Civic Intelligence

Multipli Credit Union

990 • Fiscal year 2016 • EIN 44-0443995

Jan 01, 2016 to Dec 31, 2016 • Filed on Oct 30, 2017

Organization ProfileMYCUCOMMUNITY.COM

View Organization Page

818 N Benton AveSpringfield, MO 65802

(417) 865-3912

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

14th percentile

0.84x

Higher debt load relative to assets than 14% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

24th percentile

15.23x

Higher debt load relative to revenue than 24% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Net Margin

96th percentile

32%

Higher net margin than 96% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

42nd percentile

$185,979

Higher top officer pay than 42% of similar nonprofits.

Top officer pay equals 3.2% of source-year revenue.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Asset Growth

50th percentile

4.4%

Faster asset growth than 50% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2014 to 2016

Revenue Growth

69th percentile

9.1%

Faster revenue growth than 69% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2014 to 2016

Balance Sheet
Liabilities / Assets14th percentile

Assets

Up

$103,430,172

Up $8,597,427 (+9.1%) from 2014

Net Assets

Down

$16,208,852

Down $78,172,271 (-83%) from 2014

Liabilities

Up

$87,221,320

Up $86,769,698 (+19213%) from 2014

Revenue And Expenses
Liabilities / Revenue24th percentileNet Margin96th percentile

Revenue

Up

$5,725,179

Up $915,625 (+19%) from 2014

Expenses

Up

$3,903,405

Up $612,313 (+19%) from 2014

Net Income

Up

$1,821,774

Up $303,312 (+20%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth50th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2011: $70,394,026Liabilities 2011: $526,551Net Assets 2011: $69,867,4752011Assets 2012: $87,434,750Liabilities 2012: $693,002Net Assets 2012: $86,741,7482012Assets 2013: $90,591,712Liabilities 2013: $483,935Net Assets 2013: $90,107,7772013Assets 2014: $94,832,745Liabilities 2014: $451,622Net Assets 2014: $94,381,1232014Assets 2016: $103,430,172Liabilities 2016: $87,221,320Net Assets 2016: $16,208,8522016Assets 2017: $110,551,547Liabilities 2017: $92,667,196Net Assets 2017: $17,884,3512017Assets 2019: $115,631,550Liabilities 2019: $94,372,030Net Assets 2019: $21,259,5202019Assets 2020: $143,137,686Liabilities 2020: $120,102,278Net Assets 2020: $23,035,4082020Assets 2021: $164,844,187Liabilities 2021: $139,769,631Net Assets 2021: $25,074,5562021Assets 2022: $173,557,737Liabilities 2022: $148,933,731Net Assets 2022: $24,624,0062022Assets 2023: $182,768,876Liabilities 2023: $156,340,824Net Assets 2023: $26,428,0522023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2016

Assets$103,430,172
Liabilities$87,221,320
Net Assets$16,208,852
Open 2016 Filing

Operations Trend

Revenue Growth69th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$20M$0-$20M-$40MExpenses 2011: $2,645,8982011Expenses 2012: $2,900,5312012Revenue 2013: $4,531,654Expenses 2013: $3,487,410Net Income 2013: $1,044,2442013Revenue 2014: $4,809,554Expenses 2014: $3,291,092Net Income 2014: $1,518,4622014Revenue 2016: $5,725,179Expenses 2016: $3,903,405Net Income 2016: $1,821,7742016Revenue 2017: $6,000,794Expenses 2017: $4,211,830Net Income 2017: $1,788,9642017Revenue 2019: $6,458,421Expenses 2019: $5,198,044Net Income 2019: $1,260,3772019Revenue 2020: $6,311,489Expenses 2020: $4,867,376Net Income 2020: $1,444,1132020Revenue 2021: $7,376,341Expenses 2021: $4,838,479Net Income 2021: $2,537,8622021Revenue 2022: $9,692,310Expenses 2022: $6,304,553Net Income 2022: $3,387,7572022Revenue 2023: $9,655,827Expenses 2023: $7,823,690Net Income 2023: $1,832,1372023Revenue 2024: $1,972,595Expenses 2024: $31,558,678Net Income 2024: -$29,586,0832024

