Civic Intelligence

Fedco Credit Union

990 • Fiscal year 2012 • EIN 44-0651555

Jan 01, 2012 to Dec 31, 2012 • Filed on Mar 20, 2013

701 S Country Club Dr65109
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

0.92x

Higher debt load relative to assets than 94% of similar nonprofits.

2012 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

71st percentile

5.8%

Faster asset growth than 71% of similar nonprofits.

2012 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$4,658,540

Up $256,307 (+5.8%) from 2011

Net Assets

Up

$381,383

Up $2,807 (+0.7%) from 2011

Liabilities

Up

$4,277,157

Up $253,500 (+6.3%) from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$59,726

Down $10,258 (-15%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0M$6.0M$4.0M$2.0M$0Assets 2011: $4,402,233Liabilities 2011: $4,023,657Net Assets 2011: $378,5762011Assets 2012: $4,658,540Liabilities 2012: $4,277,157Net Assets 2012: $381,3832012Assets 2013: $4,939,200Liabilities 2013: $4,551,693Net Assets 2013: $387,5072013Assets 2014: $5,034,918Liabilities 2014: $4,642,014Net Assets 2014: $392,9042014Assets 2015: $5,271,911Liabilities 2015: $4,870,582Net Assets 2015: $401,3292015Assets 2016: $5,587,232Liabilities 2016: $5,171,969Net Assets 2016: $415,2632016Assets 2017: $5,658,443Liabilities 2017: $5,219,280Net Assets 2017: $439,1632017Assets 2018: $6,045,996Liabilities 2018: $5,558,538Net Assets 2018: $487,4582018Assets 2019: $6,339,346Liabilities 2019: $5,806,298Net Assets 2019: $533,0482019Assets 2020: $6,327,953Liabilities 2020: $5,750,570Net Assets 2020: $577,3832020Assets 2021: $6,789,668Liabilities 2021: $6,191,709Net Assets 2021: $597,9592021Assets 2022: $6,931,002Liabilities 2022: $6,315,749Net Assets 2022: $615,2532022Assets 2023: $6,186,688Liabilities 2023: $5,507,820Net Assets 2023: $678,8682023Assets 2024: $6,259,534Liabilities 2024: $5,531,824Net Assets 2024: $727,7102024Assets 2025: $6,651,619Liabilities 2025: $5,880,073Net Assets 2025: $771,5462025

Highlighted filing

2012

Assets$4,658,540
Liabilities$4,277,157
Net Assets$381,383

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0Expenses 2011: $69,9842011Expenses 2012: $59,7262012Revenue 2013: $66,406Expenses 2013: $60,305Net Income 2013: $6,1012013Revenue 2014: $62,320Expenses 2014: $56,942Net Income 2014: $5,3782014Revenue 2015: $67,205Expenses 2015: $58,809Net Income 2015: $8,3962015Revenue 2016: $76,985Expenses 2016: $63,079Net Income 2016: $13,9062016Revenue 2017: $93,018Expenses 2017: $69,143Net Income 2017: $23,8752017Revenue 2018: $130,055Expenses 2018: $81,778Net Income 2018: $48,2772018Revenue 2019: $161,537Expenses 2019: $115,964Net Income 2019: $45,5732019Revenue 2020: $106,450Expenses 2020: $62,136Net Income 2020: $44,3142020Revenue 2021: $64,760Expenses 2021: $44,194Net Income 2021: $20,5662021Revenue 2022: $88,825Expenses 2022: $71,547Net Income 2022: $17,2782022Revenue 2023: $224,933Expenses 2023: $161,320Net Income 2023: $63,6132023Revenue 2024: $263,603Expenses 2024: $214,761Net Income 2024: $48,8422024Revenue 2025: $264,365Expenses 2025: $220,529Net Income 2025: $43,8362025

Highlighted filing

2012

Revenue-
Expenses$59,726
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Mar 20, 2013
Return Version
2012v2.1
Gross Receipts
$62,500
Mission and Program Overview

Mission

Fedco credit union is a voluntary, cooperative, non profit savings insitution, incorporated under the provisions of missouri statutes, for the purpose of encouraging thrift and savings among its members, providing credit at a fair and reasonable rate of interest and increase.

