Civic Intelligence

Lovers Lane Credit Union

990 • Fiscal year 2014 • EIN 43-6041925

Jan 01, 2014 to Dec 31, 2014 • Filed on Jan 09, 2015

Organization ProfileNA
1502 S BeltSaint Joseph, MO 64507

(816) 364-4000

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

8th percentile

0.01x

Higher debt load relative to assets than 8% of similar nonprofits.

2014 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2014

Liabilities / Revenue

8th percentile

0.18x

Higher debt load relative to revenue than 8% of similar nonprofits.

2014 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2014

Net Margin

76th percentile

11%

Higher net margin than 76% of similar nonprofits.

2014 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2014

Top Officer Pay

37th percentile

$44,400

Higher top officer pay than 37% of similar nonprofits.

Top officer pay equals 13.5% of source-year revenue.

2014 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2014

Asset Growth

95th percentile

9.8%

Faster asset growth than 95% of similar nonprofits.

2014 filings • 501(c)14 • $5M-$10M nonprofits • Annualized from 2013 to 2014

Revenue Growth

79th percentile

3.7%

Faster revenue growth than 79% of similar nonprofits.

2014 filings • 501(c)14 • $5M-$10M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets8th percentile

Assets

Up

$5,127,937

Up $457,012 (+9.8%) from 2013

Net Assets

Up

$5,067,961

Up $452,570 (+9.8%) from 2013

Liabilities

Up

$59,976

Up $4,442 (+8.0%) from 2013

Revenue And Expenses
Liabilities / Revenue8th percentileNet Margin76th percentile

Revenue

Up

$329,371

Up $11,746 (+3.7%) from 2013

Expenses

Up

$293,016

Up $46,903 (+19%) from 2013

Net Income

Down

$36,355

Down $35,157 (-49%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth95th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10M$5.0M$0Assets 2012: $4,282,207Liabilities 2012: $49,796Net Assets 2012: $4,232,4112012Assets 2013: $4,670,925Liabilities 2013: $55,534Net Assets 2013: $4,615,3912013Assets 2014: $5,127,937Liabilities 2014: $59,976Net Assets 2014: $5,067,9612014Assets 2015: $5,539,159Liabilities 2015: $63,943Net Assets 2015: $5,475,2162015Assets 2016: $5,743,386Liabilities 2016: $66,832Net Assets 2016: $5,676,5542016Assets 2017: $6,171,772Liabilities 2017: $75,792Net Assets 2017: $6,095,9802017Assets 2018: $6,718,005Liabilities 2018: $85,181Net Assets 2018: $6,632,8242018Assets 2019: $7,192,932Liabilities 2019: $95,571Net Assets 2019: $7,097,3612019Assets 2020: $7,807,539Liabilities 2020: $99,449Net Assets 2020: $7,708,0902020Assets 2021: $7,986,352Liabilities 2021: $94,704Net Assets 2021: $7,891,6482021Assets 2022: $8,802,367Liabilities 2022: $111,119Net Assets 2022: $8,691,2482022Assets 2023: $7,959,132Liabilities 2023: $96,587Net Assets 2023: $7,862,5452023Assets 2024: $7,903,975Liabilities 2024: $123,533Net Assets 2024: $7,780,4422024Assets 2025: $7,478,626Liabilities 2025: $114,119Net Assets 2025: $7,364,5072025

