Liabilities / Assets
84th percentile
Higher debt load relative to assets than 84% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
84th percentile
Higher debt load relative to assets than 84% of similar nonprofits.
Liabilities / Revenue
48th percentile
Higher debt load relative to revenue than 48% of similar nonprofits.
Net Margin
4th percentile
Higher net margin than 4% of similar nonprofits.
Top Officer Pay
88th percentile
Higher top officer pay than 88% of similar nonprofits.
Top officer pay equals 15.0% of source-year revenue.
Asset Growth
40th percentile
Faster asset growth than 40% of similar nonprofits.
Revenue Growth
39th percentile
Faster revenue growth than 39% of similar nonprofits.
Assets
Up$15,959,009
Up $276,695 (+1.8%) from 2014
Net Assets
Down$1,405,943
Down $126,888 (-8.3%) from 2014
Liabilities
Up$14,553,066
Up $403,583 (+2.9%) from 2014
Revenue
Down$721,547
Down $8,920 (-1.2%) from 2014
Expenses
Up$848,435
Up $136,331 (+19%) from 2014
Net Income
Down-$126,888
Down $145,251 (-791%) from 2014
To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.
Summit ridge credit union is committed to provide prompt high quality services and education intended to improve the members' financial well-being at affordable rates. - provide affordable financial assistance and services in a friendly and professional environment. - assist members to save and plan for their future and well-being. - increase and improve services offered allowing easier and more efficient opportunity to conduct financial business and enhance members' benefits. - always provide excellent customer service.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $8,650,118 | $8,119,915 | ▼ $530,203 |
| Savings and Temporary Cash Investments | $6,131,401 | $6,938,733 | ▲ $807,332 |
| Rtn Earn Endowment Incm Other Fnds | $1,532,831 | $1,405,943 | ▼ $126,888 |
| Land, Buildings, and Equipment, Net | $491,422 | $472,968 | ▼ $18,454 |
| Cash and Non-Interest-Bearing Accounts | $225,636 | $233,850 | ▲ $8,214 |
| Prepaid Expenses and Deferred Charges | $10,060 | $12,601 | ▲ $2,541 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $15,682,314 | $15,959,009 | ▲ $276,695 |
| Other Assets Total | $173,677 | $180,942 | ▲ $7,265 |
| Liabilities | |||
| Other Liabilities | $14,043,152 | $14,453,388 | ▲ $410,236 |
| Accounts Payable and Accrued Expenses | $106,331 | $99,678 | ▼ $6,653 |
| Total Liabilities | $14,149,483 | $14,553,066 | ▲ $403,583 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,532,831 | $1,405,943 | ▼ $126,888 |
| Total Liabilities and Net Assets / Fund Balance | $15,682,314 | $15,959,009 | ▲ $276,695 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $266,759 | $42,154 | $308,913 |
| Land | $172,986 | - | $172,986 |
| Equipment | $33,223 | $84,099 | $117,322 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Brenda Rempe | President | FT | $105,059 | $3,183 | $108,242 |
| Name | Title |
|---|---|
| Norman Beeman | Chairman |
| Brad Wise | Vice Chairman |
| Dennis Francis | Board Member |
| L Jill Galate | Board Member |
| Mike Landvik | Board Member |
| Sherri Mcgregor | Board Member |
| Clover Piper | Secretary/treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $593,354 |
| Salaries, Compensation, and Employee Benefits | $255,081 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | - | - | - | $153,396 |
| Other Salaries and Wages | - | - | - | $126,833 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $108,242 |
| Advertising | - | - | - | $37,008 |
| Occupancy | - | - | - | $27,934 |
| Depreciation Depletion | - | - | - | $25,719 |
| Fees for Services Other | - | - | - | $23,531 |
| All Other Expenses | - | - | - | $23,024 |
| Payroll Taxes | - | - | - | $18,425 |
| Other Expenses | - | - | - | $14,401 |
| Fees for Services Accounting | - | - | - | $5,884 |
| Pension Plan Contributions | - | - | - | $1,581 |
| Total Functional Expenses | $0 | $0 | $0 | $848,435 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Deposits | $14,453,388 |
“The credit union is mutually owned by members.”
“The board of directors are elected by the credit union members.”
“Certain significant changes are subject to approval by the credit union members; however, there were no such changes during the year.”
“The credit union president reviews the form 990 before filing and makes it available to the board members.”
“On an annual basis, the president and all directors, committee members, and employees are required to review the conflict of interest policy, disclose any interests that could give rise to conflicts, and submit a signed statement to that effect. These statements are maintained on file at the credit union.”
“The compensation committee of the board of directors reviews and approves compensation based on survey results and an employment contract. Deliberations and decisions are documented in the board minutes.”