Highlighted filing

2016

Revenue$5,725,179
Expenses$3,903,405
Net Income$1,821,774
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Oct 30, 2017
Return Version
2016v3.0
Gross Receipts
$5,996,717
Mission and Program Overview

Mission

We exist to provide affordable, quality financial services for the members of our community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$50,917,481$51,239,830▲ $322,349
Savings and Temporary Cash Investments$20,635,175$30,403,285▲ $9,768,110
Rtn Earn Endowment Incm Other Fnds$14,575,898$16,208,852▲ $1,632,954
Investments in Publicly Traded Securities$10,885,962$9,292,797▼ $1,593,165
Investments Other Securities$10,553,695$5,810,993▼ $4,742,702
Land, Buildings, and Equipment, Net$3,649,236$3,346,737▼ $302,499
Cash and Non-Interest-Bearing Accounts$752,829$1,028,857▲ $276,028
Investments Program Related$795,429$806,853▲ $11,424
Pledges and Grants Receivable-$700,000-
Prepaid Expenses and Deferred Charges$102,208$94,750▼ $7,458
Total Assets$99,325,387$103,430,172▲ $4,104,785
Other Assets Total$1,033,372$706,070▼ $327,302
Liabilities
Other Liabilities$84,207,072$85,895,265▲ $1,688,193
Grants Payable-$683,004-
Accounts Payable and Accrued Expenses$542,417$643,051▲ $100,634
Total Liabilities$84,749,489$87,221,320▲ $2,471,831
Net Assets / Fund Balance
Total Net Assets Fund Balance$14,575,898$16,208,852▲ $1,632,954
Total Liabilities and Net Assets / Fund Balance$99,325,387$103,430,172▲ $4,104,785

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,365,224$980,554$3,345,778
Equipment$200,894$700,328$901,222
Land$780,619-$780,619
Other Securities$100,522--
Compensation and Service Providers
Top Officer Pay42nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Judy HadsallPresidentFT$141,581$44,398$185,979
Greg SnyderCFOFT$126,879$7,615$134,494

Board Members and Trustees

NameTitle
Kem ReedChairman
Brent MckinneyVice Chairma
Andrew HedgepathDirector
Carol CruiseDirector
Deanna MaplesDirector
Harry BradleyDirector
Jim BlahaDirector
Jim CosgroveDirector
Karl PlumpeDirector
Kimber KyleDirector
Fred IpockSecretary/tr
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,257,468
Investment Income
$467,711
Other Revenue
$0
Change in Net Assets
$1,821,774

Audited Revenue Reconciliation

Revenue per Audited Statements
$5,725,179
Total Revenue per Audited Statements
$5,725,179
Total Revenue per Form 990
$5,725,179
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,958,403
Other Expenses$1,945,002
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,210,671
Current Officers, Directors, Trustees, and Key Employees---$320,473
Interest---$212,203
Other Expenses---$199,989
All Other Expenses---$195,907
Depreciation Depletion---$169,325
Pension Plan Contributions---$154,949
Other Employee Benefits---$150,741
Occupancy---$137,695
Payroll Taxes---$121,569
Office Expenses---$99,074
Advertising---$67,477
Insurance---$36,353
Conferences and Meetings---$4,915
Total Functional Expenses$0$0$0$3,903,405

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,903,405
Total Expenses per Audited Statements$3,903,405
Total Expenses per Form 990$3,903,405
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$85,895,265
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The members of the credit union are considered to be the owners of the organization.”

Form 990, Page 6, Part VI, Line 7A

“The members of the credit union elect all of the board of directors on an annual basis.”

Form 990, Page 6, Part VI, Line 7B

“Any changes to the by-laws governing the credit union are required to have approval from the credit union members.”

Form 990, Page 6, Part VI, Line 11B

“The credit union cfo reviews a copy of the form 990 before signing the form 8879 authorizing electronic transmission of the return to the irs. A copy of the filed form 990 is then available for review by the board of directors at their request.”