Highlighted filing

2014

Assets$5,127,937
Liabilities$59,976
Net Assets$5,067,961
Open 2014 Filing

Operations Trend

Revenue Growth79th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KExpenses 2012: $230,0542012Revenue 2013: $317,625Expenses 2013: $246,113Net Income 2013: $71,5122013Revenue 2014: $329,371Expenses 2014: $293,016Net Income 2014: $36,3552014Revenue 2015: $354,463Expenses 2015: $313,736Net Income 2015: $40,7272015Revenue 2016: $368,245Expenses 2016: $326,547Net Income 2016: $41,6982016Revenue 2017: $399,032Expenses 2017: $338,806Net Income 2017: $60,2262017Revenue 2018: $429,494Expenses 2018: $375,728Net Income 2018: $53,7662018Revenue 2019: $476,681Expenses 2019: $418,181Net Income 2019: $58,5002019Revenue 2020: $456,808Expenses 2020: $399,066Net Income 2020: $57,7422020Revenue 2021: $457,794Expenses 2021: $395,436Net Income 2021: $62,3582021Revenue 2022: $468,410Expenses 2022: $410,717Net Income 2022: $57,6932022Revenue 2023: $521,548Expenses 2023: $450,917Net Income 2023: $70,6312023Revenue 2024: $532,585Expenses 2024: $484,246Net Income 2024: $48,3392024Revenue 2025: $544,295Expenses 2025: $634,489Net Income 2025: -$90,1942025

Highlighted filing

2014

Revenue$329,371
Expenses$293,016
Net Income$36,355
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Jan 9, 2015
Return Version
2014v5.0
Gross Receipts
$329,371
Mission and Program Overview

Mission

Financial services to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$4,038,726$4,454,942▲ $416,216
Accounts Receivable$2,893,955$3,270,338▲ $376,383
Savings and Temporary Cash Investments$1,612,697$1,608,753▼ $3,944
Rtn Earn Endowment Incm Other Fnds$576,665$613,019▲ $36,354
Cash and Non-Interest-Bearing Accounts$39,828$110,934▲ $71,106
Receivables From Officers Etc$67,809$71,797▲ $3,988
Other Notes and Loans Receivable, Net$9,585$10,762▲ $1,177
Inventories for Sale or Use$3,880$8,893▲ $5,013
Prepaid Expenses and Deferred Charges$5,899$6,073▲ $174
Total Assets$4,670,925$5,127,937▲ $457,012
Other Assets Total$37,272$40,387▲ $3,115
Liabilities
Accounts Payable and Accrued Expenses$55,534$59,976▲ $4,442
Total Liabilities$55,534$59,976▲ $4,442
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,615,391$5,067,961▲ $452,570
Total Liabilities and Net Assets / Fund Balance$4,670,925$5,127,937▲ $457,012

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$40,387--
Compensation and Service Providers
Top Officer Pay37th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Roger RobbinsManagerPT$44,400$44,400
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$329,342
Investment Income
$0
Other Revenue
$29
Change in Net Assets
$36,355
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$209,381
Salaries, Compensation, and Employee Benefits$83,635
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$96,146--$96,146
Current Officers, Directors, Trustees, and Key Employees-$77,686-$77,686
Other Employee Benefits-$5,949-$5,949
Occupancy-$4,800-$4,800
Travel-$3,500-$3,500
Conferences and Meetings-$3,111-$3,111
Insurance$3,084--$3,084
Fees for Services Accounting-$2,850-$2,850
Other Expenses$37,084$2,045-$2,045
All Other Expenses-$1,369-$1,369
Total Functional Expenses$136,314$156,702$0$293,016
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$67,809$71,797▲ $3,988
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“Executive board is elected by vote of all members at annual meeting.”

Member election for additional members Part VI line 7A

“Board members are elected by the members present at the annual meeting.”

Form 990 governing body review Part VI line 11

“Form 990 is reviewed by the President prior to filing.”

CEO executive director top management comp Part VI line 15A

“Compensation is determined by a vote of the Executive Board.”

Other officer or key employee compensation Part VI line 15B

“Compensation is determined by a vote of the Executive Board.”

Governing documents etc available to public Part VI line 19

“Form 990 is available for review upon request.”

Filing and Contact Details

Filer

Filer Name
Lovers Lane Credit Union
EIN
43-6041925
Address
1502 S BELT, Saint Joseph, MO 64507

Signing Officer

Name
Roger Robbins
Title
Manager
Phone
8163644000
Signed
2015-01-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Roger Robbins
Formed
1956
Legal Domicile
Mo
Voting Board Members
5
Independent Board Members
0
Employees
3

Preparer

Firm
Robert C Sanger Pc
Address
103 North 36th Street, Saint Joseph, MO 64506
Preparer
Robert C Sanger CPA
Phone
8162794949
Supplemental Narrative

Additional Explanations

Explanation of other changes in net assets or fund balances Part XI line 9

“Net increase in member deposits during year”