“Financial statements are presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”
“In 2015, the credit union implemented cudl indirect lending.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 106331 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 99678 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | SUMMIT RIDGE CREDIT UNION IS COMMITTED TO PROVIDE PROMPT HIGH QUALITY SERVICES AND EDUCATION INTENDED TO IMPROVE THE MEMBERS' FINANCIAL WELL-BEING AT AFFORDABLE RATES. - PROVIDE AFFORDABLE FINANCIAL ASSISTANCE AND SERVICES IN A FRIENDLY AND PROFESSIONAL ENVIRONMENT. - ASSIST MEMBERS TO SAVE AND PLAN FOR THEIR FUTURE AND WELL-BEING. - INCREASE AND IMPROVE SERVICES OFFERED ALLOWING EASIER AND MORE EFFICIENT OPPORTUNITY TO CONDUCT FINANCIAL BUSINESS AND ENHANCE MEMBERS' BENEFITS. - ALWAYS PROVIDE EXCELLENT CUSTOMER SERVICE. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 37008 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 23024 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | BRENDA REMPE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8162726160 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3485 NE RALPH POWELL ROAD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | LEES SUMMIT |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 640642361 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 225636 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 233850 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 108242 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 95975 |
| IRS990/CYOtherExpensesAmt | 0 | 593354 |
| IRS990/CYOtherRevenueAmt | 0 | 3460 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 622112 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -126888 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 255081 |
| IRS990/CYTotalExpensesAmt | 0 | 848435 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 721547 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 25719 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 1,846 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 6 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 5884 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 23531 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 3183 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | NORMAN BEEMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | BRAD WISE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | CLOVER PIPER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | DENNIS FRANCIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | L JILL GALATE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | SHERRI MCGREGOR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MIKE LANDVIK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | BRENDA REMPE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 105059 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1955 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 721547 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 95975 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 95975 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 282 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 126253 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 491422 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 472968 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 599221 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | SUMMIT RIDGE CREDIT UNION IS COMMITTED TO PROVIDE PROMPT HIGH QUALITY SERVICES AND EDUCATION INTENDED TO IMPROVE THE MEMBERS' FINANCIAL WELL-BEING AT AFFORDABLE RATES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1532831 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1405943 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -15490 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 27934 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 153396 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 173677 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 180942 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | MEMBER DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 3 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 158363 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 67395 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 56699 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 14401 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 14043152 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 14453388 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 126833 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 8650118 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 8119915 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 18425 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 1581 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 10060 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 12601 |
| IRS990/PrincipalOfficerNm | 0 | BRENDA REMPE |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | WARRANTY SALES |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | NON-MEMBER ATM FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 531501 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 87523 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 531501 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 87523 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 2446 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 642 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 2446 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 642 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2015, THERE WERE 1,119 LOANS OUTSTANDING TOTALING $8,283,431. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $67,395 FOR THE YEAR. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 92674 |
| IRS990/PYOtherExpensesAmt | 0 | 461996 |
| IRS990/PYOtherRevenueAmt | 0 | 3350 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 634443 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 18363 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 250108 |
| IRS990/PYTotalExpensesAmt | 0 | 712104 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 730467 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -126888 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3460 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 3460 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1532831 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1405943 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 6131401 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 6938733 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 266759 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 42154 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 308913 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 33223 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 84099 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 117322 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 172986 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 172986 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 14453388 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 472968 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 14453388 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | IN 2015, THE CREDIT UNION IMPLEMENTED CUDL INDIRECT LENDING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, THERE WERE NO SUCH CHANGES DURING THE YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE CREDIT UNION PRESIDENT REVIEWS THE FORM 990 BEFORE FILING AND MAKES IT AVAILABLE TO THE BOARD MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | ON AN ANNUAL BASIS, THE PRESIDENT AND ALL DIRECTORS, COMMITTEE MEMBERS, AND EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS AND APPROVES COMPENSATION BASED ON SURVEY RESULTS AND AN EMPLOYMENT CONTRACT. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | FINANCIAL STATEMENTS ARE PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part III, line 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section A, line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section B, line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Section B, line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part VI, Section C, line 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 1 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 15682314 |
| IRS990/TotalAssetsEOYAmt | 0 | 15959009 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 15682314 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 15959009 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 6 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 848435 |
| IRS990/TotalGrossUBIAmt | 0 | 3088 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 14149483 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 14553066 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 14149483 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 14553066 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1532831 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1405943 |
| IRS990/TotalOtherCompensationAmt | 0 | 3183 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 622112 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 105059 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 718459 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 721547 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 3088 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 15682314 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 15959009 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 3485 NE RALPH POWELL ROAD |
| IRS990/USAddress/CityNm | 0 | LEES SUMMIT |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 640642361 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.MYSRCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | BRENDA REMPE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8162726160 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-11-01 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | SUMMIT RIDGE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SUMM |
| ReturnHeader/Filer/EIN | 0 | 446013148 |
| ReturnHeader/Filer/PhoneNum | 0 | 8162726160 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 3485 NE RALPH POWELL ROAD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | LEES SUMMIT |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 640642361 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 431592217 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | J TENBRINK & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 11272 S RIDGEVIEW RD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OLATHE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 66061 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9138946214 |
| ReturnHeader/ReturnTs | 0 | 2016-11-01T13:29:51-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.