Civic Intelligence

Students Educational & Loan Foundat

990EZ • Fiscal year 2013 • EIN 43-6052502

Jan 01, 2013 to Dec 31, 2013 • Filed on May 13, 2014

Box 188465402-1884

(573) 364-4003

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2013

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2013

Net Margin

90th percentile

31%

Higher net margin than 90% of similar nonprofits.

2013 filings • 501(c)7 • <$500k nonprofits • Source year 2013

Top Officer Pay

89th percentile

$0

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • 501(c)7 • <$500k nonprofits • Source year 2013

Asset Growth

60th percentile

5.0%

Faster asset growth than 60% of similar nonprofits.

2013 filings • 501(c)7 • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

24th percentile

-10%

Faster revenue growth than 24% of similar nonprofits.

2013 filings • 501(c)7 • <$500k nonprofits • Annualized from 2012 to 2013

Assets

Up

$457,352

Up $21,576 (+5.0%) from 2012

Net Assets

Up

$457,352

Up $21,576 (+5.0%) from 2012

Liabilities

-

No earlier filing loaded for comparison.

Revenue

Down

$70,726

Down $8,018 (-10%) from 2012

Expenses

Down

$49,150

Down $24,695 (-33%) from 2012

Net Income

Up

$21,576

Up $16,677 (+340%) from 2012

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2011: $430,879Liabilities 2011: $02011Assets 2012: $435,776Net Assets 2012: $435,7762012Assets 2013: $457,352Net Assets 2013: $457,3522013Assets 2014: $4,907,809Liabilities 2014: $3,798,229Net Assets 2014: $1,109,5802014Assets 2015: $5,182,246Liabilities 2015: $3,464,445Net Assets 2015: $1,717,8012015Assets 2016: $5,044,740Liabilities 2016: $3,408,897Net Assets 2016: $1,635,8432016Assets 2017: $4,821,215Liabilities 2017: $3,229,802Net Assets 2017: $1,591,4132017Assets 2018: $4,664,486Liabilities 2018: $3,067,214Net Assets 2018: $1,597,2722018Assets 2019: $4,513,087Liabilities 2019: $2,924,320Net Assets 2019: $1,588,7672019Assets 2020: $4,309,761Liabilities 2020: $2,787,283Net Assets 2020: $1,522,4782020Assets 2021: $4,120,641Liabilities 2021: $2,659,128Net Assets 2021: $1,461,5132021Assets 2022: $3,981,142Liabilities 2022: $2,512,502Net Assets 2022: $1,468,6402022Assets 2023: $3,857,288Liabilities 2023: $2,367,017Net Assets 2023: $1,490,2712023Assets 2024: $3,798,109Liabilities 2024: $2,260,447Net Assets 2024: $1,537,6622024

Highlighted filing

2013

Assets$457,352
Liabilities-
Net Assets$457,352

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2011: $74,318Expenses 2011: $73,890Net Income 2011: $4282011Revenue 2012: $78,744Expenses 2012: $73,845Net Income 2012: $4,8992012Revenue 2013: $70,726Expenses 2013: $49,150Net Income 2013: $21,5762013Revenue 2014: $777,984Expenses 2014: $125,756Net Income 2014: $652,2282014Revenue 2015: $1,001,846Expenses 2015: $393,625Net Income 2015: $608,2212015Revenue 2016: $322,259Expenses 2016: $404,217Net Income 2016: -$81,9582016Revenue 2017: $340,162Expenses 2017: $384,592Net Income 2017: -$44,4302017Revenue 2018: $385,297Expenses 2018: $379,438Net Income 2018: $5,8592018Revenue 2019: $311,598Expenses 2019: $332,291Net Income 2019: -$20,6932019Revenue 2020: $265,783Expenses 2020: $321,160Net Income 2020: -$55,3772020Revenue 2021: $283,746Expenses 2021: $344,711Net Income 2021: -$60,9652021Revenue 2022: $321,456Expenses 2022: $314,329Net Income 2022: $7,1272022Revenue 2023: $329,613Expenses 2023: $307,982Net Income 2023: $21,6312023Revenue 2024: $344,177Expenses 2024: $311,786Net Income 2024: $32,3912024

Highlighted filing

2013

Revenue$70,726
Expenses$49,150
Net Income$21,576
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 13, 2014
Return Version
2013v3.1
Gross Receipts
$70,726
Mission and Program Overview

Mission

To facilitate college attendance

Program Services

DescriptionGrantsExpenses
TO FACILITATE COLLEGE ATTENDANCE--
TO FACILITATE COLLEGE ATTENDANCE--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
BRYAN BABCOCKPresident-$0--
HAROLD K CHERNOFFVice Preside-$0--
ADAM SIBURTSecretary-$0--
JAMES R SOWERSTreasurer-$0--
Filing and Contact Details

Filer

EIN
43-6052502
Phone
5733644003

Signing Officer

Name
Jim Sowers
Title
Member
Phone
5733644003
Signed
2014-05-13
Discuss with paid preparer
Yes

Preparer

Preparer
Larry L Gray CPA
Phone
5733641700
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

Rent members 69,700 total 69,700

Form 990-ez, Part I, Line 16

Expenses cleaning expense 725 fuel, electric & water 570 insurance 9,629 office supplies 641 taxes & licenses 4,960 house & yard work 655 non-investment depreciation 21,244 total 38,424