Raw XML Appendix319 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt055534
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt059976
IRS990/AccountsReceivableGrp/BOYAmt02893955
IRS990/AccountsReceivableGrp/EOYAmt03270338
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0FINANCIAL SERVICES TO MEMBERS
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt01369
IRS990/AllOtherExpensesGrp/TotalAmt01369
IRS990/BooksInCareOfDetail/PersonNm0ROGER ROBBINS
IRS990/BooksInCareOfDetail/PhoneNum08163644000
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01502 S BELT
IRS990/BooksInCareOfDetail/USAddress/CityNm0Saint Joseph
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990/BooksInCareOfDetail/USAddress/ZIPCd064506
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt04038726
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt04454942
IRS990/CashNonInterestBearingGrp/BOYAmt039828
IRS990/CashNonInterestBearingGrp/EOYAmt0110934
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt077686
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt077686
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt03111
IRS990/ConferencesMeetingsGrp/TotalAmt03111
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt0209381
IRS990/CYOtherRevenueAmt029
IRS990/CYProgramServiceRevenueAmt0329342
IRS990/CYRevenuesLessExpensesAmt036355
IRS990/CYSalariesCompEmpBnftPaidAmt083635
IRS990/CYTotalExpensesAmt0293016
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0329371
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0ORGANIZATION PROVIDES SAVINGS AND LENDING SERVICES TO THE MEMBERS
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt03
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/ExpenseAmt0136314
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt02850
IRS990/FeesForServicesAccountingGrp/TotalAmt02850
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt032.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/PersonNm0ROGER ROBBINS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt044400
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/TitleTxt0MANAGER
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01956
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0329371
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt03084
IRS990/InsuranceGrp/TotalAmt03084
IRS990/InterestGrp/ProgramServicesAmt096146
IRS990/InterestGrp/TotalAmt096146
IRS990/InventoriesForSaleOrUseGrp/BOYAmt03880
IRS990/InventoriesForSaleOrUseGrp/EOYAmt08893
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MO
IRS990/LoanOutstandingInd0true
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0FINANCIAL SERVICES TO MEMBERS
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt04615391
IRS990/NetAssetsOrFundBalancesEOYAmt05067961
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt04800
IRS990/OccupancyGrp/TotalAmt04800
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt037272
IRS990/OtherAssetsTotalGrp/EOYAmt040387
IRS990/OtherChangesInNetAssetsAmt0416215
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt05949
IRS990/OtherEmployeeBenefitsGrp/TotalAmt05949
IRS990/OtherExpensesGrp/Desc0DUES
IRS990/OtherExpensesGrp/Desc1OFFICE OPERATIONS
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3SUPERVISION FEE
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt02727
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt152665
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt22045
IRS990/OtherExpensesGrp/ProgramServicesAmt037084
IRS990/OtherExpensesGrp/TotalAmt02727
IRS990/OtherExpensesGrp/TotalAmt152665
IRS990/OtherExpensesGrp/TotalAmt237084
IRS990/OtherExpensesGrp/TotalAmt32045
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0INVESTMENT INCOME
IRS990/OtherRevenueMiscGrp/ExclusionAmt029
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt029
IRS990/OtherRevenueTotalAmt029
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt09585
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt010762
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt05899
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt06073
IRS990/PrincipalOfficerNm0ROGER ROBBINS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1MISC INCOME
IRS990/ProgramServiceRevenueGrp/ExclusionAmt0320585
IRS990/ProgramServiceRevenueGrp/ExclusionAmt18757
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0320585
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt18757
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYOtherExpensesAmt0166758
IRS990/PYOtherRevenueAmt029
IRS990/PYProgramServiceRevenueAmt0317596
IRS990/PYRevenuesLessExpensesAmt071512
IRS990/PYSalariesCompEmpBnftPaidAmt079355
IRS990/PYTotalExpensesAmt0246113
IRS990/PYTotalRevenueAmt0317625
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt067809
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt071797
IRS990/ReconcilationRevenueExpnssAmt036355
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0576665
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0613019
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01612697
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01608753
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt040387
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0OTHER ASSETS
IRS990ScheduleD/TotalBookValueOtherAssetsAmt040387
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt030000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt18430
