Liabilities / Assets
80th percentile
Higher debt load relative to assets than 80% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
80th percentile
Higher debt load relative to assets than 80% of similar nonprofits.
Liabilities / Revenue
81st percentile
Higher debt load relative to revenue than 81% of similar nonprofits.
Net Margin
36th percentile
Higher net margin than 36% of similar nonprofits.
Top Officer Pay
26th percentile
Higher top officer pay than 26% of similar nonprofits.
Top officer pay equals 5.1% of source-year revenue.
Asset Growth
98th percentile
Faster asset growth than 98% of similar nonprofits.
Revenue Growth
96th percentile
Faster revenue growth than 96% of similar nonprofits.
Assets
Up$59,255,805
Up $8,495,343 (+17%) from 2015
Net Assets
Up$5,351,975
Up $500,778 (+10%) from 2015
Liabilities
Up$53,903,830
Up $7,994,565 (+17%) from 2015
Revenue
Up$2,210,605
Up $409,191 (+23%) from 2015
Expenses
Up$2,087,801
Up $332,339 (+19%) from 2015
Net Income
Up$122,804
Up $76,852 (+167%) from 2015
Established to provide quality financial services to members who share our common bond and exist for the financial benefit of the members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $30,420,976 | $34,668,930 | ▲ $4,247,954 |
| Investments Other Securities | $12,563,664 | $13,185,383 | ▲ $621,719 |
| Savings and Temporary Cash Investments | $6,073,217 | $9,434,087 | ▲ $3,360,870 |
| Rtn Earn Endowment Incm Other Fnds | $4,851,197 | $5,351,975 | ▲ $500,778 |
| Cash and Non-Interest-Bearing Accounts | $915,750 | $1,183,181 | ▲ $267,431 |
| Investments Program Related | $441,737 | $534,643 | ▲ $92,906 |
| Land, Buildings, and Equipment, Net | $125,018 | $106,930 | ▼ $18,088 |
| Prepaid Expenses and Deferred Charges | $141,429 | $51,575 | ▼ $89,854 |
| Total Assets | $50,760,462 | $59,255,805 | ▲ $8,495,343 |
| Other Assets Total | $78,671 | $91,076 | ▲ $12,405 |
| Liabilities | |||
| Other Liabilities | $45,721,277 | $53,585,880 | ▲ $7,864,603 |
| Accounts Payable and Accrued Expenses | $187,988 | $317,950 | ▲ $129,962 |
| Total Liabilities | $45,909,265 | $53,903,830 | ▲ $7,994,565 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $4,851,197 | $5,351,975 | ▲ $500,778 |
| Total Liabilities and Net Assets / Fund Balance | $50,760,462 | $59,255,805 | ▲ $8,495,343 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $106,930 | $710,045 | $816,975 |
| Other Securities | $1,500 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Tammy Rowden | Manager | FT | $79,328 | $34,060 | $113,388 |
| Name | Title |
|---|---|
| Russ Conroy | Chairman |
| Brad Smith | Vice Chairma |
| Dane Douglas | Board Member |
| Keith Minnis | Board Member |
| Louis Pounds | Board Member |
| Connie Snider | Secretary |
| Scott Reynolds | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,110,328 |
| Salaries, Compensation, and Employee Benefits | $977,473 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $636,242 |
| Fees for Services Other | - | - | - | $336,300 |
| Other Employee Benefits | - | - | - | $191,986 |
| Interest | - | - | - | $156,416 |
| Office Expenses | - | - | - | $122,003 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $107,093 |
| Occupancy | - | - | - | $82,365 |
| Depreciation Depletion | - | - | - | $70,339 |
| Payroll Taxes | - | - | - | $42,152 |
| Insurance | - | - | - | $30,725 |
| Travel | - | - | - | $25,098 |
| Other Expenses | - | - | - | $21,629 |
| Fees for Services Accounting | - | - | - | $11,800 |
| All Other Expenses | - | - | - | $8,323 |
| Fees for Services Legal | - | - | - | $2,973 |
| Total Functional Expenses | $0 | $0 | $0 | $2,087,801 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| MEMBER'S SHARES AND SAVINGS ACCOUNTS | $53,585,880 |
“The members of the credit union are considered to be the owners of the organization.”