Form 990-ez, Part I, Line 20

ROUNDING 0

Form 990-ez, Part II, Line 24

Accounts receivable 0 426 1,041,858 1,041,858 less accumulated depreciation 628,799 650,043 rounding 0 0 total 413,059 392,241

Form 990-ez, Part II, Line 26

Note payable-merc 0 0 note payable-merrill 0 0 note payable - us bank 0 0

Form 990-ez, Part III, Line 31

To facilitate college attendance

Raw XML Appendix114 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0BRYAN BABCOCK
CompensationExplanation/CompensationExplanationGrp/PersonNm1HAROLD K CHERNOFF
CompensationExplanation/CompensationExplanationGrp/PersonNm2ADAM SIBURT
CompensationExplanation/CompensationExplanationGrp/PersonNm3JAMES R SOWERS
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BenefitsPaidToOrForMembersAmt02350
IRS990EZ/BooksInCareOfDetail/PersonNm0JAMES R SOWERS
IRS990EZ/BooksInCareOfDetail/PhoneNum05733644003
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine10P O BOX 1884
IRS990EZ/BooksInCareOfDetail/USAddress/City0ROLLA
IRS990EZ/BooksInCareOfDetail/USAddress/State0MO
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode065402
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt022717
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt065111
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt01026
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt021576
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02113
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0435776
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0457352
IRS990EZ/GrossReceiptsAmt070726
IRS990EZ/GrossReceiptsForPublicUseAmt069700
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt01026
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0435776
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0457352
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0435776
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0457352
IRS990EZ/OccupancyRentUtltsAndMaintAmt06263
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt3000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BRYAN BABCOCK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1HAROLD K CHERNOFF
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ADAM SIBURT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JAMES R SOWERS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0413059
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0392241
IRS990EZ/OtherExpensesTotalAmt038424
IRS990EZ/OtherRevenueTotalAmt069700
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO FACILITATE COLLEGE ATTENDANCE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO FACILITATE COLLEGE ATTENDANCE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1TO FACILITATE COLLEGE ATTENDANCE
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt049150
IRS990EZ/TotalRevenueAmt070726
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0RENT MEMBERS 69,700 TOTAL 69,700
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES CLEANING EXPENSE 725 FUEL, ELECTRIC & WATER 570 INSURANCE 9,629 OFFICE SUPPLIES 641 TAXES & LICENSES 4,960 HOUSE & YARD WORK 655 NON-INVESTMENT DEPRECIATION 21,244 TOTAL 38,424
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ROUNDING 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ACCOUNTS RECEIVABLE 0 426 1,041,858 1,041,858 LESS ACCUMULATED DEPRECIATION 628,799 650,043 ROUNDING 0 0 TOTAL 413,059 392,241
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4NOTE PAYABLE-MERC 0 0 NOTE PAYABLE-MERRILL 0 0 NOTE PAYABLE - US BANK 0 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5TO FACILITATE COLLEGE ATTENDANCE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990-EZ, PART III, LINE 31
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JIM SOWERS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MEMBER
ReturnHeader/BusinessOfficerGrp/PhoneNum05733644003
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-05-13
ReturnHeader/Filer/BusinessName/BusinessNameLine10STUDENTS EDUCATIONAL & LOAN FOUNDAT
ReturnHeader/Filer/BusinessNameControlTxt0STUD
ReturnHeader/Filer/EIN0436052502
ReturnHeader/Filer/PhoneNum05733644003
ReturnHeader/Filer/USAddress/AddressLine10BOX 1884
ReturnHeader/Filer/USAddress/City0ROLLA
ReturnHeader/Filer/USAddress/State0MO
ReturnHeader/Filer/USAddress/ZIPCode0654021884
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10AGC-ALFERMANN GRAY & CO CPA'S LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10219 W STATE RTE 72
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0ROLLA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0654014102
ReturnHeader/PreparerPersonGrp/PhoneNum05733641700
ReturnHeader/PreparerPersonGrp/PreparationDt02014-05-22
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LARRY L GRAY CPA
ReturnHeader/ReturnTs02014-09-11T15:30:06-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.80$2.26$1.54$0.34$0.31$0.03
2023Summary only. Only limited summary data is available for this year.$3.86$2.37$1.49$0.33$0.31$0.02
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.98$2.51$1.47$0.32$0.31$0.01
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.12$2.66$1.46$0.28$0.34$0.06
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.31$2.79$1.52$0.27$0.32$0.06
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.51$2.92$1.59$0.31$0.33$0.02
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.66$3.07$1.60$0.39$0.38$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.82$3.23$1.59$0.34$0.38$0.04
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.04$3.41$1.64$0.32$0.40$0.08
2015Detailed filing. Detailed filing data is available for this year.$5.18$3.46$1.72$1.00$0.39$0.61
2014Detailed filing. Detailed filing data is available for this year.$4.91$3.80$1.11$0.78$0.13$0.65
2013Detailed filing. Detailed filing data is available for this year.$0.46$0.46$0.07$0.05$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.44$0.44$0.08$0.07$0.00
2011Summary only. Only limited summary data is available for this year.$0.43$0.00$0.07$0.07$0.00