Civic Intelligence

Midwest Credit Union

990 • Fiscal year 2015 • EIN 43-6034138

Jan 01, 2015 to Dec 31, 2015 • Filed on Feb 25, 2016

Organization ProfileWWW.MIDWESTCU.ORG

View Organization Page

PO Box 839Florissant, MO 63032-0839

(314) 837-2500

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

34th percentile

0.84x

Higher debt load relative to assets than 34% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2015

Liabilities / Revenue

23rd percentile

14.32x

Higher debt load relative to revenue than 23% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2015

Net Margin

16th percentile

-2.8%

Higher net margin than 16% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2015

Top Officer Pay

83rd percentile

$102,738

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 15.6% of source-year revenue.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2015

Asset Growth

37th percentile

1.4%

Faster asset growth than 37% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2014 to 2015

Revenue Growth

65th percentile

3.3%

Faster revenue growth than 65% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets34th percentile

Assets

Up

$11,261,489

Up $152,184 (+1.4%) from 2014

Net Assets

Down

$1,831,222

Down $10,255 (-0.6%) from 2014

Liabilities

Up

$9,430,267

Up $162,439 (+1.8%) from 2014

Revenue And Expenses
Liabilities / Revenue23rd percentileNet Margin16th percentile

Revenue

Up

$658,572

Up $21,085 (+3.3%) from 2014

Expenses

Down

$677,192

Down $70,000 (-9.4%) from 2014

Net Income

Up

-$18,620

Up $91,085 (+83%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth37th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2010: $11,698,628Liabilities 2010: $9,400,665Net Assets 2010: $2,297,9632010Assets 2011: $11,343,120Liabilities 2011: $9,112,856Net Assets 2011: $2,230,2642011Assets 2012: $11,020,522Liabilities 2012: $8,962,157Net Assets 2012: $2,058,3652012Assets 2013: $11,590,350Liabilities 2013: $9,558,979Net Assets 2013: $2,031,3712013Assets 2014: $11,109,305Liabilities 2014: $9,267,828Net Assets 2014: $1,841,4772014Assets 2015: $11,261,489Liabilities 2015: $9,430,267Net Assets 2015: $1,831,2222015Assets 2016: $10,228,422Liabilities 2016: $8,507,111Net Assets 2016: $1,721,3112016Assets 2017: $10,221,709Liabilities 2017: $8,588,061Net Assets 2017: $1,633,6482017

Highlighted filing

2015

Assets$11,261,489
Liabilities$9,430,267
Net Assets$1,831,222
Open 2015 Filing

Operations Trend

Revenue Growth65th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $784,6682010Expenses 2011: $773,8062011Expenses 2012: $746,8592012Revenue 2013: $587,650Expenses 2013: $708,011Net Income 2013: -$120,3612013Revenue 2014: $637,487Expenses 2014: $747,192Net Income 2014: -$109,7052014Revenue 2015: $658,572Expenses 2015: $677,192Net Income 2015: -$18,6202015Revenue 2016: $618,870Expenses 2016: $687,587Net Income 2016: -$68,7172016Revenue 2017: $576,690Expenses 2017: $677,526Net Income 2017: -$100,8362017

Highlighted filing

2015

Revenue$658,572
Expenses$677,192
Net Income-$18,620
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Feb 25, 2016
Return Version
2015v2.1
Gross Receipts
$658,572
Mission and Program Overview

Mission

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$4,629,985$5,514,648▲ $884,663
Other Notes and Loans Receivable, Net$5,992,677$5,268,072▼ $724,605
Rtn Earn Endowment Incm Other Fnds$1,841,477$1,831,222▼ $10,255
Cash and Non-Interest-Bearing Accounts$269,973$275,341▲ $5,368
Land, Buildings, and Equipment, Net$32,398$18,604▼ $13,794
Prepaid Expenses and Deferred Charges$21,411$18,284▼ $3,127
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$11,109,305$11,261,489▲ $152,184
Other Assets Total$162,861$166,540▲ $3,679
Liabilities
Other Liabilities$9,146,279$9,337,564▲ $191,285
Accounts Payable and Accrued Expenses$121,549$92,703▼ $28,846
Total Liabilities$9,267,828$9,430,267▲ $162,439
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,841,477$1,831,222▼ $10,255
Total Liabilities and Net Assets / Fund Balance$11,109,305$11,261,489▲ $152,184

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$18,151$192,336$210,487
Leasehold Improvements$453$51,327$51,780
Compensation and Service Providers
Top Officer Pay83rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sookie CunninghamPresidentFT$73,561$29,177$102,738