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt219839
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt39678
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt43850
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0ROGER ROBBINS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1SCOTT KING
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2TINA KIMBERLIN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3JOHN DAVIDSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4CINDY WINGER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5FRANK RAMSEIER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true
IRS990ScheduleL/TotalBalanceDueAmt071797
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Executive board is elected by vote of all members at annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Board members are elected by the members present at the annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Form 990 is reviewed by the President prior to filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Compensation is determined by a vote of the Executive Board.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Compensation is determined by a vote of the Executive Board.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Form 990 is available for review upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6NET INCREASE IN MEMBER DEPOSITS DURING YEAR
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Explanation of other changes in net assets or fund balances Part XI line 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt04670925
IRS990/TotalAssetsEOYAmt05127937
IRS990/TotalAssetsGrp/BOYAmt04670925
IRS990/TotalAssetsGrp/EOYAmt05127937
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0156702
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0136314
IRS990/TotalFunctionalExpensesGrp/TotalAmt0293016
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt055534
IRS990/TotalLiabilitiesEOYAmt059976
IRS990/TotalLiabilitiesGrp/BOYAmt055534
IRS990/TotalLiabilitiesGrp/EOYAmt059976
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04615391
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05067961
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0136314
IRS990/TotalProgramServiceRevenueAmt0329342
IRS990/TotalReportableCompFromOrgAmt044400
IRS990/TotalRevenueGrp/ExclusionAmt0329371
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0329371
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt04670925
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt05127937
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/ManagementAndGeneralAmt03500
IRS990/TravelGrp/TotalAmt03500
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01502 S BELT
IRS990/USAddress/CityNm0Saint Joseph
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd064506
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0NA
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ROGER ROBBINS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum08163644000
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-01-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LOVERS LANE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0LOVE
ReturnHeader/Filer/EIN0436041925
ReturnHeader/Filer/USAddress/AddressLine1Txt01502 S BELT
ReturnHeader/Filer/USAddress/CityNm0Saint Joseph
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd064507
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0431459858
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ROBERT C SANGER PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0103 North 36th Street
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Saint Joseph
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd064506
ReturnHeader/PreparerPersonGrp/PhoneNum08162794949
ReturnHeader/PreparerPersonGrp/PreparationDt02015-01-19
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Robert C Sanger CPA
ReturnHeader/ReturnTs02015-01-19T11:55:41-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$5,127,937
Liabilities
$59,976
Net assets
$5,067,961
Revenue
$329,371
Expenses
$293,016
Net income
$36,355
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$7.48$0.11$7.36$0.54$0.63$0.09
2024Detailed filing. Detailed filing data is available for this year.$7.90$0.12$7.78$0.53$0.48$0.05
2023Detailed filing. Detailed filing data is available for this year.$7.96$0.10$7.86$0.52$0.45$0.07
2022Detailed filing. Detailed filing data is available for this year.$8.80$0.11$8.69$0.47$0.41$0.06
2021Detailed filing. Detailed filing data is available for this year.$7.99$0.09$7.89$0.46$0.40$0.06
2020Detailed filing. Detailed filing data is available for this year.$7.81$0.10$7.71$0.46$0.40$0.06
2019Detailed filing. Detailed filing data is available for this year.$7.19$0.10$7.10$0.48$0.42$0.06
2018Detailed filing. Detailed filing data is available for this year.$6.72$0.09$6.63$0.43$0.38$0.05
2017Detailed filing. Detailed filing data is available for this year.$6.17$0.08$6.10$0.40$0.34$0.06
2016Detailed filing. Detailed filing data is available for this year.$5.74$0.07$5.68$0.37$0.33$0.04
2015Detailed filing. Detailed filing data is available for this year.$5.54$0.06$5.48$0.35$0.31$0.04
2014Detailed filing. Detailed filing data is available for this year.$5.13$0.06$5.07$0.33$0.29$0.04
2013Detailed filing. Detailed filing data is available for this year.$4.67$0.06$4.62$0.32$0.25$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.28$0.05$4.23$0.23