Form 990, Page 6, Part VI, Line 15A

“The organization uses a third party software program that grades each job and then creates a minimum, midpoint, and maximum salary range based on duties, cu size, and peers. This program is used for all jobs in the organization. The executive committee (board officers) reviews and recommends salary/compensation changes to the board of directors for the ceo.”

Form 990, Page 6, Part VI, Line 15B

“The organization uses a third party software program that grades each job and then creates a minimum, midpoint, and maximum salary range based on duties, cu size, and peers. This program is used for all jobs in the credit union. The ceo is then ultimately responsible for determining the salary of all staff, except themselves. Supervisors review the employees and then meet with ceo to determine if a change in compensation is warranted.”

Form 990, Page 6, Part VI, Line 19

“Copies of the credit union governing documents, financial statements and conflict of interest policy are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Cu Community Credit Union
EIN
44-0443995
Phone
4178653912
Address
818 N BENTON AVE, SPRINGFIELD, MO 65802

Signing Officer

Name
Judy Hadsall
Title
President
Phone
4178653912
Signed
2017-10-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Judy Hadsall
Formed
1934
Legal Domicile
Mo
Voting Board Members
11
Independent Board Members
11
Employees
55
Volunteers
14

Preparer

Firm
Kpm Cpas Pc
Address
1445 E REPUBLIC RD, SPRINGFIELD, MO 65804
Preparer
Andrew C Clemens CPA
Phone
4178824300
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“The board of directors and supervisory committee are composed of volunteers.”