Filing and Contact Details

Filer

EIN
44-0651555
Raw XML Appendix334 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/Explanation0FEDCO CREDIT UNION IS A VOLUNTARY, COOPERATIVE, NON PROFIT SAVINGS INSITUTION, INCORPORATED UNDER THE PROVISIONS OF MISSOURI STATUTES, FOR THE PURPOSE OF ENCOURAGING THRIFT AND SAVINGS AMONG ITS MEMBERS, PROVIDING CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST AND INCREASE.
IRS990ScheduleO/GeneralExplanation/Explanation1ALL BOARD MEMBERS ARE ELECTED TO THEIR OFFICE BY THE MEMBERS OF THE ORGANIZATION AT THE ANNUAL MEETING.
IRS990ScheduleO/GeneralExplanation/Explanation2MEMBERSHIP MUST VOTE AND APPROVE ALL CHANGES TO THE ORGANIZATION BY-LAWS AT AN ANNUAL MEETING.
IRS990ScheduleO/GeneralExplanation/Explanation3FORM 990 IS REVIEWED BY THE BOARD MEMBERS PRIOR TO ITS REGULAR MEETING AND VOTED ON AFTER REVIEW.
IRS990ScheduleO/GeneralExplanation/Explanation4BOARD MEMBERS ARE REQUIRED TO FILE A CONFLICT OF INTEREST STATEMENT AT THE BEGINNING OF EACH MEETING YEAR AND ARE REQUIRED TO DISCLOSE AT INTERIM MEETINGS IF THERE ARE ANY CHANGES THAT WOULD AFFECT CONFLICT OF INTEREST.
IRS990ScheduleO/GeneralExplanation/Explanation5ALL DOCUMENTS AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST TO ANY MEMBER AT THE OFFICE OF THE ORGANIZATION. THIS IS ALSO REQUIRED BY STATE STATUTES GOVERNING CREDIT UNIONS.
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IRS990ScheduleO/GeneralExplanation/Identifier1ELECTION OF MEMBERS AND THEIR RIGHTS
IRS990ScheduleO/GeneralExplanation/Identifier2DECISIONS SUBJECT TO APPROVAL OF MEMBERS
IRS990ScheduleO/GeneralExplanation/Identifier3ORGANIZATION'S PROCESS USED TO REVIEW FORM 990
IRS990ScheduleO/GeneralExplanation/Identifier4ENFORCEMENT OF CONFLICTS POLICY
IRS990ScheduleO/GeneralExplanation/Identifier5GOVERNING DOCUMENTS DISCLOSURE EXPLANATION
IRS990ScheduleO/GeneralExplanation/Identifier6OTHER CHANGES IN NET ASSETS EXPLANATION
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990 - ORGANIZATION'S MISSION
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ReturnHeader/Preparer/Name0JAMIE SEAVER
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Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$6.65$5.88$0.77$0.26$0.22$0.04
2024Detailed filing. Detailed filing data is available for this year.$6.26$5.53$0.73$0.26$0.21$0.05
2023Detailed filing. Detailed filing data is available for this year.$6.19$5.51$0.68$0.22$0.16$0.06
2022Detailed filing. Detailed filing data is available for this year.$6.93$6.32$0.62$0.09$0.07$0.02
2021Detailed filing. Detailed filing data is available for this year.$6.79$6.19$0.60$0.06$0.04$0.02
2020Detailed filing. Detailed filing data is available for this year.$6.33$5.75$0.58$0.11$0.06$0.04
2019Detailed filing. Detailed filing data is available for this year.$6.34$5.81$0.53$0.16$0.12$0.05
2018Detailed filing. Detailed filing data is available for this year.$6.05$5.56$0.49$0.13$0.08$0.05
2017Detailed filing. Detailed filing data is available for this year.$5.66$5.22$0.44$0.09$0.07$0.02
2016Detailed filing. Detailed filing data is available for this year.$5.59$5.17$0.42$0.08$0.06$0.01
2015Detailed filing. Detailed filing data is available for this year.$5.27$4.87$0.40$0.07$0.06$0.01
2014Detailed filing. Detailed filing data is available for this year.$5.03$4.64$0.39$0.06$0.06$0.01
2013Detailed filing. Detailed filing data is available for this year.$4.94$4.55$0.39$0.07$0.06$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.66$4.28$0.38$0.06
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.40$4.02$0.38$0.07