Mission and Program Overview
Mission
Part iii, line 1 - central electric credit union is a voluntary, cooperative, non profit savings institution, incorporated under the provisions of missouri statutes, for the purpose of encouraging thrift and savings among its members, providing credit at a fair and reasonable rate of interest.
Filing and Contact Details
Filer
- EIN
- 44-6013603
Raw XML Appendix365 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 4057 |
| IRS990/AccountsReceivable/BOY | 0 | 1345 |
| IRS990/ActivitiesConductedPartnership | 0 | false |
| IRS990/ActivityOrMissionDescription | 0 | CENTRAL ELECTRIC CREDIT UNION IS A VOLUNTARY, COOPERATIVE, NON PROFIT SAVINGS INSTITUTION, INCORPORATED UNDER THE PROVISIONS OF MISSOURI STATUTES, FOR THE PURPOSE OF ENCOURAGING THRIFT AND SAVINGS AMONG ITS MEMBERS, PROVIDING CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST. |
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| IRS990/CashNonInterestBearing/EOY | 0 | 104353 |
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| IRS990/CreditCounseling | 0 | false |
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| IRS990/DeductibleNonCashContributions | 0 | false |
| IRS990/DelegationOfManagementDuties | 0 | false |
| IRS990/DescribedIn501C3 | 0 | false |
| IRS990/Description | 0 | CENTRAL ELECTRIC CREDIT UNION IS A VOLUNTARY, COOPERATIVE, NON PROFIT SAVINGS INSTITUTION, INCORPORATED UNDER THE PROVISIONS OF MISSOURI STATUTES, FOR THE PRUPOSE OF ENCOURAGING THRIFT AND SAVINGS AMONG ITS MEMBERS, PROVIDING CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST AND INCREASING THE KNOWLEDGE AND ABILITY OF OUR MEMERS TO MANAGE AND CONTROL THEIR FINANCIAL WELL-BEING. |
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| IRS990/Form990PartVIISectionA/NamePerson | 6 | DANNY WORTMANN |
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| IRS990/Form990PartVIISectionA/Officer | 3 | X |
| IRS990/Form990PartVIISectionA/Officer | 4 | X |
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| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
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| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
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| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
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| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | VICE PRESIDE |
| IRS990/Form990PartVIISectionA/Title | 1 | DIRECTOR |
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| IRS990/Form990PartVIISectionA/Title | 7 | PRESIDENT & |
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| IRS990/GrantsToOrganizations | 0 | false |
| IRS990/GrantToRelatedPerson | 0 | false |
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| IRS990/GroupReturnForAffiliates | 0 | false |
| IRS990/Hospital | 0 | false |
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| IRS990/IndoorTanningServices | 0 | false |
| IRS990/InfoInScheduleOPartIII | 0 | X |
| IRS990/InfoInScheduleOPartVI | 0 | X |
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| IRS990/InvestmentIncomeCurrentYear | 0 | 3065 |
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| IRS990/LandBuildingsEquipmentBasis | 0 | 9761 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 1572 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 970 |
| IRS990/LoanToOfficerOrDQP | 0 | true |
| IRS990/LocalChapters | 0 | false |
| IRS990/MaterialDiversionOrMisuse | 0 | false |
| IRS990/MembersOrStockholders | 0 | true |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | true |
| IRS990/MinutesOfGoverningBody | 0 | true |
| IRS990/MissionDescription | 0 | CENTRAL ELECTRIC CREDIT UNION IS A VOLUNTARY, COOPERATIVE, NON PROFIT SAVINGS INSTITUTION, INCORPORATED UNDER THE PROVISIONS OF MISSOURI STATUTES, FOR THE PURPOSE OF ENCOURAGING THRIFT AND SAVINGS AMONG ITS MEMBERS, PROVIDING CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST. |
| IRS990/MoreThan5000KToIndividuals | 0 | false |
| IRS990/MoreThan5000KToOrganizations | 0 | false |
| IRS990/NameOfPrincipalOfficerPerson | 0 | SAME AS C ABOVE |
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| IRS990/NonDeductibleContributions | 0 | false |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 0 |
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| IRS990/NumberW2GIncluded | 0 | 0 |
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| IRS990/OfficerMailingAddress | 0 | false |
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| IRS990/ScheduleBRequired | 0 | false |
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| IRS990ScheduleD/OtherLiabilities/Description | 0 | MEMBER SHARE ACCOUNTS |