Financial Statement Notes

Schedule D, Page 3, Part X

“The credit union is exempt from income taxes under the internal revenue code and similar state statutes. The credit union has analyzed the tax positions taken and has concluded that as of december 31, 2016 and 2015, there are no uncertain positions taken, or expected to be taken, that would require recognition of an asset or liability or disclosure in the financial statements. A tax asset or liability would be recognized if the credit union has taken an uncertain position that more likely than not would not be sustained upon examination by taxing authorities. The credit union is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. The credit union believes it is no longer subject to income tax examinations for years prior to 2012. The credit union does not believe it likely that changes will occur within the next fiscal year that will have a material impact on the financial statements.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2CARD INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc3MORTGAGE BANKING INCOME
IRS990/ProgramServiceRevenueGrp/Desc4OTHER INCOME
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt0980554
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IRS990ScheduleD/EquipmentGrp/BookValueAmt0200894
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0700328
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0901222
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IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1119800
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2100522
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT IN BANKS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1STOCK IN FEDERAL HOME LOAN BANK
IRS990ScheduleD/OtherSecuritiesGrp/Desc2MFN LLC
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IRS990ScheduleD/RevenueSubtotalAmt05725179
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS EXEMPT FROM INCOME TAXES UNDER THE INTERNAL REVENUE CODE AND SIMILAR STATE STATUTES. THE CREDIT UNION HAS ANALYZED THE TAX POSITIONS TAKEN AND HAS CONCLUDED THAT AS OF DECEMBER 31, 2016 AND 2015, THERE ARE NO UNCERTAIN POSITIONS TAKEN, OR EXPECTED TO BE TAKEN, THAT WOULD REQUIRE RECOGNITION OF AN ASSET OR LIABILITY OR DISCLOSURE IN THE FINANCIAL STATEMENTS. A TAX ASSET OR LIABILITY WOULD BE RECOGNIZED IF THE CREDIT UNION HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY TAXING AUTHORITIES. THE CREDIT UNION IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. THE CREDIT UNION BELIEVES IT IS NO LONGER SUBJECT TO INCOME TAX EXAMINATIONS FOR YEARS PRIOR TO 2012. THE CREDIT UNION DOES NOT BELIEVE IT LIKELY THAT CHANGES WILL OCCUR WITHIN THE NEXT FISCAL YEAR THAT WILL HAVE A MATERIAL IMPACT ON THE FINANCIAL STATEMENTS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 3, PART X
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03346737
IRS990ScheduleD/TotalBookValueSecuritiesAmt05810993
IRS990ScheduleD/TotalExpensesPerForm990Amt03903405
IRS990ScheduleD/TotalLiabilityAmt085895265
IRS990ScheduleD/TotalRevenuePerForm990Amt05725179
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt05725179
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03903405
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0141581
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount035906
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt04413
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt04079
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JUDY HADSALL
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IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE ARE COMPOSED OF VOLUNTEERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS OF THE CREDIT UNION ARE CONSIDERED TO BE THE OWNERS OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MEMBERS OF THE CREDIT UNION ELECT ALL OF THE BOARD OF DIRECTORS ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ANY CHANGES TO THE BY-LAWS GOVERNING THE CREDIT UNION ARE REQUIRED TO HAVE APPROVAL FROM THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CREDIT UNION CFO REVIEWS A COPY OF THE FORM 990 BEFORE SIGNING THE FORM 8879 AUTHORIZING ELECTRONIC TRANSMISSION OF THE RETURN TO THE IRS. A COPY OF THE FILED FORM 990 IS THEN AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS AT THEIR REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION USES A THIRD PARTY SOFTWARE PROGRAM THAT GRADES EACH JOB AND THEN CREATES A MINIMUM, MIDPOINT, AND MAXIMUM SALARY RANGE BASED ON DUTIES, CU SIZE, AND PEERS. THIS PROGRAM IS USED FOR ALL JOBS IN THE ORGANIZATION. THE EXECUTIVE COMMITTEE (BOARD OFFICERS) REVIEWS AND RECOMMENDS SALARY/COMPENSATION CHANGES TO THE BOARD OF DIRECTORS FOR THE CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE ORGANIZATION USES A THIRD PARTY SOFTWARE PROGRAM THAT GRADES EACH JOB AND THEN CREATES A MINIMUM, MIDPOINT, AND MAXIMUM SALARY RANGE BASED ON DUTIES, CU SIZE, AND PEERS. THIS PROGRAM IS USED FOR ALL JOBS IN THE CREDIT UNION. THE CEO IS THEN ULTIMATELY RESPONSIBLE FOR DETERMINING THE SALARY OF ALL STAFF, EXCEPT THEMSELVES. SUPERVISORS REVIEW THE EMPLOYEES AND THEN MEET WITH CEO TO DETERMINE IF A CHANGE IN COMPENSATION IS WARRANTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7COPIES OF THE CREDIT UNION GOVERNING DOCUMENTS, FINANCIAL STATEMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/TotalRevenueGrp/TotalRevenueColumnAmt05725179
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IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0818 N BENTON AVE
IRS990/USAddress/CityNm0SPRINGFIELD
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd065802
IRS990/VotingMembersGoverningBodyCnt011
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ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JUDY HADSALL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04178653912
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-10-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CU COMMUNITY CREDIT UNION

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$103,430,172
Liabilities
$87,221,320
Net assets
$16,208,852
Revenue
$5,725,179
Expenses
$3,903,405
Net income
$1,821,774
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$1.97$31.6$29.6
2023Detailed filing. Detailed filing data is available for this year.$183$156$26.4$9.66$7.82$1.83
2022Detailed filing. Detailed filing data is available for this year.$174$149$24.6$9.69$6.30$3.39
2021Detailed filing. Detailed filing data is available for this year.$165$140$25.1$7.38$4.84$2.54
2020Detailed filing. Detailed filing data is available for this year.$143$120$23.0$6.31$4.87$1.44
2019Detailed filing. Detailed filing data is available for this year.$116$94.4$21.3$6.46$5.20$1.26
2017Detailed filing. Detailed filing data is available for this year.$111$92.7$17.9$6.00$4.21$1.79
2016Detailed filing. Detailed filing data is available for this year.$103$87.2$16.2$5.73$3.90$1.82
2014Detailed filing. Detailed filing data is available for this year.$94.8$0.45$94.4$4.81$3.29$1.52
2013Detailed filing. Detailed filing data is available for this year.$90.6$0.48$90.1$4.53$3.49$1.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$87.4$0.69$86.7$2.90
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$70.4$0.53$69.9$2.65