“The members of the credit union elect all of the board of directors for three year terms.”
“Any changes to the by-laws governing the credit union are required to have approval from the credit union members.”
“The initial review of the return is performed by the manager of the credit union. After that is complete, a copy of the return is presented to the board of directors at their next meeting.”
“The human resource department determines the top management official's compensation and benefits based on a review of external salary reports and the performance of the organization. The board of directors apprroves the compensation package.”
“Copies of the credit union governing documents, financial statements, and conflict of interest policy are available to the public upon request.”
“Loan servicing expense 38,132 0 0 outside services 298,168 0 0 total 336,300 0 0”
“Change in reserve funds 384,369”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 187988 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 317950 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | ESTABLISHED TO PROVIDE QUALITY FINANCIAL SERVICES TO MEMBERS WHO SHARE OUR COMMON BOND AND EXIST FOR THE FINANCIAL BENEFIT OF THE MEMBERS. |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 8323 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | TAMMY ROWDEN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4178202931 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1444 E SUNSHINE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SPRINGFIELD |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 65804 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 915750 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1183181 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 107093 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 178522 |
| IRS990/CYOtherExpensesAmt | 0 | 1110328 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2032083 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 122804 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 977473 |
| IRS990/CYTotalExpensesAmt | 0 | 2087801 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2210605 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 70339 |
| IRS990/Desc | 0 | VOLUNTARY, COOPERATIVE, NONPROFIT SAVINGS INSTITUTION WHICH ENCOURAGES THRIFT AMONG THEIR 11,751 MEMBERS BY PROVIDING CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST AND PROVIDING AN OPPORTUNITY TO IMPROVE THEIR ECONOMIC CONDITION. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 30 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 11800 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 2973 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 336300 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 34060 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | RUSS CONROY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | SCOTT REYNOLDS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | BRAD SMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | CONNIE SNIDER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | KEITH MINNIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DANE DOUGLAS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LOUIS POUNDS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | TAMMY ROWDEN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 79328 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE CHAIRMA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | MANAGER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1976 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 1761 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 1761 |
| IRS990/GrossReceiptsAmt | 0 | 2210605 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 30725 |
| IRS990/InterestGrp/TotalAmt | 0 | 156416 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 176761 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 176761 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 12563664 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 13185383 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 441737 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 534643 |
| IRS990/IRPDocumentCnt | 0 | 1437 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 710045 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 125018 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 106930 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 816975 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | ESTABLISHED TO PROVIDE QUALITY FINANCIAL SERVICES TO MEMBERS WHO SHARE OUR COMMON BOND AND EXIST FOR THE FINANCIAL BENEFIT OF THE MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4851197 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5351975 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1761 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 1761 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -6395 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 82365 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 122003 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 78671 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 91076 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 384369 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 191986 |
| IRS990/OtherExpensesGrp/Desc | 0 | MISCELLANEOUS EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | BANK AND PROCESSING FEES |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 3 | LEAGUE DUES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 140795 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 79327 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 22235 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 21629 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 45721277 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 53585880 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 636242 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 30420976 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 34668930 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 42152 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 141429 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 51575 |
| IRS990/PrincipalOfficerNm | 0 | TAMMY ROWDEN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522210 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 522298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | CREDIT CARD INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEES, CHARGES AND OTHER INCOM |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | OTHER |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | INSURANCE COMMISSIONS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1233623 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 275872 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 242241 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 233030 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 47317 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1233623 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 275872 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 242241 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 233030 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 47317 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 176386 |