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| IRS990ScheduleL/LoanTable/PurposeOfLoan | 1 | TRUCK LOAN |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 2 | AUTO LOAN |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 3 | MISCELLANEOUS - SECURED |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 4 | AUTO LOAN |
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| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | CENTRAL ELECTRIC CREDIT UNION IS A VOLUNTARY, COOPERATIVE, NON PROFIT SAVINGS INSTITUTION, INCORPORATED UNDER THE PROVISIONS OF MISSOURI STATUTES, FOR THE PURPOSE OF ENCOURAGING THRIFT AND SAVINGS AMONG ITS MEMBERS, PROVIDING CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | MEMBERS CONSIST OF PERSONS WHO QUALITY UNDER THE FIELD OF MEMBERSHIP AS STATED IN THE BY-LAWS OF THE ORGANIZATION AND MAINTAIN A DEPOSIT ACCOUNT IN GOOD STANDING. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | MEMBERS OF THE ORGANIZATION ELECT THE GOVERNING BODY AT AN ANNUAL MEETING BY MAJORITY VOTE. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | MEMBERHSIP MUST VOTE AND APPROVE ALL CHANGES TO THE ORGANIZATION BY-LAWS AT AN ANNUAL MEETING. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | FORM 990 IS REVIEWED BY THE BOARD MEMBERS PRIOR TO ITS REGULAR MEETING AND VOTED ON AFTER REVIEW. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | ANNUAL REVIEW OF PAY AND PERFORMANCE PREFORMED BY THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | ALL DOCUMENTS AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST TO ANY MEMBER AT THE OFFICE THE ORGANIZATION. THIS IS ALSO REQUIRED BY STATE STATUTES GOVERNING CREDIT UNIONS. |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | ORGANIZATION'S MISSION |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | CLASSES OF MEMBERS OR STOCKHOLDERS |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | ELECTION OF MEMBERS AND THEIR RIGHTS |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | DECISIONS SUBJECT TO APPROVAL OF MEMBERS |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | ORGANIZATION'S PROCESS USED TO REVIEW FORM 990 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 5 | COMPENSATION PROCESS FOR TOP OFFICIAL |
| IRS990ScheduleO/GeneralExplanation/Identifier | 6 | GOVERNING DOCUMENTS DISCLOSURE EXPLANATION |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
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| IRS990/TotalCompGT150K | 0 | false |
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| IRS990/TotalLiabilitiesBOY | 0 | 1522240 |
| IRS990/TotalLiabilities/EOY | 0 | 1595830 |
| IRS990/TotalLiabilitiesEOY | 0 | 1595830 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 1680380 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 1754095 |
| IRS990/TotalNbrEmployees | 0 | 1 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 158140 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 158265 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 61317 |
| IRS990/TotalReportableCompFromOrg | 0 | 31576 |
| IRS990/TotalRevenueCurrentYear | 0 | 64382 |
| IRS990/TotalRevenuePriorYear | 0 | 74442 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 64382 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 64382 |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | false |
| IRS990/UponRequest | 0 | X |
| IRS990/WhistleblowerPolicy | 0 | false |
| IRS990/YearFormation | 0 | 1952 |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/Filer/EIN | 0 | 446013603 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | CENTRAL ELECTRIC CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | CENT |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 2106 JEFFERSON STREET |
| ReturnHeader/Filer/USAddress/City | 0 | JEFFERSON CITY |
| ReturnHeader/Filer/USAddress/State | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 65102 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | true |
| ReturnHeader/Officer/DateSigned | 0 | 2013-08-13 |
| ReturnHeader/Officer/Name | 0 | DANNY WORTMANN |
| ReturnHeader/Officer/Title | 0 | PRESIDENT |
| ReturnHeader/Preparer/DatePrepared | 0 | 2013-08-14 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | DECLUE & DUNSTAN |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 401 E NORTH ST |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | ELDON |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | MO |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 650261748 |
| ReturnHeader/Preparer/Name | 0 | RONALD G DECLUE |
| ReturnHeader/Preparer/Phone | 0 | 5733925643 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2012-12-31 |
| ReturnHeader/TaxYear | 0 | 2012 |
| ReturnHeader/Timestamp | 0 | 2013-08-14T09:58:37-05:00 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $1,754,095
- Liabilities
- $1,595,830
- Net assets
- $158,265
- Revenue
- -
- Expenses
- $64,257
- Net income
- -