Board Members and Trustees

NameTitle
Melvin Bardon JrChairman
Mike BushmanVice Chairman
Herbert WolfBoard Member
Nancy BardonBoard Member
Frank Zito IiiBoard Member (resigned in October)
Carolyn SimshauserSecretary
Timothy SouersTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$616,064
Investment Income
$38,453
Other Revenue
$4,055
Change in Net Assets
$-18,620
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$383,342
Salaries, Compensation, and Employee Benefits$293,850
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$139,096
Fees for Services Other---$119,196
Current Officers, Directors, Trustees, and Key Employees---$102,738
Office Expenses---$65,013
Information Technology---$60,669
Occupancy---$51,084
Other Employee Benefits---$18,540
Depreciation Depletion---$17,587
Payroll Taxes---$17,457
Pension Plan Contributions---$16,019
Advertising---$12,012
Insurance---$10,732
Fees for Services Accounting---$9,824
All Other Expenses---$5,031
Conferences and Meetings---$1,584
Other Expenses---$-4,471
Total Functional Expenses$0$0$0$677,192
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$135
Total Exempt Function Spending$135

Section 527 Organizations

OrganizationLocationAmount
43-1310069St Louis, MO$135
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$9,337,564
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Melvin bardon jr. (chairman) and nancy bardon (board member) are related by marriage.”

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Certain significant changes are subject to approval by the credit union members; however no such changes were made during the year.”

Form 990, Part VI, Section B, Line 11

“The president reviews the form 990 before filing.”

Form 990, Part VI, Section B, Line 15

“The board of directors reviews and approves the president's compensation using various information, including a compensation study/survey. All other employees' compensation is determined by the president and is included in the budget presented to the board for approval. The board's deliberations and decisions are documented in the minutes.”

Form 990, Part VI, Section C, Line 19

“Financial statements are presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
Midwest Credit Union
EIN
43-6034138
Phone
3148372500
Address
PO BOX 839, FLORISSANT, MO 63032-0839

Signing Officer

Name
Sookie Cunningham
Title
President
Phone
3148372500
Signed
2016-02-25
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sookie Cunningham
Formed
1941
Legal Domicile
Mo
Voting Board Members
6
Independent Board Members
6
Employees
6
Volunteers
9

Preparer

Firm
Stephen Lang & Associates LLC
Address
14323 S OUTER 40 STE N205, CHESTERFIELD, MO 63017
Phone
3142058601
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Debit, visa, atm card program services 87,004. Other professional & outside services 32,192.”

FORM 990, PART XI, LINE 9:

“Change in accumulated other comprehensive income (fas 158) 8,365.”