| IRS990/PYOtherExpensesAmt | 0 | 965346 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1625028 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 45952 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 790116 |
| IRS990/PYTotalExpensesAmt | 0 | 1755462 |
| IRS990/PYTotalRevenueAmt | 0 | 1801414 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 122804 |
| IRS990/RegularMonitoringEnfrcInd | 0 | false |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4851197 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 5351975 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 6073217 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 9434087 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 106930 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 710045 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 816975 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 53585880 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER'S SHARES AND SAVINGS ACCOUNTS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 8949124 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 4037528 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 190900 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 3 | 6331 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 4 | 1500 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CD'S INVESTED AT LOCAL BANKS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | MORTGAGE BACK SECURITIES |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | MO CORPORATE INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 3 | CO-OP NETWORK INVESTMENT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 4 | REPOSSESSED ASSETS |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | F |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 4 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 106930 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 13185383 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 53585880 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE MEMBERS OF THE CREDIT UNION ARE CONSIDERED TO BE THE OWNERS OF THE ORGANIZATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE MEMBERS OF THE CREDIT UNION ELECT ALL OF THE BOARD OF DIRECTORS FOR THREE YEAR TERMS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ANY CHANGES TO THE BY-LAWS GOVERNING THE CREDIT UNION ARE REQUIRED TO HAVE APPROVAL FROM THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE INITIAL REVIEW OF THE RETURN IS PERFORMED BY THE MANAGER OF THE CREDIT UNION. AFTER THAT IS COMPLETE, A COPY OF THE RETURN IS PRESENTED TO THE BOARD OF DIRECTORS AT THEIR NEXT MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE HUMAN RESOURCE DEPARTMENT DETERMINES THE TOP MANAGEMENT OFFICIAL'S COMPENSATION AND BENEFITS BASED ON A REVIEW OF EXTERNAL SALARY REPORTS AND THE PERFORMANCE OF THE ORGANIZATION. THE BOARD OF DIRECTORS APPRROVES THE COMPENSATION PACKAGE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | COPIES OF THE CREDIT UNION GOVERNING DOCUMENTS, FINANCIAL STATEMENTS, AND CONFLICT OF INTEREST POLICY ARE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | LOAN SERVICING EXPENSE 38,132 0 0 OUTSIDE SERVICES 298,168 0 0 TOTAL 336,300 0 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | CHANGE IN RESERVE FUNDS 384,369 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART IX, LINE 11G |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 50760462 |
| IRS990/TotalAssetsEOYAmt | 0 | 59255805 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 50760462 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 59255805 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 30 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2087801 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 45909265 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 53903830 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 45909265 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 53903830 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 4851197 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 5351975 |
| IRS990/TotalOtherCompensationAmt | 0 | 34060 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2032083 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 79328 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 176761 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2033844 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2210605 |
| IRS990/TotalVolunteersCnt | 0 | 10 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 50760462 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 59255805 |
| IRS990/TravelGrp/TotalAmt | 0 | 25098 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1444 E SUNSHINE |
| IRS990/USAddress/CityNm | 0 | SPRINGFIELD |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 65804 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.MYMERCYCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | TAMMY ROWDEN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | MANAGER |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2017-10-30 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MERCY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MERC |
| ReturnHeader/Filer/EIN | 0 | 436203095 |
| ReturnHeader/Filer/PhoneNum | 0 | 4178202931 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1444 E SUNSHINE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | SPRINGFIELD |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 65804 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 35D3879163D6E86CE39169CEF1932A0DEFAB2344 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 639E43D7064DA110D86365B3D40C5518D435221F |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 431109768 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | KPM CPAS PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1445 E REPUBLIC RD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | SPRINGFIELD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 65804 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4178824300 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2017-10-31 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | SEAN M BALISLE CPA |
| ReturnHeader/ReturnTs | 0 | 2017-11-08T12:56:43-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2016-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2016-12-31 |
| ReturnHeader/TaxYr | 0 | 2016 |
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Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.