Raw XML Appendix360 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt092703
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION.
IRS990/AdvertisingGrp/TotalAmt012012
IRS990/AllOtherExpensesGrp/TotalAmt05031
IRS990/AnnualDisclosureCoveredPrsnInd00
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IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0SOOKIE CUNNINGHAM
IRS990/BooksInCareOfDetail/PhoneNum03148372500
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt011 FLOWER VALLEY SHOPPING CTR
IRS990/BooksInCareOfDetail/USAddress/CityNm0FLORISSANT
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IRS990/CompensationFromOtherSrcsInd00
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IRS990/Desc0PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 2,663 MEMBERS.
IRS990/DescribedInSection501c3Ind00
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IRS990/FeesForServicesOtherGrp/TotalAmt0119196
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IRS990/ForeignFinancialAccountInd00
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt729177
IRS990/Form990PartVIISectionAGrp/PersonNm0MELVIN BARDON JR
IRS990/Form990PartVIISectionAGrp/PersonNm1MIKE BUSHMAN
IRS990/Form990PartVIISectionAGrp/PersonNm2CAROLYN SIMSHAUSER
IRS990/Form990PartVIISectionAGrp/PersonNm3TIMOTHY SOUERS
IRS990/Form990PartVIISectionAGrp/PersonNm4NANCY BARDON
IRS990/Form990PartVIISectionAGrp/PersonNm5HERBERT WOLF
IRS990/Form990PartVIISectionAGrp/PersonNm6FRANK ZITO III
IRS990/Form990PartVIISectionAGrp/PersonNm7SOOKIE CUNNINGHAM
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt773561
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER (RESIGNED IN OCTOBER)
IRS990/Form990PartVIISectionAGrp/TitleTxt7PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
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IRS990/FSAuditedInd00
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IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0658572
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
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IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
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IRS990/InsuranceGrp/TotalAmt010732
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IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt038453
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt0138
IRS990/IRPDocumentW2GCnt00
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IRS990/LandBldgEquipBasisNetGrp/EOYAmt018604
IRS990/LandBldgEquipCostOrOtherBssAmt0262267
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IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt01841477
IRS990/NetAssetsOrFundBalancesEOYAmt01831222
IRS990/NetUnrelatedBusTxblIncmAmt0-28575
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt051084
IRS990/OfficeExpensesGrp/TotalAmt065013
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
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IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1ASSOCIATION DUES
IRS990/OtherExpensesGrp/Desc2MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSS
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IRS990/OtherExpensesGrp/TotalAmt112508
IRS990/OtherExpensesGrp/TotalAmt27225
IRS990/OtherExpensesGrp/TotalAmt3-4471
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IRS990/OthNotesLoansReceivableNetGrp/EOYAmt05268072
IRS990/PartialLiquidationInd00
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IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
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IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt021411
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IRS990/ProfessionalFundraisingInd00
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IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2NON-MEMBER ATM FEES
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt210822
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt099
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt110822
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2015, THERE WERE 811 LOANS OUTSTANDING TOTALING $5,321,432.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $7,225 FOR THE YEAR.
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IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
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IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Form1120POLFiledInd01
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IRS990ScheduleC/PoliticalExpendituresAmt0135
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0431310069
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0CUPAC OF MISSOURI
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt0135
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt02055 CRAIGSHIRE ROAD
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0ST LOUIS
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0MO
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd0631464009
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0CONTRIBUTION TO THE CREDIT UNION POLITICAL ACTION COMMITTEE (CUPAC) OF MISSOURI.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I-A, LINE 1:
IRS990ScheduleC/TotalExemptFunctionExpendAmt0135
IRS990ScheduleD/EquipmentGrp/BookValueAmt018151
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0192336
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0210487
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0453
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt051327
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt051780
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt09337564
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt018604
IRS990ScheduleD/TotalLiabilityAmt09337564
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MELVIN BARDON JR. (CHAIRMAN) AND NANCY BARDON (BOARD MEMBER) ARE RELATED BY MARRIAGE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE PRESIDENT REVIEWS THE FORM 990 BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD OF DIRECTORS REVIEWS AND APPROVES THE PRESIDENT'S COMPENSATION USING VARIOUS INFORMATION, INCLUDING A COMPENSATION STUDY/SURVEY. ALL OTHER EMPLOYEES' COMPENSATION IS DETERMINED BY THE PRESIDENT AND IS INCLUDED IN THE BUDGET PRESENTED TO THE BOARD FOR APPROVAL. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS ARE PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7DEBIT, VISA, ATM CARD PROGRAM SERVICES 87,004. OTHER PROFESSIONAL & OUTSIDE SERVICES 32,192.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8CHANGE IN ACCUMULATED OTHER COMPREHENSIVE INCOME (FAS 158) 8,365.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART IX, LINE 11G
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt011109305
IRS990/TotalAssetsEOYAmt011261489
IRS990/TotalAssetsGrp/BOYAmt011109305
IRS990/TotalAssetsGrp/EOYAmt011261489
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt06
IRS990/TotalFunctionalExpensesGrp/TotalAmt0677192
IRS990/TotalGrossUBIAmt010921
IRS990/TotalLiabilitiesBOYAmt09267828
IRS990/TotalLiabilitiesEOYAmt09430267
IRS990/TotalLiabilitiesGrp/BOYAmt09267828
IRS990/TotalLiabilitiesGrp/EOYAmt09430267
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01841477
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01831222
IRS990/TotalOtherCompensationAmt029177
IRS990/TotalProgramServiceRevenueAmt0616064
IRS990/TotalReportableCompFromOrgAmt073561
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0647651
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0658572
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt010921
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt011109305
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt011261489
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 839
IRS990/USAddress/CityNm0FLORISSANT
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd0630320839
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0WWW.MIDWESTCU.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02016-08-17 19:52:53Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0SOOKIE CUNNINGHAM
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03148372500
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-02-25
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MIDWEST CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0MIDW
ReturnHeader/Filer/EIN0436034138
ReturnHeader/Filer/PhoneNum03148372500
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 839
ReturnHeader/Filer/USAddress/CityNm0FLORISSANT
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd0630320839
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0431887384
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0STEPHEN LANG & ASSOCIATES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt014323 S OUTER 40 STE N205
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CHESTERFIELD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd063017
ReturnHeader/PreparerPersonGrp/PhoneNum03142058601
ReturnHeader/ReturnTs02016-02-25T10:34:48-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$11,261,489
Liabilities
$9,430,267
Net assets
$1,831,222
Revenue
$658,572
Expenses
$677,192
Net income
-$18,620
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017Detailed filing. Detailed filing data is available for this year.$10.2$8.59$1.63$0.58$0.68$0.10
2016Detailed filing. Detailed filing data is available for this year.$10.2$8.51$1.72$0.62$0.69$0.07
2015Detailed filing. Detailed filing data is available for this year.$11.3$9.43$1.83$0.66$0.68$0.02
2014Detailed filing. Detailed filing data is available for this year.$11.1$9.27$1.84$0.64$0.75$0.11
2013Detailed filing. Detailed filing data is available for this year.$11.6$9.56$2.03$0.59$0.71$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.0$8.96$2.06$0.75
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.3$9.11$2.23$0.77
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.7$9.40$2.30$0.78